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SEGMENT REPORTING
 9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Segment Reporting Disclosure
The Company is managed by legal entity, rather than by lines of business, and its activities are considered a single operating segment for financial reporting purposes. The Bank is engaged in the single line of business of community banking, which involves gathering deposits and originating loans in its primary market areas. The Bank manages its operations, allocates resources, and monitors and reports its financials as a single operating segment.

The Company’s performance is assessed based on net income that is reported on our Consolidated Statements of Operations with consolidated net income being the primary measure to evaluate resource allocations. In addition to our consolidated financial statements, the operating and financial condition data below is used to monitor budget versus actual results and assess performance:
 OPERATING DATA:
Quarters EndedNine Months Ended
(In thousands)Sep 30, 2025Jun 30, 2025Sep 30, 2024Sep 30, 2025Sep 30, 2024
Interest income$205,848 $200,259 $195,841 $599,975 $569,667 
Interest expense55,859 55,860 60,166 164,504 168,487 
Net interest income149,989 144,399 135,675 435,471 401,180 
Provision for credit losses2,670 4,795 1,692 10,604 4,581 
Non-interest income20,730 17,751 18,063 57,589 46,853 
Non-interest expense102,022 101,348 96,291 304,629 292,060 
Net income $53,502 $45,496 $45,153 $144,133 $122,507 

FINANCIAL CONDITION DATA:Quarters Ended
(In thousands)Sep 30, 2025Jun 30, 2025Dec 31, 2024Sep 30, 2024
Cash and securities (1)
$3,662,991 $3,529,241 $3,607,933 $3,730,637 
Loans receivable, net11,542,831 11,529,872 11,199,135 11,070,021 
Total assets16,563,081 16,437,169 16,200,037 16,188,676 
Core deposits12,475,553 12,049,519 12,014,726 12,016,295 
Total deposits14,015,935 13,527,291 13,514,398 13,538,148 

KEY FINANCIAL RATIOS:Quarters EndedNine Months Ended
 Sep 30, 2025Jun 30, 2025Sep 30, 2024Sep 30, 2025Sep 30, 2024
Performance Ratios:
Return on average assets (2)
1.30 %1.13 %1.13 %1.19 %1.04 %
Net interest margin (tax equivalent) (3)
3.98 3.92 3.72 3.94 3.72 
Non-interest expense to average assets2.48 2.52 2.42 2.53 2.48 
Efficiency ratio (4)
59.76 62.50 62.63 61.78 65.19 

(1)Includes available-for-sale and held-to-maturity securities.
(2)Net income divided by average assets.
(3)Net interest income as a percent of average interest-earning assets on a tax equivalent basis.
(4)Non-interest expenses divided by the total of net interest income and non-interest income.