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LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | $ 141,457 | $ 125,471 | $ 141,465 | $ 132,099
Provision (recapture) for credit losses | 3,559 | 3,144 | 4,333 | (4,232)
Recoveries | 753 | 587 | 1,451 | 1,581
Charge-offs | (1,089) | (500) | (2,569) | (746)
Allowance for loan losses, Ending balance | 144,680 | 128,702 | 144,680 | 128,702
Commercial Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 42,975 | 47,264 | 44,086 | 52,995
Provision (recapture) for credit losses | 587 | (1,020) | (708) | (6,836)
Recoveries | 74 | 129 | 258 | 216
Charge-offs | 0 | 0 | 0 | (2)
Allowance for loan losses, Ending balance | 43,636 | 46,373 | 43,636 | 46,373
Multifamily Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 8,475 | 7,183 | 7,734 | 7,043
Provision (recapture) for credit losses | (436) | (277) | 305 | (137)
Recoveries | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Allowance for loan losses, Ending balance | 8,039 | 6,906 | 8,039 | 6,906
Construction and Land |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 28,433 | 26,679 | 29,171 | 27,294
Provision (recapture) for credit losses | 1,567 | 260 | 829 | (734)
Recoveries | 0 | 0 | 0 | 384
Charge-offs | (156) | 0 | (156) | (5)
Allowance for loan losses, Ending balance | 29,844 | 26,939 | 29,844 | 26,939
Commercial Business and Small Business Scored |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 33,735 | 26,655 | 33,299 | 26,421
Provision (recapture) for credit losses | 187 | 2,032 | 1,662 | 2,199
Recoveries | 524 | 234 | 643 | 383
Charge-offs | (566) | (248) | (1,724) | (330)
Allowance for loan losses, Ending balance | 33,880 | 28,673 | 33,880 | 28,673
Agricultural Business |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 3,094 | 2,586 | 3,475 | 3,190
Provision (recapture) for credit losses | 477 | 402 | (13) | (320)
Recoveries | 2 | 14 | 111 | 132
Charge-offs | 0 | 0 | 0 | 0
Allowance for loan losses, Ending balance | 3,573 | 3,002 | 3,573 | 3,002
One- to Four-Family Residential |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 15,736 | 8,109 | 14,729 | 8,205
Provision (recapture) for credit losses | 969 | 1,366 | 1,889 | 1,230
Recoveries | 36 | 98 | 153 | 138
Charge-offs | (4) | 0 | (34) | 0
Allowance for loan losses, Ending balance | 16,737 | 9,573 | 16,737 | 9,573
Consumer-other |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 9,009 | 6,995 | 8,971 | 6,951
Provision (recapture) for credit losses | 208 | 381 | 369 | 366
Recoveries | 117 | 112 | 286 | 328
Charge-offs | (363) | (252) | (655) | (409)
Allowance for loan losses, Ending balance | $ 8,971 | $ 7,236 | 8,971 | $ 7,236
Commercial Business |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Charge-offs |  |  | $ (860) |

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