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TRANSACTION COSTS
 3 Months Ended 12 Months Ended
Mar. 31, 2021
Dec. 31, 2020
TRANSACTION COST.    
TRANSACTION COSTS.

NOTE 13 - TRANSACTION COSTS

Composition of transaction costs, grouped by major classifications, is as follows:

 

 

 

 

 

 

 

 

    

Three Months Ended 

 

 

March 31,

 

    

2021

    

2020

Network fees

 

$

(718)

 

$

4,126

Bank and processor fees

 

 

17,554

 

 

18,207

Card costs

 

 

394

 

 

793

Capital advance costs

 

 

587

 

 

655

Chargebacks and operational losses

 

 

1,164

 

 

645

Other

 

 

1,174

 

 

367

 

 

$

20,155

 

$

24,793

 

NOTE 13 - TRANSACTION COSTS

 

 

 

 

 

 

 

 

 

 

 

 

 

Year Ended December 31, 

 

    

2020

    

2019

    

2018

Network fees

 

$

16,744

 

$

18,981

 

$

16,223

Bank and processor fees

 

 

68,544

 

 

68,029

 

 

58,963

Card costs

 

 

2,563

 

 

3,129

 

 

2,995

CA costs

 

 

1,984

 

 

902

 

 

153

Chargeback losses

 

 

5,637

 

 

2,638

 

 

2,024

Other

 

 

1,568

 

 

986

 

 

1,010

 

 

$

97,040

 

$

94,665

 

$

81,368