Non-Interest Revenues (Tables)

12 Months Ended

Dec. 31, 2020

Revenue from Contract with Customer [Abstract]

The following tables present Customers' non-interest revenues affected by ASC 606 by business segment for the years ended December 31, 2020, 2019, and 2018:


	For the Year Ended December 31, 2020
(amounts in thousands)	Customers Bank Business Banking		BankMobile		Consolidated











Revenue from contracts with customers:
Revenue recognized at point in time:
Interchange and card revenue (1)	$	(5,245)	$	26,284	$	21,039
Deposit fees	2,527		11,308		13,835
University fees - card and disbursement fees	—		1,240		1,240


Total revenue recognized at point in time	(2,718)		38,832		36,114
Revenue recognized over time:
University fees - subscription revenue	—		4,080		4,080
Total revenue recognized over time	—		4,080		4,080

Total revenue from contracts with customers	$	(2,718)	$	42,912	$	40,194

(1) Beginning on July 1, 2020, Customers Bank became subject to the Federal Reserve's regulation limits on interchange fees for banks over $10 billion in assets. Customers Bank Business Banking has agreed to pay BankMobile the difference between the regulated and unregulated interchange rates. For the year ended December 31, 2020, BankMobile received $5.9 million for the difference between the regulated and unregulated interchange rates.


	For the Year Ended December 31, 2019
(amounts in thousands)	Customers Bank Business Banking		BankMobile		Consolidated











Revenue from contracts with customers:
Revenue recognized at point in time:
Interchange and card revenue	$	781	$	28,160	$	28,941
Deposit fees	1,742		11,073		12,815
University fees - card and disbursement fees	—		1,008		1,008


Total revenue recognized at point in time	2,523		40,241		42,764
Revenue recognized over time:
University fees - subscription revenue	—		3,956		3,956
Total revenue recognized over time	—		3,956		3,956

Total revenue from contracts with customers	$	2,523	$	44,197	$	46,720


	For the Year Ended December 31, 2018
(amounts in thousands)	Customers Bank Business Banking		BankMobile		Consolidated











Revenue from contracts with customers:
Revenue recognized at point in time:
Interchange and card revenue	$	794	$	29,901	$	30,695
Deposit fees	1,277		6,547		7,824
University fees - card and disbursement fees	—		1,039		1,039


Total revenue recognized at point in time	2,071		37,487		39,558
Revenue recognized over time:
University fees - subscription revenue	—		3,681		3,681
Total revenue recognized over time	—		3,681		3,681

Total revenue from contracts with customers	$	2,071	$	41,168	$	43,239