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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
OPERATING ACTIVITIES:    
Net Income (Loss) Attributable to Parent $ 90,631 $ 77,354
Adjustments to reconcile net income to net cash provided from operating activities:    
Depreciation 8,474 9,084
Deferred income and expense, net of amortization (4,817) (3,506)
Capitalized loan servicing rights, net of amortization 225 748
Amortization of core deposit intangibles 911 1,447
Loss on sale of securities, net 3 5,465
Net change in valuation of financial instruments carried at fair value (403) 1,182
Decrease in deferred taxes (1,941) (2,481)
(Decrease) increase in current taxes payable/receivable, net (4,348) 2,012
Stock-based compensation 4,913 4,652
Net change in cash surrender value of BOLI (4,652) (3,707)
Gain on sale of loans, excluding capitalized servicing rights (3,051) (2,486)
Loss (gain) on disposal of real estate held for sale and property and equipment, net 948 (368)
PROVISION FOR CREDIT LOSSES 7,934 2,889
Origination of loans held for sale (171,026) (107,228)
Proceeds from sales of loans held for sale 215,707 163,156
Net change in:    
Other assets 16,642 (23,179)
Other liabilities (47,943) 158
Net cash provided from operating activities 112,089 130,154
INVESTING ACTIVITIES:    
Purchases of securities—available-for-sale 18,896 19,312
Principal repayments and maturities of securities—available-for-sale 105,638 95,830
Proceeds from sales of securities—available-for-sale 0 70,777
Principal repayments and maturities of securities—held-to-maturity 20,326 36,078
Loan originations, net of repayments (394,673) (393,967)
Purchases of loans and participating interest in loans (10,780) (4,666)
Proceeds from sales of other loans 20,189 11,808
Purchases of property and equipment (4,398) (6,627)
Proceeds from sale of real estate held for sale and sale of other property 1,875 4,025
Proceeds from FHLB stock repurchase program 112,775 83,657
Purchase of FHLB stock (125,475) (86,940)
Other 873 52
Net cash used by investing activities (292,585) (209,319)
FINANCING ACTIVITIES:    
Increase in deposits, net 12,893 49,766
Overnight and short term FHLB advances, net 275,000 75,000
Decrease in other borrowings, net (8,146) (16,921)
Repayment of junior subordinated debentures (80,500) 0
Taxes paid related to net share settlement of equity awards (3,418) (2,066)
Net Cash Provided by (Used in) Financing Activities, Total 161,986 72,159
NET CHANGE IN CASH AND CASH EQUIVALENTS (18,510) (7,006)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 501,858 254,464
CASH AND CASH EQUIVALENTS, END OF PERIOD 483,348 247,458
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:    
Interest paid in cash 111,040 107,158
Tax paid 16,592 8,781
NON-CASH INVESTING AND FINANCING TRANSACTIONS:    
Transfer of loans to real estate owned and other repossessed assets 4,671 2,386
Dividends Payable 1,131 914
Loan and Lease, Transfer from Held-in-Portfolio to Held-for-Sale 47,260  
Loans, held-for-sale, transferred from portfolio   (55,693)
Payments of Ordinary Dividends, Common Stock 33,843 33,620
Investment in BOLI $ (39) $ (34)