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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME:    
Loans receivable $ 168,677 $ 156,475
Mortgage-backed securities 15,744 16,934
Securities and cash equivalents 9,447 11,279
Interest and Dividend Income, Operating, Total 193,868 184,688
INTEREST EXPENSE:    
Deposits 48,737 44,613
FHLB advances 860 2,972
Other borrowings 694 1,175
Subordinated debt 2,494 2,969
Interest Expense, Operating (52,785) (51,729)
Net interest income 141,083 132,959
PROVISION FOR CREDIT LOSSES 3,139 520
Net interest income after provision for credit losses 137,944 132,439
NON-INTEREST INCOME:    
Deposit fees and other service charges 10,769 11,022
Mortgage banking operations 3,103 2,335
BOLI 2,575 2,237
Miscellaneous 2,346 1,892
Other operating income 18,793 17,486
Net gain (loss) on sale of securities 0 (4,903)
Net change in valuation of financial instruments carried at fair value 315 (992)
Total non-interest income 19,108 11,591
NON-INTEREST EXPENSE:    
Salary and employee benefits 64,857 62,369
Less capitalized loan origination costs (3,330) (3,676)
Occupancy and equipment 12,097 12,462
Information and computer data services 7,628 7,320
Payment and card processing services 5,750 5,710
Professional and legal expenses 2,430 1,530
Advertising and marketing 590 1,079
Deposit insurance 2,797 2,809
State and municipal business and use taxes 1,454 1,304
Real estate operations, net (61) (220)
Amortization of core deposit intangibles 456 723
Miscellaneous 6,591 6,231
Total non-interest expense 101,259 97,641
Income before provision for income taxes 55,793 46,389
PROVISION FOR INCOME TAXES 10,658 8,830
NET INCOME $ 45,135 $ 37,559
Earnings per common share:    
Basic $ 1.31 $ 1.09
Diluted 1.30 1.09
Cumulative dividends declared per common share $ 0.48 $ 0.48
Weighted average number of common shares outstanding, Basic 34,509,815 34,391,564
Weighted average number of common shares outstanding, Diluted 34,778,687 34,521,105