REGULATORY CAPITAL (Tables)

9 Months Ended

Sep. 30, 2024

Regulatory Capital Requirements under Banking Regulations [Abstract]

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

Generally, to comply with the regulatory definition of adequately capitalized, or well capitalized, respectively, or to comply with the Basel III capital requirements, an institution must at least maintain the common equity Tier 1, Tier 1 and total risk-based capital ratios and the Tier 1 leverage ratio in excess of the related minimum ratios as set forth in the following table:


					Minimum Capital Levels to be Classified as:
	Actual				Adequately Capitalized				Well Capitalized				Basel III Compliant
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2024:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.	$	1,777,683	12.463	%	$	641,885	4.500	%	N/A		N/A		$	998,488	7.000	%
Customers Bank	$	1,943,059	13.636	%	$	641,212	4.500	%	$	926,125	6.500	%	$	997,441	7.000	%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.	$	1,915,476	13.429	%	$	855,847	6.000	%	N/A		N/A		$	1,212,450	8.500	%
Customers Bank	$	1,943,059	13.636	%	$	854,949	6.000	%	$	1,139,932	8.000	%	$	1,211,178	8.500	%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.	$	2,191,266	15.362	%	$	1,141,129	8.000	%	N/A		N/A		$	1,497,732	10.500	%
Customers Bank	$	2,145,947	15.060	%	$	1,139,932	8.000	%	$	1,424,916	10.000	%	$	1,496,161	10.500	%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.	$	1,915,476	8.947	%	$	856,386	4.000	%	N/A		N/A		$	856,386	4.000	%
Customers Bank	$	1,943,059	9.082	%	$	855,807	4.000	%	$	1,069,759	5.000	%	$	855,807	4.000	%
As of December 31, 2023:
Common equity Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.	$	1,661,149	12.230	%	$	611,200	4.500	%	N/A		N/A		$	950,755	7.000	%
Customers Bank	$	1,868,360	13.773	%	$	610,453	4.500	%	$	881,765	6.500	%	$	949,594	7.000	%
Tier 1 capital (to risk-weighted assets)
Customers Bancorp, Inc.	$	1,798,942	13.245	%	$	814,933	6.000	%	N/A		N/A		$	1,154,489	8.500	%
Customers Bank	$	1,868,360	13.773	%	$	813,937	6.000	%	$	1,085,250	8.000	%	$	1,153,078	8.500	%
Total capital (to risk-weighted assets)
Customers Bancorp, Inc.	$	2,076,550	15.289	%	$	1,086,578	8.000	%	N/A		N/A		$	1,426,133	10.500	%
Customers Bank	$	2,073,202	15.283	%	$	1,085,250	8.000	%	$	1,356,562	10.000	%	$	1,424,390	10.500	%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.	$	1,798,942	8.375	%	$	859,189	4.000	%	N/A		N/A		$	859,189	4.000	%
Customers Bank	$	1,868,360	8.708	%	$	858,225	4.000	%	$	1,072,782	5.000	%	$	858,225	4.000	%