XML 61 R49.htm IDEA: XBRL DOCUMENT
v3.10.0.1

Loans Receivable and Allowance for Loan Losses - Schedule of Allowance for Loan Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |  |
--- | --- | --- | --- | ---
Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Sep. 30, 2017 | Sep. 30, 2018 | Dec. 31, 2017
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | $ 38,288 | $ 38,458 | $ 38,015 | $ 37,315 |  |
Charge-offs | (527) | (2,585) | (2,377) | (5,576) |  |
Recoveries | 56 | 89 | 846 | 638 |  |
Provision for loan losses | 2,924 | 2,352 | 4,257 | 5,937 |  |
Ending balance | 40,741 | 38,314 | 40,741 | 38,314 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | $ 35,260 | $ 38,435
Collectively evaluated for impairment |  |  |  |  | 7,185,027 | 6,702,825
Loans receivable, at amortized cost or lower of cost or market |  |  |  |  | 7,242,995 | 6,768,175
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 1,771 | 1,451
Collectively evaluated for impairment |  |  |  |  | 35,773 | 32,537
Total Allowance for loan losses | 38,288 | 38,458 | 38,015 | 37,315 | 40,741 | 38,015
Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 22,708 | 26,915
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 3,197 | 4,027
Multi-family |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 12,069 | 12,028 | 12,168 | 11,602 |  |
Charge-offs | 0 | 0 | 0 | 0 |  |
Recoveries | 0 | 0 | 0 | 0 |  |
Provision for loan losses | (240) | 668 | (339) | 1,094 |  |
Ending balance | 11,829 | 12,696 | 11,829 | 12,696 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 1,343 | 0
Collectively evaluated for impairment |  |  |  |  | 3,501,450 | 3,500,500
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0 | 0
Collectively evaluated for impairment |  |  |  |  | 11,829 | 12,168
Total Allowance for loan losses | 12,069 | 12,028 | 12,168 | 11,602 | 11,829 | 12,168
Multi-family | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 1,747 | 1,881
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 0 | 0
Commercial and industrial |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 12,258 | 11,585 | 10,918 | 11,050 |  |
Charge-offs | (90) | (2,032) | (314) | (4,079) |  |
Recoveries | 30 | 54 | 205 | 337 |  |
Provision for loan losses | 516 | 966 | 1,905 | 3,265 |  |
Ending balance | 12,714 | 10,573 | 12,714 | 10,573 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 13,353 | 17,461
Collectively evaluated for impairment |  |  |  |  | 1,272,165 | 1,130,865
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 1,381 | 650
Collectively evaluated for impairment |  |  |  |  | 10,881 | 9,804
Total Allowance for loan losses | 12,258 | 11,585 | 10,918 | 11,050 | 12,714 | 10,918
Commercial and industrial | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 572 | 764
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 452 | 464
Commercial real estate owner occupied |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 2,988 | 2,976 | 3,232 | 2,183 |  |
Charge-offs | 0 | 0 | (501) | 0 |  |
Recoveries | 0 | 0 | 326 | 9 |  |
Provision for loan losses | 164 | 262 | 95 | 1,046 |  |
Ending balance | 3,152 | 3,238 | 3,152 | 3,238 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 1,335 | 1,448
Collectively evaluated for impairment |  |  |  |  | 545,610 | 472,708
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 80 | 642
Collectively evaluated for impairment |  |  |  |  | 3,072 | 2,580
Total Allowance for loan losses | 2,988 | 2,976 | 3,232 | 2,183 | 3,152 | 3,232
Commercial real estate owner occupied | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 8,669 | 10,572
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 0 | 10
Commercial real estate non-owner occupied |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 6,698 | 7,786 | 7,437 | 7,894 |  |
Charge-offs | 0 | (77) | 0 | (485) |  |
Recoveries | 5 | 0 | 5 | 0 |  |
Provision for loan losses | (254) | (53) | (993) | 247 |  |
Ending balance | 6,449 | 7,656 | 6,449 | 7,656 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 158 | 160
Collectively evaluated for impairment |  |  |  |  | 1,153,107 | 1,213,309
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0 | 0
Collectively evaluated for impairment |  |  |  |  | 4,298 | 4,630
Total Allowance for loan losses | 6,698 | 7,786 | 7,437 | 7,894 | 6,449 | 7,437
Commercial real estate non-owner occupied | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 4,584 | 5,250
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 2,151 | 2,807
Construction |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 992 | 716 | 979 | 840 |  |
Charge-offs | 0 | 0 | 0 | 0 |  |
Recoveries | 11 | 27 | 231 | 157 |  |
Provision for loan losses | 59 | 104 | (148) | (150) |  |
Ending balance | 1,062 | 847 | 1,062 | 847 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0 | 0
Collectively evaluated for impairment |  |  |  |  | 95,250 | 85,393
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0 | 0
Collectively evaluated for impairment |  |  |  |  | 1,062 | 979
Total Allowance for loan losses | 992 | 716 | 979 | 840 | 1,062 | 979
Construction | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 0 | 0
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 0 | 0
Residential real estate |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 2,908 | 2,995 | 2,929 | 3,342 |  |
Charge-offs | 0 | (120) | (407) | (410) |  |
Recoveries | 6 | 7 | 69 | 34 |  |
Provision for loan losses | 987 | 72 | 1,310 | (12) |  |
Ending balance | 3,901 | 2,954 | 3,901 | 2,954 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 8,581 | 9,247
Collectively evaluated for impairment |  |  |  |  | 496,473 | 219,162
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 306 | 155
Collectively evaluated for impairment |  |  |  |  | 3,072 | 2,177
Total Allowance for loan losses | 2,908 | 2,995 | 2,929 | 3,342 | 3,901 | 2,929
Residential real estate | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 4,799 | 5,681
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 523 | 597
Manufactured housing |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 149 | 268 | 180 | 286 |  |
Charge-offs | 0 | 0 | 0 | 0 |  |
Recoveries | 0 | 0 | 0 | 0 |  |
Provision for loan losses | (55) | (77) | (86) | (95) |  |
Ending balance | 94 | 191 | 94 | 191 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 10,378 | 10,089
Collectively evaluated for impairment |  |  |  |  | 70,095 | 77,587
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 4 | 4
Collectively evaluated for impairment |  |  |  |  | 88 | 82
Total Allowance for loan losses | 149 | 268 | 180 | 286 | 94 | 180
Manufactured housing | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 2,116 | 2,551
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 2 | 94
Other |  |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |  |
Beginning balance | 226 | 104 | 172 | 118 |  |
Charge-offs | (437) | (356) | (1,155) | (602) |  |
Recoveries | 4 | 1 | 10 | 101 |  |
Provision for loan losses | 1,747 | 410 | 2,513 | 542 |  |
Ending balance | 1,540 | 159 | 1,540 | 159 |  |
Loans: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 112 | 30
Collectively evaluated for impairment |  |  |  |  | 50,877 | 3,301
Allowance for loan losses: |  |  |  |  |  |
Individually evaluated for impairment |  |  |  |  | 0 | 0
Collectively evaluated for impairment |  |  |  |  | 1,471 | 117
Total Allowance for loan losses | $ 226 | $ 104 | $ 172 | $ 118 | 1,540 | 172
Other | Purchased Credit Impaired Loans |  |  |  |  |  |
Loans: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | 221 | 216
Allowance for loan losses: |  |  |  |  |  |
Loans acquired with credit deterioration |  |  |  |  | $ 69 | $ 55

X
- Definition Allowance for Loan and Lease Losses, Adjustments, Net [Abstract] [Roll Forward] + References No definition available. + Details
Name: | cubi_AllowanceforLoanandLeaseLossesAdjustmentsNetAbstractRollForward
Namespace Prefix: | cubi_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loans and Leases Receivable that are either specifically or collectively evaluated for impairment + References No definition available. + Details
Name: | cubi_Loansandleasesreceivableatamortizedcostorlowerofcostormarket
Namespace Prefix: | cubi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossAdditionalInformationAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of recovery of financing receivables doubtful of collection that were previously charged off. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=82894903&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
Name: | us-gaap_NotesReceivableNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=114873765&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=109223946&loc=d3e3602-108585 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_MultifamilyPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialAndIndustrialExcludingCommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateOwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateNonOwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ManufacturedHousingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_OtherConsumerLoansPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |