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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Cash Flows from Operating Activities          
Net income (loss) $ (3,508) $ (7,479) $ (23,746) $ (625) $ (7,189)
Adjustment to reconcile net income to net cash provided by (used in) operating activities:          
Depreciation and amortization 4,677 4,166 17,095 10,341 7,874
Deferred taxes 1,054 1,713 (721) (694) (414)
Share-based compensation expenses 4,368 2,218 11,074 9,535 6,919
Share in losses of associated company 6 22 143 81  
Foreign currency re-measurement 856 (1,440) (576) (521) 2,538
Changes in operating assets and liabilities, net of effects of businesses acquired:          
Other current assets (8,215) 1,133 3,627 (1,278) (3,216)
Trade payables (4,099) (3,259) 2,865 6,817 1,529
Deferred revenue (165) 120 417 (1,873) (678)
Accounts receivables 13,110 2,438 (3,869) 1,197 (2,203)
CA extended to customers (104,357) (48,227) (266,149) (171,105) (22,639)
CA collected from customers 98,420 75,553 259,790 128,125 5,883
Other payables (13,320) (17,735) 15,416 12,030 4,315
Other long-term liabilities (1,507) 346 (2,572) 1,750 1,256
ROU assets 2,352        
Other assets (6,140) (654) (3,268) (8,092) 37
Net cash provided by (used in) operating activities (16,468) 8,915 9,526 (14,312) (5,988)
Cash Flows from Investing Activities          
Purchase of property, equipment and software (797) (1,574) (4,992) (9,149) (4,538)
Capitalization of internal use software (3,351) (2,014) (9,045) (8,140) (6,325)
Change in severance pay fund (213) 52 378 (40) (197)
Customer funds in transit (3,673) 3,074 (37,713) 3,249 (369)
Acquisition, net of cash acquired   (15,482) (15,482)    
Net cash used in investing activities (8,034) (15,944) (66,854) (20,581) (11,429)
Cash Flows from Financing Activities          
Exercise of options 469 228 849 1,044 818
Outstanding operating balances (22,040) 32,469 1,659,944 292,699 552,806
Repayment or proceeds from long-term debt, net 24,001   (19,975) 60,000  
Net cash provided by financing activities 2,430 32,697 1,673,464 353,743 553,624
Effect of exchange rate changes on cash and cash equivalents (899) 1,442 636 521 (2,538)
Net change in cash, cash equivalents, restricted cash and customer funds (22,971) 27,110 1,616,772 319,371 533,669
Cash, cash equivalents, restricted cash and customer funds at beginning of the period 3,413,289 1,796,517 1,796,517 1,477,146 943,477
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $ 3,390,318 $ 1,823,627 $ 3,413,289 $ 1,796,517 $ 1,477,146