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Regulatory Capital (Tables)
 3 Months Ended
Mar. 31, 2019
Banking and Thrift [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:
 
 
 
 
 
Minimum Capital Levels to be Classified as:
 
Actual
 
Adequately Capitalized
 
Well Capitalized
 
Basel III Compliant
(amounts in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of March 31, 2019:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
759,887

 
8.914
%
 
$
383,603

 
4.500
%
 
N/A

 
N/A

 
$
596,715

 
7.000
%
Customers Bank
$
1,070,664

 
12.574
%
 
$
383,186

 
4.500
%
 
$
553,491

 
6.500
%
 
$
596,068

 
7.000
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
977,339

 
11.465
%
 
$
511,470

 
6.000
%
 
N/A

 
N/A

 
$
724,583

 
8.500
%
Customers Bank
$
1,070,664

 
12.574
%
 
$
510,915

 
6.000
%
 
$
681,220

 
8.000
%
 
$
723,796

 
8.500
%
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
1,101,041

 
12.916
%
 
$
691,960

 
8.000
%
 
N/A

 
N/A

 
$
895,073

 
10.500
%
Customers Bank
$
1,223,727

 
14.371
%
 
$
681,220

 
8.000
%
 
$
851,525

 
10.000
%
 
$
894,101

 
10.500
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
977,339

 
10.006
%
 
$
390,685

 
4.000
%
 
N/A

 
N/A

 
$
390,685

 
4.000
%
Customers Bank
$
1,070,664

 
10.969
%
 
$
390,430

 
4.000
%
 
$
488,038

 
5.000
%
 
$
390,430

 
4.000
%
As of December 31, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
745,795

 
8.964
%
 
$
374,388

 
4.500
%
 
N/A

 
N/A

 
$
530,384

 
6.375
%
Customers Bank
$
1,066,121

 
12.822
%
 
$
374,160

 
4.500
%
 
$
540,453

 
6.500
%
 
$
530,059

 
6.375
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
963,266

 
11.578
%
 
$
499,185

 
6.000
%
 
N/A

 
N/A

 
$
655,180

 
7.875
%
Customers Bank
$
1,066,121

 
12.822
%
 
$
498,879

 
6.000
%
 
$
665,173

 
8.000
%
 
$
654,779

 
7.875
%
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
1,081,962

 
13.005
%
 
$
665,580

 
8.000
%
 
N/A

 
N/A

 
$
821,575

 
9.875
%
Customers Bank
$
1,215,522

 
14.619
%
 
$
665,173

 
8.000
%
 
$
831,466

 
10.000
%
 
$
821,072

 
9.875
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
963,266

 
9.665
%
 
$
398,668

 
4.000
%
 
N/A

 
N/A

 
$
398,668

 
4.000
%
Customers Bank
$
1,066,121

 
10.699
%
 
$
398,570

 
4.000
%
 
$
498,212

 
5.000
%
 
$
398,570

 
4.000
%