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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans, including fees $ 107,207 $ 95,689 $ 309,816 $ 271,547
Federal funds sold and interest bearing due from banks 5,003 1,946 9,734 6,199
Mortgage loans held for sale 74 47 229 152
Federal Home Loan Bank stock 488 663 1,682 1,601
Investment securities:        
Taxable 7,033 6,918 23,580 21,700
Tax-exempt 467 459 1,397 1,372
Total interest income 120,272 105,722 346,438 302,571
Interest expense:        
Deposits 39,294 33,997 111,386 97,486
Securities sold under agreements to repurchase 588 937 2,027 2,639
Federal funds purchased and other short-term borrowings 72 120 214 395
Federal Home Loan Bank advances 2,870 5,209 10,519 13,469
Subordinated debentures 411 480 1,230 1,511
Total interest expense 43,235 40,743 125,376 115,500
Net interest income 77,037 64,979 221,062 187,071
Provision for credit losses 1,975 4,325 5,050 7,050
Net interest income after provision expense 75,062 60,654 216,012 180,021
Non-interest income:        
Mortgage banking income [1] 1,252 1,112 3,263 3,077
Bank owned life insurance [1] 631 634 1,882 1,817
Gain on sale of premises and equipment [1] 0 (59) 74 (39)
Total non-interest income 24,476 24,797 71,820 71,723
Non-interest expenses:        
Compensation 28,836 25,534 82,047 74,389
Employee benefits 4,878 4,629 15,993 15,591
Net occupancy and equipment 4,086 3,775 12,234 11,264
Technology and communication 4,837 4,500 14,438 14,463
Debit and credit card processing 1,984 1,845 5,711 5,402
Marketing and business development 1,887 1,438 5,353 4,109
Postage, printing and supplies 910 901 2,816 2,740
Legal and professional 891 968 2,886 3,268
FDIC insurance 1,198 1,095 3,681 3,368
Capital and deposit based taxes 1,082 825 2,520 2,128
Intangible amortization 915 1,052 2,744 3,155
Other 2,327 1,890 7,135 6,645
Total non-interest expenses 53,831 48,452 157,558 146,522
Income before income tax expense 45,707 36,999 130,274 105,222
Income tax expense 9,466 7,639 26,738 22,377
Net income $ 36,241 $ 29,360 $ 103,536 $ 82,845
Net income per share - basic (in dollars per share) $ 1.23 $ 1 $ 3.53 $ 2.83
Net income per share - diluted (in dollars per share) $ 1.23 $ 1 $ 3.51 $ 2.82
Weighted average outstanding shares        
Basic (in shares) 29,369 29,299 29,360 29,277
Diluted (in shares) 29,526 29,445 29,511 29,396
Fiduciary and Trust [Member]        
Non-interest income:        
Non-interest income $ 10,704 $ 10,931 $ 31,834 $ 32,497
Deposit Account [Member]        
Non-interest income:        
Non-interest income 2,281 2,314 6,429 6,630
Credit and Debit Card [Member]        
Non-interest income:        
Non-interest income 5,009 5,083 14,354 14,688
Treasury Management [Member]        
Non-interest income:        
Non-interest income 2,923 2,939 8,601 8,389
Investment Advisory, Management and Administrative Service [Member]        
Non-interest income:        
Non-interest income 1,112 915 3,102 2,580
Product and Service, Other [Member]        
Non-interest income:        
Non-interest income $ 564 $ 928 $ 2,281 $ 2,084
[1] Outside of the scope of ASC 606.