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v3.25.1

Segment Reporting (Tables) | 3 Months Ended
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Mar. 31, 2025
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information, by Segment | the operating and financial condition data below is used to monitor budget versus actual results and assess performance:
OPERATING DATA: | Quarters Ended
(In thousands) | Mar 31, 2025 |  | Dec 31, 2024 |  | Mar 31, 2024
Interest income | $ | 193,868 |  |  | $ | 196,436 |  |  | $ | 184,688 |
Interest expense | 52,785 |  |  | 55,900 |  |  | 51,729 |
Net interest income | 141,083 |  |  | 140,536 |  |  | 132,959 |
Provision for credit losses | 3,139 |  |  | 3,000 |  |  | 520 |
Non-interest income | 19,108 |  |  | 20,035 |  |  | 11,591 |
Non-interest expense | 101,259 |  |  | 99,478 |  |  | 97,641 |
Net income | $ | 45,135 |  |  | $ | 46,391 |  |  | $ | 37,559 |
FINANCIAL CONDITION DATA: | Quarters Ended
(In thousands) | Mar 31, 2025 |  | Dec 31, 2024 |  | Mar 31, 2024
Cash and securities (1) | $ | 3,542,686 |  |  | $ | 3,607,933 |  |  | $ | 3,492,527 |
Loans receivable, net | 11,281,473 |  |  | 11,199,135 |  |  | 10,717,956 |
Total assets | 16,170,812 |  |  | 16,200,037 |  |  | 15,518,279 |
Core deposits | 12,089,215 |  |  | 12,014,726 |  |  | 11,672,891 |
Total deposits | 13,593,265 |  |  | 13,514,398 |  |  | 13,158,771 |
KEY FINANCIAL RATIOS: | Quarters Ended
| Mar 31, 2025 |  | Dec 31, 2024 |  | Mar 31, 2024
Performance Ratios: |  |  |  |  |
Return on average assets (2) | 1.15 | % |  | 1.15 | % |  | 0.97 | %
Net interest margin (tax equivalent) (3) | 3.92 |  |  | 3.82 |  |  | 3.74 |
Non-interest expense to average assets | 2.57 |  |  | 2.48 |  |  | 2.52 |
Efficiency ratio (4) | 63.21 |  |  | 61.95 |  |  | 67.55 |

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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