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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Cash Flows from Operating Activities      
Net income $ 132,578 $ 79,327 $ 71,695
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Provision for credit losses on loans and leases 62,774 24,227 5,642
Depreciation and amortization 30,537 22,879 14,157
Impairment of software 3,721 0 0
Share-based compensation expense 12,883 9,851 9,740
Deferred taxes (17,966) 14,516 9,303
Net amortization (accretion) of investment securities premiums and discounts (443) 1,016 1,403
Unrealized (gain) loss on investment securities (1,447) (1,299) 1,634
(Gain) loss on sale of investment securities (20,078) (1,001) 18,659
Loss upon acquisition of interest-only GNMA securities 0 7,476 0
Fair value adjustment on loans held for sale 2,565 0 0
(Gain) loss on sale of SBA and other loans (3,558) (2,804) (3,913)
Origination of loans held for sale (74,828) (48,044) (31,699)
Proceeds from the sale of loans held for sale 72,999 47,455 32,676
Amortization (accretion) of fair value discounts and premiums (2,381) 893 194
Net (gain) loss on sales of other real estate owned 50 137 183
Valuation and other adjustments to other real estate owned 0 62 153
Earnings on investment in bank-owned life insurance (7,009) (7,272) (7,620)
(Increase) decrease in accrued interest receivable and other assets (95,833) (84,141) (34,614)
Increase (decrease) in accrued interest payable and other liabilities 38,461 15,002 9,881
Net Cash Provided by (Used in) Operating Activities 133,025 78,280 97,474
Cash Flows from Investing Activities      
Proceeds from maturities, calls and principal repayments on investment securities 236,101 38,709 44,313
Proceeds from sales of investment securities available for sale 387,810 97,555 476,182
Purchases of investment securities available for sale (1,201,913) 0 (763,242)
Origination of mortgage warehouse loans (60,948,107) (31,782,542) (27,209,330)
Proceeds from repayments of mortgage warehouse loans 59,582,277 30,900,905 27,597,318
Net (increase) decrease in loans and leases, excluding mortgage warehouse loans (4,220,617) 239,018 59,534
Proceeds from sale of loans and leases 26,362 273,388 110,526
Purchase of loans (270,959) (1,167,417) (397,888)
Proceeds from bank-owned life insurance 0 0 529
Net proceeds from (purchases of) FHLB, Federal Reserve Bank, and other restricted stock 12,846 5,471 16,233
Purchases of bank premises and equipment (4,742) (1,705) (1,777)
Proceeds from sales of other real estate owned 97 735 2,213
Purchases of university relationship intangible asset 0 0 (1,502)
Purchases of leased assets under lessor operating leases (24,124) (48,552) (37,207)
Net Cash Provided By (Used in) Investing Activities (6,424,969) (1,444,435) (104,098)
Cash Flows from Financing Activities      
Net increase (decrease) in deposits 2,660,993 1,506,700 342,094
Net increase (decrease) in short-term borrowed funds from the FHLB 0 (748,070) (363,790)
Net increase (decrease) in federal funds purchased (288,000) 351,000 32,000
Net increase (decrease) in borrowed funds from PPP liquidity facility 4,415,016 0 0
Proceeds from long-term borrowed funds from the FHLB 0 350,000 0
Proceeds from issuance of subordinated long-term debt 0 72,030 0
Proceeds from issuance of other long-term borrowings 0 24,477 0
Repayments of other borrowings 0 (25,000) (63,250)
Preferred stock dividends paid (14,076) (14,459) (14,459)
Exercise and redemption of warrants 0 0 112
Purchase of treasury stock 0 (571) (12,976)
Payments of employee taxes withheld from share-based awards (2,063) (1,732) (880)
Proceeds from issuance of common stock 923 2,150 3,585
Net Cash Provided by (Used in) Financing Activities 6,772,793 1,516,525 (77,564)
Net Increase (Decrease) in Cash and Cash Equivalents 480,849 150,370 (84,188)
Cash and Cash Equivalents – Beginning 212,505 62,135 146,323
Cash and Cash Equivalents – Ending 693,354 212,505 62,135
Supplementary Cash Flow Information:      
Interest paid 131,363 182,596 160,384
Income taxes paid 3,253 7,410 4,794
Noncash Operating and Investing Activities:      
Transfer of loans to other real estate owned 31 291 1,639
Transfer of loans held for investment to held for sale 74,050 499,774 0
Transfer of multi-family loans held for sale to held for investment 401,144 0 129,691
Unsettled purchases of investment securities 2,244 0 0
Acquisition of interest-only GNMA securities securing a mortgage warehouse loan 0 17,157 0
Acquisition of residential reverse mortgage loans securing a mortgage warehouse loan $ 0 $ 1,325 $ 0