XML 26 R14.htm IDEA: XBRL DOCUMENT
v3.25.3

LOANS HELD FOR SALE | 9 Months Ended
--- | ---
Sep. 30, 2025
Receivable, Held-for-Sale [Abstract] |
LOANS HELD FOR SALE | LOANS HELD FOR SALE The composition of loans held for sale as of September 30, 2025 and December 31, 2024 was as follows:
(amounts in thousands) | September 30, 2025 |  | December 31, 2024
Commercial loans: |  |  |
Commercial real estate non-owner occupied loans, at lower of cost or fair value | $ | 4,700 |  |  | $ | — |
Total commercial loans held for sale | 4,700 |  |  | — |
Consumer loans: |  |  |
Residential mortgage loans, at fair value | 2,229 |  |  | 1,836 |
Personal installment loans, at lower of cost or fair value | 23,728 |  |  | 40,903 |
Other installment loans, at fair value | 240 |  |  | 162,055 |
Total consumer loans held for sale | 26,197 |  |  | 204,794 |
Total loans held for sale | $ | 30,897 |  |  | $ | 204,794 |
Total loans held for sale included NPLs of $5.0 million and $2.8 million as of September 30, 2025 and December 31, 2024, respectively. During the three and nine months ended September 30, 2024, Customers sold $202.5 million of personal and other installment loans that were classified as held for sale, inclusive of $53.0 million of personal installment loans transferred from held for investment to held for sale, accrued interest and unamortized deferred loan origination costs, to two third-party sponsored VIEs. Customers provided financing to the purchasers for a portion of the sales price in the form of $160.0 million of asset-backed securities while $40.2 million of the remaining sales proceeds were paid in cash. Refer to NOTE 5 – INVESTMENT SECURITIES for additional information. Refer to NOTE 7 — LOANS AND LEASES RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES ON LOANS AND LEASES for additional information on the transfer of other consumer installment loans, at fair value, from loans held for sale to held for investment during the three months ended March 31, 2025.

X
- Definition Loans Held for Sale [Text Block] + References No definition available. + Details
Name: | cubi_LoansHeldForSaleTextBlock
Namespace Prefix: | cubi_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesHeldForSaleAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration