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LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | $ 144,680 | $ 128,702 | $ 141,465 | $ 132,099
Provision for credit losses | 2,943 | 6,347 | 7,276 | 2,115
Recoveries | 806 | 1,374 | 2,257 | 2,955
Charge-offs | (1,469) | (505) | (4,038) | (1,251)
Allowance for loan losses, Ending balance | 146,960 | 135,918 | 146,960 | 135,918
Commercial Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 43,636 | 46,373 | 44,086 | 52,995
Provision for credit losses | 210 | (2,096) | (498) | (8,932)
Recoveries | 170 | 88 | 428 | 304
Charge-offs | 0 | 0 | 0 | (2)
Allowance for loan losses, Ending balance | 44,016 | 44,365 | 44,016 | 44,365
Multifamily Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 8,039 | 6,906 | 7,734 | 7,043
Provision for credit losses | 765 | 208 | 1,070 | 71
Recoveries | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Allowance for loan losses, Ending balance | 8,804 | 7,114 | 8,804 | 7,114
Construction and Land |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 29,844 | 26,939 | 29,171 | 27,294
Provision for credit losses | (484) | 1,071 | 345 | 337
Recoveries | 29 | 0 | 29 | 384
Charge-offs | 0 | (25) | (156) | (30)
Allowance for loan losses, Ending balance | 29,389 | 27,985 | 29,389 | 27,985
Commercial Business and Small Business Scored |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 33,880 | 28,673 | 33,299 | 26,421
Provision for credit losses | 398 | 2,395 | 2,060 | 4,594
Recoveries | 403 | 924 | 1,046 | 1,307
Charge-offs | (616) | (138) | (2,340) | (468)
Allowance for loan losses, Ending balance | 34,065 | 31,854 | 34,065 | 31,854
Agricultural Business |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 3,573 | 3,002 | 3,475 | 3,190
Provision for credit losses | 690 | 243 | 677 | (77)
Recoveries | 19 | 252 | 130 | 384
Charge-offs | (564) | (42) | (564) | (42)
Allowance for loan losses, Ending balance | 3,718 | 3,455 | 3,718 | 3,455
One- to Four-Family Residential |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 16,737 | 9,573 | 14,729 | 8,205
Provision for credit losses | 1,129 | 2,796 | 3,018 | 4,026
Recoveries | 59 | 25 | 212 | 163
Charge-offs | 0 | 0 | (34) | 0
Allowance for loan losses, Ending balance | 17,925 | 12,394 | 17,925 | 12,394
Consumer-other |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 8,971 | 7,236 | 8,971 | 6,951
Provision for credit losses | 235 | 1,730 | 604 | 2,096
Recoveries | 126 | 85 | 412 | 413
Charge-offs | (289) | (300) | (944) | (709)
Allowance for loan losses, Ending balance | $ 9,043 | $ 8,751 | 9,043 | $ 8,751
Commercial Business |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Charge-offs |  |  | $ (987) |

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