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LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | $ 151,140 | $ 141,457 | $ 149,643 | $ 141,465
Provision for credit losses | (1,953) | (3,559) | (3,377) | (4,333)
Recoveries | 746 | 753 | 3,197 | 1,451
Charge-offs | (991) | (1,089) | (3,369) | (2,569)
Allowance for loan losses, Ending balance | 152,848 | 144,680 | 152,848 | 144,680
Commercial Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 43,555 | 42,975 | 44,384 | 44,086
Provision for credit losses | (4,242) | (587) | (6,460) | (708)
Recoveries | 98 | 74 | 1,487 | 258
Charge-offs | (347) | 0 | (347) | 0
Allowance for loan losses, Ending balance | 39,064 | 43,636 | 39,064 | 43,636
Multifamily Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 9,293 | 8,475 | 9,326 | 7,734
Provision for credit losses | (1,040) | (436) | (1,073) | (305)
Recoveries | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Allowance for loan losses, Ending balance | 8,253 | 8,039 | 8,253 | 8,039
Construction and Land |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 28,908 | 28,433 | 28,095 | 29,171
Provision for credit losses | (2,689) | (1,567) | (3,502) | (829)
Recoveries | 0 | 0 | 0 | 0
Charge-offs | 0 | (156) | 0 | (156)
Allowance for loan losses, Ending balance | 31,597 | 29,844 | 31,597 | 29,844
Commercial Business and Small Business Scored |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 35,544 | 33,735 | 35,464 | 33,299
Provision for credit losses | (3,104) | (187) | (4,212) | (1,662)
Recoveries | 324 | 524 | 1,105 | 643
Charge-offs | (137) | (566) | (1,946) | (1,724)
Allowance for loan losses, Ending balance | 38,835 | 33,880 | 38,835 | 33,880
Agricultural Business |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 3,890 | 3,094 | 3,865 | 3,475
Provision for credit losses | (40) | (477) | (121) | (13)
Recoveries | 195 | 2 | 301 | 111
Charge-offs | 0 | 0 | 0 | 0
Allowance for loan losses, Ending balance | 4,045 | 3,573 | 4,045 | 3,573
One- to Four-Family Residential |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 20,432 | 15,736 | 19,271 | 14,729
Provision for credit losses | (457) | (969) | (1,602) | (1,889)
Recoveries | 17 | 36 | 33 | 153
Charge-offs | 0 | (4) | 0 | (34)
Allowance for loan losses, Ending balance | 20,906 | 16,737 | 20,906 | 16,737
Consumer Loan [Member] |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 9,518 | 9,009 | 9,238 | 8,971
Provision for credit losses | (1,025) | (208) | (1,715) | (369)
Recoveries | 112 | 117 | 271 | 286
Charge-offs | (507) | (363) | (1,076) | (655)
Allowance for loan losses, Ending balance | $ 10,148 | $ 8,971 | $ 10,148 | $ 8,971

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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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