XML 118 R73.htm IDEA: XBRL DOCUMENT
v3.22.0.1

Loans and Leases Receivable and Allowance for Credit Losses on Loans and Leases - Schedule of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Dec. 31, 2021 | Sep. 30, 2021 | Jun. 30, 2021 | Mar. 31, 2021 | Dec. 31, 2020 | Sep. 30, 2020 | Jun. 30, 2020 | Mar. 31, 2020 | Dec. 31, 2021 | Dec. 31, 2020 | Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | $ 144,176 |  |  |  | $ 56,379 | $ 144,176 | $ 56,379 |
Charge-offs |  |  |  |  |  |  |  |  | (40,381) | (61,736) |
Recoveries |  |  |  |  |  |  |  |  | 6,583 | 6,930 |
Provision for credit losses on loans and leases | $ 13,890 | $ 13,164 | $ 3,291 | (2,919) | $ (2,913) | $ 12,955 | $ 20,946 | 31,786 | 27,426 | 62,774 | $ 24,227
Ending balance | 137,804 |  |  |  | 144,176 |  |  |  | 137,804 | 144,176 | 56,379
Multi-family |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 12,620 |  |  |  | 6,157 | 12,620 | 6,157 |
Charge-offs |  |  |  |  |  |  |  |  | (1,132) | 0 |
Recoveries |  |  |  |  |  |  |  |  | 0 | 0 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | (7,011) | 4,292 |
Ending balance | 4,477 |  |  |  | 12,620 |  |  |  | 4,477 | 12,620 | 6,157
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 12,239 |  |  |  | 15,556 | 12,239 | 15,556 |
Charge-offs |  |  |  |  |  |  |  |  | (1,550) | (3,158) |
Recoveries |  |  |  |  |  |  |  |  | 1,102 | 3,019 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | 911 | (3,937) |
Ending balance | 12,702 |  |  |  | 12,239 |  |  |  | 12,702 | 12,239 | 15,556
Commercial real estate owner occupied |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 9,512 |  |  |  | 2,235 | 9,512 | 2,235 |
Charge-offs |  |  |  |  |  |  |  |  | (749) | (78) |
Recoveries |  |  |  |  |  |  |  |  | 500 | 28 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | (6,050) | 1,554 |
Ending balance | 3,213 |  |  |  | 9,512 |  |  |  | 3,213 | 9,512 | 2,235
Commercial real estate non-owner occupied |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 19,452 |  |  |  | 6,243 | 19,452 | 6,243 |
Charge-offs |  |  |  |  |  |  |  |  | (944) | (25,779) |
Recoveries |  |  |  |  |  |  |  |  | 84 | 1,293 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | (12,382) | 29,777 |
Ending balance | 6,210 |  |  |  | 19,452 |  |  |  | 6,210 | 19,452 | 6,243
Construction |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 5,871 |  |  |  | 1,262 | 5,871 | 1,262 |
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 |
Recoveries |  |  |  |  |  |  |  |  | 125 | 128 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | (5,304) | 4,579 |
Ending balance | 692 |  |  |  | 5,871 |  |  |  | 692 | 5,871 | 1,262
Residential real estate |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 3,977 |  |  |  | 3,218 | 3,977 | 3,218 |
Charge-offs |  |  |  |  |  |  |  |  | (130) | (60) |
Recoveries |  |  |  |  |  |  |  |  | 54 | 86 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | (1,518) | (785) |
Ending balance | 2,383 |  |  |  | 3,977 |  |  |  | 2,383 | 3,977 | 3,218
Manufactured housing |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | 5,190 |  |  |  | 1,060 | 5,190 | 1,060 |
Charge-offs |  |  |  |  |  |  |  |  | 0 | 0 |
Recoveries |  |  |  |  |  |  |  |  | 0 | 0 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | (912) | 328 |
Ending balance | 4,278 |  |  |  | 5,190 |  |  |  | 4,278 | 5,190 | 1,060
Installment |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  | $ 75,315 |  |  |  | 20,648 | 75,315 | 20,648 |
Charge-offs |  |  |  |  |  |  |  |  | (35,876) | (32,661) |
Recoveries |  |  |  |  |  |  |  |  | 4,718 | 2,376 |
Provision for credit losses on loans and leases |  |  |  |  |  |  |  |  | 59,692 | 26,966 |
Ending balance | $ 103,849 |  |  |  | $ 75,315 |  |  |  | $ 103,849 | 75,315 | 20,648
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 79,829 |  | 79,829 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 79,829
Cumulative Effect, Period of Adoption, Adjustment | Multi-family |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 2,171 |  | 2,171 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 2,171
Cumulative Effect, Period of Adoption, Adjustment | Commercial and industrial |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 759 |  | 759 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 759
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate owner occupied |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 5,773 |  | 5,773 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 5,773
Cumulative Effect, Period of Adoption, Adjustment | Commercial real estate non-owner occupied |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 7,918 |  | 7,918 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 7,918
Cumulative Effect, Period of Adoption, Adjustment | Construction |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | (98) |  | (98) |
Ending balance |  |  |  |  |  |  |  |  |  |  | (98)
Cumulative Effect, Period of Adoption, Adjustment | Residential real estate |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 1,518 |  | 1,518 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 1,518
Cumulative Effect, Period of Adoption, Adjustment | Manufactured housing |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | 3,802 |  | 3,802 |
Ending balance |  |  |  |  |  |  |  |  |  |  | 3,802
Cumulative Effect, Period of Adoption, Adjustment | Installment |  |  |  |  |  |  |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  |  |  |  |  |  |  | $ 57,986 |  | $ 57,986 |
Ending balance |  |  |  |  |  |  |  |  |  |  | $ 57,986

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_MultifamilyPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialAndIndustrialExcludingCommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateOwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_CommercialRealEstateNonOwnerOccupiedPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ConstructionPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_ManufacturedHousingPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cubi_InstallmentLoansPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |