XML 63 R51.htm IDEA: XBRL DOCUMENT
v3.21.2

Loans and Leases Receivable and Allowance for Credit Losses on Loans and Leases - Additional Information (Detail) |  |  | 3 Months Ended | 6 Months Ended |  |  |
--- | --- | --- | --- | --- | --- | --- | ---
Jun. 30, 2021 USD ($) Commitment | Dec. 31, 2020 USD ($) Commitment | Jun. 30, 2021 USD ($) Loan Commitment | Jun. 30, 2020 USD ($) Loan | Jun. 30, 2021 USD ($) Commitment Loan | Jun. 30, 2020 USD ($) Loan | Mar. 31, 2021 USD ($) | Mar. 31, 2020 USD ($) | Dec. 31, 2019 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Accrued interest | $ 85,400,000 | $ 76,600,000 | $ 85,400,000 |  | $ 85,400,000 |  |  |  |
Loans receivable, excluding accrued interest | 16,807,046,000 | 15,608,989,000 | 16,807,046,000 |  | 16,807,046,000 |  |  |  |
Loans receivable, PPP | 6,305,056,000 | 4,561,365,000 | 6,305,056,000 |  | 6,305,056,000 |  |  |  |
Interest income |  |  | 153,608,000 | $ 118,447,000 | $ 305,725,000 | $ 234,527,000 |  |  |
Loans held for sale, average life from purchase to sale |  |  |  |  | 30 days |  |  |  |
Allowance for credit loss, excluding accrued interest | 125,436,000 | 144,176,000 | 125,436,000 | $ 159,905,000 | $ 125,436,000 | $ 159,905,000 | $ 128,736,000 | $ 149,283,000 | $ 56,379,000
Allowance for credit loss, period decrease |  |  |  |  | 18,800,000 |  |  |  |
Loans reported as TDR | 16,800,000 | 16,100,000 | 16,800,000 |  | $ 16,800,000 |  |  |  |
Minimum performance requirement (months) |  |  |  |  | 6 months |  |  |  |
Lease receivable, TDR | $ 0 | $ 0 | $ 0 |  | $ 0 |  |  |  |
Number of loans | Loan |  |  | 103 | 22 | 131 | 38 |  |  |
Number of commitments to lend additional funds (commitment) | Commitment | 0 | 0 | 0 |  | 0 |  |  |  |
Purchased-credit-impaired loans | $ 11,700,000 | $ 13,400,000 |  |  |  |  |  |  |
Loans pledged as collateral | 7,100,000,000 | 8,500,000,000 | $ 7,100,000,000 |  | $ 7,100,000,000 |  |  |  |
Troubled Debt Restructurings |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Impairment modification minimum period (months) |  |  |  |  | 9 months |  |  |  |
Small Business Administration (SBA), CARES Act, Paycheck Protection Program |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Interest income |  |  | 41,100,000 | $ 11,700,000 | $ 79,900,000 | $ 11,700,000 |  |  |
Commercial real estate non-owner occupied |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Amount deferred, CARES Act | 89,800,000 | 202,100,000 | 89,800,000 |  | 89,800,000 |  |  |  |
Multi-family |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Allowance for credit loss, excluding accrued interest | 5,028,000 | 12,620,000 | 5,028,000 | $ 14,697,000 | 5,028,000 | $ 14,697,000 | $ 8,026,000 | $ 8,750,000 | $ 6,157,000
Consumer loans |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Amount deferred, CARES Act | 8,400,000 | 16,400,000 | $ 8,400,000 |  | $ 8,400,000 |  |  |  |
Forgiveness of debt |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Number of loans | Loan |  |  | 0 | 0 | 0 | 0 |  |  |
Commercial Real Estate | Commercial and industrial | Collateral Dependent Loan |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Loans receivable, excluding accrued interest | 36,600,000 | 59,500,000 | $ 36,600,000 |  | $ 36,600,000 |  |  |  |
Government-Guaranteed Collateral | Small Business Administration (SBA), CARES Act, Paycheck Protection Program |  |  |  |  |  |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |  |  |  |  |  |
Loans pledged as collateral | $ 3,900,000,000 | $ 4,600,000,000 | $ 3,900,000,000 |  | $ 3,900,000,000 |  |  |  |

X
- Definition Financing Receivable, Amount Deferred, CARES Act + References No definition available. + Details
Name: | cubi_FinancingReceivableAmountDeferredCARESAct
Namespace Prefix: | cubi_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Financing Receivable, before Allowance for Credit Loss, Payment Protection Program, CARES Act + References No definition available. + Details
Name: | cubi_FinancingReceivableBeforeAllowanceForCreditLossPaymentProtectionProgramCARESAct
Namespace Prefix: | cubi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Financing Receivable Impairment Minimum Performance Requirement Period + References No definition available. + Details
Name: | cubi_FinancingReceivableImpairmentMinimumPerformanceRequirementPeriod
Namespace Prefix: | cubi_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable Impairment Modification Minimum Period + References No definition available. + Details
Name: | cubi_FinancingReceivableImpairmentModificationMinimumPeriod
Namespace Prefix: | cubi_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loans Held For Sale Average Life From Purchase To Sale + References No definition available. + Details
Name: | cubi_LoansHeldForSaleAverageLifeFromPurchaseToSale
Namespace Prefix: | cubi_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loans Receivables Gross Troubled Debt Restructurings + References No definition available. + Details
Name: | cubi_LoansReceivablesGrossTroubledDebtRestructurings
Namespace Prefix: | cubi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Number Of Commitments To Lend Additional Funds For Troubled Debt Restructurings + References No definition available. + Details
Name: | cubi_NumberOfCommitmentsToLendAdditionalFundsForTroubledDebtRestructurings
Namespace Prefix: | cubi_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | instant

X
- Definition Amount, after allowance for credit loss, of accrued interest on financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3A -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL120267960-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=124255206&loc=SL120267845-210446 + Details
Name: | us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase (decrease) in allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount excluding accrued interest, after allowance for credit loss, of financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Number of financing receivables that have been modified by troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 + Details
Name: | us-gaap_FinancingReceivableModificationsNumberOfContracts2
Namespace Prefix: | us-gaap_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=121585226&loc=d3e18845-111554 + Details
Name: | us-gaap_FinancingReceivableModificationsRecordedInvestment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount at purchase price of financing receivable purchased with credit deterioration. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 19 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919265-210447 + Details
Name: | us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.1) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_InterestAndFeeIncomeLoansAndLeases
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5086-111524 + Details
Name: | us-gaap_LoansPledgedAsCollateral
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_DebtInstrumentAxis=cubi_TroubledDebtRestructuringsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis=cubi_SmallBusinessAdministrationSBACARESActPaycheckProtectionProgramMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_MultifamilyPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_PrincipalForgivenessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialandIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cubi_CollateralDependentLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_GovernmentGuaranteedCollateralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |