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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
OPERATING ACTIVITIES:    
Net Income (Loss) Attributable to Parent $ 144,133 $ 122,507
Adjustments to reconcile net income to net cash provided from operating activities:    
Depreciation 12,523 13,615
Deferred income and expense, net of amortization (7,886) (5,834)
Capitalized loan servicing rights, net of amortization 405 1,211
Amortization of core deposit intangibles 1,252 2,037
(Gain) loss on sale of securities, net (374) 5,465
Net change in valuation of financial instruments carried at fair value (626) 1,143
Decrease in deferred taxes (572) (2,973)
(Decrease) increase in current taxes payable/receivable, net (387) 4,967
Stock-based compensation 7,623 7,234
Net change in cash surrender value of BOLI (7,106) (6,888)
Gain on sale of loans, excluding capitalized servicing rights (4,746) (4,212)
Gain on disposal of real estate held for sale and property and equipment, net (403) (319)
PROVISION FOR CREDIT LOSSES 10,604 4,581
Origination of loans held for sale (264,970) (197,741)
Proceeds from sales of loans held for sale 355,435 260,192
Net change in:    
Other assets (9,497) (14,137)
Other liabilities (4,036) (2,887)
Net cash provided from operating activities 232,516 193,907
INVESTING ACTIVITIES:    
Purchases of securities—available-for-sale 101,671 53,170
Principal repayments and maturities of securities—available-for-sale 248,630 168,360
Proceeds from sales of securities—available-for-sale 17,581 70,777
Principal repayments and maturities of securities—held-to-maturity 30,112 45,280
Loan originations, net of repayments (438,908) (547,162)
Purchases of loans and participating interest in loans (10,780) (4,666)
Proceeds from sales of other loans 26,053 16,622
Purchases of property and equipment (6,159) (9,953)
Proceeds from sale of real estate held for sale and sale of other property 6,539 4,323
Proceeds from FHLB stock repurchase program 151,970 129,062
Purchase of FHLB stock (143,745) (124,785)
Other 2,229 732
Net cash used by investing activities (218,195) (304,621)
FINANCING ACTIVITIES:    
Increase in deposits, net 501,537 508,651
Repayment of overnight and short term FHLB advances, net (190,000) (93,000)
Decrease in other borrowings, net (4,721) (28,344)
Repayment of junior subordinated debentures (80,500) 0
Taxes paid related to net share settlement of equity awards (3,449) (2,093)
Net Cash Provided by (Used in) Financing Activities, Total 156,684 335,045
NET CHANGE IN CASH AND CASH EQUIVALENTS 171,005 224,331
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 501,858 254,464
CASH AND CASH EQUIVALENTS, END OF PERIOD 672,863 478,795
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:    
Interest paid in cash 164,392 166,843
Tax paid 23,087 13,376
NON-CASH INVESTING AND FINANCING TRANSACTIONS:    
Transfer of loans to real estate owned and other repossessed assets 5,415 2,386
Dividends Payable 1,332 1,125
Loan and Lease, Transfer from Held-in-Portfolio to Held-for-Sale 74,032  
Loans, held-for-sale, transferred from portfolio   (125,909)
Payments of Ordinary Dividends, Common Stock 50,399 50,169
Payments for Repurchase of Common Stock (15,784) 0
Investment in BOLI $ (46) $ (41)