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Consolidated Statements of Income (Loss) - Unaudited - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Interest income:        
Loans and leases $ 132,107 $ 118,444 $ 366,634 $ 315,126
Investment securities 6,297 5,867 17,429 18,589
Other 1,246 2,407 6,149 6,030
Total interest income 139,650 126,718 390,212 339,745
Interest expense:        
Deposits 18,347 38,267 75,939 105,472
FHLB advances 5,762 7,563 15,889 20,463
Subordinated debt 2,689 1,684 8,066 5,053
FRB PPP liquidity facility, federal funds purchased and other borrowings 5,413 3,469 9,576 9,039
Total interest expense 32,211 50,983 109,470 140,027
Net interest income 107,439 75,735 280,742 199,718
Provision for credit losses on loans and leases 12,955 4,426 65,688 14,539
Net interest income after provision for credit losses on loans and leases 94,484 71,309 215,054 185,179
Non-interest income:        
Non-interest income 8,869 11,779 31,617 35,370
Commercial lease income 4,510 3,080 13,286 8,212
Bank-owned life insurance 1,746 1,824 5,265 5,477
Mortgage warehouse transactional fees 3,320 2,150 7,854 5,145
Gain (loss) on sale of SBA and other loans 286 0 320 0
Mortgage banking income 1,013 283 1,347 701
Loss upon acquisition of interest-only GNMA securities 0 0 0 (7,476)
Gain (loss) on sale of investment securities 11,707 1,001 20,035 1,001
Unrealized gain (loss) on investment securities 238 1,333 60 988
Other 3,453 3,187 2,203 9,443
Total non-interest income 33,793 23,369 77,959 55,125
Non-interest expense:        
Salaries and employee benefits 32,676 27,193 92,283 79,936
Technology, communication and bank operations 13,215 8,755 39,576 33,110
Professional services 7,253 8,348 19,476 18,639
Occupancy 3,632 3,661 9,689 9,628
Commercial lease depreciation 3,663 2,459 10,733 6,633
FDIC assessments, non-income taxes, and regulatory fees 3,784 (777) 9,019 3,368
Provision for operating losses 1,186 3,998 3,166 8,223
Advertising and promotion 0 976 2,221 3,145
Merger and acquisition related expenses 1,035 0 1,110 0
Loan workout 846 495 3,020 1,458
Other real estate owned 7 108 26 151
Other (1,736) 4,376 5,206 8,869
Total non-interest expense 65,561 59,592 195,525 173,160
Income before income tax expense 62,716 35,086 97,488 67,144
Income tax expense 12,201 8,020 21,156 15,343
Net income 50,515 27,066 76,332 51,801
Preferred stock dividends 3,430 3,615 10,626 10,844
Net income (loss) available to common shareholders $ 47,085 $ 23,451 $ 65,706 $ 40,957
Basic earnings (loss) per common share (usd per share) $ 1.49 $ 0.75 $ 2.09 $ 1.32
Diluted earnings (loss) per common share (usd per share) $ 1.48 $ 0.74 $ 2.07 $ 1.30
Interchange and card revenue        
Non-interest income:        
Non-interest income $ 4,081 $ 6,869 $ 17,368 $ 22,435
Deposit fees        
Non-interest income:        
Non-interest income $ 3,439 $ 3,642 $ 10,221 $ 9,199