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LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | $ 152,848 | $ 144,680 | $ 149,643 | $ 141,465
Provision for credit losses | 1,967 | 2,943 | 5,344 | 7,276
Recoveries | 734 | 806 | 3,931 | 2,257
Charge-offs | (964) | (1,469) | (4,333) | (4,038)
Allowance for loan losses, Ending balance | 154,585 | 146,960 | 154,585 | 146,960
Commercial Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 39,064 | 43,636 | 44,384 | 44,086
Provision for credit losses | 911 | 210 | 5,549 | 498
Recoveries | 65 | 170 | 1,552 | 428
Charge-offs | 0 | 0 | (347) | 0
Allowance for loan losses, Ending balance | 40,040 | 44,016 | 40,040 | 44,016
Multifamily Real Estate |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 8,253 | 8,039 | 9,326 | 7,734
Provision for credit losses | 1,980 | 765 | 907 | 1,070
Recoveries | 0 | 0 | 0 | 0
Charge-offs | 0 | 0 | 0 | 0
Allowance for loan losses, Ending balance | 10,233 | 8,804 | 10,233 | 8,804
Construction and Land |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 31,597 | 29,844 | 28,095 | 29,171
Provision for credit losses | 3,130 | 484 | 372 | 345
Recoveries | 0 | 29 | 0 | 29
Charge-offs | (145) | 0 | (145) | (156)
Allowance for loan losses, Ending balance | 28,322 | 29,389 | 28,322 | 29,389
Commercial Business and Small Business Scored |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 38,835 | 33,880 | 35,464 | 33,299
Provision for credit losses | 745 | 398 | 4,957 | 2,060
Recoveries | 613 | 403 | 1,718 | 1,046
Charge-offs | (414) | (616) | (2,360) | (2,340)
Allowance for loan losses, Ending balance | 39,779 | 34,065 | 39,779 | 34,065
Agricultural Business |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 4,045 | 3,573 | 3,865 | 3,475
Provision for credit losses | 1,294 | 690 | 1,173 | 677
Recoveries | 1 | 19 | 302 | 130
Charge-offs | 0 | (564) | 0 | (564)
Allowance for loan losses, Ending balance | 5,340 | 3,718 | 5,340 | 3,718
One- to Four-Family Residential |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 20,906 | 16,737 | 19,271 | 14,729
Provision for credit losses | 457 | 1,129 | 1,145 | 3,018
Recoveries | 14 | 59 | 47 | 212
Charge-offs | 0 | 0 | 0 | (34)
Allowance for loan losses, Ending balance | 20,463 | 17,925 | 20,463 | 17,925
Consumer Loan [Member] |  |  |  |
Financing Receivable, Allowance for Loan Losses [Roll Forward] |  |  |  |
Allowance for loan losses, Beginning balance | 10,148 | 8,971 | 9,238 | 8,971
Provision for credit losses | 624 | 235 | 2,339 | 604
Recoveries | 41 | 126 | 312 | 412
Charge-offs | (405) | (289) | (1,481) | (944)
Allowance for loan losses, Ending balance | $ 10,408 | $ 9,043 | $ 10,408 | $ 9,043

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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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