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CAPITAL ADVANCE ("CA") RECEIVABLES (Tables) | 9 Months Ended
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Sep. 30, 2024
CAPITAL ADVANCE ("CA") RECEIVABLE |
Schedule of purchased and collected principal amounts associated with Capital Advance (CA) receivables | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Nine Months Ended
​ | ​ | September 30,
​ | ​ | 2024 | ​ | 2023
Beginning CA receivables, gross | ​ | $ | 50,552 | ​ | $ | 42,466
CA extended to customers | ​ | ​ | 260,353 | ​ | ​ | 206,187
Change in revenue receivables | ​ | ​ | 82 | ​ | ​ | 487
CA collected from customers | ​ | ​ | (245,143) | ​ | ​ | (191,157)
Charge-offs, net of recoveries | ​ | ​ | (2,802) | ​ | ​ | (3,917)
Ending CA receivables, gross | ​ | $ | 63,042 | ​ | $ | 54,066
Allowance for CA losses | ​ |  | (6,094) | ​ |  | (4,910)
CA receivables, net | ​ | $ | 56,948 | ​ | $ | 49,156
Schedule of current and overdue amounts of CAs | The outstanding gross balance at September 30, 2024 consists of the following current and overdue amounts:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | 1‑30 days |  | 30‑60 |  | 60‑90 | ​ | Above 90
Total | ​ | Current | ​ | overdue | ​ | overdue | ​ | overdue | ​ | overdue
$ | 63,042 | ​ | 59,507 | ​ | 2,010 | ​ | 761 | ​ | 279 | ​ | 485
​ The outstanding gross balance at December 31, 2023 consists of the following current and overdue amounts:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ |  | ​ |  | 1‑30 days |  | 30‑60 |  | 60‑90 |  | Above 90
Total |  | Current |  | overdue |  | overdue |  | overdue |  | overdue
$ | 50,552 |  | 47,332 |  | 1,977 |  | 692 |  | 276 |  | 275
Schedule of current and overdue balances CAs that are segregated into the timing of expected collections | The following are current and overdue balances from above that are segregated into the timing of expected collections at September 30, 2024:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | Due in less | ​ | Due in 30‑60 | ​ | Due in 60‑90 | ​ | Due in more
Total |  | Overdue |  | than 30 days |  | days |  | days |  | than 90 days
$ | 63,042 | ​ | 3,535 | ​ | 13,530 | ​ | 13,132 | ​ | 24,280 | ​ | 8,565
​ The following are current and overdue balances from above that are segregated into the timing of expected collections at December 31, 2023:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ |  | Due in less | ​ | Due in 30‑60 | ​ | Due in 60‑90 |  | Due in more
Total |  | Overdue |  | than 30 days |  | days |  | days |  | than 90 days
$ | 50,552 |  | 3,220 |  | 10,841 |  | 13,696 |  | 17,462 |  | 5,333
Schedule of rollforward for the allowance for CA losses ("ALCAL") | ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Nine Months Ended
​ | ​ | September 30,
​ | ​ | 2024 | ​ | 2023
Beginning balance | ​ | $ | 5,059 | ​ | $ | 5,311
Provisions | ​ | ​ | 4,496 | ​ | ​ | 3,649
Recoveries | ​ | ​ | (659) | ​ | ​ | (133)
Charge-offs | ​ | ​ | (2,802) | ​ | ​ | (3,917)
Ending balance | ​ | $ | 6,094 | ​ | $ | 4,910
​

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