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GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Tables)
 12 Months Ended
Dec. 31, 2024
Other Intangible Assets and Mortgage Servicing Rights [Abstract]  
Schedule of Changes in Goodwill and Intangible Assets
The following table summarizes the changes in the Company’s goodwill and other intangibles for the years ended December 31, 2024, 2023 and 2022 (in thousands):
 GoodwillCDITotal
Balance,  January 1, 2022$373,121 $14,855 $387,976 
Amortization— (5,279)(5,279)
Other Changes (1)
— (136)(136)
Balance, December 31, 2022373,121 9,440 382,561 
Amortization— (3,756)(3,756)
Balance, December 31, 2023373,121 5,684 378,805 
Amortization— (2,626)(2,626)
Balance, December 31, 2024$373,121 $3,058 $376,179 

(1)    Acquired CDI was adjusted for the sale of branches in 2022.
Schedule of Estimated Annual Amortization Expense
Estimated amortization expense with respect to CDI as of December 31, 2024 for the periods indicated (in thousands):
Year ended:Estimated Amortization
2025$1,567 
2026904 
2027426 
2028126 
202935 
Net carrying amount$3,058 
Schedule of Mortgage Servicing Rights at Amortized Value
An analysis of the mortgage and SBA servicing rights for the years ended December 31, 2024, 2023 and 2022, is presented below (in thousands):
 Years Ended December 31
 202420232022
Balance, beginning of the year$14,649 $16,166 $17,206 
Additions—amounts capitalized1,802 1,590 3,200 
Additions—through purchase211 313 285 
Amortization (1)
(3,304)(3,325)(4,216)
Fair value adjustments (2)
129 (95)(309)
Balance, end of the year (2)
$13,487 $14,649 $16,166 

(1)    Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full.
(2)    Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.