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Consolidated Statements of Income (Loss) — Unaudited - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:    
Loans and leases $ 217,999 $ 244,212
Investment securities 46,802 47,316
Interest earning deposits 52,817 10,395
Loans held for sale 12,048 11,701
Other 2,111 1,321
Total interest income 331,777 314,945
Interest expense:    
Deposits 153,725 143,930
FHLB advances 13,485 10,370
FRB advances 0 6,286
Subordinated debt 2,689 2,689
Other borrowings 1,493 1,771
Total interest expense 171,392 165,046
Net interest income 160,385 149,899
Provision for credit losses 17,070 19,603
Net interest income after provision for credit losses 143,315 130,296
Non-interest income:    
Commercial lease income 9,683 9,326
Loan fees 5,280 3,990
Bank-owned life insurance 3,261 2,647
Mortgage finance transactional fees 946 1,074
Gain (loss) on sale of loans 10 0
Net gain (loss) on sale of investment securities (30) 0
Other 2,081 1,084
Total non-interest income 21,231 18,121
Non-interest expense:    
Salaries and employee benefits 36,025 32,345
Technology, communication and bank operations 21,904 16,589
Commercial lease depreciation 7,970 7,875
Professional services 6,353 7,596
Loan servicing 4,031 4,661
Occupancy 2,347 2,760
FDIC assessments, non-income taxes and regulatory fees 13,469 2,728
Advertising and promotion 682 1,049
Other 6,388 4,530
Total non-interest expense 99,169 80,133
Income before income tax expense 65,377 68,284
Income tax expense 15,651 14,563
Net income 49,726 53,721
Preferred stock dividends 3,800 3,456
Net income available to common shareholders, basic 45,926 50,265
Net income available to common shareholders, diluted $ 45,926 $ 50,265
Basic earnings per common share (usd per share) $ 1.46 $ 1.58
Diluted earnings per common share (usd per share) $ 1.40 $ 1.55