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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income:      
Loans and leases $ 901,457 $ 996,517 $ 743,949
Investment securities 180,291 200,659 119,236
Interest earning deposits 190,842 125,923 10,952
Loans held for sale 46,073 36,221 1,364
Other 9,171 8,040 9,872
Total interest income 1,327,834 1,367,360 885,373
Interest expense:      
Deposits 603,312 576,437 226,239
FHLB advances 52,107 80,008 11,464
FRB advances 0 6,286 0
Subordinated debt 12,309 10,755 10,755
Other borrowings 5,702 6,425 13,195
Total interest expense 673,430 679,911 261,653
Net interest income 654,404 687,449 623,720
Provision for credit losses 73,451 74,611 60,066
Net interest income after provision for credit losses 580,953 612,838 563,654
Non-interest income:      
Commercial lease income 40,662 36,179 27,719
Loan fees 27,163 20,216 12,188
Bank-owned life insurance 9,442 11,777 15,697
Mortgage finance transactional fees 4,101 4,395 6,738
Net gain (loss) on sale of loans and leases (15,628) (1,200) 3,155
Loss on sale of capital call lines of credit 0 (5,037) 0
Loss on sale of consumer installment loans 0 0 (23,465)
Net gain (loss) on sale of investment securities (27,009) (574) (23,164)
Unrealized gain on equity method investments 11,430 0 0
Legal settlement gain 0 0 7,519
Other 10,273 4,809 5,885
Total non-interest income 60,434 70,565 32,272
Non-interest expense:      
Salaries and employee benefits 175,836 133,275 112,365
Technology, communication and bank operations 65,154 65,550 84,998
Commercial lease depreciation 32,543 29,898 22,978
Professional services 34,978 35,177 27,465
Loan servicing 15,909 17,075 15,023
Occupancy 11,789 10,070 13,606
FDIC assessments, non-income taxes, and regulatory fees 41,684 35,036 8,869
Advertising and promotion 4,489 3,095 2,541
Legal settlement expense 0 4,096 0
Other 34,632 19,391 16,784
Total non-interest expense 417,014 352,663 304,629
Income before income tax expense 224,373 330,740 291,297
Income tax expense 42,904 80,597 63,263
Net income 181,469 250,143 228,034
Preferred stock dividends 15,040 14,695 9,632
Net income available to common shareholders 166,429 235,448 218,402
Net income available to common shareholders $ 166,429 $ 235,448 $ 218,402
Basic earnings per common share (usd per share) $ 5.28 $ 7.49 $ 6.69
Diluted earnings per common share (usd per share) $ 5.09 $ 7.32 $ 6.51