XML 60 R48.htm IDEA: XBRL DOCUMENT
v3.21.1

Loans and Leases Receivable and Allowance for Credit Losses - Schedule of Loans and Leases Receivable (Detail) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020 | Mar. 31, 2020 | Dec. 31, 2019
--- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans receivable, mortgage warehouse, at fair value | $ 3,407,622 | $ 3,616,432 |  |
Loans receivable, PPP | 5,178,089 | 4,561,365 |  |
Loans and leases receivable | 7,536,489 | 7,575,368 |  |
Allowance for credit losses on loans and leases | (128,736) | (144,176) | $ (149,283) | $ (56,379)
Total loans and leases receivable, net of allowance for credit losses on loans and leases | 15,993,464 | 15,608,989 |  |
Deferred (fees) costs and unamortized (discounts) premiums, net | 133,200 | (54,600) |  |
Multi-family |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 1,640,278 | 1,761,301 |  |
Allowance for credit losses on loans and leases | (8,026) | (12,620) | (8,750) | (6,157)
Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 156,837 | 140,905 |  |
Allowance for credit losses on loans and leases | (4,103) | (5,871) | (1,934) | (1,262)
Residential real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 293,805 | 317,170 |  |
Allowance for credit losses on loans and leases | (3,209) | (3,977) | (4,180) | (3,218)
Manufactured housing |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 59,977 | 62,243 |  |
Allowance for credit losses on loans and leases | (4,800) | (5,190) | (4,987) | (1,060)
Installment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 1,380,015 | 1,235,406 |  |
Allowance for credit losses on loans and leases | (83,539) | (75,315) | $ (83,569) | $ (20,648)
Commercial |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 5,802,692 | 5,960,549 |  |
Commercial | Multi-family |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 1,640,278 | 1,761,301 |  |
Commercial | Commercial and industrial |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 2,220,652 | 2,289,441 |  |
Commercial | Commercial real estate owner occupied |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 590,093 | 572,338 |  |
Commercial | Commercial real estate non-owner occupied |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 1,194,832 | 1,196,564 |  |
Commercial | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 156,837 | 140,905 |  |
Commercial | Direct Finance Equipment Leases |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 107,100 | 108,000 |  |
Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 1,733,797 | 1,614,819 |  |
Consumer | Residential real estate |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 293,805 | 317,170 |  |
Consumer | Manufactured housing |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | 59,977 | 62,243 |  |
Consumer | Installment |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loans and leases receivable | $ 1,380,015 | $ 1,235,406 |  |

X
- Definition Financing Receivable, before Allowance for Credit Loss, Payment Protection Program, CARES Act + References No definition available. + Details
Name: | cubi_FinancingReceivableBeforeAllowanceForCreditLossPaymentProtectionProgramCARESAct
Namespace Prefix: | cubi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Loans receivable mortgage warehouse, carrying amount of loans made to mortgage companies under master lending agreements, usually in the form of a revolving line of credit used by the borrower to originate and purchase and sell mortgage loans. + References No definition available. + Details
Name: | cubi_Loansreceivablemortgagewarehouse
Namespace Prefix: | cubi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=121599878&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of unamortized loan commitment, origination, and other fees (costs) and purchase premium (discount) on financing receivable. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5074-111524 Reference 2: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=84159169&loc=d3e10152-111534 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6378536&loc=d3e10092-111533 + Details
Name: | us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, before allowance for credit loss, of financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922355-210448 + Details
Name: | us-gaap_NotesReceivableGross
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 + Details
Name: | us-gaap_NotesReceivableNet
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_MultifamilyPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ManufacturedHousingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_InstallmentLoansPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ClassOfFinancingReceivableTypeOfBorrowerAxis=us-gaap_CommercialBorrowerMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialandIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_FinanceLeasesPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ClassOfFinancingReceivableTypeOfBorrowerAxis=us-gaap_ConsumerBorrowerMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |