XML 46 R36.htm IDEA: XBRL DOCUMENT v3.23.3

Note 3 - Loans and Allowance for Credit Losses on Loans (Tables)

9 Months Ended

Sep. 30, 2023

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(in thousands)		September 30, 2023				December 31, 2022
Commercial real estate - non-owner occupied		$	1,508,615			$	1,397,346
Commercial real estate - owner occupied			945,122				834,629
Total commercial real estate			2,453,737				2,231,975
Commercial and industrial - term			826,201				765,163
Commercial and industrial - term - PPP			4,827				18,593
Commercial and industrial - lines of credit			419,999				465,813
Total commercial and industrial			1,251,027				1,249,569
Residential real estate - owner occupied			696,162				591,515
Residential real estate - non-owner occupied			350,386				313,248
Total residential real estate			1,046,548				904,763
Construction and land development			480,120				445,690
Home equity lines of credit			203,184				200,725
Consumer			143,703				139,461
Leases			14,710				13,322
Credits cards			24,055				20,413
Total loans (1)		$	5,617,084			$	5,205,918

Purchased Financial Assets with Credit Deterioration [Table Text Block]

		CB
(in thousands)		March 7, 2022
Purchase price of PCD loans at acquisition		$	88,549
Allowance for credit losses at acquisition			(9,950	)
Non-credit discount at acquisition			(4,094	)
Fair value of PCD loans at acquisition		$	74,505

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(in thousands) Three Months Ended September 30, 2023		Beginning Balance				Provision for Credit Losses on Loans				Charge-offs				Recoveries				Ending Balance
Commercial real estate - non-owner occupied		$	21,773			$	(420	)		$	-			$	17			$	21,370
Commercial real estate - owner occupied			11,557				1,088				-				6				12,651
Total commercial real estate			33,330				668				-				23				34,021
Commercial and industrial - term			14,792				1,026				(1,878	)			16				13,956
Commercial and industrial - lines of credit			6,503				(158	)			-				1				6,346
Total commercial and industrial			21,295				868				(1,878	)			17				20,302
Residential real estate - owner occupied			8,835				278				-				6				9,119
Residential real estate - non-owner occupied			4,169				55				-				-				4,224
Total residential real estate			13,004				333				-				6				13,343
Construction and land development			6,752				227				-				-				6,979
Home equity lines of credit			1,609				(7	)			-				-				1,602
Consumer			1,285				184				(232	)			131				1,368
Leases			205				7				-				-				212
Credit cards			230				20				(5	)			3				248
Total		$	77,710			$	2,300			$	(2,115	)		$	180			$	78,075

(in thousands) Nine Months Ended September 30, 2023		Beginning Balance				Provision for Credit Losses on Loans				Charge-offs				Recoveries				Ending Balance
Commercial real estate - non-owner occupied		$	22,641			$	(1,324	)		$	-			$	53			$	21,370
Commercial real estate - owner occupied			10,827				1,818				-				6				12,651
Total commercial real estate			33,468				494				-				59				34,021
Commercial and industrial - term			12,991				2,955				(2,006	)			16				13,956
Commercial and industrial - lines of credit			6,389				(193	)			-				150				6,346
Total commercial and industrial			19,380				2,762				(2,006	)			166				20,302
Residential real estate - owner occupied			6,717				2,418				(43	)			27				9,119
Residential real estate - non-owner occupied			3,597				625				-				2				4,224
Total residential real estate			10,314				3,043				(43	)			29				13,343
Construction and land development			7,186				(207	)			-				-				6,979
Home equity lines of credit			1,613				1				(12	)			-				1,602
Consumer			1,158				473				(639	)			376				1,368
Leases			201				11				-				-				212
Credit cards			211				123				(105	)			19				248
Total		$	73,531			$	6,700			$	(2,805	)		$	649			$	78,075

(in thousands) Three Months Ended September 30, 2022		Beginning Balance				Initial ACL on PCD Loans				Provision for Credit Losses on Loans				Charge-offs				Recoveries				Ending Balance
Commercial real estate - non-owner occupied		$	20,723			$	-			$	502			$	(37	)		$	-			$	21,188
Commercial real estate - owner occupied			9,842				-				(227	)			-				153				9,768
Total commercial real estate			30,565				-				275				(37	)			153				30,956
Commercial and industrial - term			12,342				-				2,055				(466	)			232				14,163
Commercial and industrial - lines of credit			5,000				-				203				(99	)			-				5,104
Total commercial and industrial			17,342				-				2,258				(565	)			232				19,267
Residential real estate - owner occupied			5,988				-				423				(17	)			2				6,396
Residential real estate - non-owner occupied			3,190				-				146				-				9				3,345
Total residential real estate			9,178				-				569				(17	)			11				9,741
Construction and land development			6,214				-				731				-				-				6,945
Home equity lines of credit			1,521				-				105				-				-				1,626
Consumer			1,113				-				162				(307	)			148				1,116
Leases			221				-				(10	)			-				-				211
Credit cards			208				-				13				-				-				221
Total		$	66,362			$	-			$	4,103			$	(926	)		$	544			$	70,083

(in thousands) Nine Months Ended September 30, 2022		Beginning Balance				Initial ACL on Loans Purchased with Credit Deterioration				Provision for Credit Losses on Loans				Charge-offs				Recoveries				Ending Balance
Commercial real estate - non-owner occupied		$	15,960			$	3,508			$	1,744			$	(37	)		$	13			$	21,188
Commercial real estate - owner occupied			9,595				2,121				(2,103	)			(41	)			196				9,768
Total commercial real estate			25,555				5,629				(359	)			(78	)			209				30,956
Commercial and industrial - term			8,577				1,358				3,796				(594	)			1,026				14,163
Commercial and industrial - lines of credit			4,802				1,874				(1,437	)			(135	)			-				5,104
Total commercial and industrial			13,379				3,232				2,359				(729	)			1,026				19,267
Residential real estate - owner occupied			4,316				590				1,458				(30	)			62				6,396
Residential real estate - non-owner occupied			3,677				-				(349	)			-				17				3,345
Total residential real estate			7,993				590				1,109				(30	)			79				9,741
Construction and land development			4,789				419				1,809				(72	)			-				6,945
Home equity lines of credit			1,044				2				580				-				-				1,626
Consumer			772				78				565				(796	)			497				1,116
Leases			204				-				7				-				-				211
Credit cards			162				-				12				-				47				221
Total		$	53,898			$	9,950			$	6,082			$	(1,705	)		$	1,858			$	70,083

(in thousands) September 30, 2023		Real Estate				Accounts Receivable / Equipment				Other				Total				ACL Allocation
Commercial real estate - non-owner occupied		$	14,004			$	-			$	-			$	14,004			$	1,892
Commercial real estate - owner occupied			2,906				-				-				2,906				840
Total commercial real estate			16,910				-				-				16,910				2,732
Commercial and industrial - term			432				4,847				-				5,279				412
Commercial and industrial - lines of credit			2,690				159				-				2,849				739
Total commercial and industrial			3,122				5,006				-				8,128				1,151
Residential real estate - owner occupied			3,251				-				-				3,251				206
Residential real estate - non-owner occupied			567				-				-				567				116
Total residential real estate			3,818				-				-				3,818				322
Construction and land development			-				-				-				-				-
Home equity lines of credit			304				-				-				304				-
Consumer			-				-				275				275				20
Leases			-				-				-				-				-
Credit cards			-				-				-				-				-
Total collateral dependent loans		$	24,154			$	5,006			$	275			$	29,435			$	4,225

(in thousands) December 31, 2022		Real Estate				Accounts Receivable / Equipment				Other				Total				ACL Allocation
Commercial real estate - non-owner occupied		$	14,764			$	-			$	-			$	14,764			$	2,652
Commercial real estate - owner occupied			4,415				-				-				4,415				846
Total commercial real estate			19,179				-				-				19,179				3,498
Commercial and industrial - term			39				2,207				-				2,246				1,205
Commercial and industrial - lines of credit			422				2,821				-				3,243				761
Total commercial and industrial			461				5,028				-				5,489				1,966
Residential real estate - owner occupied			2,199				-				-				2,199				222
Residential real estate - non-owner occupied			415				-				-				415				116
Total residential real estate			2,614				-				-				2,614				338
Construction and land development			-				-				-				-				-
Home equity lines of credit			205				-				-				205				-
Consumer			-				-				219				219				20
Leases			-				-				-				-				-
Credit cards			-				-				-				-				-
Total collateral dependent loans		$	22,459			$	5,028			$	219			$	27,706			$	5,822

Financing Receivable, Nonaccrual [Table Text Block]

		Non-accrual Loans								Past Due 90-Days-
(in thousands)		With No				Total				or-More and Still
September 30, 2023		Recorded ACL				Non-accrual				Accruing Interest
Commercial real estate - non-owner occupied		$	—			$	7,162			$	—
Commercial real estate - owner occupied			—				1,109				—
Total commercial real estate			—				8,271				—
Commercial and industrial - term			3,737				5,229				—
Commercial and industrial - PPP			—				—				—
Commercial and industrial - lines of credit			—				58				—
Total commercial and industrial			3,737				5,287				—
Residential real estate - owner occupied			237				2,709				—
Residential real estate - non-owner occupied			—				378				—
Total residential real estate			237				3,087				—
Construction and land development			—				—				—
Home equity lines of credit			—				304				—
Consumer			—				266				—
Leases			—				—				—
Credit cards			—				12				1
Total		$	3,974			$	17,227			$	1

		Non-accrual Loans												Past Due 90-Days-
(in thousands)		With No				Total				Troubled Debt				or-More and Still
December 31, 2022		Recorded ACL				Non-accrual				Restructurings (1)				Accruing Interest
Commercial real estate - non-owner occupied		$	—			$	7,707			$	—			$	78
Commercial real estate - owner occupied			1,370				2,525				—				—
Total commercial real estate			1,370				10,232				—				78
Commercial and industrial - term			403				1,182				—				259
Commercial and industrial - PPP			—				21				—				28
Commercial and industrial - lines of credit			273				348				—				300
Total commercial and industrial			676				1,551				—				587
Residential real estate - owner occupied			249				1,801				—				—
Residential real estate - non-owner occupied			—				219				—				220
Total residential real estate			249				2,020				—				220
Construction and land development			—				—				—				—
Home equity lines of credit			—				205				—				—
Consumer			—				234				—				—
Leases			—				—				—				—
Credit cards			—				—				—				7
Total		$	2,295			$	14,242			$	—			$	892

Financing Receivable, Past Due [Table Text Block]

(in thousands)						30-59 days				60-89 days				90 or more				Total Past				Total
September 30, 2023		Current				Past Due				Past Due				days Past Due				Due Loans				Loans
Commercial real estate - non-owner occupied		$	1,504,918			$	114			$	3,235			$	348			$	3,697			$	1,508,615
Commercial real estate - owner occupied			943,521				1,370				—				231				1,601				945,122
Total commercial real estate			2,448,439				1,484				3,235				579				5,298				2,453,737
Commercial and industrial - term			824,236				456				803				706				1,965				826,201
Commercial and industrial - term - PPP			4,827				—				—				—				—				4,827
Commercial and industrial - lines of credit			419,734				207				—				58				265				419,999
Total commercial and industrial			1,248,797				663				803				764				2,230				1,251,027
Residential real estate - owner occupied			689,433				4,618				709				1,402				6,729				696,162
Residential real estate - non-owner occupied			349,772				377				—				237				614				350,386
Total residential real estate			1,039,205				4,995				709				1,639				7,343				1,046,548
Construction and land development			480,059				61				—				—				61				480,120
Home equity lines of credit			202,697				183				11				293				487				203,184
Consumer			143,019				348				136				200				684				143,703
Leases			14,710				—				—				—				—				14,710
Credit cards			24,049				3				2				1				6				24,055
Total		$	5,600,975			$	7,737			$	4,896			$	3,476			$	16,109			$	5,617,084

(in thousands)						30-59 days				60-89 days				90 or more				Total Past				Total
December 31, 2022		Current				Past Due				Past Due				days Past Due				Due Loans				Loans
Commercial real estate - non-owner occupied		$	1,393,016			$	3,404			$	460			$	466			$	4,330			$	1,397,346
Commercial real estate - owner occupied			831,731				225				2,592				81				2,898				834,629
Total commercial real estate			2,224,747				3,629				3,052				547				7,228				2,231,975
Commercial and industrial - term			763,793				157				292				921				1,370				765,163
Commercial and industrial - term - PPP			17,719				748				77				49				874				18,593
Commercial and industrial - lines of credit			464,494				389				300				630				1,319				465,813
Total commercial and industrial			1,246,006				1,294				669				1,600				3,563				1,249,569
Residential real estate - owner occupied			587,830				1,613				974				1,098				3,685				591,515
Residential real estate - non-owner occupied			312,249				373				331				295				999				313,248
Total residential real estate			900,079				1,986				1,305				1,393				4,684				904,763
Construction and land development			445,618				—				72				—				72				445,690
Home equity lines of credit			200,036				566				40				83				689				200,725
Consumer			138,846				342				85				188				615				139,461
Leases			13,322				—				—				—				—				13,322
Credit cards			20,401				3				2				7				12				20,413
Total		$	5,189,055			$	7,820			$	5,225			$	3,818			$	16,863			$	5,205,918

Financing Receivable Credit Quality Indicators [Table Text Block]

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
September 30, 2023		2023				2022				2021				2020				2019				Prior				cost basis				Total
Commercial real estate - non-owner occupied:
Risk rating
Pass		$	255,865			$	354,634			$	338,426			$	222,111			$	122,851			$	153,093			$	22,016			$	1,468,996
OAEM			3,287				-				2,917				-				3,373				4,098				-				13,675
Substandard			-				1,383				1,003				3,628				12,424				247				97				18,782
Substandard non-performing			6,080				299				-				-				76				707				-				7,162
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate non-owner occupied		$	265,232			$	356,316			$	342,346			$	225,739			$	138,724			$	158,145			$	22,113			$	1,508,615
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
Commercial real estate - owner occupied:
Risk rating
Pass		$	127,016			$	181,373			$	203,605			$	189,483			$	96,127			$	113,057			$	15,814			$	926,475
OAEM			3,571				2,002				602				5,192				79				771				-				12,217
Substandard			266				4,286				-				-				392				377				-				5,321
Substandard non-performing			-				230				808				71				-				-				-				1,109
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate owner occupied		$	130,853			$	187,891			$	205,015			$	194,746			$	96,598			$	114,205			$	15,814			$	945,122
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
Commercial and industrial - term:
Risk rating
Pass		$	192,704			$	322,039			$	180,682			$	62,307			$	27,539			$	30,438			$	-			$	815,709
OAEM			-				855				2,625				-				167				164				-				3,811
Substandard			922				85				45				100				-				300				-				1,452
Substandard non-performing			3,848				774				44				341				222				-				-				5,229
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - term		$	197,474			$	323,753			$	183,396			$	62,748			$	27,928			$	30,902			$	-			$	826,201
Current period gross charge offs		$	(1,274	)		$	(621	)		$	(26	)		$	(57	)		$	-			$	(28	)		$	-			$	(2,006	)
Commercial and industrial - PPP
Risk rating
Pass		$	-			$	-			$	2,753			$	2,074			$	-			$	-			$	-			$	4,827
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - PPP		$	-			$	-			$	2,753			$	2,074			$	-			$	-			$	-			$	4,827
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
September 30, 2023		2023				2022				2021				2020				2019				Prior				cost basis				Total
Commercial and industrial - lines of credit
Risk rating
Pass		$	34,187			$	29,544			$	3,413			$	360			$	9,143			$	2,053			$	323,574			$	402,274
OAEM			-				-				-				829				-				-				7,588				8,417
Substandard			-				-				-				-				25				-				9,225				9,250
Substandard non-performing			-				-				-				-				-				-				58				58
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - lines of credit		$	34,187			$	29,544			$	3,413			$	1,189			$	9,168			$	2,053			$	340,445			$	419,999
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
Residential real estate - owner occupied
Risk rating
Pass		$	148,984			$	181,101			$	179,320			$	88,093			$	23,378			$	72,112			$	-			$	692,988
OAEM			-				-				91				-				-				-				-				91
Substandard			-				16				-				-				-				358				-				374
Substandard non-performing			178				675				162				254				52				1,388				-				2,709
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - owner occupied		$	149,162			$	181,792			$	179,573			$	88,347			$	23,430			$	73,858			$	-			$	696,162
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	(43	)		$	-			$	(43	)
Residential real estate - non-owner occupied
Risk rating
Pass		$	65,058			$	87,911			$	80,228			$	51,062			$	31,771			$	33,108			$	-			$	349,138
OAEM			-				10				-				-				262				280				-				552
Substandard			-				-				-				-				-				318				-				318
Substandard non-performing			-				237				20				-				46				75				-				378
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - non-owner occupied		$	65,058			$	88,158			$	80,248			$	51,062			$	32,079			$	33,781			$	-			$	350,386
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
Construction and land development
Risk rating
Pass		$	83,239			$	246,335			$	73,479			$	49,275			$	489			$	3,837			$	15,996			$	472,650
OAEM			-				-				-				-				-				-				999				999
Substandard			4,175				2,296				-				-				-				-				-				6,471
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Construction and land development		$	87,414			$	248,631			$	73,479			$	49,275			$	489			$	3,837			$	16,995			$	480,120
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
Home equity lines of credit
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	202,842			$	202,842
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				38				38
Substandard non-performing			-				-				-				-				-				-				304				304
Doubtful			-				-				-				-				-				-				-				-
Total Home equity lines of credit		$	-			$	-			$	-			$	-			$	-			$	-			$	203,184			$	203,184
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	(12	)		$	(12	)

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
September 30, 2023		2023				2022				2021				2020				2019				Prior				cost basis				Total
Consumer
Risk rating
Pass		$	25,219			$	19,908			$	11,791			$	3,355			$	2,477			$	2,073			$	78,614			$	143,437
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				110				80				25				13				26				12				266
Doubtful			-				-				-				-				-				-				-				-
Total Consumer		$	25,219			$	20,018			$	11,871			$	3,380			$	2,490			$	2,099			$	78,626			$	143,703
Current period gross charge offs		$	(477	)		$	(18	)		$	(23	)		$	(40	)		$	(40	)		$	(27	)		$	(14	)		$	(639	)
Leases
Risk rating
Pass		$	3,688			$	3,360			$	1,937			$	307			$	315			$	5,103			$	-			$	14,710
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Leases		$	3,688			$	3,360			$	1,937			$	307			$	315			$	5,103			$	-			$	14,710
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
Credit cards
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	24,043			$	24,043
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				12				12
Doubtful			-				-				-				-				-				-				-				-
Total Credit cards		$	-			$	-			$	-			$	-			$	-			$	-			$	24,055			$	24,055
Current period gross charge offs		$	-			$	-			$	-			$	-			$	-			$	-			$	(105	)		$	(105	)
Total loans
Risk rating
Pass		$	935,960			$	1,426,205			$	1,075,634			$	668,427			$	314,090			$	414,874			$	682,899			$	5,518,089
OAEM			6,858				2,867				6,235				6,021				3,881				5,313				8,587				39,762
Substandard			5,363				8,066				1,048				3,728				12,841				1,600				9,360				42,006
Substandard non-performing			10,106				2,325				1,114				691				409				2,196				386				17,227
Doubtful			-				-				-				-				-				-				-				-
Total Loans		$	958,287			$	1,439,463			$	1,084,031			$	678,867			$	331,221			$	423,983			$	701,232			$	5,617,084
Current period gross charge offs		$	(1,751	)		$	(639	)		$	(49	)		$	(97	)		$	(40	)		$	(98	)		$	(131	)		$	(2,805	)

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
December 31, 2022		2022				2021				2020				2019				2018				Prior				cost basis				Total
Commercial real estate - non-owner occupied:
Risk rating
Pass		$	338,460			$	380,612			$	264,833			$	128,407			$	76,359			$	139,095			$	24,875			$	1,352,641
OAEM			-				2,006				-				3,534				-				5,414				-				10,954
Substandard			1,381				1,012				3,744				19,574				-				233				100				26,044
Substandard non-performing			-				-				-				-				-				7,707				-				7,707
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate non-owner occupied		$	339,841			$	383,630			$	268,577			$	151,515			$	76,359			$	152,449			$	24,975			$	1,397,346
Commercial real estate - owner occupied:
Risk rating
Pass		$	165,711			$	202,599			$	194,052			$	104,148			$	60,899			$	74,356			$	13,062			$	814,827
OAEM			2,895				1,777				4,540				1,891				676				216				510				12,505
Substandard			-				1,152				-				1,623				1,928				69				-				4,772
Substandard non-performing			1,533				911				-				-				-				81				-				2,525
Doubtful			-				-				-				-				-				-				-				-
Total Commercial real estate owner occupied		$	170,139			$	206,439			$	198,592			$	107,662			$	63,503			$	74,722			$	13,572			$	834,629
Commercial and industrial - term:
Risk rating
Pass		$	357,470			$	210,906			$	90,063			$	39,068			$	29,901			$	27,354			$	-			$	754,762
OAEM			3,835				2,935				-				303				1,426				-				-				8,499
Substandard			178				-				-				201				-				341				-				720
Substandard non-performing			539				39				486				101				17				-				-				1,182
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - term		$	362,022			$	213,880			$	90,549			$	39,673			$	31,344			$	27,695			$	-			$	765,163
Commercial and industrial - PPP
Risk rating
Pass		$	-			$	14,212			$	4,047			$	-			$	-			$	-			$	-			$	18,259
OAEM			-				-				313				-				-				-				-				313
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				21				-				-				-				-				21
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - PPP		$	-			$	14,212			$	4,381			$	-			$	-			$	-			$	-			$	18,593

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
December 31, 2022		2022				2021				2020				2019				2018				Prior				cost basis				Total
Commercial and industrial - lines of credit
Risk rating
Pass		$	54,948			$	13,999			$	991			$	9,179			$	1,188			$	1,033			$	367,688			$	449,026
OAEM			-				-				-				-				-				366				12,491				12,857
Substandard			-				-				905				1,915				-				-				762				3,582
Substandard non-performing			-				-				-				273				-				-				75				348
Doubtful			-				-				-				-				-				-				-				-
Total Commercial and industrial - lines of credit		$	54,948			$	13,999			$	1,896			$	11,367			$	1,188			$	1,399			$	381,016			$	465,813
Residential real estate - owner occupied
Risk rating
Pass		$	188,765			$	189,007			$	96,818			$	28,316			$	15,281			$	70,556			$	-			$	588,743
OAEM			360				96				-				70				-				-				-				526
Substandard			18				-				10				-				140				277				-				445
Substandard non-performing			65				191				70				292				122				1,061				-				1,801
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - owner occupied		$	189,208			$	189,294			$	96,898			$	28,678			$	15,543			$	71,894			$	-			$	591,515
Residential real estate - non-owner occupied
Risk rating
Pass		$	97,313			$	83,458			$	55,787			$	34,304			$	19,300			$	21,720			$	-			$	311,882
OAEM			15				-				115				271				124				290				-				815
Substandard			-				-				-				-				-				332				-				332
Substandard non-performing			86				21				-				-				-				112				-				219
Doubtful			-				-				-				-				-				-				-				-
Total Residential real estate - non-owner occupied		$	97,414			$	83,479			$	55,902			$	34,575			$	19,424			$	22,454			$	-			$	313,248
Construction and land development
Risk rating
Pass		$	257,559			$	99,204			$	45,427			$	580			$	5,959			$	1,123			$	30,378			$	440,230
OAEM			-				-				-				-				-				-				999				999
Substandard			4,461				-				-				-				-				-				-				4,461
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Construction and land development		$	262,020			$	99,204			$	45,427			$	580			$	5,959			$	1,123			$	31,377			$	445,690
Home equity lines of credit
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	200,481			$	200,481
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				39				39
Substandard non-performing			-				-				-				-				-				-				205				205
Doubtful			-				-				-				-				-				-				-				-
Total Home equity lines of credit		$	-			$	-			$	-			$	-			$	-			$	-			$	200,725			$	200,725

(in thousands)		Term Loans Amortized Cost Basis by Origination Year																								Revolving loans amortized
December 31, 2022		2022				2021				2020				2019				2018				Prior				cost basis				Total
Consumer
Risk rating
Pass		$	27,308			$	18,396			$	5,536			$	5,450			$	2,270			$	1,621			$	78,646			$	139,227
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			21				56				40				62				9				31				15				234
Doubtful			-				-				-				-				-				-				-				-
Total Consumer		$	27,329			$	18,452			$	5,576			$	5,512			$	2,279			$	1,652			$	78,661			$	139,461
Leases
Risk rating
Pass		$	4,643			$	4,344			$	2,589			$	535			$	576			$	635			$	-			$	13,322
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Leases		$	4,643			$	4,344			$	2,589			$	535			$	576			$	635			$	-			$	13,322
Credit cards
Risk rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	20,413			$	20,413
OAEM			-				-				-				-				-				-				-				-
Substandard			-				-				-				-				-				-				-				-
Substandard non-performing			-				-				-				-				-				-				-				-
Doubtful			-				-				-				-				-				-				-				-
Total Credit cards		$	-			$	-			$	-			$	-			$	-			$	-			$	20,413			$	20,413
Total loans
Risk rating
Pass		$	1,492,177			$	1,216,737			$	760,143			$	349,987			$	211,733			$	337,493			$	735,543			$	5,103,813
OAEM			7,105				6,814				4,968				6,069				2,226				6,286				14,000				47,468
Substandard			6,038				2,164				4,659				23,313				2,068				1,252				901				40,395
Substandard non-performing			2,244				1,218				617				728				148				8,992				295				14,242
Doubtful			-				-				-				-				-				-				-				-
Total Loans		$	1,507,564			$	1,226,933			$	770,387			$	380,097			$	216,175			$	354,023			$	750,739			$	5,205,918

Financinng Receivable, Schedule of Payment Activity [Table Text Block]

		September 30,				December 31,
(in thousands)		2023				2022
Credit cards
Performing		$	24,043			$	20,413
Non-performing			12				—
Total credit cards		$	24,055			$	20,413

Financing Receivable, Modified [Table Text Block]

		September 30, 2022
						Specific				Additional
						reserve				commitment
(in thousands)		Balance				allocation				to lend
Commercial real estate - owner occupied		$	902			$	202			$	—
Commercial & industrial - term			—				—				—
Total TDRs		$	902			$	202			$	—

X

- Definition

Tabular disclosure of payment activity for financing receivables.

+ References

No definition available.

+ Details

Name:	sybt_FinancinngReceivableScheduleOfPaymentActivityTableTextBlock
Namespace Prefix:	sybt_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of purchased financial assets with credit deterioration.

+ References

No definition available.

+ Details

Name:	sybt_PurchasedFinancialAssetsWithCreditDeteriorationTableTextBlock
Namespace Prefix:	sybt_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-29

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-14

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479294/326-20-55-80

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-7

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-7A

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-16

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-7

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_TableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 12A
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-42

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-42

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 33
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-33

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 34
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-34

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration