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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2019

Banking and Thrift [Abstract]

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:

															Minimum Capital Levels to be Classified as:
			Actual																		Adequately Capitalized																		Well Capitalized																		Basel III Compliant
(amounts in thousands)			Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
As of September 30, 2019:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	794,745					7.811		%				$	457,840					4.500		%				N/A						N/A						$	712,195					7.000		%
Customers Bank			$	1,103,341					10.847		%				$	457,748					4.500		%				$	661,192					6.500		%				$	712,053					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,012,216					9.949		%				$	610,453					6.000		%				N/A						N/A						$	864,809					8.500		%
Customers Bank			$	1,103,341					10.847		%				$	610,331					6.000		%				$	813,775					8.000		%				$	864,636					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,155,499					11.357		%				$	813,938					8.000		%				N/A						N/A						$	1,068,293					10.500		%
Customers Bank			$	1,263,490					12.421		%				$	813,775					8.000		%				$	1,017,218					10.000		%				$	1,068,079					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,012,216					9.013		%				$	449,217					4.000		%				N/A						N/A						$	449,217					4.000		%
Customers Bank			$	1,103,341					9.829		%				$	448,997					4.000		%				$	561,246					5.000		%				$	448,997					4.000		%
As of December 31, 2018:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	745,795					8.964		%				$	374,388					4.500		%				N/A						N/A						$	530,384					6.375		%
Customers Bank			$	1,066,121					12.822		%				$	374,160					4.500		%				$	540,453					6.500		%				$	530,059					6.375		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	963,266					11.578		%				$	499,185					6.000		%				N/A						N/A						$	655,180					7.875		%
Customers Bank			$	1,066,121					12.822		%				$	498,879					6.000		%				$	665,173					8.000		%				$	654,779					7.875		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,081,962					13.005		%				$	665,580					8.000		%				N/A						N/A						$	821,575					9.875		%
Customers Bank			$	1,215,522					14.619		%				$	665,173					8.000		%				$	831,466					10.000		%				$	821,072					9.875		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	963,266					9.665		%				$	398,668					4.000		%				N/A						N/A						$	398,668					4.000		%
Customers Bank			$	1,066,121					10.699		%				$	398,570					4.000		%				$	498,212					5.000		%				$	398,570					4.000		%

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

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