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LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Tables)

3 Months Ended

6 Months Ended

Jun. 30, 2023

Jun. 30, 2023

Receivables [Abstract]

Schedule of Loans Receivable, Including Loans Held for Sale

The following table presents the loans receivable at June 30, 2023 and December 31, 2022 by class (dollars in thousands).

			June 30, 2023												December 31, 2022
			Amount						Percent of Total						Amount						Percent of Total
Commercial real estate:
Owner-occupied			$	894,876					8.5		%				$	845,320					8.3		%
Investment properties			1,558,176						14.9						1,589,975						15.7
Small balance CRE			1,172,825						11.2						1,200,251						11.8
Multifamily real estate			699,830						6.7						645,071						6.4
Construction, land and land development:
Commercial construction			183,765						1.8						184,876						1.8
Multifamily construction			433,868						4.1						325,816						3.2
One- to four-family construction			547,200						5.2						647,329						6.4
Land and land development			345,053						3.3						328,475						3.2
Commercial business:
Commercial business (1)			1,313,226						12.5						1,283,407						12.7
Small business scored			982,283						9.4						947,092						9.3
Agricultural business, including secured by farmland (2)			310,120						3.0						295,077						2.9
One- to four-family residential			1,340,126						12.8						1,173,112						11.6
Consumer:
Consumer—home equity revolving lines of credit			577,725						5.5						566,291						5.6
Consumer—other			113,334						1.1						114,632						1.1
Total loans			10,472,407						100.0		%				10,146,724						100.0		%
Less allowance for credit losses – loans			(144,680)												(141,465)
Net loans			$	10,327,727											$	10,005,259

Schedule of Troubled Debt Restructurings

The following table presents the amortized cost basis and financial effect of loans at June 30, 2023, that were both experiencing financial difficulty and modified during the six months ended June 30, 2023 (in thousands):

															June 30, 2023
															Term Extension			Weighted-Average Term Extension (in months)
One- to four-family construction															$	6,361		7
Total															$	6,361		7

The Company has committed to lend additional amounts totaling $250,000 to the borrowers included in the previous table. The Company closely monitors the performance of loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts.

Schedule of Risk-Rated Loans and Non-Risk Rated Loans by Grade and Other Characteristics

The following tables present the Company’s portfolio of risk-rated loans by class and by grade as of June 30, 2023 and December 31, 2022 (in thousands). In addition, the tables include the gross charge-offs for the six months ended June 30, 2023. Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension.

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Commercial real estate - owner occupied
Risk Rating
Pass			$	68,946					$	168,118					$	171,741					$	142,543					$	69,567					$	183,759					$	31,381					$	836,055
Special Mention			—						—						—						—						—						—						—						—
Substandard			1,771						13,209						12,248						11,909						19,279						205						200						58,821
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - owner occupied			$	70,717					$	181,327					$	183,989					$	154,452					$	88,846					$	183,964					$	31,581					$	894,876
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Commercial real estate - investment properties
Risk Rating
Pass			$	101,956					$	171,321					$	285,785					$	127,071					$	167,005					$	662,188					$	38,699					$	1,554,025
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						2,955						1,196						4,151
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - investment properties			$	101,956					$	171,321					$	285,785					$	127,071					$	167,005					$	665,143					$	39,895					$	1,558,176
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Multifamily real estate
Risk Rating
Pass			$	52,714					$	148,947					$	176,208					$	99,694					$	45,969					$	174,623					$	1,675					$	699,830
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily real estate			$	52,714					$	148,947					$	176,208					$	99,694					$	45,969					$	174,623					$	1,675					$	699,830
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Commercial construction
Risk Rating
Pass			$	73,851					$	69,935					$	17,897					$	12,829					$	3,537					$	5,716					$	—					$	183,765
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial construction			$	73,851					$	69,935					$	17,897					$	12,829					$	3,537					$	5,716					$	—					$	183,765
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Multifamily construction
Risk Rating
Pass			$	64,851					$	197,242					$	165,364					$	4,998					$	1,413					$	—					$	—					$	433,868
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily construction			$	64,851					$	197,242					$	165,364					$	4,998					$	1,413					$	—					$	—					$	433,868
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
One- to four- family construction
Risk Rating
Pass			$	275,674					$	241,523					$	17,924					$	—					$	332					$	—					$	616					$	536,069
Special Mention			—						—						—						—						—						—						—						—
Substandard			7,070						—						4,061						—						—						—						—						11,131
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total One- to four- family construction			$	282,744					$	241,523					$	21,985					$	—					$	332					$	—					$	616					$	547,200
Current period gross charge-offs			$	136					$	—					$	—					$	—					$	—					$	—					$	—					$	136

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Land and land development
Risk Rating
Pass			$	138,821					$	116,643					$	54,314					$	14,000					$	9,160					$	11,545					$	1					$	344,484
Special Mention			—						—						—						—						—						—						—						—
Substandard			499						—						—						—						—						70						—						569
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Land and land development			$	139,320					$	116,643					$	54,314					$	14,000					$	9,160					$	11,615					$	1					$	345,053
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	20					$	—					$	20
Commercial business
Risk Rating
Pass			$	103,662					$	246,605					$	134,384					$	139,435					$	112,084					$	155,259					$	386,683					$	1,278,112
Special Mention			—						—						—						3,277						—						—						898						4,175
Substandard			26						330						11,523						2,839						1,612						5,640						8,969						30,939
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial business			$	103,688					$	246,935					$	145,907					$	145,551					$	113,696					$	160,899					$	396,550					$	1,313,226
Current period gross charge-offs			$	—					$	—					$	700					$	—					$	—					$	27					$	133					$	860
Agricultural business, including secured by farmland
Risk Rating
Pass			$	23,165					$	36,514					$	26,739					$	18,500					$	25,586					$	44,985					$	113,594					$	289,083
Special Mention			550						—						652						—						1,690						401						2,541						5,834
Substandard			1,631						3,528						970						—						6,566						2,508						—						15,203
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Agricultural business, including secured by farmland			$	25,346					$	40,042					$	28,361					$	18,500					$	33,842					$	47,894					$	116,135					$	310,120
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—

			December 31, 2022
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2022						2021						2020						2019						2018						Prior
Commercial real estate - owner occupied
Risk Rating
Pass			$	167,150					$	198,787					$	150,272					$	74,171					$	57,095					$	148,902					$	10,833					$	807,210
Special Mention			—						—						—						2,829						—						42						201						3,072
Substandard			13,756						—						7,211						13,564						—						307						200						35,038
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - owner occupied			$	180,906					$	198,787					$	157,483					$	90,564					$	57,095					$	149,251					$	11,234					$	845,320
Commercial real estate - investment properties
Risk Rating
Pass			$	190,627					$	323,160					$	142,476					$	182,853					$	169,667					$	547,899					$	25,691					$	1,582,373
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						3,283						—						3,007						1,312						7,602
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial real estate - investment properties			$	190,627					$	323,160					$	142,476					$	186,136					$	169,667					$	550,906					$	27,003					$	1,589,975
Multifamily real estate
Risk Rating
Pass			$	139,383					$	177,784					$	93,961					$	46,460					$	29,665					$	156,140					$	1,678					$	645,071
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily real estate			$	139,383					$	177,784					$	93,961					$	46,460					$	29,665					$	156,140					$	1,678					$	645,071

			December 31, 2022
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2022						2021						2020						2019						2018						Prior
Commercial construction
Risk Rating
Pass			$	112,229					$	46,679					$	12,952					$	4,260					$	1,107					$	—					$	—					$	177,227
Special Mention			—						—						—						—						—						—						—						—
Substandard			2,931						1						—						—						4,717						—						—						7,649
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial construction			$	115,160					$	46,680					$	12,952					$	4,260					$	5,824					$	—					$	—					$	184,876
Multifamily construction
Risk Rating
Pass			$	142,680					$	161,066					$	20,622					$	1,448					$	—					$	—					$	—					$	325,816
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Multifamily construction			$	142,680					$	161,066					$	20,622					$	1,448					$	—					$	—					$	—					$	325,816
One- to four- family construction
Risk Rating
Pass			$	572,701					$	56,530					$	677					$	331					$	—					$	—					$	711					$	630,950
Special Mention			—						—						—						—						—						—						—						—
Substandard			13,473						2,906						—						—						—						—						—						16,379
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total One- to four- family construction			$	586,174					$	59,436					$	677					$	331					$	—					$	—					$	711					$	647,329

			December 31, 2022
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2022						2021						2020						2019						2018						Prior
Land and land development
Risk Rating
Pass			$	199,339					$	88,066					$	16,278					$	11,866					$	6,242					$	6,164					$	339					$	328,294
Special Mention			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						97						84						—						181
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Land and land development			$	199,339					$	88,066					$	16,278					$	11,866					$	6,339					$	6,248					$	339					$	328,475
Commercial business
Risk Rating
Pass			$	249,609					$	149,140					$	161,494					$	126,416					$	86,712					$	85,386					$	391,852					$	1,250,609
Special Mention			74						26						3,467						—						—						—						200						3,767
Substandard			464						12,599						1,956						1,161						5,954						796						6,101						29,031
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Commercial business			$	250,147					$	161,765					$	166,917					$	127,577					$	92,666					$	86,182					$	398,153					$	1,283,407
Agricultural business, including secured by farmland
Risk Rating
Pass			$	36,848					$	35,440					$	18,946					$	28,354					$	24,710					$	27,063					$	109,606					$	280,967
Special Mention			—						336						271						—						—						—						357						964
Substandard			2,015						970						—						6,565						—						2,599						997						13,146
Doubtful			—						—						—						—						—						—						—						—
Loss			—						—						—						—						—						—						—						—
Total Agricultural business, including secured by farmland			$	38,863					$	36,746					$	19,217					$	34,919					$	24,710					$	29,662					$	110,960					$	295,077

The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of June 30, 2023 and December 31, 2022 (in thousands). In addition, the tables include the gross charge-offs for the six months ended June 30, 2023. Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension.

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Small balance CRE
Past Due Category
Current			$	48,371					$	173,212					$	219,220					$	169,205					$	123,643					$	437,208					$	404					$	1,171,263
30-59 Days Past Due			599						—						—						—						—						961						—						1,560
60-89 Days Past Due			—						—						—						—						—						—						—						—
90 Days + Past Due			—						—						—						—						—						2						—						2
Total Small balance CRE			$	48,970					$	173,212					$	219,220					$	169,205					$	123,643					$	438,171					$	404					$	1,172,825
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Small business scored
Past Due Category
Current			$	98,904					$	290,943					$	186,977					$	92,432					$	70,196					$	114,229					$	126,832					$	980,513
30-59 Days Past Due			—						198						46						123						23						14						134						538
60-89 Days Past Due			—						25						20						17						—						—						20						82
90 Days + Past Due			—						35						177						93						460						219						166						1,150
Total Small business scored			$	98,904					$	291,201					$	187,220					$	92,665					$	70,679					$	114,462					$	127,152					$	982,283
Current period gross charge-offs			$	—					$	175					$	84					$	162					$	262					$	181					$	—					$	864
One- to four- family residential
Past Due Category
Current			$	163,136					$	588,388					$	270,567					$	58,947					$	32,763					$	217,977					$	234					$	1,332,012
30-59 Days Past Due			—						100						—						78						—						437						—						615
60-89 Days Past Due			—						—						—						393						377						228						—						998
90 Days + Past Due			1,060						—						1,632						753						1,160						1,896						—						6,501
Total One- to four- family residential			$	164,196					$	588,488					$	272,199					$	60,171					$	34,300					$	220,538					$	234					$	1,340,126
Current period gross charge-offs			$	—					$	—					$	—					$	4					$	—					$	30					$	—					$	34

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Consumer—home equity revolving lines of credit
Past Due Category
Current			$	5,397					$	2,932					$	2,683					$	1,446					$	1,391					$	5,354					$	554,579					$	573,782
30-59 Days Past Due			72						101						—						—						52						165						741						1,131
60-89 Days Past Due			—						—						—						—						—						241						217						458
90 Days + Past Due			—						—						49						1,043						311						854						97						2,354
Total Consumer—home equity revolving lines of credit			$	5,469					$	3,033					$	2,732					$	2,489					$	1,754					$	6,614					$	555,634					$	577,725
Current period gross charge-offs			$	—					$	—					$	13					$	73					$	—					$	20					$	(4)					$	102
Consumer-other
Past Due Category
Current			$	6,093					$	35,734					$	11,076					$	7,880					$	4,843					$	19,880					$	27,527					$	113,033
30-59 Days Past Due			—						53						14						39						1						48						86						241
60-89 Days Past Due			—						—						—						—						4						—						52						56
90 Days + Past Due			—						—						—						4						—						—						—						4
Total Consumer-other			$	6,093					$	35,787					$	11,090					$	7,923					$	4,848					$	19,928					$	27,665					$	113,334
Current period gross charge-offs			$	—					$	19					$	44					$	15					$	34					$	64					$	377					$	553

			December 31, 2022
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2022						2021						2020						2019						2018						Prior
Small balance CRE
Past Due Category
Current			$	177,605					$	215,801					$	172,286					$	134,552					$	142,592					$	354,924					$	630					$	1,198,390
30-59 Days Past Due			—						—						460						—						—						1,399						—						1,859
60-89 Days Past Due			—						—						—						—						—						—						—						—
90 Days + Past Due			—						—						—						—						—						2						—						2
Total Small balance CRE			$	177,605					$	215,801					$	172,746					$	134,552					$	142,592					$	356,325					$	630					$	1,200,251
Small business scored
Past Due Category
Current			$	307,109					$	201,628					$	99,867					$	81,603					$	56,420					$	78,025					$	119,281					$	943,933
30-59 Days Past Due			146						518						54						262						46						280						173						1,479
60-89 Days Past Due			—						54						—						275						149						7						176						661
90 Days + Past Due			—						—						26						157						70						305						461						1,019
Total Small business scored			$	307,255					$	202,200					$	99,947					$	82,297					$	56,685					$	78,617					$	120,091					$	947,092
One- to four- family residential
Past Due Category
Current			$	555,833					$	279,331					$	59,672					$	34,607					$	37,740					$	191,890					$	1,335					$	1,160,408
30-59 Days Past Due			2,030						846						755						—						116						1,462						78						5,287
60-89 Days Past Due			1,060						—						—						—						115						1,067						—						2,242
90 Days + Past Due			—						1,819						973						712						94						1,577						—						5,175
Total One- to four- family residential			$	558,923					$	281,996					$	61,400					$	35,319					$	38,065					$	195,996					$	1,413					$	1,173,112

			December 31, 2022
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2022						2021						2020						2019						2018						Prior
Consumer—home equity revolving lines of credit
Past Due Category
Current			$	7,442					$	1,089					$	329					$	1,355					$	1,611					$	3,788					$	547,068					$	562,682
30-59 Days Past Due			49						40						75						—						74						214						1,372						1,824
60-89 Days Past Due			—						50						—						—						49						45						59						203
90 Days + Past Due			—						14						73						476						64						675						280						1,582
Total Consumer—home equity revolving lines of credit			$	7,491					$	1,193					$	477					$	1,831					$	1,798					$	4,722					$	548,779					$	566,291
Consumer-other
Past Due Category
Current			$	39,740					$	12,138					$	9,334					$	5,695					$	5,384					$	16,675					$	25,219					$	114,185
30-59 Days Past Due			49						—						16						5						2						67						120						259
60-89 Days Past Due			41						9						29						24						—						13						62						178
90 Days + Past Due			—						10						—						—						—						—						—						10
Total Consumer-other			$	39,830					$	12,157					$	9,379					$	5,724					$	5,386					$	16,755					$	25,401					$	114,632

Loans, Collateral Dependent [Table Text Block]

The following tables provide the amortized cost basis of collateral-dependent loans as of June 30, 2023 and December 31, 2022 (in thousands). Our collateral dependent loans presented in the tables below have no significant concentrations by property type or location.

			June 30, 2023
			Real Estate												Equipment						Inventory						Total
Small balance CRE			$	1,865											$	—					$	—					$	1,865
Construction, land and land development:
One- to four-family construction			8,072												—						—						8,072
Land and land development			499												—						—						499
Commercial business
Commercial business			94												4,023						9						4,126
Small business scored			—												288						—						288
Agricultural business, including secured by farmland			3,175												89						139						3,403
One- to four-family residential			3,541												—						—						3,541
Consumer—home equity revolving lines of credit			821												—						—						821
Total			$	18,067											$	4,400					$	148					$	22,615

			December 31, 2022
			Real Estate												Equipment												Total
Small balance CRE			$	2,953											$	—											$	2,953
Commercial business
Commercial business			—												4,537												4,537
Small business scored			—												307												307
One- to four-family residential			1,622												—												1,622
Total			$	4,575											$	4,844											$	9,419

Schedule of Age Analysis of the Company's Past Due Loans

The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of June 30, 2023 and December 31, 2022 (in thousands). In addition, the tables include the gross charge-offs for the six months ended June 30, 2023. Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension.

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Small balance CRE
Past Due Category
Current			$	48,371					$	173,212					$	219,220					$	169,205					$	123,643					$	437,208					$	404					$	1,171,263
30-59 Days Past Due			599						—						—						—						—						961						—						1,560
60-89 Days Past Due			—						—						—						—						—						—						—						—
90 Days + Past Due			—						—						—						—						—						2						—						2
Total Small balance CRE			$	48,970					$	173,212					$	219,220					$	169,205					$	123,643					$	438,171					$	404					$	1,172,825
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Small business scored
Past Due Category
Current			$	98,904					$	290,943					$	186,977					$	92,432					$	70,196					$	114,229					$	126,832					$	980,513
30-59 Days Past Due			—						198						46						123						23						14						134						538
60-89 Days Past Due			—						25						20						17						—						—						20						82
90 Days + Past Due			—						35						177						93						460						219						166						1,150
Total Small business scored			$	98,904					$	291,201					$	187,220					$	92,665					$	70,679					$	114,462					$	127,152					$	982,283
Current period gross charge-offs			$	—					$	175					$	84					$	162					$	262					$	181					$	—					$	864
One- to four- family residential
Past Due Category
Current			$	163,136					$	588,388					$	270,567					$	58,947					$	32,763					$	217,977					$	234					$	1,332,012
30-59 Days Past Due			—						100						—						78						—						437						—						615
60-89 Days Past Due			—						—						—						393						377						228						—						998
90 Days + Past Due			1,060						—						1,632						753						1,160						1,896						—						6,501
Total One- to four- family residential			$	164,196					$	588,488					$	272,199					$	60,171					$	34,300					$	220,538					$	234					$	1,340,126
Current period gross charge-offs			$	—					$	—					$	—					$	4					$	—					$	30					$	—					$	34

			June 30, 2023
			Term Loans by Year of Origination																																				Revolving Loans						Total Loans
By class:			2023						2022						2021						2020						2019						Prior
Consumer—home equity revolving lines of credit
Past Due Category
Current			$	5,397					$	2,932					$	2,683					$	1,446					$	1,391					$	5,354					$	554,579					$	573,782
30-59 Days Past Due			72						101						—						—						52						165						741						1,131
60-89 Days Past Due			—						—						—						—						—						241						217						458
90 Days + Past Due			—						—						49						1,043						311						854						97						2,354
Total Consumer—home equity revolving lines of credit			$	5,469					$	3,033					$	2,732					$	2,489					$	1,754					$	6,614					$	555,634					$	577,725
Current period gross charge-offs			$	—					$	—					$	13					$	73					$	—					$	20					$	(4)					$	102
Consumer-other
Past Due Category
Current			$	6,093					$	35,734					$	11,076					$	7,880					$	4,843					$	19,880					$	27,527					$	113,033
30-59 Days Past Due			—						53						14						39						1						48						86						241
60-89 Days Past Due			—						—						—						—						4						—						52						56
90 Days + Past Due			—						—						—						4						—						—						—						4
Total Consumer-other			$	6,093					$	35,787					$	11,090					$	7,923					$	4,848					$	19,928					$	27,665					$	113,334
Current period gross charge-offs			$	—					$	19					$	44					$	15					$	34					$	64					$	377					$	553

The following tables provide additional detail on the age analysis of the Company’s past due loans as of June 30, 2023 and December 31, 2022 (in thousands):

			June 30, 2023
			30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due						Current						Total Loans						Non-accrual with no Allowance						Total Non-accrual (1)						Loans 90 Days or More Past Due and Accruing
Commercial real estate:
Owner-occupied			$	—					$	—					$	—					$	—					$	894,876					$	894,876					$	—					$	66					$	—
Investment properties			—						—						—						—						1,558,176						1,558,176						—						—						—
Small balance CRE			1,560						—						2						1,562						1,171,263						1,172,825						1,865						2,412						—
Multifamily real estate			—						—						—						—						699,830						699,830						—						—						—
Construction, land and land development:
Commercial construction			—						—						—						—						183,765						183,765						—						—						—
Multifamily construction			—						—						—						—						433,868						433,868						—						—						—
One- to four-family construction			—						1,255						709						1,964						545,236						547,200						1,711						1,711						—
Land and land development			—						498						—						498						344,555						345,053						499						569						—
Commercial business:
Commercial business			17						—						6,290						6,307						1,306,919						1,313,226						5,979						6,397						—
Small business scored			538						82						1,150						1,770						980,513						982,283						284						2,042						—
Agricultural business, including secured by farmland			1,724						—						2,952						4,676						305,444						310,120						3,997						3,997						—
One- to four-family residential			615						998						6,501						8,114						1,332,012						1,340,126						3,479						7,605						60
Consumer:
Consumer—home equity revolving lines of credit			1,131						458						2,354						3,943						573,782						577,725						821						3,258						49
Consumer—other			241						56						4						301						113,033						113,334						—						14						—
Total			$	5,826					$	3,347					$	19,962					$	29,135					$	10,443,272					$	10,472,407					$	18,635					$	28,071					$	109

			December 31, 2022
			30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due						Current						Total Loans						Non-accrual with no Allowance						Total Non-accrual (1)						Loans 90 Days or More Past Due and Accruing
Commercial real estate:
Owner-occupied			$	—					$	—					$	—					$	—					$	845,320					$	845,320					$	—					$	143					$	—
Investment properties			—						—						—						—						1,589,975						1,589,975						—						—						—
Small balance CRE			1,859						—						2						1,861						1,198,390						1,200,251						2,927						3,540						—
Multifamily real estate			—						—						—						—						645,071						645,071						—						—						—
Construction, land and land development:
Commercial construction			—						—						—						—						184,876						184,876						—						—						—
Multifamily construction			—						—						—						—						325,816						325,816						—						—						—
One- to four-family construction			900						—						—						900						646,429						647,329						—						—						—
Land and land development			921						—						97						1,018						327,457						328,475						—						181						—
Commercial business:
Commercial business			2,100						4,145						649						6,894						1,276,513						1,283,407						6,998						7,356						—
Small business scored			1,479						661						1,019						3,159						943,933						947,092						303						2,530						—
Agricultural business, including secured by farmland			1,185						—						594						1,779						293,298						295,077						594						594						—
One-to four-family residential			5,287						2,242						5,175						12,704						1,160,408						1,173,112						1,569						5,236						1,023
Consumer:
Consumer—home equity revolving lines of credit			1,824						203						1,582						3,609						562,682						566,291						—						2,124						254
Consumer—other			259						178						10						447						114,185						114,632						—						2						10
Total			$	15,814					$	7,429					$	9,128					$	32,371					$	10,114,353					$	10,146,724					$	12,391					$	21,706					$	1,287

Allowance for Credit Losses on Financing Receivables

The following tables provide the activity in the allowance for credit losses by portfolio segment for the three and six months ended June 30, 2023 and 2022 (in thousands):

			For the Three Months Ended June 30, 2023
			Commercial Real Estate						Multifamily Real Estate						Construction and Land						Commercial Business						Agricultural Business						One- to Four-Family Residential						Consumer												Total
Allowance for credit losses:
Beginning balance			$	42,975					$	8,475					$	28,433					$	33,735					$	3,094					$	15,736					$	9,009											$	141,457
Provision/(recapture) for credit losses			587						(436)						1,567						187						477						969						208												3,559
Recoveries			74						—						—						524						2						36						117												753
Charge-offs			—						—						(156)						(566)						—						(4)						(363)												(1,089)
Ending balance			$	43,636					$	8,039					$	29,844					$	33,880					$	3,573					$	16,737					$	8,971											$	144,680
			For the Six Months Ended June 30, 2023
			Commercial Real Estate						Multifamily Real Estate						Construction and Land						Commercial Business						Agricultural Business						One- to Four-Family Residential						Consumer												Total
Allowance for credit losses:
Beginning balance			$	44,086					$	7,734					$	29,171					$	33,299					$	3,475					$	14,729					$	8,971											$	141,465
(Recapture)/provision for credit losses			(708)						305						829						1,662						(13)						1,889						369												4,333
Recoveries			258						—						—						643						111						153						286												1,451
Charge-offs			—						—						(156)						(1,724)						—						(34)						(655)												(2,569)
Ending balance			$	43,636					$	8,039					$	29,844					$	33,880					$	3,573					$	16,737					$	8,971											$	144,680

			For the Three Months Ended June 30, 2022
			Commercial Real Estate						Multifamily Real Estate						Construction and Land						Commercial Business						Agricultural Business						One- to Four-Family Residential						Consumer												Total
Allowance for credit losses:
Beginning balance			$	47,264					$	7,183					$	26,679					$	26,655					$	2,586					$	8,109					$	6,995											$	125,471
(Recapture)/provision for credit losses			(1,020)						(277)						260						2,032						402						1,366						381												3,144
Recoveries			129						—						—						234						14						98						112												587
Charge-offs			—						—						—						(248)						—						—						(252)												(500)
Ending balance			$	46,373					$	6,906					$	26,939					$	28,673					$	3,002					$	9,573					$	7,236											$	128,702
			For the Six Months Ended June 30, 2022
			Commercial Real Estate						Multifamily Real Estate						Construction and Land						Commercial Business						Agricultural Business						One- to Four-Family Residential						Consumer												Total
Allowance for loan losses:
Beginning balance			$	52,995					$	7,043					$	27,294					$	26,421					$	3,190					$	8,205					$	6,951											$	132,099
(Recapture)/provision for credit losses			(6,836)						(137)						(734)						2,199						(320)						1,230						366												(4,232)
Recoveries			216						—						384						383						132						138						328												1,581
Charge-offs			(2)						—						(5)						(330)						—						—						(409)												(746)
Ending balance			$	46,373					$	6,906					$	26,939					$	28,673					$	3,002					$	9,573					$	7,236											$	128,702

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-Paragraph 42
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-42

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 33
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-33

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 34
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-34

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