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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST INCOME:        
Loans receivable $ 179,065 $ 168,338 $ 523,115 $ 486,004
Mortgage-backed securities 15,090 16,357 46,250 49,999
Securities and cash equivalents 11,693 11,146 30,610 33,664
Interest and Dividend Income, Operating, Total 205,848 195,841 599,975 569,667
INTEREST EXPENSE:        
Deposits 52,251 53,785 150,304 147,248
FHLB advances 1,527 2,263 5,757 8,856
Other borrowings 694 1,147 2,063 3,482
Subordinated debt 1,387 2,971 6,380 8,901
Interest Expense, Operating (55,859) (60,166) (164,504) (168,487)
Net interest income 149,989 135,675 435,471 401,180
PROVISION FOR CREDIT LOSSES 2,670 1,692 10,604 4,581
Net interest income after provision for credit losses 147,319 133,983 424,867 396,599
NON-INTEREST INCOME:        
Deposit fees and other service charges 10,955 10,741 32,559 32,353
Mortgage banking operations 3,298 3,180 9,627 8,521
BOLI 2,702 2,445 7,661 7,049
Miscellaneous 3,175 1,658 6,742 5,538
Other operating income 20,130 18,024 56,589 53,461
Net gain (loss) on sale of securities 377 0 374 (5,465)
Net change in valuation of financial instruments carried at fair value 223 39 626 (1,143)
Total non-interest income 20,730 18,063 57,589 46,853
NON-INTEREST EXPENSE:        
Salary and employee benefits 64,935 61,832 195,278 188,032
Less capitalized loan origination costs (4,802) (4,354) (13,056) (12,669)
Occupancy and equipment 12,518 12,040 36,871 36,630
Information and computer data services 8,199 7,134 24,026 21,694
Payment and card processing services 6,060 5,346 17,709 16,747
Professional and legal expenses 2,190 2,102 6,891 4,833
Advertising and marketing 1,395 1,161 3,072 3,438
Deposit insurance 2,867 2,874 8,464 8,541
State and municipal business and use taxes 1,655 1,432 4,525 4,130
Real estate operations, net 203 103 534 180
Amortization of core deposit intangibles 341 590 1,252 2,037
Miscellaneous 6,461 6,031 19,063 18,467
Total non-interest expense 102,022 96,291 304,629 292,060
Income before provision for income taxes 66,027 55,755 177,827 151,392
PROVISION FOR INCOME TAXES 12,525 10,602 33,694 28,885
NET INCOME $ 53,502 $ 45,153 $ 144,133 $ 122,507
Earnings per common share:        
Basic $ 1.55 $ 1.31 $ 4.17 $ 3.56
Diluted 1.54 1.30 4.15 3.54
Cumulative dividends declared per common share $ 0.48 $ 0.48 $ 1.44 $ 1.44
Weighted average number of common shares outstanding, Basic 34,494,824 34,498,830 34,543,969 34,459,662
Weighted average number of common shares outstanding, Diluted 34,659,346 34,650,322 34,730,103 34,575,498