DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2024

Deposits consist of the following at December 31, 2024 and 2023 (in thousands):


	December 31
	2024		2023
Non-interest-bearing checking	$	4,591,543	$	4,792,369
Interest-bearing checking	2,393,864		2,098,526
Regular savings accounts	3,478,423		2,980,530
Money market accounts	1,550,896		1,680,605
Total interest-bearing transaction and savings accounts	7,423,183		6,759,661
Certificates of deposit:
Certificates of deposit greater than or equal to $250,000	487,515		473,124
Certificates of deposit less than $250,000	1,012,157		1,004,343
Total certificates of deposit	1,499,672		1,477,467
Total deposits	$	13,514,398	$	13,029,497

Included in total deposits:
Public fund transaction accounts	$	414,413	$	356,615
Public fund interest-bearing certificates	25,423		52,048
Total public deposits	$	439,836	$	408,663

Total brokered deposits	$	50,346	$	108,058

Scheduled maturities and weighted average interest rates of certificates of deposits at December 31, 2024 are as follows (dollars in thousands):


	December 31, 2024
	Amount		Weighted Average Rate
Maturing in one year or less	$	1,448,449	3.84	%
Maturing after one year through two years	31,053		1.22
Maturing after two years through three years	13,222		1.00
Maturing after three years through four years	3,857		0.71
Maturing after four years through five years	2,492		0.85
Maturing after five years	599		0.58
Total certificates of deposit	$	1,499,672	3.75	%