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Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2022

Regulatory Capital [Abstract]

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:


															Minimum Capital Levels to be Classified as:
			Actual												Adequately Capitalized												Well Capitalized												Basel III Compliant
(dollars in thousands)			Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
As of June 30, 2022:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,383,051					9.690		%				$	642,289					4.500		%				N/A						N/A						$	999,117					7.000		%
Customers Bank			$	1,633,346					11.460		%				$	641,349					4.500		%				$	926,393					6.500		%				$	997,654					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,520,844					10.655		%				$	856,386					6.000		%				N/A						N/A						$	1,213,213					8.500		%
Customers Bank			$	1,633,346					11.460		%				$	855,132					6.000		%				$	1,140,176					8.000		%				$	1,211,437					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,799,354					12.607		%				$	1,141,848					8.000		%				N/A						N/A						$	1,498,675					10.500		%
Customers Bank			$	1,839,362					12.906		%				$	1,140,176					8.000		%				$	1,425,220					10.000		%				$	1,496,481					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,520,844					7.522		%				$	808,706					4.000		%				N/A						N/A						$	808,706					4.000		%
Customers Bank			$	1,633,346					8.087		%				$	807,863					4.000		%				$	1,009,829					5.000		%				$	807,863					4.000		%
As of December 31, 2021:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,291,270					9.981		%				$	582,179					4.500		%				N/A						N/A						$	905,611					7.000		%
Customers Bank			$	1,526,583					11.825		%				$	580,943					4.500		%				$	839,140					6.500		%				$	903,689					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,429,063					11.046		%				$	776,238					6.000		%				N/A						N/A						$	1,099,671					8.500		%
Customers Bank			$	1,526,583					11.825		%				$	774,591					6.000		%				$	1,032,788					8.000		%				$	1,097,337					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,667,395					12.888		%				$	1,034,984					8.000		%				N/A						N/A						$	1,358,417					10.500		%
Customers Bank			$	1,692,512					13.110		%				$	1,032,788					8.000		%				$	1,290,985					10.000		%				$	1,355,534					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,429,063					7.413		%				$	771,084					4.000		%				N/A						N/A						$	771,084					4.000		%
Customers Bank			$	1,526,583					7.925		%				$	770,528					4.000		%				$	963,160					5.000		%				$	770,528					4.000		%