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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
INTEREST INCOME:        
Loans receivable $ 116,610 $ 116,487 $ 321,466 $ 340,802
Mortgage-backed securities 17,558 11,695 48,486 32,503
Securities and cash equivalents 16,951 7,686 37,059 20,649
Total interest income 151,119 135,868 407,011 393,954
INTEREST EXPENSE:        
Deposits 2,407 2,749 6,501 9,386
FHLB advances 0 655 291 2,244
Other borrowings 81 125 245 358
Interest Expense, Subordinated Notes and Debentures 2,188 2,193 5,866 6,605
Total interest expense 4,676 5,722 12,903 18,593
Net interest income 146,443 130,146 394,108 375,361
Provision for Loan, Lease, and Other Losses 6,087 (8,638) 3,660 (28,145)
Net interest income after provision (recapture) for credit losses 140,356 138,784 390,448 403,506
NON-INTEREST INCOME:        
Deposit fees and other service charges 11,449 10,457 33,638 29,154
Mortgage banking operations 105 9,613 8,523 28,305
BOLI 1,804 1,245 5,674 3,797
Miscellaneous 1,689 2,185 5,423 8,173
Other operating income 15,047 23,500 53,258 69,429
Net gain on sale of securities 6 56 473 618
Net change in valuation of financial instruments carried at fair value 532 1,778 650 1,895
Gain on sale of branches, including related deposits 0 0 7,804 0
Total non-interest income 15,585 25,334 62,185 71,942
NON-INTEREST EXPENSE:        
Salary and employee benefits 61,639 59,799 181,957 186,553
Less capitalized loan origination costs (5,984) (8,290) (19,436) (26,754)
Occupancy and equipment 12,008 13,153 38,512 38,965
Information and computer data services 6,803 6,110 19,451 17,915
Payment and card processing services 5,508 6,181 16,086 15,482
Professional and legal expenses 2,619 12,324 7,677 20,023
Advertising and marketing 1,326 1,521 2,609 3,965
Deposit insurance 1,946 1,469 4,910 4,243
State and municipal business and use taxes 1,223 1,219 3,389 3,367
Real estate operations, net 68 53 (132) (71)
Amortization of core deposit intangibles 1,215 1,575 4,064 4,997
Loss on extinguishment of debt 0 0 793 0
Miscellaneous 6,663 6,977 18,402 18,642
Noninterest Operating Expense, Before COVID-19 and Acquisition Related Costs 95,034 102,091 278,282 287,327
COVID-19 Expenses 0 44 0 309
Merger and acquisition-related expenses 0 10 0 660
Total non-interest expense 95,034 102,145 278,282 288,296
Income before provision for income taxes 60,907 61,973 174,351 187,152
PROVISION FOR INCOME TAXES 11,837 12,089 33,353 36,031
NET INCOME $ 49,070 $ 49,884 $ 140,998 $ 151,121
Earnings per common share:        
Basic $ 1.43 $ 1.45 $ 4.11 $ 4.35
Diluted 1.43 1.44 4.09 4.32
Cumulative dividends declared per common share $ 0.44 $ 0.41 $ 1.32 $ 1.23
Weighted average number of common shares outstanding, Basic 34,224,640 34,446,510 34,277,182 34,716,914
Weighted average number of common shares outstanding, Diluted 34,416,017 34,669,492 34,499,246 35,012,228