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Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2020

Banking and Thrift [Abstract]

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:

															Minimum Capital Levels to be Classified as:
			Actual																		Adequately Capitalized																		Well Capitalized																		Basel III Compliant
(amounts in thousands)			Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
As of March 31, 2020:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	827,884					7.560		%				$	492,760					4.500		%				N/A						N/A						$	766,515					7.000		%
Customers Bank			$	1,158,308					10.599		%				$	491,793					4.500		%				$	710,368					6.500		%				$	765,011					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,045,355					9.546		%				$	657,013					6.000		%				N/A						N/A						$	930,768					8.500		%
Customers Bank			$	1,158,308					10.599		%				$	655,724					6.000		%				$	874,298					8.000		%				$	928,942					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,277,340					11.665		%				$	876,017					8.000		%				N/A						N/A						$	1,149,773					10.500		%
Customers Bank			$	1,334,108					12.207		%				$	874,298					8.000		%				$	1,092,873					10.000		%				$	1,147,517					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,045,355					9.011		%				$	464,045					4.000		%				N/A						N/A						$	464,045					4.000		%
Customers Bank			$	1,158,308					9.992		%				$	463,680					4.000		%				$	579,600					5.000		%				$	463,680					4.000		%
As of December 31, 2019:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	821,810					7.984		%				$	463,211					4.500		%				N/A						N/A						$	720,551					7.000		%
Customers Bank			$	1,164,652					11.323		%				$	462,842					4.500		%				$	668,549					6.500		%				$	719,976					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,039,281					10.096		%				$	617,615					6.000		%				N/A						N/A						$	874,955					8.500		%
Customers Bank			$	1,164,652					11.323		%				$	617,122					6.000		%				$	822,829					8.000		%				$	874,256					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,256,309					12.205		%				$	823,487					8.000		%				N/A						N/A						$	1,080,827					10.500		%
Customers Bank			$	1,330,155					12.933		%				$	822,829					8.000		%				$	1,028,537					10.000		%				$	1,079,964					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,039,281					9.258		%				$	449,026					4.000		%				N/A						N/A						$	449,026					4.000		%
Customers Bank			$	1,164,652					10.379		%				$	448,851					4.000		%				$	561,064					5.000		%				$	448,851					4.000		%

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

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