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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2022

Regulatory Capital [Abstract]

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:


															Minimum Capital Levels to be Classified as:
			Actual												Adequately Capitalized												Well Capitalized												Basel III Compliant
(dollars in thousands)			Amount						Ratio						Amount						Ratio						Amount						Ratio						Amount						Ratio
As of September 30, 2022:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,447,890					9.845		%				$	661,804					4.500		%				N/A						N/A						$	1,029,472					7.000		%
Customers Bank			$	1,676,998					11.420		%				$	660,807					4.500		%				$	954,499					6.500		%				$	1,027,922					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,585,683					10.782		%				$	882,405					6.000		%				N/A						N/A						$	1,250,073					8.500		%
Customers Bank			$	1,676,998					11.420		%				$	881,076					6.000		%				$	1,174,768					8.000		%				$	1,248,191					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,838,179					12.499		%				$	1,176,540					8.000		%				N/A						N/A						$	1,544,208					10.500		%
Customers Bank			$	1,856,955					12.646		%				$	1,174,768					8.000		%				$	1,468,460					10.000		%				$	1,541,883					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,585,683					7.650		%				$	829,133					4.000		%				N/A						N/A						$	829,133					4.000		%
Customers Bank			$	1,676,998					8.099		%				$	828,289					4.000		%				$	1,035,361					5.000		%				$	828,289					4.000		%
As of December 31, 2021:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,291,270					9.981		%				$	582,179					4.500		%				N/A						N/A						$	905,611					7.000		%
Customers Bank			$	1,526,583					11.825		%				$	580,943					4.500		%				$	839,140					6.500		%				$	903,689					7.000		%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,429,063					11.046		%				$	776,238					6.000		%				N/A						N/A						$	1,099,671					8.500		%
Customers Bank			$	1,526,583					11.825		%				$	774,591					6.000		%				$	1,032,788					8.000		%				$	1,097,337					8.500		%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.			$	1,667,395					12.888		%				$	1,034,984					8.000		%				N/A						N/A						$	1,358,417					10.500		%
Customers Bank			$	1,692,512					13.110		%				$	1,032,788					8.000		%				$	1,290,985					10.000		%				$	1,355,534					10.500		%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.			$	1,429,063					7.413		%				$	771,084					4.000		%				N/A						N/A						$	771,084					4.000		%
Customers Bank			$	1,526,583					7.925		%				$	770,528					4.000		%				$	963,160					5.000		%				$	770,528					4.000		%