XML 68 R56.htm IDEA: XBRL DOCUMENT
v3.20.2

Loans and Leases Receivable and Allowance for Credit Losses - Schedule of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2020 | Sep. 30, 2019 | Sep. 30, 2020 | Sep. 30, 2019 | Jan. 01, 2020
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 159,905 | $ 48,388 | $ 56,379 | $ 39,972 |
Cumulative effect of change in accounting principle | 159,905 | 51,053 | 56,379 | 51,053 | $ 136,200
Charge-offs | (21,946) | (2,200) | (52,212) | (4,794) |
Recoveries | 4,647 | 439 | 5,877 | 1,336 |
Provision for credit losses on loans and leases | 12,955 | 4,426 | 65,688 | 14,539 |
Ending balance | 155,561 | 51,053 | 155,561 | 51,053 |
Multi-family |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 14,697 | 9,926 | 6,157 | 11,462 |
Cumulative effect of change in accounting principle | 15,026 | 7,498 | 6,157 | 7,498 |
Charge-offs | 0 | 0 | 0 | (541) |
Recoveries | 0 | 0 | 0 | 7 |
Provision for credit losses on loans and leases | 329 | (2,428) | 6,698 | (3,430) |
Ending balance | 15,026 | 7,498 | 15,026 | 7,498 |
Commercial and industrial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 12,302 | 13,736 | 15,556 | 12,145 |
Cumulative effect of change in accounting principle | 12,926 | 15,875 | 15,556 | 15,875 |
Charge-offs | (2,527) | (349) | (2,645) | (532) |
Recoveries | 2,582 | 369 | 2,661 | 826 |
Provision for credit losses on loans and leases | 569 | 2,119 | (3,405) | 3,436 |
Ending balance | 12,926 | 15,875 | 12,926 | 15,875 |
Commercial real estate owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 11,405 | 3,360 | 2,235 | 3,320 |
Cumulative effect of change in accounting principle | 9,552 | 2,890 | 2,235 | 2,890 |
Charge-offs | (44) | (45) | (44) | (119) |
Recoveries | 0 | 10 | 5 | 235 |
Provision for credit losses on loans and leases | (1,809) | (435) | 1,583 | (546) |
Ending balance | 9,552 | 2,890 | 9,552 | 2,890 |
Commercial real estate non-owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 26,493 | 6,159 | 6,243 | 6,093 |
Cumulative effect of change in accounting principle | 20,200 | 6,440 | 20,200 | 6,440 |
Charge-offs | (10,181) | 0 | (25,779) | 0 |
Recoveries | 1,258 | 0 | 1,258 | 0 |
Provision for credit losses on loans and leases | 2,630 | 281 | 30,560 | 347 |
Ending balance | 20,200 | 6,440 | 20,200 | 6,440 |
Construction |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 5,297 | 649 | 1,262 | 624 |
Cumulative effect of change in accounting principle | 6,423 | 658 | 1,262 | 658 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 6 | 8 | 122 | 128 |
Provision for credit losses on loans and leases | 1,120 | 1 | 5,137 | (94) |
Ending balance | 6,423 | 658 | 6,423 | 658 |
Residential real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 4,550 | 4,168 | 3,218 | 3,654 |
Cumulative effect of change in accounting principle | 4,649 | 4,083 | 4,649 | 3,654 |
Charge-offs | 0 | 0 | 0 | (109) |
Recoveries | 17 | 5 | 72 | 20 |
Provision for credit losses on loans and leases | 82 | (90) | (159) | 518 |
Ending balance | 4,649 | 4,083 | 4,649 | 4,083 |
Manufactured housing |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 6,014 | 123 | 1,060 | 145 |
Cumulative effect of change in accounting principle | 5,625 | 1,027 | 1,060 | 145 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Provision for credit losses on loans and leases | (389) | 904 | 763 | 882 |
Ending balance | 5,625 | 1,027 | 5,625 | 1,027 |
Installment |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 79,147 | 10,267 | 20,648 | 2,529 |
Cumulative effect of change in accounting principle | 81,160 | 12,582 | 20,648 | 2,529 |
Charge-offs | (9,194) | (1,806) | (23,744) | (3,493) |
Recoveries | 784 | 47 | 1,759 | 120 |
Provision for credit losses on loans and leases | 10,423 | 4,074 | 24,511 | 13,426 |
Ending balance | $ 81,160 | $ 12,582 | 81,160 | $ 12,582 |
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 79,829 |  |
Cumulative effect of change in accounting principle |  |  | 79,829 |  | $ 79,829
Cumulative Effect, Period of Adoption, Adjustment | Multi-family |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 2,171 |  |
Cumulative effect of change in accounting principle |  |  | 2,171 |  |
Cumulative Effect, Period of Adoption, Adjustment | Commercial and industrial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 759 |  |
Cumulative effect of change in accounting principle |  |  | 759 |  |
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 5,773 |  |
Cumulative effect of change in accounting principle |  |  | 5,773 |  |
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate non-owner occupied |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 7,918 |  |
Cumulative effect of change in accounting principle |  |  | 7,918 |  |
Cumulative Effect, Period of Adoption, Adjustment | Construction |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (98) |  |
Cumulative effect of change in accounting principle |  |  | (98) |  |
Cumulative Effect, Period of Adoption, Adjustment | Residential real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,518 |  |
Cumulative effect of change in accounting principle |  |  | 1,518 |  |
Cumulative Effect, Period of Adoption, Adjustment | Manufactured housing |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 3,802 |  |
Cumulative effect of change in accounting principle |  |  | 3,802 |  |
Cumulative Effect, Period of Adoption, Adjustment | Installment |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 57,986 |  |
Cumulative effect of change in accounting principle |  |  | $ 57,986 |  |

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_MultifamilyPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialAndIndustrialExcludingCommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateOwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateNonOwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ManufacturedHousingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_InstallmentLoansPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |