XML 97 R84.htm IDEA: XBRL DOCUMENT v3.22.4
INCOME TAXES (Schedule of Net Deferred Tax Asset ) (Details) - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Deferred tax assets:    
Loan loss and REO $ 37,615 $ 34,753
Deferred compensation 22,033 21,193
Net operating loss carryforward 15,470 20,159
Federal and state tax credits 1,545 7,631
State net operating losses 4,558 5,179
Loan discount 1,104 1,830
Lease liability 12,997 14,136
Unrealized loss on securities - available-for-sale, net 114,708 91
Other 4,782 5,091
Total deferred tax assets 214,812 110,063
Deferred tax liabilities:    
Depreciation (6,458) (7,119)
Deferred loan fees, servicing rights and loan origination costs (13,331) (12,696)
Intangibles (3,929) (4,977)
Right of use asset (11,603) (13,071)
Financial instruments accounted for under fair value accounting (1,176) (878)
Total deferred tax liabilities (36,497) (38,741)
Deferred income tax asset 178,315 71,322
Valuation allowance (184) (184)
Deferred tax asset, net $ 178,131 $ 71,138