XML 63 R49.htm IDEA: XBRL DOCUMENT v3.10.0.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios
Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios set forth in the following table.
 
 
 
 
 
Minimum Capital Levels to be Classified as:
 
Actual
 
Adequately Capitalized
 
Well Capitalized
 
Basel III Compliant
(amounts in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
689,494

 
8.805
%
 
$
352,368

 
4.500
%
 
N/A

 
N/A

 
$
450,248

 
5.750
%
Customers Bank
$
1,023,564

 
13.081
%
 
$
352,122

 
4.500
%
 
$
508,621

 
6.500
%
 
$
449,934

 
5.750
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
906,963

 
11.583
%
 
$
469,824

 
6.000
%
 
N/A

 
N/A

 
$
567,704

 
7.250
%
Customers Bank
$
1,023,564

 
13.081
%
 
$
469,496

 
6.000
%
 
$
625,994

 
8.000
%
 
$
567,307

 
7.250
%
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
1,021,601

 
13.047
%
 
$
626,432

 
8.000
%
 
N/A

 
N/A

 
$
724,313

 
9.250
%
Customers Bank
$
1,170,666

 
14.961
%
 
$
625,994

 
8.000
%
 
$
782,493

 
10.000
%
 
$
723,806

 
9.250
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
906,963

 
8.937
%
 
$
405,949

 
4.000
%
 
N/A

 
N/A

 
$
405,949

 
4.000
%
Customers Bank
$
1,023,564

 
10.092
%
 
$
405,701

 
4.000
%
 
$
507,126

 
5.000
%
 
$
405,701

 
4.000
%
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
628,139

 
8.487
%
 
$
333,049

 
4.500
%
 
N/A

 
N/A

 
$
379,306

 
5.125
%
Customers Bank
$
857,421

 
11.626
%
 
$
331,879

 
4.500
%
 
$
479,380

 
6.500
%
 
$
377,973

 
5.125
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
844,755

 
11.414
%
 
$
444,065

 
6.000
%
 
N/A

 
N/A

 
$
490,322

 
6.625
%
Customers Bank
$
857,421

 
11.626
%
 
$
442,505

 
6.000
%
 
$
590,006

 
8.000
%
 
$
488,599

 
6.625
%
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
966,097

 
13.053
%
 
$
592,087

 
8.000
%
 
N/A

 
N/A

 
$
638,343

 
8.625
%
Customers Bank
$
1,003,609

 
13.608
%
 
$
590,006

 
8.000
%
 
$
737,508

 
10.000
%
 
$
636,101

 
8.625
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
844,755

 
9.067
%
 
$
372,652

 
4.000
%
 
N/A

 
N/A

 
$
372,652

 
4.000
%
Customers Bank
$
857,421

 
9.233
%
 
$
371,466

 
4.000
%
 
$
464,333

 
5.000
%
 
$
371,466

 
4.000
%