XML 79 R52.htm IDEA: XBRL DOCUMENT
v3.10.0.1

Non-Interest Revenue (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2018
Revenue from Contract with Customer [Abstract] |
Disaggregation of Revenue | The following tables present Customers' non-interest revenues affected by ASC 606 by business segment for the years ended December 31, 2018, 2017, and 2016:
| For the Year Ended December 31, 2018
(amounts in thousands) | Customers Bank Business Banking |  | BankMobile |  | Consolidated
Revenue from contracts with customers: |  |  |  |  |
Revenue recognized at point in time: |  |  |  |  |
Interchange and card revenue | $ | 794 |  |  | $ | 29,901 |  |  | $ | 30,695 |
Deposit fees | 1,277 |  |  | 6,547 |  |  | 7,824 |
University fees - card and disbursement fees | — |  |  | 1,039 |  |  | 1,039 |
Total revenue recognized at point in time | 2,071 |  |  | 37,487 |  |  | 39,558 |
Revenue recognized over time: |  |  |  |  |
University fees - subscription revenue | — |  |  | 3,681 |  |  | 3,681 |
Total revenue recognized over time | — |  |  | 3,681 |  |  | 3,681 |
Total revenue from contracts with customers | $ | 2,071 |  |  | $ | 41,168 |  |  | $ | 43,239 |
| For the Year Ended December 31, 2017
(amounts in thousands) | Customers Bank Business Banking |  | BankMobile |  | Consolidated
Revenue from contracts with customers: |  |  |  |  |
Revenue recognized at point in time: |  |  |  |  |
Interchange and card revenue | $ | 782 |  |  | $ | 40,727 |  |  | $ | 41,509 |
Deposit fees | 1,190 |  |  | 8,849 |  |  | 10,039 |
University fees - card and disbursement fees | — |  |  | 1,141 |  |  | 1,141 |
Total revenue recognized at point in time | 1,972 |  |  | 50,717 |  |  | 52,689 |
Revenue recognized over time: |  |  |  |  |
University fees - subscription revenue | — |  |  | 3,272 |  |  | 3,272 |
Total revenue recognized over time | — |  |  | 3,272 |  |  | 3,272 |
Total revenue from contracts with customers | $ | 1,972 |  |  | $ | 53,989 |  |  | $ | 55,961 |
| For the Year Ended December 31, 2016
(amounts in thousands) | Customers Bank Business Banking |  | BankMobile |  | Consolidated
Revenue from contracts with customers: |  |  |  |  |
Revenue recognized at point in time: |  |  |  |  |
Interchange and card revenue | $ | 620 |  |  | $ | 24,061 |  |  | $ | 24,681 |
Deposit fees | 1,140 |  |  | 6,927 |  |  | 8,067 |
University fees - card and disbursement fees | — |  |  | 581 |  |  | 581 |
Total revenue recognized at point in time | 1,760 |  |  | 31,569 |  |  | 33,329 |
Revenue recognized over time: |  |  |  |  |
University fees - subscription revenue | — |  |  | 1,567 |  |  | 1,567 |
Total revenue recognized over time | — |  |  | 1,567 |  |  | 1,567 |
Total revenue from contracts with customers | $ | 1,760 |  |  | $ | 33,136 |  |  | $ | 34,896 |
Schedule of New Accounting Pronouncements and Changes in Accounting Principles | The following tables present Customers' non-interest revenues affected by ASC 606 by business segment for the years ended December 31, 2018, 2017, and 2016:
| For the Year Ended December 31, 2018
(amounts in thousands) | Customers Bank Business Banking |  | BankMobile |  | Consolidated
Revenue from contracts with customers: |  |  |  |  |
Revenue recognized at point in time: |  |  |  |  |
Interchange and card revenue | $ | 794 |  |  | $ | 29,901 |  |  | $ | 30,695 |
Deposit fees | 1,277 |  |  | 6,547 |  |  | 7,824 |
University fees - card and disbursement fees | — |  |  | 1,039 |  |  | 1,039 |
Total revenue recognized at point in time | 2,071 |  |  | 37,487 |  |  | 39,558 |
Revenue recognized over time: |  |  |  |  |
University fees - subscription revenue | — |  |  | 3,681 |  |  | 3,681 |
Total revenue recognized over time | — |  |  | 3,681 |  |  | 3,681 |
Total revenue from contracts with customers | $ | 2,071 |  |  | $ | 41,168 |  |  | $ | 43,239 |
| For the Year Ended December 31, 2017
(amounts in thousands) | Customers Bank Business Banking |  | BankMobile |  | Consolidated
Revenue from contracts with customers: |  |  |  |  |
Revenue recognized at point in time: |  |  |  |  |
Interchange and card revenue | $ | 782 |  |  | $ | 40,727 |  |  | $ | 41,509 |
Deposit fees | 1,190 |  |  | 8,849 |  |  | 10,039 |
University fees - card and disbursement fees | — |  |  | 1,141 |  |  | 1,141 |
Total revenue recognized at point in time | 1,972 |  |  | 50,717 |  |  | 52,689 |
Revenue recognized over time: |  |  |  |  |
University fees - subscription revenue | — |  |  | 3,272 |  |  | 3,272 |
Total revenue recognized over time | — |  |  | 3,272 |  |  | 3,272 |
Total revenue from contracts with customers | $ | 1,972 |  |  | $ | 53,989 |  |  | $ | 55,961 |
| For the Year Ended December 31, 2016
(amounts in thousands) | Customers Bank Business Banking |  | BankMobile |  | Consolidated
Revenue from contracts with customers: |  |  |  |  |
Revenue recognized at point in time: |  |  |  |  |
Interchange and card revenue | $ | 620 |  |  | $ | 24,061 |  |  | $ | 24,681 |
Deposit fees | 1,140 |  |  | 6,927 |  |  | 8,067 |
University fees - card and disbursement fees | — |  |  | 581 |  |  | 581 |
Total revenue recognized at point in time | 1,760 |  |  | 31,569 |  |  | 33,329 |
Revenue recognized over time: |  |  |  |  |
University fees - subscription revenue | — |  |  | 1,567 |  |  | 1,567 |
Total revenue recognized over time | — |  |  | 1,567 |  |  | 1,567 |
Total revenue from contracts with customers | $ | 1,760 |  |  | $ | 33,136 |  |  | $ | 34,896 |

X
- Definition Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 606 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=109196051&loc=SL49130545-203045 + Details
Name: | us-gaap_DisaggregationOfRevenueTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_RevenueFromContractWithCustomerAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 250 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=109236672&loc=d3e765-108305 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.10-01.(b)(6)) -URI http://asc.fasb.org/extlink&oid=27015980&loc=d3e46468-122699 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 250 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=109234566&loc=d3e22580-107794 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=109236672&loc=d3e725-108305 Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 250 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=109234566&loc=d3e22583-107794 + Details
Name: | us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration