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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
INTEREST INCOME:    
Loans receivable $ 156,475 $ 133,257
Mortgage-backed securities 16,934 18,978
Securities and cash equivalents 11,279 14,726
Total interest income 184,688 166,961
INTEREST EXPENSE:    
Deposits 44,613 9,244
FHLB advances 2,972 1,264
Other borrowings 1,175 381
Subordinated debt 2,969 2,760
Total interest expense 51,729 13,649
Net interest income 132,959 153,312
Provision for Loan, Lease, and Other Losses 520 (524)
Net interest income after provision (recapture) for credit losses 132,439 153,836
NON-INTEREST INCOME:    
Deposit fees and other service charges 11,022 10,562
Mortgage banking operations 2,335 2,691
BOLI 2,237 2,188
Miscellaneous 1,892 1,640
Other operating income 17,486 17,081
Net loss on sale of securities (4,903) (7,252)
Net change in valuation of financial instruments carried at fair value (992) (552)
Total non-interest income 11,591 9,277
NON-INTEREST EXPENSE:    
Salary and employee benefits 62,369 61,389
Less capitalized loan origination costs (3,676) (3,431)
Occupancy and equipment 12,462 11,970
Information and computer data services 7,320 7,147
Payment and card processing services 5,710 4,618
Professional and legal expenses 1,530 2,121
Advertising and marketing 1,079 806
Deposit insurance 2,809 1,890
State and municipal business and use taxes 1,304 1,300
Real estate operations, net (220) (277)
Amortization of core deposit intangibles 723 1,050
Miscellaneous 6,231 6,038
Total non-interest expense 97,641 94,621
Income before provision for income taxes 46,389 68,492
PROVISION FOR INCOME TAXES 8,830 12,937
NET INCOME $ 37,559 $ 55,555
Earnings per common share:    
Basic $ 1.09 $ 1.62
Diluted 1.09 1.61
Cumulative dividends declared per common share $ 0.48 $ 0.48
Weighted average number of common shares outstanding, Basic 34,391,564 34,239,533
Weighted average number of common shares outstanding, Diluted 34,521,105 34,457,869