XML 60 R50.htm IDEA: XBRL DOCUMENT v3.21.1
LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance $ 167,279 $ 100,559
Provision/(recapture) for credit losses (8,035) 21,713
Recoveries 1,512 2,366
Charge-offs (4,702) (1,962)
Allowance for loan losses, Ending balance 156,054 130,488
Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   7,812
Commercial Real Estate    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 57,791 30,591
Provision/(recapture) for credit losses 5,359 1,545
Recoveries 24 167
Charge-offs (3,763) (100)
Allowance for loan losses, Ending balance 59,411 29,339
Commercial Real Estate | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   (2,864)
Multifamily Real Estate    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 3,893 4,754
Provision/(recapture) for credit losses 474 321
Recoveries 0 0
Charge-offs 0 (66)
Allowance for loan losses, Ending balance 4,367 2,805
Multifamily Real Estate | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   (2,204)
Construction and Land    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 41,295 22,994
Provision/(recapture) for credit losses (4,955) 8,708
Recoveries 100 0
Charge-offs 0 0
Allowance for loan losses, Ending balance 36,440 34,217
Construction and Land | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   2,515
Commercial Business    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 35,007 23,370
Provision/(recapture) for credit losses (3,786) 6,447
Recoveries 979 205
Charge-offs (789) (1,384)
Allowance for loan losses, Ending balance 31,411 31,648
Commercial Business | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   3,010
Agricultural Business    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 4,914 4,120
Provision/(recapture) for credit losses (297) 1,006
Recoveries 0 1,750
Charge-offs 0 0
Allowance for loan losses, Ending balance 4,617 4,513
Agricultural Business | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   (351)
One- to Four-Family Residential    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 9,913 4,136
Provision/(recapture) for credit losses (2,038) 539
Recoveries 113 148
Charge-offs 0 (64)
Allowance for loan losses, Ending balance 7,988 11,884
One- to Four-Family Residential | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   7,125
Consumer    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 14,466 8,202
Provision/(recapture) for credit losses (2,792) 5,159
Recoveries 296 96
Charge-offs (150) (348)
Allowance for loan losses, Ending balance 11,820 16,082
Consumer | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   2,973
Unallocated    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance 0 2,392
Provision/(recapture) for credit losses 0 0
Recoveries 0 0
Charge-offs 0 0
Allowance for loan losses, Ending balance $ 0 0
Unallocated | Impact of Adopting ASC 326    
Financing Receivable, Allowance for Loan Losses [Roll Forward]    
Allowance for loan losses, Beginning balance   $ (2,392)