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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2021

Regulatory Capital [Abstract]

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:


															Minimum Capital Levels to be Classified as:
			Actual												Adequately Capitalized												Well Capitalized												Basel III Compliant
(amounts in thousands)			Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
As of September 30, 2021:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,201,160					10.412		%				$	519,125					4.500		%				N/A						N/A						$	807,527					7.000		%
Customers Bank			$	1,471,897					12.765		%				$	518,878					4.500		%				$	749,491					6.500		%				$	807,144					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,338,953					11.607		%				$	692,166					6.000		%				N/A						N/A						$	980,569					8.500		%
Customers Bank			$	1,471,897					12.765		%				$	691,838					6.000		%				$	922,451					8.000		%				$	940,104					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,572,222					13.629		%				$	922,888					8.000		%				N/A						N/A						$	1,211,291					10.500		%
Customers Bank			$	1,632,808					14.161		%				$	922,451					8.000		%				$	1,153,063					10.000		%				$	1,210,716					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,338,953					7.876		%				$	679,974					4.000		%				N/A						N/A						$	679,974					4.000		%
Customers Bank			$	1,471,897					8.660		%				$	679,839					4.000		%				$	849,799					5.000		%				$	679,838					4.000		%
As of December 31, 2020:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	954,839					8.079		%				$	531,844					4.500		%				N/A						N/A						$	827,312					7.000		%
Customers Bank			$	1,254,082					10.615		%				$	531,639					4.500		%				$	767,923					6.500		%				$	826,994					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,172,310					9.919		%				$	709,125					6.000		%				N/A						N/A						$	1,004,594					8.500		%
Customers Bank			$	1,254,082					10.615		%				$	708,852					6.000		%				$	945,136					8.000		%				$	1,004,207					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,401,119					11.855		%				$	945,500					8.000		%				N/A						N/A						$	1,240,969					10.500		%
Customers Bank			$	1,424,791					12.060		%				$	945,136					8.000		%				$	1,181,421					10.000		%				$	1,240,492					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,172,310					8.597		%				$	545,485					4.000		%				N/A						N/A						$	545,485					4.000		%
Customers Bank			$	1,254,082					9.208		%				$	544,758					4.000		%				$	680,947					5.000		%				$	544,758					4.000		%