XML 35 R25.htm IDEA: XBRL DOCUMENT v3.21.1

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Tables)

3 Months Ended

Mar. 31, 2021

Receivables [Abstract]

Schedule of Loans Receivable, Including Loans Held for Sale

at March 31, 2021 and December 31, 2020 by class (dollars in thousands).

			March 31, 2021												December 31, 2020
			Amount						Percent of Total						Amount						Percent of Total
Commercial real estate:
Owner-occupied			$	1,045,656					10.5		%				$	1,076,467					10.9		%
Investment properties			1,931,805						19.4						1,955,684						19.8
Small balance CRE			639,330						6.4						573,849						5.8
Multifamily real estate			433,775						4.3						428,223						4.4
Construction, land and land development:
Commercial construction			199,037						2.0						228,937						2.3
Multifamily construction			305,694						3.1						305,527						3.1
One- to four-family construction			542,840						5.5						507,810						5.1
Land and land development			266,730						2.7						248,915						2.5
Commercial business:
Commercial business (1)			2,376,594						23.9						2,178,461						22.1
Small business scored			717,502						7.2						743,451						7.5
Agricultural business, including secured by farmland (2)			262,410						2.6						299,949						3.0
One- to four-family residential			655,627						6.6						717,939						7.3
Consumer:
Consumer—home equity revolving lines of credit			466,132						4.7						491,812						5.0
Consumer—other			104,565						1.1						113,958						1.2
Total loans			9,947,697						100.0		%				9,870,982						100.0		%
Less allowance for credit losses - loans			(156,054)												(167,279)
Net loans			$	9,791,643											$	9,703,703

(1)    Includes $1.28 billion and $1.04 billion of U.S. Small Business Administration (SBA) Paycheck Protection Program (PPP) loans as of March 31, 2021 and December 31, 2020, respectively.

(2)    Includes $36.3 million of PPP loans as of March 31, 2021 and none as of December 31, 2020.

Loan amounts are net of unearned loan fees in excess of unamortized costs of $35.5 million as of March 31, 2021 and $25.6 million as of December 31, 2020. Net loans include net discounts on acquired loans of $13.9 million and $16.1 million as of March 31, 2021 and December 31, 2020, respectively.

Schedule of Troubled Debt Restructurings

The following table presents new TDRs that occurred during the three months ended March 31, 2020 (dollars in thousands):

									Three months ended March 31, 2020
																					Number of Contracts						Pre- modification Outstanding Recorded Investment						Post- modification Outstanding Recorded Investment
Recorded Investment
Commercial business:
Commercial business																					2						4,796						4,796
Total																					2						$	4,796					$	4,796

Schedule of Risk-Rated Loans and Non-Risk Rated Loans by Grade and Other Characteristics

The following tables present the Company’s portfolio of risk-rated loans by class and by grade as of March 31, 2021 and December 31, 2020 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension.

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Commercial real estate - owner occupied
Risk Rating
Pass			$	39,192					$	236,836					$	158,294					$	147,397					$	98,352					$	266,316					$	5,455					$	951,842
Special Mention			—						—						16,835						—						2,217						87						—						19,139
Substandard			45						7,096						24,526						2,329						2,311						38,368						—						74,675
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - owner occupied			$	39,237					$	243,932					$	199,655					$	149,726					$	102,880					$	304,771					$	5,455					$	1,045,656
Commercial real estate - investment properties
Risk Rating
Pass			$	41,181					$	238,095					$	260,934					$	284,975					$	226,762					$	711,557					$	20,001					$	1,783,505
Special Mention			—						—						—						—						—						11,079						—						11,079
Substandard			422						28,529						11,383						20,864						36,212						39,811						—						137,221
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - investment properties			$	41,603					$	266,624					$	272,317					$	305,839					$	262,974					$	762,447					$	20,001					$	1,931,805
Multifamily real estate
Risk Rating
Pass			$	16,005					$	76,245					$	71,073					$	37,683					$	93,037					$	133,912					$	2,080					$	430,035
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						2,312						1,428						—						—						—						—						3,740
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily real estate			$	16,005					$	78,557					$	72,501					$	37,683					$	93,037					$	133,912					$	2,080					$	433,775

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Commercial construction
Risk Rating
Pass			$	4,182					$	94,483					$	42,572					$	38,566					$	332					$	527					$	—					$	180,662
Special Mention			—						—						5,967						—						—						—						—						5,967
Substandard			3,507						—						3,938						4,865						—						98						—						12,408
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial construction			$	7,689					$	94,483					$	52,477					$	43,431					$	332					$	625					$	—					$	199,037
Multifamily construction
Risk Rating
Pass			$	26,801					$	84,144					$	128,336					$	51,514					$	14,899					$	—					$	—					$	305,694
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily construction			$	26,801					$	84,144					$	128,336					$	51,514					$	14,899					$	—					$	—					$	305,694
One- to four- family construction
Risk Rating
Pass			$	204,174					$	324,068					$	10,374					$	—					$	—					$	—					$	3,537					$	542,153
Special Mention			—						—						—						—						—						—						—						—
Substandard			356						—						331						—						—						—						—						687
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total One- to four- family construction			$	204,530					$	324,068					$	10,705					$	—					$	—					$	—					$	3,537					$	542,840

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Land and land development
Risk Rating
Pass			$	50,665					$	141,075					$	26,180					$	12,004					$	6,567					$	10,249					$	16,751					$	263,491
Special Mention			—						—						—						—						—						—						—						—
Substandard			2,869						14						28						141						187						—						—						3,239
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Land and land development			$	53,534					$	141,089					$	26,208					$	12,145					$	6,754					$	10,249					$	16,751					$	266,730
Commercial business
Risk Rating
Pass			$	440,419					$	1,103,935					$	211,237					$	191,647					$	62,188					$	100,296					$	211,777					$	2,321,499
Special Mention			75						96						3,184						—						752						104						10,487						14,698
Substandard			2,235						3,620						4,912						18,140						4,860						1,583						5,047						40,397
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial business			$	442,729					$	1,107,651					$	219,333					$	209,787					$	67,800					$	101,983					$	227,311					$	2,376,594
Agricultural business including secured by farmland
Risk Rating
Pass			$	12,322					$	31,316					$	55,503					$	29,215					$	20,206					$	44,027					$	61,005					$	253,594
Special Mention			—						—						—						—						810						—						—						810
Substandard			—						445						2,548						803						144						2,175						1,891						8,006
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Agricultural business including secured by farmland			$	12,322					$	31,761					$	58,051					$	30,018					$	21,160					$	46,202					$	62,896					$	262,410

			December 31, 2020
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2020						2019						2018						2017						2016						Prior
Commercial real estate - owner occupied
Risk Rating
Pass			$	243,100					$	156,838					$	156,817					$	122,484					$	92,312					$	212,792					$	3,379					$	987,722
Special Mention			—						4,560						—						2,251						—						1,869						149						8,829
Substandard			7,923						26,914						3,040						2,516						11,731						27,792						—						79,916
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - owner occupied			$	251,023					$	188,312					$	159,857					$	127,251					$	104,043					$	242,453					$	3,528					$	1,076,467
Commercial real estate - investment properties
Risk Rating
Pass			$	237,553					$	262,543					$	299,452					$	218,018					$	278,348					$	502,914					$	20,062					$	1,818,890
Special Mention			—						2,712						—						—						2,730						1,856						—						7,298
Substandard			19,812						11,418						20,352						36,310						23,027						18,577						—						129,496
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - investment properties			$	257,365					$	276,673					$	319,804					$	254,328					$	304,105					$	523,347					$	20,062					$	1,955,684
Multifamily real estate
Risk Rating
Pass			$	78,632					$	69,825					$	39,343					$	93,442					$	44,395					$	96,863					$	1,983					$	424,483
Special Mention			—						—						—						—						—						—						—						—
Substandard			2,312						1,428						—						—						—						—						—						3,740
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily real estate			$	80,944					$	71,253					$	39,343					$	93,442					$	44,395					$	96,863					$	1,983					$	428,223

			December 31, 2020
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2020						2019						2018						2017						2016						Prior
Commercial construction
Risk Rating
Pass			$	83,506					$	67,152					$	41,299					$	6,038					$	2,158					$	1,129					$	—					$	201,282
Special Mention			—						5,963						—						—						—						—						—						5,963
Substandard			12,913						3,808						4,873						—						98						—						—						21,692
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial construction			$	96,419					$	76,923					$	46,172					$	6,038					$	2,256					$	1,129					$	—					$	228,937
Multifamily construction
Risk Rating
Pass			$	79,710					$	151,141					$	59,744					$	14,932					$	—					$	—					$	—					$	305,527
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily construction			$	79,710					$	151,141					$	59,744					$	14,932					$	—					$	—					$	—					$	305,527
One- to four- family construction
Risk Rating
Pass			$	461,294					$	35,910					$	—					$	—					$	—					$	—					$	7,581					$	504,785
Special Mention			1,563						—						—						—						—						—						630						2,193
Substandard			501						331						—						—						—						—						—						832
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total One- to four- family construction			$	463,358					$	36,241					$	—					$	—					$	—					$	—					$	8,211					$	507,810

			December 31, 2020
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2020						2019						2018						2017						2016						Prior
Land and land development
Risk Rating
Pass			$	156,450					$	37,397					$	16,560					$	6,801					$	6,264					$	4,840					$	17,020					$	245,332
Special Mention			—						—						—						—						—						—						—						—
Substandard			14						30						3,047						190						—						302						—						3,583
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Land and land development			$	156,464					$	37,427					$	19,607					$	6,991					$	6,264					$	5,142					$	17,020					$	248,915
Commercial business
Risk Rating
Pass			$	1,243,276					$	230,845					$	203,051					$	65,524					$	38,757					$	66,206					$	264,741					$	2,112,400
Special Mention			103						412						—						829						—						115						9,507						10,966
Substandard			6,624						14,413						18,569						5,224						1,320						453						8,492						55,095
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial business			$	1,250,003					$	245,670					$	221,620					$	71,577					$	40,077					$	66,774					$	282,740					$	2,178,461
Agricultural business including secured by farmland
Risk Rating
Pass			$	32,032					$	62,058					$	31,381					$	22,635					$	22,394					$	24,950					$	91,660					$	287,110
Special Mention			—						—						—						810						—						537						—						1,347
Substandard			1,542						2,652						1,076						163						675						3,049						2,335						11,492
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Agricultural business including secured by farmland			$	33,574					$	64,710					$	32,457					$	23,608					$	23,069					$	28,536					$	93,995					$	299,949

The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of March 31, 2021 and December 31, 2020 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension.

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Small balance CRE
Past Due Category
Current			$	16,636					$	86,223					$	83,030					$	89,631					$	83,972					$	275,125					$	1,059					$	635,676
30-59 Days Past Due			—						—						—						—						—						895						—						895
60-89 Days Past Due			—						—						—						—						—						1,978						—						1,978
90 Days + Past Due			—						—						—						—						558						223						—						781
Total small balance CRE			$	16,636					$	86,223					$	83,030					$	89,631					$	84,530					$	278,221					$	1,059					$	639,330
Small business scored
Past Due Category
Current			$	36,376					$	148,553					$	134,717					$	114,934					$	78,944					$	99,736					$	100,192					$	713,452
30-59 Days Past Due			50						17						139						694						82						357						121						1,460
60-89 Days Past Due			—						755						54						89						47						—						3						948
90 Days + Past Due			—						130						18						280						617						597						—						1,642
Total small business scored			$	36,426					$	149,455					$	134,928					$	115,997					$	79,690					$	100,690					$	100,316					$	717,502
One- to four- family residential
Past Due Category
Current			$	16,134					$	113,853					$	80,610					$	79,090					$	82,592					$	276,047					$	2,740					$	651,066
30-59 Days Past Due			—						277						—						247						369						94						—						987
60-89 Days Past Due			—						—						—						19						—						2						—						21
90 Days + Past Due			41						—						972						174						—						2,366						—						3,553
Total One- to four- family residential			$	16,175					$	114,130					$	81,582					$	79,530					$	82,961					$	278,509					$	2,740					$	655,627

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Consumer—home equity revolving lines of credit
Past Due Category
Current			$	8,652					$	1,216					$	3,046					$	3,089					$	2,484					$	2,888					$	442,660					$	464,035
30-59 Days Past Due			—						—						64						—						—						193						207						464
60-89 Days Past Due			—						—						—						—						109						—						—						109
90 Days + Past Due			—						—						413						196						127						556						232						1,524
Total Consumer—home equity revolving lines of credit			$	8,652					$	1,216					$	3,523					$	3,285					$	2,720					$	3,637					$	443,099					$	466,132
Consumer-other
Past Due Category
Current			$	2,738					$	19,754					$	11,549					$	12,375					$	9,931					$	24,136					$	23,893					$	104,376
30-59 Days Past Due			—						—						—						13						2						56						60						131
60-89 Days Past Due			—						—						27						4						—						10						17						58
90 Days + Past Due			—						—						—						—						—						—						—						—
Total Consumer-other			$	2,738					$	19,754					$	11,576					$	12,392					$	9,933					$	24,202					$	23,970					$	104,565

			December 31, 2020
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2020						2019						2018						2017						2016						Prior
Small balance CRE
Past Due Category
Current			$	56,544					$	80,090					$	84,749					$	77,637					$	68,791					$	202,653					$	2,550					$	573,014
30-59 Days Past Due			—						—						—						—						—						—						—						—
60-89 Days Past Due			—						—						—						45						—						—						—						45
90 Days + Past Due			—						—						—						567						—						223						—						790
Total small balance CRE			$	56,544					$	80,090					$	84,749					$	78,249					$	68,791					$	202,876					$	2,550					$	573,849
Small business scored
Past Due Category
Current			$	157,161					$	145,037					$	126,578					$	89,734					$	47,909					$	63,347					$	109,287					$	739,053
30-59 Days Past Due			129						62						310						723						4						1						230						1,459
60-89 Days Past Due			98						147						3						140						—						352						151						891
90 Days + Past Due			73						228						800						484						169						248						46						2,048
Total small business scored			$	157,461					$	145,474					$	127,691					$	91,081					$	48,082					$	63,948					$	109,714					$	743,451
One- to four- family residential
Past Due Category
Current			$	105,411					$	90,425					$	92,232					$	101,491					$	60,738					$	254,850					$	3,164					$	708,311
30-59 Days Past Due			1,051						—						1,302						829						—						1,438						—						4,620
60-89 Days Past Due			—						—						19						—						—						936						—						955
90 Days + Past Due			—						114						1,185						456						169						2,129						—						4,053
Total One- to four- family residential			$	106,462					$	90,539					$	94,738					$	102,776					$	60,907					$	259,353					$	3,164					$	717,939

			December 31, 2020
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2020						2019						2018						2017						2016						Prior
Consumer—home equity revolving lines of credit
Past Due Category
Current			$	10,522					$	2,617					$	2,553					$	3,359					$	1,372					$	2,154					$	466,490					$	489,067
30-59 Days Past Due			—						—						—						—						—						50						409						459
60-89 Days Past Due			—						202						—						—						—						237						—						439
90 Days + Past Due			—						312						198						564						286						255						232						1,847
Total Consumer—home equity revolving lines of credit			$	10,522					$	3,131					$	2,751					$	3,923					$	1,658					$	2,696					$	467,131					$	491,812
Consumer-other
Past Due Category
Current			$	21,811					$	13,377					$	13,936					$	11,433					$	8,575					$	18,802					$	25,460					$	113,394
30-59 Days Past Due			48						35						15						22						46						26						44						236
60-89 Days Past Due			242						—						—						33						21						14						18						328
90 Days + Past Due			—						—						—						—						—						—						—						—
Total Consumer-other			$	22,101					$	13,412					$	13,951					$	11,488					$	8,642					$	18,842					$	25,522					$	113,958

Loans, Collateral Dependent [Table Text Block]

The following tables provide the amortized cost basis of collateral-dependent loans as of March 31, 2021 and December 31, 2020 (in thousands). Our collateral dependent loans presented in the tables below have no significant concentrations by property type or location.

			March 31, 2021
			Real Estate						Accounts Receivable						Equipment						Inventory						Total
Commercial real estate:
Owner-occupied			$	4,684					$	—					$	—					$	—					$	4,684
Investment properties			12,568						—						—						—						12,568
Small balance CRE			3,090						—						—						—						3,090
Commercial business
Commercial business			557						—						73						—						630
Small business scored			43						—						47						—						90
Agricultural business, including secured by farmland			427						—						930						—						1,357
Total			$	21,369					$	—					$	1,050					$	—					$	22,419

Schedule of Age Analysis of the Company's Past Due Loans

The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of March 31, 2021 and December 31, 2020 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension.

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Small balance CRE
Past Due Category
Current			$	16,636					$	86,223					$	83,030					$	89,631					$	83,972					$	275,125					$	1,059					$	635,676
30-59 Days Past Due			—						—						—						—						—						895						—						895
60-89 Days Past Due			—						—						—						—						—						1,978						—						1,978
90 Days + Past Due			—						—						—						—						558						223						—						781
Total small balance CRE			$	16,636					$	86,223					$	83,030					$	89,631					$	84,530					$	278,221					$	1,059					$	639,330
Small business scored
Past Due Category
Current			$	36,376					$	148,553					$	134,717					$	114,934					$	78,944					$	99,736					$	100,192					$	713,452
30-59 Days Past Due			50						17						139						694						82						357						121						1,460
60-89 Days Past Due			—						755						54						89						47						—						3						948
90 Days + Past Due			—						130						18						280						617						597						—						1,642
Total small business scored			$	36,426					$	149,455					$	134,928					$	115,997					$	79,690					$	100,690					$	100,316					$	717,502
One- to four- family residential
Past Due Category
Current			$	16,134					$	113,853					$	80,610					$	79,090					$	82,592					$	276,047					$	2,740					$	651,066
30-59 Days Past Due			—						277						—						247						369						94						—						987
60-89 Days Past Due			—						—						—						19						—						2						—						21
90 Days + Past Due			41						—						972						174						—						2,366						—						3,553
Total One- to four- family residential			$	16,175					$	114,130					$	81,582					$	79,530					$	82,961					$	278,509					$	2,740					$	655,627

			March 31, 2021
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2021						2020						2019						2018						2017						Prior
Consumer—home equity revolving lines of credit
Past Due Category
Current			$	8,652					$	1,216					$	3,046					$	3,089					$	2,484					$	2,888					$	442,660					$	464,035
30-59 Days Past Due			—						—						64						—						—						193						207						464
60-89 Days Past Due			—						—						—						—						109						—						—						109
90 Days + Past Due			—						—						413						196						127						556						232						1,524
Total Consumer—home equity revolving lines of credit			$	8,652					$	1,216					$	3,523					$	3,285					$	2,720					$	3,637					$	443,099					$	466,132
Consumer-other
Past Due Category
Current			$	2,738					$	19,754					$	11,549					$	12,375					$	9,931					$	24,136					$	23,893					$	104,376
30-59 Days Past Due			—						—						—						13						2						56						60						131
60-89 Days Past Due			—						—						27						4						—						10						17						58
90 Days + Past Due			—						—						—						—						—						—						—						—
Total Consumer-other			$	2,738					$	19,754					$	11,576					$	12,392					$	9,933					$	24,202					$	23,970					$	104,565

The following tables provide additional detail on the age analysis of the Company’s past due loans as of March 31, 2021 and December 31, 2020 (in thousands):

			March 31, 2021
			30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due												Current						Total Loans						Non-accrual with no Allowance						Total Non-accrual (1)						Loans 90 Days or More Past Due and Accruing
Commercial real estate:
Owner-occupied			$	14,824					$	4,687					$	587					$	20,098											$	1,025,558					$	1,045,656					$	4,687					$	5,416					$	—
Investment properties			1						1,322						3,709						5,032												1,926,773						1,931,805						12,568						12,568						—
Small balance CRE			895						1,978						781						3,654												635,676						639,330						3,086						3,631						—
Multifamily real estate			—						—						—						—												433,775						433,775						—						—						—
Construction, land and land development:
Commercial construction			—						—						98						98												198,939						199,037						—						98						—
Multifamily construction			—						—						—						—												305,694						305,694						—						—						—
One- to four-family construction			170						—						—						170												542,670						542,840						—						687						—
Land and land development			—						—						14						14												266,716						266,730						—						201						—
Commercial business
Commercial business			159						558						228						945												2,375,649						2,376,594						628						1,266						—
Small business scored			1,460						948						1,642						4,050												713,452						717,502						90						2,928						37
Agricultural business, including secured by farmland			—						—						1,536						1,536												260,874						262,410						1,357						1,536						—
One- to four-family residential			987						21						3,553						4,561												651,066						655,627						—						4,456						1,524
Consumer:
Consumer—home equity revolving lines of credit			464						109						1,524						2,097												464,035						466,132						—						2,234						—
Consumer—other			131						58						—						189												104,376						104,565						—						10						—
Total			$	19,091					$	9,681					$	13,672					$	42,444											$	9,905,253					$	9,947,697					$	22,416					$	35,031					$	1,561

			December 31, 2020
			30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due												Current						Total Loans						Non-accrual with no Allowance						Total Non-accrual (1)						Loans 90 Days or More Past Due and Accruing
Commercial real estate:
Owner-occupied			$	—					$	182					$	1,447					$	1,629											$	1,074,838					$	1,076,467					$	7,509					$	8,429					$	—
Investment properties			—						—						7,981						7,981												1,947,703						1,955,684						8,979						8,979						—
Small balance CRE			—						45						790						835												573,014						573,849						567						791						—
Multifamily real estate			—						—						—						—												428,223						428,223						—						—						—
Construction, land and land development:
Commercial construction			—						—						98						98												228,839						228,937						—						98						—
Multifamily construction			—						—						—						—												305,527						305,527						—						—						—
One- to four-family construction			356						—						331						687												507,123						507,810						—						331						—
Land and land development			—						—						317						317												248,598						248,915						302						507						—
Commercial business
Commercial business			3,247						31						2,088						5,366												2,173,095						2,178,461						555						1,988						889
Small business scored			1,459						891						2,048						4,398												739,053						743,451						91						3,419						136
Agricultural business, including secured by farmland			298						37						1,548						1,883												298,066						299,949						1,412						1,743						—
One-to four-family residential			4,620						955						4,053						9,628												708,311						717,939						171						3,556						1,899
Consumer:
Consumer secured by one- to four-family			459						439						1,847						2,745												489,067						491,812						—						2,697						130
Consumer—other			236						328						—						564												113,394						113,958						—						22						—
Total			$	10,675					$	2,908					$	22,548					$	36,131											$	9,834,851					$	9,870,982					$	19,586					$	32,560					$	3,054

Allowance for Credit Losses on Financing Receivables

The following tables provide the activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2021 and 2020 (in thousands):

			For the Three Months Ended March 31, 2021
			Commercial Real Estate						Multifamily Real Estate						Construction and Land						Commercial Business						Agricultural Business						One- to Four-Family Residential						Consumer						Unallocated						Total
Allowance for credit losses:
Beginning balance			$	57,791					$	3,893					$	41,295					$	35,007					$	4,914					$	9,913					$	14,466					$	—					$	167,279
Provision/(recapture) for credit losses			5,359						474						(4,955)						(3,786)						(297)						(2,038)						(2,792)						—						(8,035)
Recoveries			24						—						100						979						—						113						296						—						1,512
Charge-offs			(3,763)						—						—						(789)						—						—						(150)						—						(4,702)
Ending balance			$	59,411					$	4,367					$	36,440					$	31,411					$	4,617					$	7,988					$	11,820					$	—					$	156,054

The changes in the allowance for credit losses during the three months ended March 31, 2021 were primarily the result of the $8.0 million recapture of provision for credit losses recorded as well as the net charge offs of $3.2 million recognized during the current quarter. The recapture of provision for credit losses for the current quarter primarily reflects the decrease in loan balances, excluding the increase in PPP loans, as well as improvement in the forecasted economic indicators.

			For the Three Months Ended March 31, 2020
			Commercial  Real Estate						Multifamily Real Estate						Construction and Land						Commercial Business						Agricultural Business						One- to Four-Family Residential						Consumer						Unallocated						Total
Allowance for credit losses:
Beginning balance			$	30,591					$	4,754					$	22,994					$	23,370					$	4,120					$	4,136					$	8,202					$	2,392					$	100,559
Impact of Adopting ASC 326			(2,864)						(2,204)						2,515						3,010						(351)						7,125						2,973						(2,392)						7,812
Provision/(recapture) for credit losses			1,545						321						8,708						6,447						(1,006)						539						5,159						—						21,713
Recoveries			167						—						—						205						1,750						148						96						—						2,366
Charge-offs			(100)						(66)						—						(1,384)						—						(64)						(348)						—						(1,962)
Ending balance			$	29,339					$	2,805					$	34,217					$	31,648					$	4,513					$	11,884					$	16,082					$	—					$	130,488

X

- Definition

Loans, Collateral Dependent [Table Text Block]

+ References

No definition available.

+ Details

Name:	banr_LoansCollateralDependentTableTextBlock
Namespace Prefix:	banr_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 14
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953401-111524

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 55
-Paragraph 80
-URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5111-111524

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified as troubled debt restructuring.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953682-111524

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration