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CONSOLIDATED STATEMENTS OF INCOME (LOSS) — UNAUDITED - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income:    
Loans and leases $ 231,008 $ 217,999
Investment securities 34,339 46,802
Interest earning deposits 42,914 52,817
Loans held for sale 4,761 12,048
Other 1,887 2,111
Total interest income 314,909 331,777
Interest expense:    
Deposits 131,308 153,725
FHLB advances 11,801 13,485
Subordinated debt 3,212 2,689
Other borrowings 1,142 1,493
Total interest expense 147,463 171,392
Net interest income 167,446 160,385
Provision for credit losses 28,297 17,070
Net interest income after provision for credit losses 139,149 143,315
Non-interest income:    
Commercial lease income 10,668 9,683
Loan fees 7,235 5,280
Bank-owned life insurance 4,660 3,261
Mortgage finance transactional fees 933 946
Net gain (loss) on sale of loans and leases 2 10
Net (gain) loss on sale of investment securities 0 (30)
Impairment loss on investment securities (51,319) 0
Other 3,331 2,081
Total non-interest income (loss) (24,490) 21,231
Non-interest expense:    
Salaries and employee benefits 42,674 36,025
Technology, communication and bank operations 11,312 21,904
Commercial lease depreciation 8,463 7,970
Professional services 11,857 6,353
Loan servicing 4,630 4,031
Occupancy 3,412 2,347
FDIC assessments, non-income taxes and regulatory fees 11,750 13,469
Advertising and promotion 528 682
Other 8,145 6,388
Total non-interest expense 102,771 99,169
Income before income tax expense (benefit) 11,888 65,377
Income tax expense (benefit) (1,024) 15,651
Net income 12,912 49,726
Preferred stock dividends 3,389 3,800
Net income available to common shareholders, basic 9,523 45,926
Net income available to common shareholders, diluted $ 9,523 $ 45,926
Basic earnings per common share (usd per share) $ 0.30 $ 1.46
Diluted earnings per common share (usd per share) $ 0.29 $ 1.40