<SEC-DOCUMENT>0002039852-25-000199.txt : 20251217
<SEC-HEADER>0002039852-25-000199.hdr.sgml : 20251217
<ACCEPTANCE-DATETIME>20251217164654
ACCESSION NUMBER:		0002039852-25-000199
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20251215
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20251217
DATE AS OF CHANGE:		20251217

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Customers Bancorp, Inc.
		CENTRAL INDEX KEY:			0001488813
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				272290659
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35542
		FILM NUMBER:		251579919

	BUSINESS ADDRESS:	
		STREET 1:		701 READING AVENUE
		CITY:			WEST READING
		STATE:			PA
		ZIP:			19611
		BUSINESS PHONE:		484-359-7113

	MAIL ADDRESS:	
		STREET 1:		701 READING AVENUE
		CITY:			WEST READING
		STATE:			PA
		ZIP:			19611

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Customers 1st Bancorp, Inc.
		DATE OF NAME CHANGE:	20100408
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>cubi-20251215.htm
<DESCRIPTION>CUSTOMERS BANCORP, INC. FORM 8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:us-roles="http://fasb.org/us-roles/2025" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:country="http://xbrl.sec.gov/country/2025" xmlns:srt="http://fasb.org/srt/2025" xmlns:CUBI="http://customersbank.com/20251215">
<head>
     <title>Customers Bancorp, Inc. Form 8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
<!-- Field: Set; Name: xdx; ID: xdx_02E_US%2DGAAP%2D2025 -->
<!-- Field: Set; Name: xdx; ID: xdx_03C_CUBI_customersbank.com_20251215 -->
<!-- Field: Set; Name: xdx; ID: xdx_046_20251215_20251215 -->
<!-- Field: Set; Name: xdx; ID: xdx_059_edei%2D%2DAmendmentFlag_false -->
<!-- Field: Set; Name: xdx; ID: xdx_058_edei%2D%2DEntityCentralIndexKey_0001488813 -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<body style="font: 10pt Times New Roman, Times, Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000003" name="dei:AmendmentFlag">false</ix:nonNumeric>
  <ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000004" name="dei:EntityCentralIndexKey">0001488813</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="cubi-20251215.xsd" xlink:type="simple"/>
  </ix:references>
 <ix:resources>
    <xbrli:context id="AsOf2025-12-15">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0001488813</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-12-15</xbrli:startDate>
        <xbrli:endDate>2025-12-15</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0001488813</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CUBI:VotingCommonStockParValue1.00PerShareMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-12-15</xbrli:startDate>
        <xbrli:endDate>2025-12-15</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0001488813</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CUBI:FixedtofloatingRateNoncumulativePerpetualMember</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-12-15</xbrli:startDate>
        <xbrli:endDate>2025-12-15</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:context id="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0001488813</xbrli:identifier>
        <xbrli:segment>
          <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CUBI:Sec5.375SubordinatedNotesDue2034Member</xbrldi:explicitMember>
        </xbrli:segment>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-12-15</xbrli:startDate>
        <xbrli:endDate>2025-12-15</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="margin: 0"></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr style="height: 3pt">
    <td style="border-bottom: Black 2pt solid; width: 100%; vertical-align: middle"/></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 18pt; color: Black">UNITED STATES</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 18pt; color: Black">SECURITIES AND EXCHANGE COMMISSION</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Washington, D.C. 20549&#160;</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 34%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 33%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 33%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr style="height: 3pt">
    <td colspan="3" style="border-bottom: Black 1pt solid; vertical-align: middle"/></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 96%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 18pt; color: Black">FORM <span id="xdx_90F_edei--DocumentType_c20251215__20251215_z76Bb1oKdNQ4"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000009" name="dei:DocumentType">8-K</ix:nonNumeric></span></span></p></td>
    <td style="width: 2%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 2%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr style="height: 3pt">
    <td colspan="3" style="border-bottom: Black 1pt solid; vertical-align: middle"/></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 11pt; color: Black">CURRENT REPORT</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 11pt; color: Black">Pursuant to Section 13 or 15(d)</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 11pt; color: Black">of the </span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 11pt; color: Black">Securities Exchange Act of 1934</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Date of Report (date of earliest event reported): <span id="xdx_907_edei--DocumentPeriodEndDate_c20251215__20251215_zmLXbT0Uichj"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt:datemonthdayyearen" id="Fact000010" name="dei:DocumentPeriodEndDate">December 15, 2025</ix:nonNumeric></span></span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 34%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 33%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 33%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr style="height: 3pt">
    <td colspan="3" style="border-bottom: Black 1pt solid; vertical-align: middle"/></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><img src="img_000.jpg" alt="" style="margin: 0pt; width: 9.26cm; height: 2.32cm"/></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(Exact name of registrant as specified in its charter)</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="4" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="4" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr>
    <td colspan="11" style="border-bottom: Black 1pt solid; vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-size: 18pt; color: Black"><span id="xdx_90E_edei--EntityRegistrantName_c20251215__20251215_zWskkSik54Ac"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000011" name="dei:EntityRegistrantName">Customers Bancorp, Inc.</ix:nonNumeric></span></span></p></td></tr>
  <tr>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="2" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="2" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr>
    <td colspan="4" style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_903_edei--EntityIncorporationStateCountryCode_c20251215__20251215_zjQHaCPYNsch"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt-sec:stateprovnameen" id="Fact000012" name="dei:EntityIncorporationStateCountryCode">Pennsylvania</ix:nonNumeric></span></span></p></td>
    <td colspan="4" style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_908_edei--EntityFileNumber_c20251215__20251215_zEdUHMhws1hk"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000013" name="dei:EntityFileNumber">001-35542</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_903_edei--EntityTaxIdentificationNumber_c20251215__20251215_zdzBKeok49A"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000014" name="dei:EntityTaxIdentificationNumber">27-2290659</ix:nonNumeric></span></span></p></td></tr>
  <tr>
    <td colspan="4" style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(State or other jurisdiction of<br/>incorporation)</span></p></td>
    <td colspan="4" style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(Commission File number)</span></p></td>
    <td colspan="3" style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(IRS Employer<br/>Identification No.)</span></p></td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_904_edei--EntityAddressAddressLine1_c20251215__20251215_zRfKDehQ23N4"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000015" name="dei:EntityAddressAddressLine1">701 Reading Avenue</ix:nonNumeric></span>&#160;</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_90C_edei--EntityAddressCityOrTown_c20251215__20251215_zYzkUZiva1gf"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000016" name="dei:EntityAddressCityOrTown">West Reading</ix:nonNumeric></span> <span id="xdx_907_edei--EntityAddressStateOrProvince_c20251215__20251215_zhyPKkqy38sb"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000017" name="dei:EntityAddressStateOrProvince">PA</ix:nonNumeric></span> <span id="xdx_900_edei--EntityAddressPostalZipCode_c20251215__20251215_zM1jaKoBQsh3"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000018" name="dei:EntityAddressPostalZipCode">19611</ix:nonNumeric></span>&#160;</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(Address of principal executive offices, including zip code)</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_90E_edei--CityAreaCode_c20251215__20251215_z1W7DwSQTvSe"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000019" name="dei:CityAreaCode">(610)</ix:nonNumeric></span> <span id="xdx_900_edei--LocalPhoneNumber_c20251215__20251215_zVZ5N49Wzkii"><ix:nonNumeric contextRef="AsOf2025-12-15" id="Fact000020" name="dei:LocalPhoneNumber">933-2000</ix:nonNumeric></span>&#160;</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(Registrant&#8217;s telephone number, including area code)</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">N/A</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 100%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">(Former name or former address, if changed since last report)</span></p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr style="height: 3pt">
    <td colspan="3" style="border-bottom: Black 1pt solid; vertical-align: middle"/></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations
of the registrant under any of the following provisions (see General Instructions A.2. below):</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 36%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 32%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 32%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; color: Black"><span id="xdx_909_edei--WrittenCommunications_c20251215__20251215_zZF1oyYglDC9"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt:booleanfalse" id="Fact000021" name="dei:WrittenCommunications">&#9744;</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; color: Black"><span id="xdx_906_edei--SolicitingMaterial_c20251215__20251215_zqu3Rt6WIpUe"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt:booleanfalse" id="Fact000022" name="dei:SolicitingMaterial">&#9744;</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; color: Black"><span id="xdx_909_edei--PreCommencementTenderOffer_c20251215__20251215_zxPxCrYpYhad"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt:booleanfalse" id="Fact000023" name="dei:PreCommencementTenderOffer">&#9744;</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; color: Black"><span id="xdx_90A_edei--PreCommencementIssuerTenderOffer_c20251215__20251215_zzrNbADr1C39"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt:booleanfalse" id="Fact000024" name="dei:PreCommencementIssuerTenderOffer">&#9744;</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></p></td></tr>
  <tr>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: red"><b>&#160;</b></span></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: red"><b></b></span></p>

<!-- Field: Page; Sequence: 1 -->
    <div style="margin-top: 6pt; margin-bottom: 6pt"></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"></div>
    <!-- Field: /Page -->

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Securities registered pursuant to Section 12(b) of the Act:</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 21%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 14%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 14%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 5%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 5%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 5%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 0%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 12%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 12%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 12%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="text-decoration: underline solid Black; color: Black">Title of each class</span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="text-decoration: underline solid Black; color: Black">Trading Symbols</span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="text-decoration: underline solid Black; color: Black">Name of each exchange on which registered</span></p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_90F_edei--Security12bTitle_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--VotingCommonStockParValue1.00PerShareMember_zSI6nBm82jKh"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember" id="Fact000025" name="dei:Security12bTitle">Voting Common Stock, par value $1.00 per share</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_904_edei--TradingSymbol_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--VotingCommonStockParValue1.00PerShareMember_zNMo48zpGbG2"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember" id="Fact000026" name="dei:TradingSymbol">CUBI</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_902_edei--SecurityExchangeName_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--VotingCommonStockParValue1.00PerShareMember_zekpvxEoArGg"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember" format="ixt-sec:exchnameen" id="Fact000027" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_903_edei--Security12bTitle_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--FixedtofloatingRateNoncumulativePerpetualMember_zRPtnjTmRmTl"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember" id="Fact000028" name="dei:Security12bTitle">Fixed-to-Floating Rate Non-Cumulative Perpetual</ix:nonNumeric></span><br/>Preferred Stock, Series F, par value $1.00 per share</span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_905_edei--TradingSymbol_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--FixedtofloatingRateNoncumulativePerpetualMember_zY1fwqHlcfC7"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember" id="Fact000029" name="dei:TradingSymbol">CUBI/PF</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_902_edei--SecurityExchangeName_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--FixedtofloatingRateNoncumulativePerpetualMember_ztASeWioKFD"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember" format="ixt-sec:exchnameen" id="Fact000030" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></p></td></tr>
  <tr>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_909_edei--Security12bTitle_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--Sec5.375SubordinatedNotesDue2034Member_zbLoDDYoZVug"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member" id="Fact000031" name="dei:Security12bTitle">5.375% Subordinated Notes due 2034</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_901_edei--TradingSymbol_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--Sec5.375SubordinatedNotesDue2034Member_ztQkBWVLy8O4"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member" id="Fact000032" name="dei:TradingSymbol">CUBB</ix:nonNumeric></span></span></p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td colspan="3" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black"><span id="xdx_908_edei--SecurityExchangeName_c20251215__20251215__us-gaap--StatementClassOfStockAxis__custom--Sec5.375SubordinatedNotesDue2034Member_zW0mKe0yHPLe"><ix:nonNumeric contextRef="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member" format="ixt-sec:exchnameen" id="Fact000033" name="dei:SecurityExchangeName">New York Stock Exchange</ix:nonNumeric></span></span></p></td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the
Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this
chapter). Emerging growth company <span style="font-family: Times New Roman, Times, Serif"><span id="xdx_90A_edei--EntityEmergingGrowthCompany_c20251215__20251215_zt6ZmiaDiP1d"><ix:nonNumeric contextRef="AsOf2025-12-15" format="ixt:booleanfalse" id="Fact000034" name="dei:EntityEmergingGrowthCompany">&#9744;</ix:nonNumeric></span></span>&#160;</span></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 34%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 33%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="width: 33%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  <tr style="height: 3pt">
    <td colspan="3" style="vertical-align: middle"/></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended
transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
Act. <span style="font-family: Times New Roman, Times, Serif">&#9744;</span></span></p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<!-- Field: Page; Sequence: 2 -->
    <div style="margin-top: 6pt; margin-bottom: 6pt"></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"></div>
    <!-- Field: /Page -->

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>


<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>


<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><br/></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 11%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Item 1.01</span></p></td>
    <td style="width: 2%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td style="width: 87%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Entry into a Material Definitive Agreement.</span></p></td></tr>
  <tr>
    <td style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">&#160;On December 15, 2025, Customers Bancorp, Inc. (the &#8220;Company&#8221;) and Customers Bank (the &#8220;Bank&#8221;) completed
an underwritten public offering of $100,000,000 in aggregate principal amount of its 6.875% Fixed-to-Floating Rate Subordinated Notes
due 2036 (the &#8220;Notes&#8221;) pursuant to an Underwriting Agreement (the &#8220;Underwriting Agreement&#8221;), dated as of December
15, 2025, among the Company, the Bank and Keefe, Bruyette &amp; Woods, Inc., Piper Sandler &amp; Co. and Raymond James &amp; Associates,
Inc., as representatives of the several underwriters named therein (the &#8220;Underwriters&#8221;). The price to the public was 100.00%
of the principal amount of the Notes.</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">The Company estimates the net proceeds from the sale of the Notes, after deducting discounts and commissions and estimated offering expenses
payable by the Company, will be approximately $98,000,000. The Company intends to use the net proceeds from the offering for general
corporate purposes, which may include, but are not limited to, the redemption of less than all of the Bank&#8217;s 6.125% Fixed-to-Floating
Rate Subordinated Notes due 2029 (the &#8220;2029 Subordinated Notes&#8221;) on March 26, 2026, working capital and the funding of organic
growth at the Bank, repaying indebtedness, redeeming shares of the Company&#8217;s preferred stock once they become redeemable, repurchasing
shares of the Company&#8217;s common stock, funding, in whole or in part, possible future acquisitions of other financial services businesses.
The precise amounts and timing of our use of the net proceeds will depend upon our, and our subsidiaries,&#8217; funding requirements,
the availability of other funds, and our determination regarding the early redemption of the 2029 Subordinated Notes.</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">The offering of the Notes was made pursuant to the Company&#8217;s effective shelf registration statement on Form S-3ASR (Registration
Statement No. 333-290008) previously filed by the Company with the Securities and Exchange Commission (the "SEC") on September 3, 2025,
including the base prospectus contained therein, the preliminary prospectus supplement dated December 15, 2025 and final prospectus supplement
dated December 15, 2025, each filed by the Company with the SEC relating to the offering of the Notes.</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">The Company made certain customary representations, warranties and covenants in the Underwriting Agreement concerning the Company and
the Bank and the registration statement, prospectus, prospectus supplement and other documents and filings relating to the offering of
the Notes. In addition, the Company and the Bank have agreed to indemnify the Underwriters against certain liabilities, including liabilities
under the Securities Act of 1933, as amended. The foregoing summary description of the Underwriting Agreement is qualified in its entirety
by reference to that agreement, a copy of which is filed as Exhibit 1.1 to this Current Report on Form 8-K and is incorporated by reference
herein.</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">The information in this Current Report shall not constitute an offer to sell or the solicitation of an offer to buy any securities of
the Company, nor shall there be any offer or sale of securities in any state or jurisdiction in which such an offer, solicitation or
sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. The Notes
are not deposits or savings accounts or other obligations of our bank or non-bank subsidiaries and will not be insured or guaranteed
by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality.</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 11%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Item 9.01</span></p></td>
    <td style="width: 2%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td style="width: 87%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Financial Statements and Exhibits.</span></p></td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 4.4pt; margin-bottom: 0pt">(d) Exhibits.</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 13%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td style="width: 1%; vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td style="width: 86%; vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td></tr>
  <tr>
    <td style="vertical-align: bottom">
        <p style="border-bottom: Black 0.75pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Exhibit</span></p>
        <p style="border-bottom: Black 0.75pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">No.</span></p></td>
    <td style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td style="vertical-align: bottom"><p style="border-bottom: Black 0.75pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Description</span></p></td></tr>
  <tr>
    <td style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td colspan="2" style="vertical-align: middle"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td></tr>
  <tr>
    <td style="text-align: center; vertical-align: top"><a href="ex1-1.htm">1.1</a></td>
    <td style="vertical-align: bottom"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p></td>
    <td style="vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><a href="ex1-1.htm">Underwriting Agreement, dated December 15, 2025, by and between Customers Bancorp, Inc., Customers Bank and Keefe, Bruyette &amp; Woods, Inc., Piper Sandler &amp; Co. and Raymond James &amp; Associates, Inc.</a></p></td></tr>
  <tr>
    <td style="text-align: center; vertical-align: top">104</td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top">The cover page from this Current Report on Form 8-K, formatted in Inline XBRL</td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>


<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p>

<!-- Field: Page; Sequence: 3 -->
    <div style="margin-top: 6pt; margin-bottom: 6pt"></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 6pt"></div>
    <!-- Field: /Page -->

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">SIGNATURE</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.</p>

<p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt; text-indent: 36pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; border-collapse: collapse; font-size: 11pt">
  <tr>
    <td style="width: 54%; vertical-align: top"><p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p></td>
    <td style="width: 46%; vertical-align: top">
        <p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">CUSTOMERS BANCORP, INC.</span></p>
        <p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">&#160;</span></p>
        <p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">By: <span style="text-decoration: underline solid Black">/s/ Mark R. McCollom</span></span></p>
        <p style="font: 11pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Name: Mark R. McCollom</span></p>
        <p style="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><span style="color: Black">Title: Chief Financial Officer</span></p></td></tr>
  </table>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 9.9pt; margin-bottom: 0pt">&#160;</p>

<p style="font: 11pt Times New Roman, Times, Serif; margin-top: 9.9pt; margin-bottom: 0pt">Date: December 17, 2025</p>


<p style="margin: 0">&#160;</p>

<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJx1kk1uwjAQRk/AHUZRu+MnCYWq7GgKqCogFBDq1iQDtUg8kWNTOFJv2YkDtAuIIkWO571vNLbnNb0JjWWGGj5f4ymsMC8yYRBi3KJGlSBXRO8fA+BvjDtZGi2UccsLGBEzyEy/3RX831UeZInpAIKwE/Q7YQ/8l0G3D8OZ16j2I1JbmaIyUmQgVAoLTYWWaIQ+1YaVOJKi/OSS1qhLSYp1bb/e/oHQD0KY00F8k96XMJ1GXqPpnoY30WQLrhodDaqKhFGGOceVNf33um4SWxrKB0tMeu3uc29pN6RTqXgM6ZwMlm8WQ7/7NMN8g5rrAz8MA394bsUxj/CfAodBahEq8EbWWB4xNbTNSBipdjFTc1KJzS1PXx5wgbpAY0V2J9TxLUOt8dkAlYJzVSu6SuBqudHBmiqMzy4ntTSU7BdCr0VmkWfsM7j8EhrvpNcs1DA4ugmF0HCoBPBQKaDgq1FWkkv4L84HvLA= -->
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-1.1
<SEQUENCE>2
<FILENAME>ex1-1.htm
<DESCRIPTION>EXHIBIT 1.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="text-align: right; margin: 0"><B>Exhibit 1.1</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><BR>
<BR>
</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">CUSTOMERS BANCORP, INC.</P>

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0 0 2in; text-align: center"><BR>
<BR>
6.875% Fixed-to-Floating Rate Subordinated Notes due 2036<FONT STYLE="text-transform: uppercase"><BR>
</FONT><BR>
<BR>
<BR>
<BR>
UNDERWRITING AGREEMENT</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center">December 15, 2025<BR>
<BR>
</P>


<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 48pt; text-align: right">December 15, 2025</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">Keefe, Bruyette &amp; Woods, Inc.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">Piper Sandler &amp; Co.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">Raymond James &amp; Associates, Inc.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">c/o Keefe, Bruyette &amp; Woods, Inc.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: 0in">787 Seventh Avenue, 4th Floor</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: 0in">New York, New York 10019</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">c/o Piper Sandler &amp; Co.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: 0in">350 North 5th Street</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">Minneapolis, Minnesota 55401</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-indent: -0.25in">c/o Raymond James &amp; Associates, Inc.<BR>
320 Park Ave 12<SUP>th</SUP> Floor<BR>
New York, NY 10022</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.25in; text-indent: -0.25in">As Representatives of the several underwriters
named in Schedule I hereto</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">Ladies and Gentlemen:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">Customers Bancorp, Inc., a Pennsylvania corporation
(the &ldquo;<B>Company</B>&rdquo;), proposes to issue and sell to the several underwriters named in Schedule I hereto (the &ldquo;<B>Underwriters</B>&rdquo;),
for whom Keefe, Bruyette &amp; Woods, Inc. (&ldquo;<B>KBW</B>&rdquo;), Piper Sandler &amp; Co. (&ldquo;<B>Piper Sandler</B>&rdquo;) and
Raymond James &amp; Associates, Inc. (&ldquo;<B>Raymond James</B>&rdquo;) are acting as joint book-running managers (the &ldquo;<B>Representatives</B>&rdquo;),
$100,000,000 aggregate principal amount of its 6.875% Fixed-to-Floating Rate Subordinated Notes due 2036 (the &ldquo;<B>Notes</B>&rdquo;),
to be issued pursuant to the Indenture (the &ldquo;Base Indenture&rdquo;), dated as of December 9, 2019, among the Issuer and Wilmington
Trust, National Association, as trustee (the &ldquo;<B>Trustee</B>&rdquo;), as amended by a Second Supplemental Indenture, to be dated
as of December 22, 2025 (the &ldquo;<B>Second Supplemental Indenture</B>&rdquo; and together with the Base Indenture, the &ldquo;<B>Indenture</B>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The Company has filed with the Securities and
Exchange Commission (the &ldquo;<B>Commission</B>&rdquo;) a registration statement on Form S-3 (File No. 333-290008), including a prospectus,
relating to the securities (the &ldquo;<B>Shelf Securities</B>&rdquo;), including the Notes, to be issued from time to time by the Company.
The registration statement as amended to the date of this Agreement, including the information (if any) deemed to be part of the registration
statement at the time of effectiveness pursuant to Rule&nbsp;430A or Rule&nbsp;430B under the Securities Act of 1933, as amended (the
&ldquo;<B>Securities Act</B>&rdquo;), is hereinafter referred to as the &ldquo;<B>Registration Statement</B>&rdquo;, and the related prospectus
covering the Shelf Securities dated September 3, 2025 in the form first used to confirm sales of the Notes (or in the form first made
available to the Underwriters by the Company to meet</P>


<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">requests of purchasers pursuant to Rule 173 under the Securities
Act) is hereinafter referred to as the &ldquo;<B>Basic Prospectus</B>.&rdquo; The Basic Prospectus, as supplemented by the prospectus
supplement specifically relating to the Notes in the form first used to confirm sales of the Notes (or in the form first made available
to the Underwriters by the Company to meet requests of purchasers pursuant to Rule 173 under the Securities Act) is hereinafter referred
to as the &ldquo;<B>Prospectus</B>,&rdquo; and the term &ldquo;<B>preliminary prospectus</B>&rdquo; means any preliminary form of the
Prospectus. For purposes of this Agreement, &ldquo;<B>free writing prospectus</B>&rdquo; has the meaning set forth in Rule 405 under the
Securities Act, &ldquo;<B>Time of Sale Prospectus</B>&rdquo; means the Prospectus and the information included in Schedule II hereto,
and &ldquo;<B>broadly available road show</B>&rdquo; means a &ldquo;bona fide electronic road show&rdquo; as defined in Rule 433(h)(5)
under the Securities Act that has been made available without restriction to any person. As used herein, the terms &ldquo;Registration
Statement,&rdquo; &ldquo;Basic Prospectus,&rdquo; &ldquo;preliminary prospectus,&rdquo; &ldquo;Time of Sale Prospectus&rdquo; and &ldquo;Prospectus&rdquo;
shall include the documents, if any, incorporated by reference therein as of the date hereof. The terms &ldquo;<B>supplement</B>,&rdquo;
&ldquo;<B>amendment</B>,&rdquo; and &ldquo;<B>amend</B>&rdquo; as used herein with respect to the Registration Statement, the Basic Prospectus,
the Time of Sale Prospectus, any preliminary prospectus or the Prospectus shall include all documents subsequently filed by the Company
with the Commission pursuant to the Securities Exchange Act of 1934, as amended (the &ldquo;<B>Exchange Act</B>&rdquo;), that are deemed
to be incorporated by reference therein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">1.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Representations and Warranties</I>. (A) The Company represents and warrants to and agrees with each of the Underwriters that:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Registration Statement has become effective; no stop order suspending the effectiveness of the Registration Statement is in
effect, and no proceedings for such purpose or pursuant to Section 8A under the Securities Act are pending before or threatened by the
Commission. If the Registration Statement is an automatic shelf registration statement as defined in Rule 405 under the Securities Act,
the Company is a well-known seasoned issuer (as defined in Rule 405 under the Securities Act) eligible to use the Registration Statement
as an automatic shelf registration statement and the Company has not received notice that the Commission objects to the use of the Registration
Statement as an automatic shelf registration statement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i) Each document, if any, filed or to be filed pursuant to the Exchange Act and incorporated by reference in the Time of Sale
Prospectus or the Prospectus complied or will comply when so filed in all material respects with the Exchange Act and the applicable rules
and regulations of the Commission thereunder and are and will be identical to the electronically transmitted copies thereof filed with
the Commission pursuant to EDGAR, (ii) each part of the Registration Statement, when such part became effective, did not contain, and
each such part, as amended or supplemented, if applicable, will not contain any untrue statement of a material fact or omit to state a
material fact required to be stated therein or necessary to make the statements therein not misleading, (iii) the Registration Statement
as of the date hereof does not contain any untrue statement of a material fact or omit to state a material fact required to be stated
therein or necessary to make the statements therein not misleading, (iv) the Registration Statement and the Prospectus comply and, as
amended or supplemented, if applicable, will comply</P>


<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">in all material respects with the Securities Act and the applicable
rules and regulations of the Commission thereunder, (v) the Time of Sale Prospectus does not, and at the time of each sale of the Notes
in connection with the offering when the Prospectus is not yet available to prospective purchasers and at the Closing Date (as defined
in Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>4), the Time of Sale Prospectus, as then amended or supplemented by
the Company, if applicable, will not, contain any untrue statement of a material fact or omit to state a material fact necessary to make
the statements therein, in the light of the circumstances under which they were made, not misleading, (vi) each broadly available road
show, if any, when considered together with the Time of Sale Prospectus, does not contain any untrue statement of a material fact or omit
to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading
and (vii) the Prospectus does not contain and, as amended or supplemented, if applicable, will not contain any untrue statement of a material
fact or omit to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were
made, not misleading, except that the representations and warranties set forth in this paragraph do not apply to (A) statements or omissions
in the Registration Statement, the Time of Sale Prospectus or the Prospectus based upon information relating to any Underwriter furnished
to the Company in writing by such Underwriter through the Representatives expressly for use therein or (B) that part of the Registration
Statement that constitutes the Statement of Eligibility (Form&nbsp;T&#45;1) under the Trust Indenture Act of 1939, as amended (the &ldquo;<B>Trust
Indenture Act</B>&rdquo;), of the Trustee.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company is not an &ldquo;ineligible issuer&rdquo; in connection with the offering pursuant to Rules 164, 405 and 433 under
the Securities Act. Any free writing prospectus that the Company is required to file pursuant to Rule 433(d) under the Securities Act
has been, or will be, filed with the Commission in accordance with the requirements of the Securities Act and the applicable rules and
regulations of the Commission thereunder. Each free writing prospectus that the Company has filed, or is required to file, pursuant to
Rule 433(d) under the Securities Act or that was prepared by or on behalf of or used or referred to by the Company complies or will comply
in all material respects with the requirements of the Securities Act and the applicable rules and regulations of the Commission thereunder.
Except for the free writing prospectuses, if any, identified in Schedule II hereto, and electronic road shows, if any, each furnished
to the Representatives before first use, the Company has not prepared, used or referred to, and will not, without the Representatives&rsquo;
prior consent, prepare, use or refer to, any free writing prospectus.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company has been duly organized and is presenting subsisting as a corporation in good standing under the laws of the jurisdiction
of its incorporation, has the corporate power and authority to own or lease its property and to conduct its business as described in each
of the Registration Statement, the Time of Sale Prospectus and the Prospectus and is duly qualified to transact business and is in good
standing in each jurisdiction in which the conduct of its business or its ownership or leasing of property requires such qualification,
except where the failure to be qualified or to be in good standing would not result in a Material Adverse Effect (as defined below).</P>


<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> Customers Bank (the &ldquo;<B>Bank</B>&rdquo;) is a bank chartered under the laws of Pennsylvania and the charter of the Bank
is in full force and effect. The Bank is the only Significant Subsidiary (as defined in Rule 1-02(w) of Regulation S-X) of the Company
and is the only depositary institution subsidiary of the Company. Each Significant Subsidiary of the Company has been duly organized and
is presently subsisting or validly existing as a corporation or other organization in good standing under the laws of the jurisdiction
of its incorporation, organization or formation, has the corporate or other business entity power and authority to own or lease its property
and to conduct its business as described in each of the Registration Statement, the Time of Sale Prospectus and the Prospectus and is
duly qualified to transact business and is in good standing in each jurisdiction in which the conduct of its business or its ownership
or leasing of property requires such qualification, except where the failure to be qualified or to be in good standing would not result
in a Material Adverse Effect; all of the issued shares of capital stock or other equity interests of each Significant Subsidiary of the
Company have been duly and validly authorized and issued, are fully paid and non-assessable and are owned directly or indirectly by the
Company, free and clear of all liens, encumbrances, equities or claims, except as otherwise disclosed in the Registration Statement, the
Time of Sale Prospectus and the Prospectus. None of the outstanding shares of capital stock of any Significant Subsidiary was issued in
violation of the preemptive or similar rights of any securityholder of such Significant Subsidiary arising by operation of law, or under
the articles of incorporation, bylaws or other organizational documents of the Company or any Significant Subsidiary or under any agreement
to which the Company or any Significant Subsidiary is a party. Except for the Subsidiaries, the Company does not own beneficially, directly
or indirectly, more than five percent (5%) of any class of equity securities or similar interests in any corporation, business trust,
association or similar organization, and is not, directly or indirectly, a partner in any partnership or party to any joint venture.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company has full right, power and authority to execute and deliver this Agreement and to perform its obligations hereunder;
and all action required to be taken for the due and proper authorization, execution and delivery by it of this Agreement and the consummation
by it of the transactions contemplated hereby has been duly and validly taken. This Agreement has been duly authorized, executed and delivered
by the Company.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The authorized capital stock of the Company conforms as to legal matters to the description thereof contained in each of the Registration
Statement, the Time of Sale Prospectus and the Prospectus.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Indenture has been duly qualified under the Trust Indenture Act and has been duly authorized, executed and delivered by, and
is a valid and binding agreement of, the Company, enforceable in accordance with its terms, subject to applicable bankruptcy, insolvency
and similar laws affecting creditors&rsquo; rights generally and equitable principles of general applicability.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Notes have been duly authorized and, when executed and authenticated in accordance with the provisions of the Indenture and
delivered to and</P>


<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">paid for in accordance with the terms of this Agreement will be
valid and binding obligations of the Company, in each case enforceable in accordance with their respective terms, subject to applicable
bankruptcy, insolvency and similar laws affecting creditors&rsquo; rights generally and equitable principles of general applicability,
and will be entitled to the benefits of the Indenture.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(j)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The execution and delivery by the Company of, and the performance by the Company of its obligations under, this Agreement, the
Indenture and the Notes will not contravene any provision of applicable law or the certificate of incorporation or bylaws of the Company
or any agreement or other instrument binding upon the Company or any of its Subsidiaries that is material to the Company and its subsidiaries,
taken as a whole, or any judgment, order or decree of any governmental body, agency or court having jurisdiction over the Company or any
Subsidiary, and no consent, approval, authorization or order of, or qualification with, any governmental body, agency or court is required
for the performance by the Company of its obligations under this Agreement, the Indenture and the Notes except such as have been already
obtained or as may be required by the Securities Act, the rules and regulations promulgated under the Securities Act, the rules of the
NYSE, the securities or Blue Sky laws of the various states or the rules of the Financial Industry Regulatory Authority, Inc. (&ldquo;<B>FINRA</B>&rdquo;)
in connection with the offer and sale of the Notes.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(k)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Since the respective dates as of which information is given in the Registration Statement, the Time of Sale Prospectus and the
Prospectus, except as otherwise stated therein, (A) there has been no material adverse effect, or any development that would reasonably
be expected to result in a material adverse effect, (i) on the general affairs, condition (financial or otherwise), business, properties,
prospects, management, financial position, shareholders&rsquo; equity, assets, liabilities or results of operations, of the Company and
its Subsidiaries (as defined in Rule 405 under the Securities Act) considered as one enterprise, whether or not arising in the ordinary
course of business or (ii) in the ability of the Company to perform its obligations under, and to consummate the transactions contemplated
by, this Agreement (each of (i) and (ii) a &ldquo;<B>Material Adverse Effect</B>&rdquo;), (B) there has not been any change in the capital
stock, short-term debt or long-term debt of the Company or any of the Subsidiaries, (C) there have been no transactions entered into by,
and no obligations or liabilities, contingent or otherwise, incurred by the Company or any of the Subsidiaries, whether or not in the
ordinary course of business, which are material to the Company and the Subsidiaries, considered as one enterprise, (D) the Company has
not purchased any of its outstanding capital stock and there has been no dividend or distribution of any kind declared, paid or made by
the Company on any class of its capital stock or (E) there has been no material loss or interference with the Company&rsquo;s business
from fire, explosion, flood, outbreak of epidemic illness or other calamity, whether or not covered by insurance, or from any labor dispute
or court or governmental action, order or decree, in each case, otherwise than as set forth or contemplated in the Registration Statement,
the Time of Sale Prospectus and the Prospectus.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(l)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>There are no legal or governmental proceedings pending or, to the Company&rsquo;s knowledge, threatened to which the Company or
any of its Subsidiaries is a</P>


<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">party or to which any of the properties of the Company or any of
its Subsidiaries is subject or, to the Company&rsquo;s knowledge, any basis for any such proceeding (i) other than proceedings accurately
described in all material respects in each of the Registration Statement, the Time of Sale Prospectus and the Prospectus and proceedings
that if determined adversely to the Company or any Subsidiary, individually or in the aggregate, would not result in a Material Adverse
Effect, or on the power or ability of the Company to perform its obligations under this Agreement, the Indenture or the Notes or to consummate
the transactions contemplated by each of the Registration Statement, the Time of Sale Prospectus and the Prospectus or (ii) that are required
to be described in the Registration Statement, the Time of Sale Prospectus or the Prospectus and are not so described; and there are no
statutes, regulations, contracts or other documents that are required to be described in the Registration Statement, the Time of Sale
Prospectus or the Prospectus or to be filed as exhibits to the Registration Statement that are not described or filed as required.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(m)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each preliminary prospectus filed as part of the Registration Statement as originally filed or as part of any amendment thereto,
or filed pursuant to Rule&nbsp;424 under the Securities Act, complied when so filed in all material respects with the Securities Act and
the applicable rules and regulations of the Commission thereunder.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(n)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company is not, and after giving effect to the offering and sale of the Notes and the application of the proceeds thereof as
described in each of the Registration Statement, the Time of Sale Prospectus and the Prospectus will not be, required to register as an
&ldquo;investment company&rdquo; as such term is defined in the Investment Company Act of 1940, as amended (the &ldquo;<B>Investment Company
Act</B>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(o)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as described in the Registration Statement, the Time of Sale Prospectus and the Prospectus and except as would not, singly
or in the aggregate, result in a Material Adverse Effect, (A) neither the Company nor any of its Subsidiaries is in violation of any federal,
state, local or foreign statute, law, rule, regulation, ordinance, code, policy or rule of common law or any judicial or administrative
interpretation thereof, including any judicial or administrative order, consent, decree or judgment, relating to pollution or protection
of human health, the environment (including, without limitation, ambient air, surface water, groundwater, land surface or subsurface strata)
or wildlife, including, without limitation, laws and regulations relating to the release or threatened release of chemicals, pollutants,
contaminants, wastes, toxic substances, hazardous substances, petroleum or petroleum products, asbestos-containing materials or mold (collectively,
&ldquo;<B>Hazardous Materials</B>&rdquo;) or to the manufacture, processing, distribution, use, treatment, storage, disposal, transport
or handling of Hazardous Materials (collectively, &ldquo;<B>Environmental Laws</B>&rdquo;), (B) the Company and its Subsidiaries have
all permits, authorizations and approvals required under any applicable Environmental Laws and are each in material compliance with their
requirements, (C) there are no pending or, to the knowledge of the Company, threatened administrative, regulatory or judicial actions,
suits, demands, demand letters, claims, liens, notices of noncompliance or violation, investigation or proceedings relating to any Environmental
Law against the Company or any of its Subsidiaries, (D) to the Company&rsquo;s knowledge, there are no events or circumstances that would
reasonably be expected to form the basis</P>


<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">of an order for clean-up or remediation, or an action, suit or proceeding
by any private party or governmental body or agency, against or affecting the Company or any of its Subsidiaries relating to Hazardous
Materials or any Environmental Laws, and (E) none of the Company or any of its Subsidiaries anticipate material capital expenditures relating
to Environmental Laws.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(p)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>All offers and sales of the Company&rsquo;s capital stock and debt or other securities prior to the date hereof were made in compliance
with or were the subject of an available exemption from the Securities Act and the rules and regulations promulgated under the Securities
Act and all other applicable state and federal laws or regulations, or any actions under the Securities Act and the rules and regulations
promulgated under the Securities Act or any state or federal laws or regulations in respect of any such offers or sales are effectively
barred by effective waivers or statutes of limitation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(q)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i) None of the Company or any of its Subsidiaries or affiliates, or any director, officer, or employee thereof, or, to the Company&rsquo;s
knowledge, any agent or representative of the Company or of any of its Subsidiaries or affiliates, has taken or will take any action in
furtherance of an offer, payment, promise to pay, or authorization or approval of the payment, giving or receipt of money, property, gifts
or anything else of value, directly or indirectly, to any person to improperly influence official action by that person for the benefit
of the Company or its Subsidiaries or affiliates, or to otherwise secure any improper advantage, or to any person in violation of (a)
the U.S. Foreign Corrupt Practices Act of 1977, (b) the UK Bribery Act 2010, and (c) any other applicable law, regulation, order, decree
or directive having the force of law and relating to bribery or corruption (collectively, the &ldquo;<B>Anti-Corruption Laws&rdquo;</B>).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(r)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as described in the Registration Statement, the Time of Sale Prospectus and the Prospectus, the operations of the Company
and each of its Subsidiaries are and have been conducted at all times in material compliance with all applicable anti-money laundering
laws, rules, and regulations, including the financial recordkeeping and reporting requirements contained therein, and including the Bank
Secrecy Act of 1970, applicable provisions of the USA PATRIOT Act of 2001, the Money Laundering Control Act of 1986, and the Anti-Money
Laundering Act of 2020, (collectively, the &ldquo;<B>Anti-Money Laundering Laws</B>&rdquo;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(s)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i) None of the Company, any of its Subsidiaries, or any director, officer, employee, agent, affiliate, or representative of the
Company or any of its subsidiaries, is an individual or entity (&ldquo;<B>Person</B>&rdquo;) that is, or is owned or controlled by one
or more Persons that are:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-indent: 67.5pt">(A)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;
</FONT>the subject of any sanctions administered or enforced by the United States Government (including the U.S. Department of the Treasury&rsquo;s
Office of Foreign Assets Control and the U.S. Department of State), the United Nations Security Council, the European Union, His Majesty&rsquo;s
Treasury, or any other relevant sanctions authority (collectively, &ldquo;<B>Sanctions</B>&rdquo;), or</P>


<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-indent: 67.5pt">(B)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> located, organized or resident in a country or territory that is the subject of comprehensive territorial Sanctions (including,
without limitation, the so-called Donetsk People&rsquo;s Republic, the so-called Luhansk People&rsquo;s Republic, or any other Covered
Region of Ukraine identified pursuant to Executive Order 14065, Crimea, Cuba, Iran, North Korea and Syria).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and each of its Subsidiaries, (a) have not, since April 24, 2019, engaged in, (b) are not now engaged in, and (c) will
not engage in, any dealings or transactions with any Person, or in any country or territory, that at the time of the dealing or transaction
is or was, or whose government is or was, the subject of Sanctions.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(t)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company will not, directly or indirectly, use the proceeds of the offering, or lend, contribute or otherwise make available
such proceeds to any Subsidiary, joint venture partner or other Person:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to fund or facilitate any activities or business of or with any Person or in any country or territory that, at the time of such
funding or facilitation, is, or whose government is, the subject of Sanctions;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to fund or facilitate any money laundering or terrorist financing activities; or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in any other manner that would cause or result in a violation of any Anti-Corruption Laws, Anti-Money Laundering Laws, or Sanctions
by any Person (including any Person participating in the offering, whether as underwriter, advisor, investor or otherwise).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(u)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as described in the Registration Statement, the Time of Sale Prospectus and the Prospectus, the Company and its Subsidiaries
have conducted and will conduct their businesses in compliance with the Anti-Corruption Laws, the Anti-Money Laundering Laws, and Sanctions,
and no investigation, inquiry, action, suit or proceeding by or before any court or governmental agency, authority or body or any arbitrator
involving the Company or any of its Subsidiaries with respect to the Anti-Corruption Laws, the Anti-Money Laundering Laws or Sanctions
is pending or, to the knowledge of the Company, threatened.&nbsp; Except as described in the Registration Statement, the Time of Sale
Prospectus and the Prospectus, the Company and its Subsidiaries and affiliates have instituted and maintained and will continue to maintain
policies and procedures reasonably designed to promote and achieve compliance with the Anti-Corruption Laws, the Anti-Money Laundering
Laws, Sanctions, and with the representations and warranties contained herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(v)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and its Subsidiaries own or possess, or can acquire on reasonable terms, adequate patents, patent rights, licenses,
inventions, copyrights, know-how (including trade secrets and other unpatented and/or unpatentable proprietary or confidential information,
systems or procedures and excluding generally commercially</P>


<!-- Field: Page; Sequence: 9 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">available &ldquo;off the shelf&rdquo; software programs licensed
pursuant to shrink wrap or &ldquo;click and accept&rdquo; licenses), systems, technology, trademarks, service marks, trade names or other
intellectual property (collectively, &ldquo;<B>Intellectual Property</B>&rdquo;) necessary to carry on the business now operated by them.
Neither the Company nor any of its Subsidiaries has received any notice or is otherwise aware of any infringement or misappropriation
of or conflict with asserted rights of others with respect to any material Intellectual Property or of any facts or circumstances which
could render any material Intellectual Property invalid or inadequate to protect the interest of the Company or any of its Subsidiaries
therein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(w)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i) The Company and its Subsidiaries use and have used any and all software and other materials distributed under a &ldquo;free,&rdquo;
&ldquo;open source,&rdquo; or similar licensing model (including but not limited to the MIT License, Apache License, GNU General Public
License, GNU Lesser General Public License and GNU Affero General Public License) (&ldquo;<B>Open Source Software</B>&rdquo;) in compliance
with all license terms applicable to such Open Source Software; and (ii) neither the Company nor any of its Subsidiaries uses or distributes
or has used or distributed any Open Source Software in any manner that requires or has required (A) the Company or any of its Subsidiaries
to permit reverse engineering of any software code or other technology owned by the Company or any of its Subsidiaries or (B) any software
code or other technology owned by the Company or any of its Subsidiaries to be (1) disclosed or distributed in source code form, (2) licensed
for the purpose of making derivative works or (3) redistributed at no charge.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(x)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(i) The Company and each of its Subsidiaries have complied and are presently in compliance with all internal and external privacy
policies, contractual obligations, industry standards, applicable laws, statutes, judgments, orders, rules and regulations of any court
or arbitrator or other governmental or regulatory authority and any other legal obligations, in each case, relating to the collection,
use, transfer, import, export, storage, protection, disposal and disclosure by the Company or any of its Subsidiaries of personal, personally
identifiable, household, sensitive, confidential or regulated data (&ldquo;<B>Data Security Obligations</B>&rdquo;, and such data, &ldquo;<B>Data</B>&rdquo;);
(ii) the Company has not received any notification of or complaint regarding and is unaware of any other facts that, individually or in
the aggregate, would reasonably indicate non-compliance with any Data Security Obligation; and (iii) of there is no action, suit or proceeding
by or before any court or governmental agency, authority or body pending or threatened alleging non-compliance with any Data Security
Obligation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(y)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>(A) Except as would not have a Material Adverse Effect, there has been no security breach or incident, unauthorized access or disclosure,
or other compromise of or relating to any of the Company&rsquo;s or its Subsidiaries&rsquo; information technology and computer systems,
networks, hardware, software, data and databases (including the data and information of their respective customers, employees, suppliers,
vendors and any third party data maintained, processed or stored by the Company and its Subsidiaries, and any such data processed or stored
by third parties on behalf of the Company and its Subsidiaries, equipment or technology (collectively, &ldquo;<B>IT Systems and Data</B>&rdquo;);
(B) neither the Company nor its Subsidiaries have been notified of, and each of them have no</P>


<!-- Field: Page; Sequence: 10 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">knowledge of any event or condition that could result in, any security
breach or incident, unauthorized access or disclosure or other compromise to their IT Systems and Data, except as would not have a Material
Adverse Effect; and (C) the Company and its Subsidiaries have implemented appropriate controls, policies, procedures, and technological
safeguards to maintain and protect the integrity, continuous operation, redundancy and security of their IT Systems and Data reasonably
consistent with industry standards and practices, or as required by applicable regulatory standards.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(z)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>All income and other material tax returns of the Company and the Subsidiaries required by law to be filed have been timely filed
and all taxes of the Company and the Subsidiaries that are due and payable have been paid, except assessments against which are being
contested in good faith and as to which adequate reserves have been provided in the Company&rsquo;s financials in accordance with generally
accepted accounting principles (&ldquo;<B>U.S. GAAP</B>&rdquo;). The charges, accruals and reserves on the books of the Company and the
Subsidiaries in respect of any income and corporation tax liability for any years not finally determined are adequate to meet any assessments
or re-assessments for additional income tax for any years not finally determined. Except as otherwise disclosed in the Registration Statement,
the Time of Sale Prospectus and the Prospectus, there is no material tax deficiency that has been or would reasonably be expected to be
asserted against the Company or any of its Subsidiaries or any of their respective properties or assets.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(aa)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT>The
financial statements included or incorporated by reference in each of the Registration Statement, the Time of Sale Prospectus and
the Prospectus, together with the related schedules and notes thereto, comply as to form in all material respects with the
applicable accounting requirements of the Securities Act and present fairly the consolidated financial position of the Company and
its Subsidiaries as of the dates shown and its results of operations and cash flows for the periods shown, and such financial
statements have been prepared in conformity with U.S. GAAP applied on a consistent basis throughout the periods covered thereby
except for any normal year-end adjustments in the Company&rsquo;s quarterly financial statements. The supporting schedules, if any,
present fairly in accordance with GAAP the information required to be stated therein. The other financial information included in
each of the Registration Statement, the Time of Sale Prospectus and the Prospectus has been derived from the accounting records of
the Company and its consolidated Subsidiaries and presents fairly in all material respects the information shown thereby. Except as
included therein, no historical or pro forma financial statements or supporting schedules are required to be included in the
Registration Statement, any preliminary prospectus or the Prospectus. To the extent applicable, all disclosures contained in the
Registration Statement, the Time of Sale Prospectus or the Prospectus, if any, regarding &ldquo;non-GAAP financial measures&rdquo;
(as such term is defined by the rules and regulations of the Commission) comply with Regulation G under the Exchange Act and Item
10(e) of Regulation S-K under the Securities Act. The statistical, industry-related and market-related data included in each of the
Registration Statement, the Time of Sale Prospectus and the Prospectus are based on or derived from sources which the Company
believes are reliable and accurate and such data is consistent with the sources from which they are derived, and the Company has
obtained the written consent to the use of such data from such sources to the extent required.</P>


<!-- Field: Page; Sequence: 11 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(bb)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Deloitte LLP, who have certified certain financial statements of the Company and its Subsidiaries and delivered its report with
respect to the audited consolidated financial statements and schedules filed with the Commission as part of the Registration Statement
and included in each of the Registration Statement, the Time of Sale Prospectus and the Prospectus, is (i) an independent registered public
accounting firm with respect to the Company within the meaning of the Securities Act and the applicable rules and regulations thereunder
adopted by the Commission and the Public Company Accounting Oversight Board (United States) (&ldquo;<B>PCAOB</B>&rdquo;), (ii) a registered
public accounting firm, as defined by the PCAOB, which has not had its registration superseded or revoked and which have not requested
that such registration be withdrawn, and (iii) with respect to the Company, are not and have not been in violation of the auditor independence
requirements of the Sarbanes-Oxley Act of 2002 (the &ldquo;<B>Sarbanes-Oxley Act</B>&rdquo;) and the rules and regulations of the Commission.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(cc)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT>The
Company and each of its Subsidiaries maintain a system of internal control over financial reporting (as such term is defined in Rule
13a-15(f) of the Exchange Act Regulations) that complies with the requirements of the Exchange Act and the Exchange Act Regulations
and has been designed by the Company&rsquo;s principal executive officer and principal financial officer and is sufficient to
provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external purposes in accordance with U.S. GAAP, including that (A) transactions are executed in accordance with management&rsquo;s
general or specific authorizations; (B) transactions are recorded as necessary to permit preparation of financial statements in
conformity with U.S. GAAP and to maintain asset accountability; (C) access to assets is permitted only in accordance with
management&rsquo;s general or specific authorization; (D) the recorded accountability for assets is compared with the existing
assets at reasonable intervals and appropriate action is taken with respect to any differences; and (E) the interactive data in
eXtensible Business Reporting Language included or incorporated by reference in the Registration Statement is accurate and fairly
presents the information called for in all material respects and has been prepared in accordance with the Commission&rsquo;s rules
and guidelines applicable thereto. The systems of internal control over financial reporting of the Company and its Subsidiaries are
overseen by the Audit Committee of the Board of Directors of the Company in accordance with NYSE rules and regulations. Except as
described in the Registration Statement, the Time of Sale Prospectus and the Prospectus, since the end of the Company&rsquo;s most
recent audited fiscal year, (i) there has been no material weakness in the Company&rsquo;s internal control over financial reporting
(whether or not remediated), (ii) there has been no change in the Company&rsquo;s internal control over financial reporting that has
materially affected, or is reasonably likely to materially affect, the Company&rsquo;s internal control over financial reporting and
(iii) the Company has not been advised of (a) any significant deficiencies in the design or operation of internal controls that
could adversely affect the ability of the Company or any Subsidiary to record, process, summarize and report financial data, or any
material weakness in internal controls, or (b) any fraud, whether or not material, that involves management or other employees who
have a significant role in the internal controls of the Company and each of the Subsidiaries.</P>


<!-- Field: Page; Sequence: 12 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(dd)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The interactive data in eXtensible Business Reporting Language included or incorporated by reference in the Registration Statement
fairly presents the information called for in all material respects and has been prepared in accordance with the Commission&rsquo;s rules
and guidelines applicable thereto.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(ee)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and its Subsidiaries employ disclosure controls and procedures (as such term is defined in Rule 13a-15 of the Exchange
Act Regulations), which (A) are designed to ensure that information required to be disclosed by the Company in the reports that it files
or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the Commission&rsquo;s
rules and forms and that material information relating to the Company and its Subsidiaries is made known to the Company&rsquo;s principal
executive officer and principal financial officer by others within the Company and its Subsidiaries to allow timely decisions regarding
disclosure, (B) have been evaluated by management of the Company for effectiveness as of the end of the Company&rsquo;s most recent fiscal
quarter, and (C) were then effective in all material respects to perform the functions for which they were established. Based on the evaluation
of the Company&rsquo;s and each Subsidiary&rsquo;s disclosure controls and procedures described above, the Company is not aware of (1)
any significant deficiency in the design or operation of internal controls which could adversely affect the Company&rsquo;s or its Subsidiaries&rsquo;
ability to record, process, summarize and report financial data or any material weakness in internal controls or (2) any fraud, whether
or not material, that involves management or other employees who have a significant role in the Company&rsquo;s or its Subsidiaries&rsquo;
internal controls. Since the most recent evaluation of the Company&rsquo;s disclosure controls and procedures described above, there have
been no changes in internal controls or in other factors that could significantly affect internal controls. Within the next 90 days the
Company does not reasonably expect to publicly disclose or report to the Audit Committee or the Board of Directors a material weakness,
change in internal control over financial reporting or fraud involving management or other employees who have a significant role in internal
control over financial reporting, any violation of, or failure to comply with, the Sarbanes-Oxley Act or the Exchange Act, or any matter
related to internal control over financial reporting which, if determined adversely, would result in a Material Adverse Effect.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(ff)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>There is and has been no failure on the part of the Company or any of the Company&rsquo;s directors or officers, in their capacities
as such, to comply with any provision of the Sarbanes-Oxley Act and the rules and regulations promulgated in connection therewith, including
Section 402 related to loans and Sections 302 and 906 related to certifications.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(gg)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each financial or operational projection or other &ldquo;forward-looking statement&rdquo; (as defined by Section 27A of the Securities
Act or Section 21E of the Exchange Act) contained in the Registration Statement, the Time of Sale Prospectus and the Prospectus (A) was
so included by the Company in good faith and with reasonable basis after due consideration by the Company of the underlying assumptions,
estimates</P>


<!-- Field: Page; Sequence: 13 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">and other applicable facts and circumstances, and (B) is accompanied
by meaningful cautionary statements identifying those factors that could cause actual results to differ materially from those in such
forward-looking statement. No such statement was made with the knowledge of an executive officer or director of the Company that it was
false or misleading.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(hh)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The statements under the captions &ldquo;Supervision and Regulation&rdquo; and &ldquo;Legal Proceedings&rdquo; in the Company&rsquo;s
Annual Report on Form 10-K for the year ended December 31, 2023, insofar as they purport to describe legal matters or provisions of the
laws and regulations or documents referred to therein, as supplemented and updated by the Company&rsquo;s subsequently filed Quarterly
Reports on Form 10-Q, are accurate, complete and fair in all material respects; and the statements set forth in the Time of Sale Prospectus
and the Prospectus under the caption &ldquo;Material U.S. Federal Income Tax Considerations&rdquo; constitute a fair summary of the principal
U.S. federal income tax consequences of an investment in the Notes.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company is not in violation of its articles of incorporation or bylaws; none of the Subsidiaries is in violation of its charter,
bylaws or other organizational documents and neither the Company nor any of its Subsidiaries is in default in the performance or observance
of any obligation, agreement, covenant or condition contained in any contract, indenture, mortgage, deed of trust, loan or credit agreement,
note, lease or other agreement or instrument to which the Company or any of its Subsidiaries is a party or by which it or any of them
may be bound, or to which any of the property or assets of the Company or any Subsidiary is subject, or in violation of any law or statute
or any judgment, order, rule or regulation of any court or arbitrator or governmental or regulatory authority, except for such violations
or defaults that would not, singly or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(jj)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>No labor dispute with the employees of the Company or any Subsidiary exists or, to the knowledge of the Company, is imminent. The
Company is not aware of any existing or imminent labor disturbance by the employees of any of its or any Subsidiary&rsquo;s principal
suppliers, vendors, customers or contractors, which, in either case, would, singly or in the aggregate, reasonably be expected to result
in a Material Adverse Effect. Neither the Company nor any of the Significant Subsidiaries is engaged in any unfair labor practice; except
for matters which would not, individually or in the aggregate, have a Material Adverse Effect, (A) there is (1) no unfair labor practice
complaint pending or, to the Company&rsquo;s knowledge, threatened against the Company or any of the Significant Subsidiaries before the
National Labor Relations Board or any similar domestic or foreign body, and no grievance or arbitration proceeding arising out of or under
collective bargaining agreements is pending or, to the Company&rsquo;s knowledge, threatened, (2) no strike, labor dispute, slowdown or
stoppage pending or, to the Company&rsquo;s knowledge, threatened against the Company or any of the Significant Subsidiaries and (3) no
union representation dispute currently existing concerning the employees of the Company or any of the Significant Subsidiaries, (B) to
the Company&rsquo;s knowledge, no union organizing activities are currently taking place concerning the employees of the Company or any
of the Significant Subsidiaries and (C) there has been no violation of any federal, state, local or foreign law relating to discrimination
in the</P>


<!-- Field: Page; Sequence: 14 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">hiring, promotion or pay of employees, any applicable wage or hour
laws or any provision of the Employee Retirement Income Security Act of 1974, as amended, and the regulations and published interpretations
thereunder (collectively, &ldquo;<B>ERISA</B>&rdquo;) or any similar domestic or foreign law or the rules and regulations promulgated
thereunder concerning the employees of the Company or any of the Significant Subsidiaries.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(kk)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each employee benefit plan, within the meaning of Section 3(3) of ERISA, that is maintained, administered or contributed to by
the Company or any Subsidiary or any member of the Company&rsquo;s &ldquo;control group&rdquo; (within the meaning of Section 414 of the
Internal Revenue Code of 1986, as amended (the &ldquo;<B>Code</B>&rdquo;) for employees or former employees of the Company and its affiliates
(&ldquo;<B>Plan</B>&rdquo;) has been maintained in material compliance with its terms and the requirements of any applicable statutes,
orders, rules and regulations, including but not limited to ERISA and the Code. No &ldquo;prohibited transaction,&rdquo; within the meaning
of Section 406 of ERISA or Section 4975 of the Code has occurred with respect to any such Plan excluding transactions effected pursuant
to a statutory or administrative exemption. No &ldquo;reportable event&rdquo; (as defined under ERISA) has occurred or is reasonably expected
to occur with respect to any &ldquo;employee benefit plan&rdquo; established or maintained by the Company, the Subsidiaries or any of
their ERISA Affiliates. No &ldquo;employee benefit plan&rdquo; (as defined under ERISA) established or maintained by the Company, the
Subsidiaries or any of their ERISA Affiliates, if such employee benefit plan were terminated, could have any &ldquo;amount of unfunded
benefit liabilities&rdquo; (as defined under ERISA). Neither the Company, the Subsidiaries nor any of their ERISA Affiliates has incurred
or reasonably expects to incur any liability under (A) Title IV of ERISA with respect to termination of, or withdrawal from, any &ldquo;employee
benefit plan,&rdquo; or (B) Sections 412, 4971, 4975 or 4980B of the Code. Each employee benefit plan established or maintained by the
Company, the Subsidiaries or any of their ERISA Affiliates that is intended to be qualified under Section 401(a) of the Code is so qualified
and nothing has occurred, whether by action or failure to act, which could cause the loss of such qualification. With respect to each
Plan subject to Title IV of ERISA, the minimum funding standard of Section 302 of ERISA or Section 412 of the Code, as applicable, has
been satisfied (without taking into account any waiver thereof or extension of any amortization period) and is reasonably expected to
be satisfied in the future (without taking into account any waiver thereof or extension of any amortization period) and the fair market
value of the assets under each Plan exceeds the present value of all benefits accrued under such Plan (determined based on those assumptions
used to fund such Plan). There is no pending audit or investigation by the Internal Revenue Service, the U.S. Department of Labor, the
Pension Benefit Guaranty Corporation or any other governmental agency or any foreign agency.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(ll)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and its Subsidiaries have good and marketable title in fee simple to all real property owned by the Company and its
Subsidiaries and good title to all other properties owned by them, in each case, free and clear of all mortgages, pledges, liens, security
interests, claims, restrictions or encumbrances of any kind except such as (A) are described in the Registration Statement, the Time of
Sale Prospectus and the Prospectus or (B) do not materially affect the value of such property and do not interfere in any material respect
with the use made and proposed to be made of such property by the Company or any Subsidiary. All of the leases and subleases under which
the</P>


<!-- Field: Page; Sequence: 15 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">Company or any of its Subsidiaries holds properties described in
the Registration Statement, the Time of Sale Prospectus and the Prospectus, are in full force and effect and are held under valid, subsisting
and enforceable leases, and neither the Company nor any Subsidiary has received any notice of any material claim of any sort that has
been asserted by anyone adverse to the rights of the Company or any Subsidiary under any of the leases or subleases mentioned above, or
affecting or questioning the rights of the Company or such Subsidiary to the continued possession of the leased or subleased premises
under any such lease or sublease.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(mm)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Neither the Company nor any of the Subsidiaries, nor any affiliates of the Company or its Subsidiaries, has taken, directly, or
indirectly, and neither the Company nor any of the Subsidiaries, nor any affiliates of the Company or its Subsidiaries, will take, directly
or indirectly, any action designed to cause or result in, or which constitutes or could reasonably be expected to constitute, the stabilization
or manipulation of the price of any security of the Company or any &ldquo;reference security&rdquo; (as defined in Rule 100 of Regulation
M under the Exchange Act) to facilitate the sale or resale of the Notes or otherwise, and has taken no action which would directly or
indirectly violate Regulation M under the Exchange Act.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(nn)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>No relationship, direct or indirect, exists between or among the Company or any of its Subsidiaries, on the one hand, and the directors,
officers, shareholders, customers or suppliers of the Company or any of its Subsidiaries, on the other, that is required by the Securities
Act or the rules and regulations promulgated under the Securities Act to be described in the Registration Statement and/or the Prospectus
and that is not so described.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(oo)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as disclosed in the Registration Statement, the Time of Sale Prospectus and the Prospectus, the Company (A) does not have
any material lending or other relationship with any bank or lending affiliate of any Underwriter and (B) does not intend to use any of
the proceeds from the sale of the Notes to repay any outstanding debt owed to any affiliate of any Underwriter.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(pp)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except in each case as otherwise disclosed in the Registration Statement, the Time of Sale Prospectus or the Prospectus, no Subsidiary
of the Company is currently prohibited, directly or indirectly, under any agreement or other instrument to which it is a party or is subject,
from paying any dividends to the Company, from making any other distribution on such Subsidiary&rsquo;s capital stock, from repaying to
the Company any loans or advances to such Subsidiary from the Company or from transferring any of such Subsidiary&rsquo;s properties or
assets to the Company or any other Subsidiary of the Company.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(qq)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Other than as contemplated by this Agreement, there is no broker, finder or other party that is entitled to receive from the Company
or any Subsidiary any brokerage or finder&rsquo;s fee or any other fee, commission or payment as a result of the transactions contemplated
by this Agreement. Other than as contemplated by this Agreement, no person has the right to act as a financial advisor to the Company
in connection with the offer and sale of the Notes.</P>


<!-- Field: Page; Sequence: 16 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(rr)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> Any and all currently outstanding material swaps, caps, floors, futures, forward contracts, option agreements (other than options
issued under the Company&rsquo;s shareholder-approved benefit plans) and other derivative financial instruments, contracts or arrangements,
whether entered into for the account of the Company or one of its Subsidiaries or for the account of a customer of the Company or one
of its Subsidiaries, were entered into in the ordinary course of business and in accordance with applicable laws, rules, regulations and
policies of all applicable regulatory agencies and with counterparties believed by the Company to be financially responsible. The Company
and each of its Subsidiaries have duly performed in all material respects all of their obligations thereunder to the extent that such
obligations to perform have accrued, and there are no breaches, violations or defaults or allegations or assertions of such by any party
thereunder except as would not, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(ss)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as would not have a Material Adverse Effect, neither the Company nor any Significant Subsidiary has sent or received any
communication regarding termination of, or intent not to renew, any of the contracts or agreements referred to or described in the Time
of Sale Prospectus and Prospectus, or referred to or described in, or filed as an exhibit to, the Time of Sale Prospectus and Prospectus,
and no such termination or non-renewal has been threatened by the Company or any Significant Subsidiary or, to the Company&rsquo;s knowledge,
any other party to any such contract or agreement; and there are no contracts or documents of the Company or any of the Significant Subsidiaries
that are required to be described in the Time of Sale Prospectus and the Prospectus or to be filed as exhibits thereto by the Securities
Act or by the rules and regulations of the Commission thereunder that have not been so described and filed.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(tt)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>There is no transaction, arrangement or other relationship between the Company or any of its Subsidiaries and an unconsolidated
or other off-balance sheet entity which is required to be disclosed in the Registration Statement, the Time of Sale Prospectus and the
Prospectus (other than as disclosed therein).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(uu)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The application of the proceeds received by the Company from the issuance, sale and delivery of the Notes as described in the Registration
Statement, the Time of Sale Prospectus and the Prospectus will not violate Regulation T, U or X of the Board of Governors of the Federal
Reserve System (together with the Federal Reserve Bank of Philadelphia, as applicable, the &ldquo;<B>Federal Reserve</B>&rdquo;) or any
other regulation of the Federal Reserve.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(vv)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and each Subsidiary is insured by insurers of recognized financial responsibility against such losses and risks and
in such amounts as are prudent and customary in the businesses in which they are engaged including, but not limited to, policies covering
real and personal property owned or leased by the Company and each Subsidiary against theft, damage, destruction, acts of vandalism and
earthquakes; neither the Company nor any of its Subsidiaries has been refused any insurance coverage sought or applied for; and the Company
has no reason to believe that it or any Subsidiary will not be able to renew their existing insurance coverage as and when such coverage
expires or to obtain similar coverage from similar insurers as may be necessary to continue its</P>


<!-- Field: Page; Sequence: 17 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">business at a cost that would not have a Material Adverse Effect.
All such insurance is fully in force as of the date hereof. The Company and each of its Subsidiaries are in compliance with the terms
of such policies and instruments in all material respects; and there are no material claims by the Company or any of its Subsidiaries
under any such policy or instrument as to which any insurance company is denying liability or defending under a reservation of rights
clause.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(ww)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and its Subsidiaries possess such permits, licenses, approvals, registrations, memberships, consents and other authorizations
issued by the appropriate federal, state, local or foreign regulatory agencies or bodies necessary to conduct the business now operated
by them (collectively, &ldquo;<B>Governmental Licenses</B>&rdquo;); the Company and its Subsidiaries are in compliance with the terms
and conditions of all such Governmental Licenses, except where the failure to possess such Governmental Licenses or to so comply would
not, singly or in the aggregate, have a Material Adverse Effect and no event has occurred that allows, or after notice or lapse of time
would allow, revocation or termination of any such Governmental License or result in any other material impairment of the rights of any
such Governmental License; all of the Governmental Licenses are valid and in full force and effect; and neither the Company nor any of
its Subsidiaries has received any notice of proceedings relating to the revocation or modification of any such Governmental Licenses.
Neither the Company nor any of its Subsidiaries has failed to file with applicable regulatory authorities any material statement, report,
information or form required by any applicable law, regulation or order, all such filings were in material compliance with applicable
laws when filed and no material deficiencies have been asserted by any regulatory commission, agency or authority with respect to any
such filings or submissions.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(xx)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company has been duly registered as, and meets in all material respects the applicable requirements for qualification as, a
bank holding company and has elected to be treated as a financial holding company under the applicable provisions of the Bank Holding
Company Act of 1956, as amended. The activities of the Subsidiaries are permitted of Subsidiaries of a financial holding company under
applicable law and the rules and regulations of the Federal Reserve set forth in Title 12 of the Code of Federal Regulations.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(yy)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Except as described in the Registration Statement, the Time of Sale Prospectus and the Prospectus, the Company and the Bank are
in compliance in all material respects with all applicable laws, rules and regulations (including, without limitation, all applicable
regulations and orders) of, or agreements with, the Federal Reserve, the Federal Deposit Insurance Corporation (the &ldquo;<B>FDIC</B>&rdquo;),
the Consumer Financial Protection Bureau and the Pennsylvania Department of Banking and Securities, as applicable (collectively, the &ldquo;<B>Bank
Regulatory Authorities</B>&rdquo;), the Equal Credit Opportunity Act, the Fair Housing Act, the Truth in Lending Act, the Community Reinvestment
Act (the &ldquo;<B>CRA</B>&rdquo;), the Home Mortgage Disclosure Act, the Bank Secrecy Act and Title III of the USA Patriot Act, to the
extent such laws or regulations apply to the Company or the Bank, as applicable. The Company and the Bank have no knowledge of any facts
and circumstances, and have no reason to believe that any facts or circumstances exist, that could cause the Bank (A) to be deemed not
to be in satisfactory</P>


<!-- Field: Page; Sequence: 18 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">compliance with the CRA and the regulations promulgated thereunder
or to be assigned a CRA rating by federal or state banking regulators of lower than &ldquo;satisfactory,&rdquo; or (B) except as described
in the Registration Statement, the Time of Sale Prospectus and the Prospectus, to be deemed to be operating in violation, in any material
respect, of the Bank Secrecy Act of 1970 as amended by the Uniting and Strengthening America by Providing Appropriate Tools Required to
Intercept and Obstruct Terrorism Act of 2001 (or otherwise known as the &ldquo;<B>Currency and Foreign Transactions Reporting Act</B>&rdquo;),
the USA Patriot Act (or otherwise known as &ldquo;<B>Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept
and Obstruct Terrorism Act of 2001</B>&rdquo;) or any order issued with respect to the Anti-Money Laundering Laws (as defined below).
As of December 31, 2024, each of the Company and the Bank met or exceeded the standards necessary to be considered &ldquo;well capitalized&rdquo;
under the Federal Reserve&rsquo;s Regulation Y and regulatory framework for prompt corrective action, respectively. The Bank has a Community
Reinvestment Act rating of at least &ldquo;Satisfactory.&rdquo; The Bank has been duly chartered, is validly existing or subsisting under
the laws of the Commonwealth of Pennsylvania and holds the requisite authority to do business as a state-chartered bank with banking powers
under the laws of the Commonwealth of Pennsylvania. The Bank is the only depository institution subsidiary of the Company, and the Bank
is a member of the Federal Reserve System and a member in good standing of the Federal Home Loan Bank System. The activities of the Bank
are permitted under the laws and regulations of Pennsylvania. Since December 31, 2020, the Company, the Bank and each of their Subsidiaries
have filed all material reports, registrations and statements, together with any required amendments thereto, that it was required to
file with the Bank Regulatory Authorities and any other applicable federal or state banking authorities. All such reports and statements
filed with any such regulatory body or authority are collectively referred to herein as the &ldquo;<B>Company Reports</B>.&rdquo; As of
their respective dates, the Company Reports complied as to form in all material respects with all the rules and regulations promulgated
by the Bank Regulatory Authorities and any other applicable federal or state banking authorities, as the case may be. Except as disclosed
in the Registration Statement, the Time of Sale Prospectus and the Prospectus, none of the Company, the Bank nor any of their respective
subsidiaries is a party or subject to any formal or informal agreement, memorandum of understanding, consent decree, directive, cease-and-desist
order, order of prohibition or suspension, written commitment, supervisory agreement or other written statement as described under 12
U.S.C. 1818(u) with, or order issued by, or has adopted any board resolutions at the request of, the Bank Regulatory Authorities or any
other bank regulatory authority that restricts materially the conduct of its business, or in any manner relates to its capital adequacy,
its credit policies or its management, nor have any of them been advised by any Bank Regulatory Authority that it is contemplating issuing
or requesting (or is considering the appropriateness of issuing or requesting) any such order, decree, agreement, memorandum of understanding,
extraordinary supervisory letter, commitment letter or similar submission, or any such board resolutions or that imposes any restrictions
or requirements not generally applicable to bank holding companies or commercial banks. There is no unresolved violation, criticism or
exception by any Bank Regulatory Authority with respect to any examination of the Company, the Bank or any of the Company&rsquo;s other
Subsidiaries, which would reasonably be expected to result in a Material Adverse Effect.</P>


<!-- Field: Page; Sequence: 19 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(zz)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> The deposit accounts of the Bank are insured by the FDIC up to applicable legal limits, the Bank has paid all premiums and assessments
required by the FDIC and the regulations thereunder, and no proceeding for the termination or revocation of such insurance is pending
or, to the knowledge of the Company, threatened.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 1in">(B) The Bank represents and warrants to each Underwriter
at the date hereof, the Applicable Time, the Closing Time and any Date of Delivery, and agrees with each Underwriter, as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Bank has been duly chartered and is presently subsisting as a state-chartered bank in good standing under the laws of Pennsylvania,
and has been duly qualified as a foreign bank for the transaction of business and is in good standing under the laws of each other jurisdiction
in which it owns or leases properties or conducts any business so as to require such qualification or is subject to no material liability
or disability by reason of the failure to be so qualified in any such other jurisdiction;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Neither the Bank nor any of its subsidiaries is (A) in violation of its articles or certificate of incorporation, bylaws or other
organizational or governing documents, (B) in default in the performance or observance of any obligation, agreement, covenant or condition
contained in any contract, indenture, mortgage, deed of trust, loan agreement, note, lease or other agreement or instrument to which the
Bank or any of its subsidiaries is a party or by which any of them is bound or to which any of the property or assets of the Bank or any
of its subsidiaries is subject (collectively, the &ldquo;<B>Bank Instruments</B>&rdquo;) or (C) in violation of any statute, law, rule,
regulation, order, decree of any court or governmental agency or body having jurisdiction over the Bank or any of its subsidiaries; in
the case of clauses (B) and (C), except for defaults or violations that could not, singly or in the aggregate, reasonably be expected
to result in a material adverse effect (i) on the general affairs, condition (financial or otherwise), business, properties, prospects,
management, financial position, shareholders&rsquo; equity, assets, liabilities or results of operations, of the Bank and its subsidiaries
considered as one enterprise, whether or not arising in the ordinary course of business or (ii) in the ability of the Bank to perform
its obligations under this Agreement (each of (i) and (ii) a &ldquo;<B>Bank MAE</B>&rdquo;); and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The execution, delivery and performance of this Agreement by the Bank, compliance by the Bank with all of the provisions of this
Agreement and the consummation of the transactions herein contemplated do not and will not contravene, conflict with, or result in a breach
or violation of any of the terms or provisions of, or constitute a default under, any Bank Instrument, nor does or will any such action
contravene, conflict with or result in a breach or violation of any of the terms or provisions of the articles of incorporation or bylaws
of the Bank or any statute, order, law, rule, regulation or decree of any court or governmental agency or body having jurisdiction over
the Bank or any of its subsidiaries or any of their properties, except for contraventions, conflicts, breaches or violations of any Bank
Instrument or violations of statutes, orders, laws, rules, regulations or decrees that could not, singly or in the aggregate, reasonably
be expected to result in a Bank MAE.</P>


<!-- Field: Page; Sequence: 20 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> This Agreement has been duly authorized, executed and delivered by the Bank.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 1in">(C) Any certificate signed by any officer of the
Company or any of its Subsidiaries delivered to the Representative or to counsel for the Underwriters shall be deemed a representation
and warranty by the Company to each Underwriter as to the matters covered thereby.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">2.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Agreements to Sell and Purchase. </I>The Company hereby agrees to sell to the several Underwriters, and each Underwriter, upon
the basis of the representations and warranties herein contained, but subject to the terms and conditions hereinafter stated, agrees,
severally and not jointly, to purchase from the Company the respective principal amounts of Notes set forth in Schedule&nbsp;I hereto
opposite its name at the purchase price equal to 98.50% of the principal amount thereof plus accrued interest, if any, from December 22,
2025 to the Closing Date (as defined below).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">3.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Public Offering</I>. The Company is advised by the Representatives that the Underwriters propose to make a public offering of
their respective portions of the Notes as soon after the Registration Statement and this Agreement have become effective as in the Representatives&rsquo;
judgment is advisable. The Company is further advised by the Representatives that the Notes are to be offered to the public upon the terms
set forth in the Prospectus.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">4.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Payment and Delivery. </I>Payment for the Notes shall be made to the Company in Federal or other funds immediately available
in New York City against delivery of such Notes for the respective accounts of the several Underwriters at 10:00 a.m., New York City time,
on December 22, 2025 or at such other time on the same or such other date, not later than the fifth business day thereafter, as may be
designated in writing by the Representatives. The time and date of such payment are hereinafter referred to as the &ldquo;<B>Closing Date</B>.&rdquo;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">Payment for the Notes shall be made against
delivery to the Representatives on the Closing Date through the facilities of DTC for the respective accounts of the Underwriters of the
Notes registered in such names and in such denominations as the Representatives shall request not later than one full business day prior
to the Closing Date, with any transfer taxes payable in connection with the transfer of the Notes to the Underwriters duly paid, against
payment of the Purchase Price therefor.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">5.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Conditions to the Underwriters&rsquo; Obligations</I>. The several obligations of the Underwriters are subject to the following
conditions:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Subsequent to the execution and delivery of this Agreement and prior to the Closing Date:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>no order suspending the effectiveness of the Registration Statement shall be in effect, and no proceeding for such purpose or pursuant
to Section 8A under the Securities Act shall be pending before or threatened by the Commission;</P>


<!-- Field: Page; Sequence: 21 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> there shall not have occurred any downgrading, nor shall any notice have been given of any intended or potential downgrading or
of any review for a possible change that does not indicate the direction of the possible change, in the rating accorded any of the securities
of the Company or any of its Subsidiaries by any &ldquo;nationally recognized statistical rating organization,&rdquo; as such term is
defined in Section 3(a)(62) of the Exchange Act; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0.8in">(iii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>there shall not have occurred any change, or any development involving a prospective change, in the condition, financial or otherwise,
or in the earnings, business or operations of the Company and its subsidiaries, taken as a whole, from that set forth in the Time of Sale
Prospectus that, in the Representatives&rsquo; judgment, is material and adverse and that makes it, in the Representatives&rsquo; judgment,
impracticable to market the Notes on the terms and in the manner contemplated in the Time of Sale Prospectus.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Underwriters shall have received on the Closing Date a certificate, dated the Closing Date and signed by an executive officer
of the Company, to the effect set forth in Sections&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>5(a)(i) and <FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>5(a)(ii)
above and to the effect that the representations and warranties of the Company contained in this Agreement are true and correct as of
the Closing Date and that the Company has complied with all of the agreements and satisfied all of the conditions on its part to be performed
or satisfied hereunder on or before the Closing Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The officer signing and delivering such certificate
may rely upon the best of his or her knowledge as to proceedings threatened.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Underwriters shall have received on the Closing Date an opinion and negative assurance letter of Stradley Ronon Stevens &amp;
Young, LLP, outside counsel for the Company, dated the Closing Date, in the form and substance reasonably satisfactory to the Underwriters.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Underwriters shall have received on the Closing Date an opinion and negative assurance letter of Davis Polk &amp; Wardwell
LLP, counsel for the Underwriters, dated the Closing Date, in the form and substance reasonably satisfactory to the Underwriters.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">With respect to the negative assurance letters
to be delivered pursuant to Sections 5(c) and 5(d) above, Stradley Ronon Stevens &amp; Young, LLP and Davis Polk &amp; Wardwell LLP may
state that their opinions and beliefs are based upon their participation in the preparation of the Registration Statement, the Time of
Sale Prospectus, the Prospectus and any amendments or supplements thereto and review and discussion of the contents thereof, but are without
independent check or verification, except as specified.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">The opinion of Stradley Ronon Stevens &amp;
Young, LLP described in Section <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&#8206;</FONT>5(c) above shall be rendered to
the Underwriters at the request of the Company and shall so state therein.</P>


<!-- Field: Page; Sequence: 22 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> The Underwriters shall have received, on each of the date hereof and the Closing Date, a letter dated the date hereof or the Closing
Date, as the case may be, in form and substance satisfactory to the Underwriters, from Deloitte LLP, independent public accountants, containing
statements and information of the type ordinarily included in accountants&rsquo; &ldquo;comfort letters&rdquo; to underwriters with respect
to the financial statements and certain financial information contained in the Registration Statement, the Time of Sale Prospectus and
the Prospectus; <I>provided</I> that the letter delivered on the Closing Date shall use a &ldquo;cut&#45;off date&rdquo; not earlier than
the date hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">6.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Covenants of the Company</I>. The Company covenants with each Underwriter as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>To furnish to the Representatives, without charge, a signed copy of the Registration Statement (including exhibits thereto and
documents incorporated by reference therein) and to deliver to each of the Underwriters prior to 10:00 a.m. New York City time on the
business day next succeeding the date of this Agreement during and the period mentioned in Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>6(e)
or <FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>6(f) below, as many copies of the Time of Sale Prospectus, the Prospectus, any documents
incorporated by reference therein and any supplements and amendments thereto or to the Registration Statement as the Representatives may
reasonably request.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Before amending or supplementing the Registration Statement, the Time of Sale Prospectus or the Prospectus, to furnish to the Representatives
a copy of each such proposed amendment or supplement and not to file any such proposed amendment or supplement to which the Representatives
reasonably objects, and to file with the Commission any prospectus required to be filed pursuant to Rule 424(b) under the Securities Act
prior to the Closing Date.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>To furnish to the Representatives a copy of each proposed free writing prospectus to be prepared by or on behalf of, used by, or
referred to by the Company and not to use or refer to any proposed free writing prospectus to which the Representatives reasonably object.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Not to take any action that would result in an Underwriter or the Company being required to file with the Commission pursuant to
Rule 433(d) under the Securities Act a free writing prospectus prepared by or on behalf of the Underwriter that the Underwriter otherwise
would not have been required to file thereunder.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the Time of Sale Prospectus is being used to solicit offers to buy the Notes at a time when the Prospectus is not yet available
to prospective purchasers and any event shall occur or condition exist as a result of which it is necessary to amend or supplement the
Time of Sale Prospectus in order to make the statements therein, in the light of the circumstances, not misleading, or if any event shall
occur or condition exist as a result of which the Time of Sale Prospectus conflicts with the information contained in the Registration
Statement then on file, or if, in the opinion of counsel for the Underwriters, it is necessary to amend or supplement the Time of Sale
Prospectus to comply with applicable law, forthwith to prepare, file with the Commission and furnish,</P>


<!-- Field: Page; Sequence: 23 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">at its own expense, to the Underwriters and to any dealer upon request,
either amendments or supplements to the Time of Sale Prospectus so that the statements in the Time of Sale Prospectus as so amended or
supplemented will not, in the light of the circumstances when the Time of Sale Prospectus is delivered to a prospective purchaser, be
misleading or so that the Time of Sale Prospectus, as amended or supplemented, will no longer conflict with the Registration Statement,
or so that the Time of Sale Prospectus, as amended or supplemented, will comply with applicable law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If, during such period after the first date of the public offering of the Notes as in the opinion of counsel for the Underwriters
the Prospectus (or in lieu thereof the notice referred to in Rule 173(a) of the Securities Act) is required by law to be delivered in
connection with sales by an Underwriter or dealer, any event shall occur or condition exist as a result of which it is necessary to amend
or supplement the Prospectus in order to make the statements therein, in the light of the circumstances when the Prospectus (or in lieu
thereof the notice referred to in Rule 173(a) of the Securities Act) is delivered to a purchaser, not misleading, or if, in the opinion
of counsel for the Underwriters, it is necessary to amend or supplement the Prospectus to comply with applicable law, forthwith to prepare,
file with the Commission and furnish, at its own expense, to the Underwriters and to the dealers (whose names and addresses the Representatives
will furnish to the Company) to which Notes may have been sold by the Representatives on behalf of the Underwriters and to any other dealers
upon request, either amendments or supplements to the Prospectus so that the statements in the Prospectus as so amended or supplemented
will not, in the light of the circumstances when the Prospectus (or in lieu thereof the notice referred to in Rule 173(a) of the Securities
Act) is delivered to a purchaser, be misleading or so that the Prospectus, as amended or supplemented, will comply with applicable law.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(g)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>To endeavor to qualify the Notes for offer and sale under the securities or Blue Sky laws of such jurisdictions as the Representatives
shall reasonably request, provided that the Company shall not be required to (i) qualify as a foreign corporation or other entity or as
a dealer in securities in any such jurisdiction where it would not otherwise be required to so qualify, (ii) file any general consent
to service of process in any such jurisdiction or (iii) subject itself to taxation in any such jurisdiction if it is not otherwise so
subject.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(h)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>To make generally available to the Company&rsquo;s security holders and to the Representatives as soon as practicable an earnings
statement covering a period of at least twelve months beginning with the first fiscal quarter of the Company occurring after the date
of this Agreement which shall satisfy the provisions of Section&nbsp;11(a) of the Securities Act and the rules and regulations of the
Commission thereunder, which obligation the Company may satisfy by filing such earnings statement with the Commission on its Electronic
Data Gathering, Analysis and Retrieval System).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Whether or not the transactions contemplated in this Agreement are consummated or this Agreement is terminated, to pay or cause
to be paid all expenses incident to the performance of its obligations under this Agreement, including: (i)&nbsp;the fees, disbursements
and expenses of the Company&rsquo;s counsel and the Company&rsquo;s</P>


<!-- Field: Page; Sequence: 24 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">accountants in connection with the registration and delivery of
the Notes under the Securities Act and all other fees or expenses in connection with the preparation and filing of the Registration Statement,
any preliminary prospectus, the Time of Sale Prospectus, the Prospectus, any free writing prospectus prepared by or on behalf of, used
by, or referred to by the Company and amendments and supplements to any of the foregoing, including the filing fees payable to the Commission
relating to the Notes (within the time required by Rule 456 (b)(1), if applicable), all printing costs associated therewith, and the mailing
and delivering of copies thereof to the Underwriters and dealers, in the quantities hereinabove specified, (ii)&nbsp;all costs and expenses
related to the transfer and delivery of the Notes to the Underwriters, including any transfer or other taxes payable thereon, (iii)&nbsp;the
cost of printing or producing any Blue Sky or Legal Investment memorandum in connection with the offer and sale of the Notes under state
securities laws and all expenses in connection with the qualification of the Notes for offer and sale under state securities laws as provided
in Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>6(g) hereof, including filing fees and the reasonable and documented
fees and disbursements of counsel for the Underwriters in connection with such qualification and in connection with the Blue Sky or Legal
Investment memorandum, (iv) all filing fees and the reasonable and documented fees and disbursements of counsel to the Underwriters incurred
in connection with the review and qualification of the offering of the Notes by the FINRA, (provided that the fees and disbursements of
counsel payable by the Company pursuant to clauses (iii) and (iv) shall not, in the aggregate, exceed $25,000); (v) any fees charged by
the rating agencies for the rating of the Notes, (vi) the costs and charges of any trustee, registrar or depositary, (vii) the costs and
expenses of the Company relating to investor presentations on any &ldquo;road show&rdquo; undertaken in connection with the marketing
of the offering of the Notes, including, without limitation, expenses associated with the preparation or dissemination of any electronic
road show, expenses associated with the production of road show slides and graphics, fees and expenses of any consultants engaged in connection
with the road show presentations with the prior approval of the Company, travel and lodging expenses of the representatives and officers
of the Company and any such consultants, and the cost of any aircraft chartered in connection with the road show, (viii) the document
production charges and expenses associated with printing this Agreement, (ix) the legal fees and out-of-pocket expenses (including fees
and disbursements of the counsel for the Underwriters) and marketing, syndication and travel expenses and any expenses related to an investor
presentation and/or roadshow that are incurred by the Underwriters; provided that the fees and expenses payable by the Company pursuant
to this clause (ix) shall not, in the aggregate, exceed $150,000 and (x) all other costs and expenses incident to the performance of the
obligations of the Company hereunder for which provision is not otherwise made in this Section. It is understood, however, that except
as provided in this Section, Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8 entitled &ldquo;Indemnity and Contribution&rdquo;
and the last paragraph of Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>10 below, the Underwriters will pay all of their
costs and expenses, including fees and disbursements of their counsel, transfer taxes payable on resale of any of the Notes by them and
any advertising expenses connected with any offers they may make.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(j)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT>If
the third anniversary of the initial effective date of the Registration Statement occurs before all the Notes have been sold by the
Underwriters, prior to the third anniversary to file a new shelf registration statement and to take any other action necessary to
permit the public offering of the Notes to continue without interruption; references herein to the Registration Statement shall
include the new registration statement declared effective by the Commission.</P>


<!-- Field: Page; Sequence: 25 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(k)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>During the period beginning on the date hereof and continuing to and including the Closing Date, not to offer, sell, contract to
sell or otherwise dispose of any debt securities of the Company or warrants to purchase or otherwise acquire debt securities of the Company
substantially similar to the Notes (other than (i) the Notes, (ii) commercial paper issued in the ordinary course of business or (iii)
securities or warrants permitted with the prior written consent of the Representatives).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(l)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>To prepare a final term sheet relating to the offering of the Notes, containing only information that describes the final terms
of the offering in a form consented to by the Representatives, and to file such final term sheet within the period required by Rule 433(d)(5)(ii)
under the Securities Act following the date the final terms have been established for the offering of the Notes.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(m)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company will deliver to each Underwriter (or its agent), on the date of execution of this Agreement, a properly completed and
executed Certification Regarding Beneficial Owners of Legal Entity Customers, together with copies of identifying documentation, and the
Company undertakes to provide such additional supporting documentation as each Underwriter may reasonably request in connection with the
verification of the foregoing Certification.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">7.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Covenants of the Underwriters</I>. Each Underwriter, severally and not jointly, covenants with the Company not to take any action
that would result in the Company being required to file with the Commission under Rule 433(d) a free writing prospectus prepared by or
on behalf of such Underwriter that otherwise would not be required to be filed by the Company thereunder, but for the action of the Underwriter.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">8.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Indemnity and Contribution.</I> (a) The Company agrees to indemnify and hold harmless each Underwriter, each person, if any,
who controls any Underwriter within the meaning of either Section&nbsp;15 of the Securities Act or Section&nbsp;20 of the Exchange Act
and each affiliate of any Underwriter within the meaning of Rule&nbsp;405 under the Securities Act from and against any and all losses,
claims, damages and liabilities (including, without limitation, any legal or other expenses reasonably incurred in connection with defending
or investigating any such action or claim) that arise out of, or are based upon, any untrue statement or alleged untrue statement of a
material fact contained in the Registration Statement or any amendment thereof, any preliminary prospectus, the Time of Sale Prospectus
or any amendment or supplement thereto, any issuer free writing prospectus as defined in Rule 433(h) under the Securities Act, any Company
information that the Company has filed, or is required to file, pursuant to Rule 433(d) under the Securities Act, any &ldquo;road show&rdquo;
as defined in Rule 433(h) under the Securities Act (a &ldquo;road show&rdquo;), the Prospectus or any amendment or supplement thereto,
or arise out of, or are based upon, any omission or alleged omission to state therein a material fact required to be stated therein or
necessary to make the statements therein not misleading, except insofar as such losses, claims, damages or liabilities arise out of, or
are based upon, any such untrue statement or omission or alleged untrue statement or</P>


<!-- Field: Page; Sequence: 26 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">omission made in reliance upon and in conformity with any information
relating to any Underwriter furnished to the Company in writing by such Underwriter through the Representatives expressly for use therein,
it being understood and agreed that the only such information furnished by the Underwriters through the Representatives consists of the
information described as such in paragraph (b) below.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Each Underwriter agrees, severally and not jointly, to indemnify and hold harmless the Company, its directors, its officers who
sign the Registration Statement and each person, if any, who controls the Company within the meaning of either Section&nbsp;15 of the
Securities Act or Section&nbsp;20 of the Exchange Act to the same extent as the foregoing indemnity from the Company to such Underwriter,
but only with reference to information relating to such Underwriter furnished to the Company in writing by such Underwriter through the
Representatives expressly for use in the Registration Statement, any preliminary prospectus, the Time of Sale Prospectus, any issuer free
writing prospectus, road show, or the Prospectus or any amendment or supplement thereto, it being understood and agreed that the only
such information furnished by any Underwriter through the Representatives consists of the following information in the Prospectus: the
concession figure in the second sentence of the fifth paragraph and the information contained in the first sentence in the eleventh paragraph
concerning stabilization under the caption &ldquo;Underwriting&rdquo;.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>In case any proceeding (including any governmental investigation) shall be instituted involving any person in respect of which
indemnity may be sought pursuant to Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(a) or <FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(b),
such person (the &ldquo;<B>indemnified party</B>&rdquo;) shall promptly notify the person against whom such indemnity may be sought (the
&ldquo;<B>indemnifying party</B>&rdquo;) in writing and the indemnifying party, upon request of the indemnified party, shall retain counsel
reasonably satisfactory to the indemnified party to represent the indemnified party and any others the indemnifying party may designate
in such proceeding and shall pay the fees and disbursements of such counsel related to such proceeding. In any such proceeding, any indemnified
party shall have the right to retain its own counsel, but the fees and expenses of such counsel shall be at the expense of such indemnified
party unless (i) the indemnifying party and the indemnified party shall have mutually agreed to the retention of such counsel or (ii)
the named parties to any such proceeding (including any impleaded parties) include both the indemnifying party and the indemnified party
and representation of both parties by the same counsel would be inappropriate due to actual or potential differing interests between them.
It is understood that the indemnifying party shall not, in respect of the legal expenses of any indemnified party in connection with any
proceeding or related proceedings in the same jurisdiction, be liable for the fees and expenses of more than one separate firm (in addition
to any local counsel) for all such indemnified parties and that all such fees and expenses shall be reimbursed as they are incurred. Such
firm shall be designated in writing by the Representatives, in the case of parties indemnified pursuant to Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(a),
and by the Company, in the case of parties indemnified pursuant to Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(b).
The indemnifying party shall not be liable for any settlement of any proceeding effected without its written consent, but if settled with
such consent or if there be a final judgment for the plaintiff, the indemnifying party agrees to indemnify the indemnified party from
and against any loss or liability by reason of such settlement or judgment. Notwithstanding the foregoing sentence, if at any time an</P>


<!-- Field: Page; Sequence: 27 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">indemnified party shall have requested an indemnifying party to
reimburse the indemnified party for fees and expenses of counsel as contemplated by the second and third sentences of this paragraph,
the indemnifying party agrees that it shall be liable for any settlement of any proceeding effected without its written consent if (i)
such settlement is entered into more than 30 days after receipt by such indemnifying party of the aforesaid request and (ii) such indemnifying
party shall not have reimbursed the indemnified party in accordance with such request prior to the date of such settlement. No indemnifying
party shall, without the prior written consent of the indemnified party, effect any settlement of any pending or threatened proceeding
in respect of which any indemnified party is or could have been a party and indemnity could have been sought hereunder by such indemnified
party, unless such settlement includes an unconditional release of such indemnified party from all liability on claims that are the subject
matter of such proceeding.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>To the extent the indemnification provided for in Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(a) or <FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(b)
is unavailable to an indemnified party or insufficient in respect of any losses, claims, damages or liabilities referred to therein, then
each indemnifying party under such paragraph, in lieu of indemnifying such indemnified party thereunder, shall contribute to the amount
paid or payable by such indemnified party as a result of such losses, claims, damages or liabilities (i) in such proportion as is appropriate
to reflect the relative benefits received by the Company on the one hand and the Underwriters on the other hand from the offering of the
Notes or (ii) if the allocation provided by clause&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(d)(i) above is not permitted
by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(d)(i)
above but also the relative fault of the Company on the one hand and of the Underwriters on the other hand in connection with the statements
or omissions that resulted in such losses, claims, damages or liabilities, as well as any other relevant equitable considerations. The
relative benefits received by the Company on the one hand and the Underwriters on the other hand in connection with the offering of the
Notes shall be deemed to be in the same respective proportions as the net proceeds from the offering of the Notes (before deducting expenses)
received by the Company and the total underwriting discounts and commissions received by the Underwriters bear to the aggregate initial
public offering price of the Notes set forth in the Prospectus. The relative fault of the Company on the one hand and the Underwriters
on the other hand shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material
fact or the omission or alleged omission to state a material fact relates to information supplied by the Company or by the Underwriters
and the parties&rsquo; relative intent, knowledge, access to information and opportunity to correct or prevent such statement or omission.
The Underwriters&rsquo; respective obligations to contribute pursuant to this Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8
are several in proportion to the respective principal amounts of Notes they have purchased hereunder, and not joint.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The Company and the Underwriters agree that it would not be just or equitable if contribution pursuant to this Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8
were determined by <I>pro rata</I> allocation (even if the Underwriters were treated as one entity for such purpose) or by any other method
of allocation that does not take account of the equitable considerations referred to in Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(d).
The amount paid or payable by an indemnified party as a</P>


<!-- Field: Page; Sequence: 28 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">result of the losses, claims, damages and liabilities referred to
in Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8(d) shall be deemed to include, subject to the limitations set forth
above, any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or defending any such
action or claim. Notwithstanding the provisions of this Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8, no Underwriter
shall be required to contribute any amount in excess of the amount by which the total price at which the Notes underwritten by it and
distributed to the public were offered to the public exceeds the amount of any damages that such Underwriter has otherwise been required
to pay by reason of such untrue or alleged untrue statement or omission or alleged omission. No person guilty of fraudulent misrepresentation
(within the meaning of Section&nbsp;11(f) of the Securities Act) shall be entitled to contribution from any person who was not guilty
of such fraudulent misrepresentation. The remedies provided for in this Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8
are not exclusive and shall not limit any rights or remedies which may otherwise be available to any indemnified party at law or in equity.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(f)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The indemnity and contribution provisions contained in this Section&nbsp;<FONT STYLE="font-size: 13pt"><B>&#8206;</B></FONT>8 and
the representations, warranties and other statements of the Company contained in this Agreement shall remain operative and in full force
and effect regardless of (i) any termination of this Agreement, (ii) any investigation made by or on behalf of any Underwriter, any person
controlling any Underwriter or any affiliate of any Underwriter or by or on behalf of the Company, its officers or directors or any person
controlling the Company and (iii) acceptance of and payment for any of the Notes.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">9.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Termination</I>. The Underwriters may terminate this Agreement by notice given by the Representatives to the Company, if after
the execution and delivery of this Agreement and prior to the Closing Date (i) trading generally shall have been suspended or materially
limited on, or by, as the case may be, any of the New York Stock Exchange, the NYSE American, the NASDAQ Global Market, the Chicago Board
of Options Exchange, the Chicago Mercantile Exchange, the Chicago Board of Trade or other relevant exchanges, (ii) trading of any securities
of the Company shall have been suspended on any exchange or in any over&#45;the&#45;counter market, (iii) a material disruption in securities
settlement, payment or clearance services in the United States or other relevant jurisdiction shall have occurred, (iv) any moratorium
on commercial banking activities shall have been declared by Federal or New York State authorities or (v) there shall have occurred any
outbreak or escalation of hostilities, or any change in financial markets or any calamity or crisis that, in the Representatives&rsquo;
judgment, is material and adverse and which, singly or together with any other event specified in this clause&nbsp;(v), makes it, in the
Representatives&rsquo; judgment, impracticable or inadvisable to proceed with the offer, sale or delivery of the Notes on the terms and
in the manner contemplated in the Time of Sale Prospectus or the Prospectus.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">10.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Effectiveness; Defaulting Underwriters</I>. This Agreement shall become effective upon the execution and delivery hereof by
the parties hereto.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">If, on the Closing Date any one or more of the
Underwriters shall fail or refuse to purchase Notes that it has or they have agreed to purchase hereunder on such date, and the aggregate
principal amount of Notes which such defaulting Underwriter or Underwriters agreed but failed or refused to purchase is not more than
one&#45;tenth of the</P>


<!-- Field: Page; Sequence: 29 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">aggregate principal amount of the Notes to be purchased on such
date, the other Underwriters shall be obligated severally in the proportions that the principal amount of Notes set forth opposite their
respective names in Schedule&nbsp;I bears to the aggregate principal amount of Notes set forth opposite the names of all such non&#45;defaulting
Underwriters, or in such other proportions as the Representatives may specify, to purchase the Notes which such defaulting Underwriter
or Underwriters agreed but failed or refused to purchase on such date; <I>provided</I> that in no event shall the principal amount of
Notes that any Underwriter has agreed to purchase pursuant to this Agreement be increased pursuant to this Section&nbsp;<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&#8206;</FONT>10
by an amount in excess of one&#45;ninth of such principal amount of Notes without the written consent of such Underwriter. If, on the
Closing Date, any Underwriter or Underwriters shall fail or refuse to purchase Notes and the aggregate principal amount of Notes with
respect to which such default occurs is more than one&#45;tenth of the aggregate principal amount of Notes to be purchased on such date,
and arrangements satisfactory to the Representatives and the Company for the purchase of such Notes are not made within 36 hours after
such default, this Agreement shall terminate without liability on the part of any non&#45;defaulting Underwriter or the Company. In any
such case either the Representatives or the Company shall have the right to postpone the Closing Date, but in no event for longer than
seven days, in order that the required changes, if any, in the Registration Statement, in the Time of Sale Prospectus, in the Prospectus
or in any other documents or arrangements may be effected.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">If this Agreement shall be terminated by the
Underwriters, or any of them, because of any failure or refusal on the part of the Company to comply with the terms or to fulfill any
of the conditions of this Agreement, or if for any reason the Company shall be unable to perform its obligations under this Agreement,
the Company will reimburse the Underwriters or such Underwriters as have so terminated this Agreement with respect to themselves, severally,
for all out&#45;of&#45;pocket expenses (including the fees and disbursements of their counsel) reasonably incurred by such Underwriters
in connection with this Agreement or the offering contemplated hereunder.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">11.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Entire Agreement</I>. (a) This Agreement, together with any contemporaneous written agreements and any prior written agreements
(to the extent not superseded by this Agreement) that relate to the offering of the Notes, represents the entire agreement between the
Company and the Underwriters with respect to the preparation of any preliminary prospectus, the Time of Sale Prospectus, the Prospectus,
the conduct of the offering, and the purchase and sale of the Notes.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">(b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT>The
Company acknowledges that in connection with the offering of the Notes: (i) the Underwriters have acted at arm&rsquo;s length, are
not agents of, and owe no fiduciary duties to, the Company or any other person, (ii) the Underwriters owe the Company only those
duties and obligations set forth in this Agreement, any contemporaneous written agreements and prior written agreements (to the
extent not superseded by this Agreement), if any, (iii) the Underwriters may have interests that differ from those of the Company,
and (iv) none of the activities of the Underwriters in connection with the transactions contemplated herein constitutes a
recommendation, investment advice, or solicitation of any action by the Underwriters with respect to any entity or natural person.
The Company waives to the full extent permitted by applicable law any claims it may have against the Underwriters arising from
an alleged breach of fiduciary duty in connection with the offering of the Notes.</P>


<!-- Field: Page; Sequence: 30 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">12.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Recognition of the U.S. Special Resolution Regimes</I>. (a) In the event that any Underwriter that is a Covered Entity becomes
subject to a proceeding under a U.S. Special Resolution Regime, the transfer from such Underwriter of this Agreement, and any interest
and obligation in or under this Agreement, will be effective to the same extent as the transfer would be effective under the U.S. Special
Resolution Regime if this Agreement, and any such interest and obligation, were governed by the laws of the United States or a state of
the United States.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-indent: 0in">(b) In the event that any Underwriter that
is a Covered Entity or a BHC Act Affiliate of such Underwriter becomes subject to a proceeding under a U.S. Special Resolution Regime,
Default Rights under this Agreement that may be exercised against such Underwriter are permitted to be exercised to no greater extent
than such Default Rights could be exercised under the U.S. Special Resolution Regime if this Agreement were governed by the laws of the
United States or a state of the United States.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">For purposes of this Section a &ldquo;<B>BHC
Act Affiliate</B>&rdquo; has the meaning assigned to the term &ldquo;affiliate&rdquo; in, and shall be interpreted in accordance with,
12 U.S.C. &sect; 1841(k). &ldquo;<B>Covered Entity</B>&rdquo; means any of the following: (i) a &ldquo;covered entity&rdquo; as that term
is defined in, and interpreted in accordance with, 12 C.F.R. &sect; 252.82(b); (ii) a &ldquo;covered bank&rdquo; as that term is defined
in, and interpreted in accordance with, 12 C.F.R. &sect; 47.3(b); or (iii) a &ldquo;covered FSI&rdquo; as that term is defined in, and
interpreted in accordance with, 12 C.F.R. &sect; 382.2(b). &ldquo;<B>Default Right</B>&rdquo; has the meaning assigned to that term in,
and shall be interpreted in accordance with, 12 C.F.R. &sect;&sect; 252.81, 47.2 or 382.1, as applicable. &ldquo;<B>U.S. Special Resolution
Regime</B>&rdquo; means each of (i) the Federal Deposit Insurance Act and the regulations promulgated thereunder and (ii) Title II of
the Dodd-Frank Wall Street Reform and Consumer Protection Act and the regulations promulgated thereunder.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">13.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Counterparts</I>. This Agreement may be signed in two or more counterparts, each of which shall be an original, with the same
effect as if the signatures thereto and hereto were upon the same instrument. Counterparts may be delivered via facsimile, electronic
mail (including any electronic signature complying with the U.S. federal ESIGN Act of 2000, Uniform Electronic Transactions Act or other
applicable law, e.g., www.docusign.com) or other transmission method and any counterpart so delivered shall be deemed to have been duly
and validly delivered and be valid and effective for all purposes.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">14.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Applicable Law</I>. This Agreement shall be governed by and construed in accordance with the internal laws of the State of New
York.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">15.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><I>Headings</I>. The headings of the sections of this Agreement have been inserted for convenience of reference only and shall
not be deemed a part of this Agreement.</P>


<!-- Field: Page; Sequence: 31 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">16.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> <I>Notices</I>. All communications hereunder shall be in writing and effective only upon receipt and if to the Underwriters shall
be delivered, mailed or sent to the Representatives at (i) KBW at 787 Seventh Avenue, 4th Floor, New York, New York 10019, Attention:
Equity Capital Markets; (ii) Piper Sandler at 350 North 5th Street, Minneapolis, Minnesota 55401, Attention: Equity Capital Markets and,
separately, General Counsel; and (iii) Raymond James at 320 Park Ave 12th Floor, New York, NY 10022, to the attention of Daniel Palmadesso
and notices to the Company shall be delivered, mailed or sent to 701 Reading Avenue, West Reading, PA 19611, attention of Jay S. Sidhu,
Chairman and Chief Executive Officer, email: jsidhu@customersbank.com with a copy to Stradley Ronon Stevens &amp; Young LLP, 100 Park
Ave. Suite #2000, New York, NY 10017, Attn. Matthew Sadofsky, Esq. msadofsky@stradley.com.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center; text-indent: 0in"><I>[Signature pages follow]</I></P>


<!-- Field: Page; Sequence: 32 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="RIGHT" STYLE="font: 12pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt; padding-bottom: 24pt; padding-left: 5.75pt">Very truly yours,<BR>
<BR>
Customers Bancorp, Inc.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 14%; padding-right: 5.75pt; padding-left: 5.75pt">By:</TD>
    <TD STYLE="width: 86%; border-bottom: Black 1pt solid; padding-right: 5.75pt; padding-left: 5.75pt">/s/ Mark R. McCollom</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt">Name:&#9;Mark R. McCollom</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt; padding-left: 26.5pt; text-indent: -26.5pt">Title: Executive Vice President and&nbsp;Chief Financial Officer</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt; padding-bottom: 24pt; padding-left: 5.75pt"><BR>
<BR>
Customers Bank</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.75pt; padding-left: 5.75pt">/s/ Mark R. McCollom</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt">Name:&#9;Mark R. McCollom</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt; padding-left: 26.5pt; text-indent: -26.5pt">Title: Executive Vice President and&nbsp;Chief Financial Officer&#9;</TD></TR>
  </TABLE><BR STYLE="clear: both">
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">&nbsp;</P>


<!-- Field: Page; Sequence: 33 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 50%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt; padding-left: 5.75pt">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">Accepted as of the date hereof<BR>
    <BR>
    Keefe, Bruyette &amp; Woods, Inc.<BR>
    Piper Sandler &amp; Co.<BR>
    Raymond James &amp; Associates, Inc.</P>
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 24pt 0.35in; text-indent: -0.35in">Acting severally on behalf of themselves
    and the several Underwriters named in Schedule I hereto.</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 14%; padding-right: 5.75pt; padding-bottom: 0.5in; padding-left: 5.75pt">By:</TD>
    <TD STYLE="width: 86%; padding-bottom: 0.5in">Keefe, Bruyette &amp; Woods, Inc.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.75pt; padding-left: 5.75pt">/s/ Jim Harasimowicz</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt">Name:&#9;Jim Harasimowicz</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt">Title: Managing Director</TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 50%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 14%; padding-right: 5.75pt; padding-bottom: 0.5in; padding-left: 5.75pt">By:</TD>
    <TD STYLE="width: 86%; padding-bottom: 0.5in">Piper Sandler &amp; Co.</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.75pt; padding-left: 5.75pt">/s/ Alex Bondroff</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt">Name:&#9;Alex Bondroff</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt">Title: Managing Director</TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 50%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.75pt; padding-bottom: 0.5in; padding-left: 5.75pt">By:</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-bottom: 0.5in">Raymond James &amp; Associates, Inc.</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.75pt; padding-left: 5.75pt">By:</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: 5.75pt; padding-left: 5.75pt">/s/ John Roddy</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.75pt; padding-left: 5.75pt; width: 14%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.75pt; width: 86%">Name:&#9;John Roddy</TD>
    <TD STYLE="width: 0">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.75pt">Title: head of Financial Services Investment Banking&#9;</TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt">&nbsp;</P>


<!-- Field: Page; Sequence: 34 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: right">SCHEDULE I</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 73%; padding-right: 5.75pt; padding-left: 5.75pt">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.5pt solid"><B>Underwriter</B></P></TD>
    <TD STYLE="width: 27%; padding-right: 5.75pt; padding-left: 5.75pt">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center; border-bottom: Black 0.5pt solid"><B>Principal Amount
    of Notes</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt">Keefe, Bruyette &amp; Woods, Inc.&#9;</TD>
    <TD STYLE="padding-right: 5.75pt; text-align: right; font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt">$55,000,000.00</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt">Piper Sandler &amp; Co.&#9;</TD>
    <TD STYLE="padding-right: 5.75pt; text-align: right; font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt">$25,000,000.00</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt">Raymond James &amp; Associates, Inc. &#9;</TD>
    <TD STYLE="border-bottom: Black 1.5pt double; padding-right: 5.75pt; text-align: right; font: 12pt Times New Roman, Times, Serif; margin: 3pt 0">$20,000,000.00</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.75pt; padding-left: 5.75pt">
</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 3pt; padding-bottom: 3pt; padding-left: 0.5in">Total:&#9;</TD>
    <TD STYLE="text-align: right; padding-right: 5.75pt; padding-left: 5.75pt">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 3pt 0; border-bottom: Black 1.5pt double">$100,000,000.00</P></TD></TR>
  </TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 35 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>SCHEDULE II</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Pricing Term Sheet, dated December 15, 2025, substantially in the form
of Annex A.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 36 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>ANNEX A</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Pricing Term Sheet</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 37 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Free Writing Prospectus</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Filed pursuant to Rule 433</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Supplementing the Preliminary</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Prospectus Supplement, dated December 15, 2025</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Registration No. 333-290008</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 11.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Pricing Term Sheet</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 15.5pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>$100,000,000</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><IMG SRC="img_001.jpg" ALT="" STYLE="height: 55px; width: 271px"></P>

<P STYLE="font: 15.5pt Times New Roman, Times, Serif; margin: 0 0 0pt; text-align: center"><B><BR>&nbsp;</B></P>

<P STYLE="border-bottom: Black 0.5pt solid; font: 15.5pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><B>6.875% Fixed-to-Floating Rate Subordinated Notes due 2036</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify"><I>This term sheet relates only to the securities
described below and supplements and should be read together with the preliminary prospectus supplement dated December 15, 2025 (the &ldquo;Preliminary
Prospectus Supplement&rdquo;) and the accompanying prospectus (including the documents incorporated by reference therein) relating to
those securities. Capitalized terms used in this term sheet but not defined have the meanings given to them in the Preliminary Prospectus
Supplement.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify"><I></I></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10.5pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 43%; padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Issuer</FONT></TD>
    <TD STYLE="width: 57%; padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Customers Bancorp, Inc. (the &ldquo;Company&rdquo;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Security</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">6.875% Fixed-to-Floating Rate Subordinated Notes due 2036 (the &ldquo;Notes&rdquo;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Aggregate Principal Amount</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">$100,000,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Offering Format</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">SEC Registered</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Security Rating*</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">BBB- (positive) by Kroll Bond Rating Agency, Inc.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Trade Date</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">December 15, 2025</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Settlement Date </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">December 22, 2025 (T+5)**</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Maturity Date </FONT></TD>
    <TD STYLE="text-indent: 0in; color: #0C0C0C">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">(if not previously redeemed)</FONT></TD>
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">January 15, 2036</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; color: #0C0C0C">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Interest Rate</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">From and including the Settlement Date to, but excluding, January 15, 2031 or the date of earlier redemption (the &ldquo;<I>fixed rate period</I>&rdquo;), a fixed rate of 6.875% per annum, payable semi-annually in arrears.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify"><I>&nbsp;</I></P>


<!-- Field: Page; Sequence: 38 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #0C0C0C; font: 11pt Times New Roman, Times, Serif; margin: 0 0 12pt 2.75in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10.5pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 43%; padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="width: 57%; padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">From and including January 15, 2031 to, but excluding, the Maturity Date or the date of earlier redemption (the &ldquo;<I>floating rate period</I>&rdquo;), a floating rate per annum equal to the Benchmark rate (which is expected to be Three-Month Term SOFR) (each as defined under &ldquo;Description of the Notes&mdash;Interest&rdquo; in the Preliminary Prospectus Supplement), plus a spread of 342 basis points, payable quarterly in arrears; <I>provided</I>, that if the Benchmark rate is less than zero, then the Benchmark rate shall be deemed to be zero.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Interest Payment Dates </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Fixed rate period: January 15 and July 15 of each year, commencing on July 15, 2026. The last interest payment date for the fixed rate period will be January 15, 2031. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Floating rate period: January 15, April 15, July 15 and October 15 of each year, commencing on April 15, 2031.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Record Dates </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">The 1<SUP>st</SUP> calendar day of the month of the applicable interest payment date. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Issue Price</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">100%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Day Count Convention</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Fixed rate period: 30/360.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Floating rate period: 360-day year and the number of days actually elapsed. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Optional Redemption</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">The Company may, at its option, beginning with the interest payment date of January 15, 2031, and on any interest payment date thereafter, redeem the Notes in whole or in part, from time to time at a redemption price equal to 100% of the principal amount of the Notes being redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">The Company also may redeem the Notes at any time prior to the Maturity Date,&nbsp;&nbsp;in whole, but not in part upon the occurrence of a &ldquo;Tax Event,&rdquo; a &rdquo;Tier 2 Capital Event&rdquo;&rdquo; or the Company becomes required to register as an investment company under the Investment Company Act of 1940, as amended, in each case at a redemption price equal to 100% of the principal amount of the Notes plus accrued and unpaid interest to, but excluding, the date of redemption. Any redemption of Notes will be subject to the prior approval of the Board of Governors of the Federal Reserve System, to the extent that such approval is then required. </FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 12pt 2.75in; color: #0C0C0C">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 12pt 2.75in; color: #0C0C0C"></P>


<!-- Field: Page; Sequence: 39 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #0C0C0C; font: 10.5pt Times New Roman, Times, Serif; margin: 0 0 12pt 2.75in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10.5pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 43%; padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Denominations</FONT></TD>
    <TD STYLE="width: 57%; padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">$1,000 and integral multiples of $1,000 in excess thereof.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Use of Proceeds</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">The Company intends to use the net proceeds from this offering of Notes for general corporate purposes, which may include, but are not limited to, the redemption of less than all of the 2029 Subordinated Notes (as defined in the Preliminary Prospectus Supplement) on March 26, 2026, working capital and the funding of organic growth at Customers Bank, repaying indebtedness, redeeming shares of the Company&rsquo;s preferred stock once it becomes redeemable, repurchasing shares of the Company&rsquo;s common stock, funding, in whole or in part, possible future acquisitions of other financial services businesses (as described in the Preliminary Prospectus Supplement under &ldquo;<I>Use of Proceeds</I>.&rdquo;).***</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">CUSIP/ISIN</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-bottom: 12pt; text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">23204GAH3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Joint Booking-Running Managers</FONT></TD>
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Keefe, Bruyette &amp; Woods, <I>A Stifel Company</I>&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Piper Sandler &amp; Co.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in; color: #0C0C0C">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; color: #0C0C0C"><FONT STYLE="font-size: 11pt">Raymond James &amp; Associates, Inc. </FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify">* A securities rating is not a recommendation
to buy, sell or hold securities and may be subject to revision or withdrawal at any time.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify">** Under Rule 15c6-1 under the Securities Exchange
Act of 1934, as amended, trades in the secondary market are required to settle in one business day, unless the parties to any such trade
expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes before the date that is one business day prior to the settlement
date will be required, by virtue of the fact that the Notes initially settle in T+5, to specify an alternate settlement arrangement at
the time of any such trade to prevent a failed settlement. Purchasers of the Notes who wish to trade the Notes prior to their date of
delivery hereunder should consult their advisors.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify">*** The redemption of the 2029 Subordinated
Notes, if any, will be made solely pursuant to a redemption notice delivered pursuant to the indenture governing the 2029 Subordinated
Notes, and nothing contained herein constitutes a notice of redemption of the 2029 Subordinated Notes.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify">The Company has filed a registration statement
(including a prospectus) on Form S-3 (File No. 333-290008) and the Preliminary Prospectus Supplement with the Securities and Exchange
Commission (the &ldquo;SEC&rdquo;) for the offering to which this communication relates. Before you invest, you should read the prospectus
in that registration statement, the Preliminary Prospectus Supplement, the final prospectus (when available) and the other documents incorporated
by reference therein that the Company has filed with the SEC for more complete information about the Company and this offering. Investors
may obtain these documents without charge by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, you may request these documents
by</P>


<!-- Field: Page; Sequence: 40 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify">contacting Keefe, Bruyette &amp; Woods, <I>A
Stifel Company</I> by e-mail at USCapitalMarkets@kbw.com, by contacting Piper Sandler &amp; Co. <FONT STYLE="font-size: 11pt">by email
at FSG-DCM@psc.com or by contacting Raymond James &amp; Associates, Inc. by email at prospectus@raymondjames.com. </FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 12pt 0 0; text-align: justify"><B>ANY DISCLAIMERS OR OTHER NOTICES THAT MAY
APPEAR BELOW ARE NOT APPLICABLE TO THIS COMMUNICATION AND SHOULD BE DISREGARDED. SUCH DISCLAIMERS OR OTHER NOTICES WERE AUTOMATICALLY
GENERATED AS A RESULT OF THIS COMMUNICATION BEING SENT VIA BLOOMBERG OR ANOTHER EMAIL SYSTEM</B></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>img_000.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img_000.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1#^17AI9@  34T *@    @ ! $[  (
M   1   (2H=I  0    !   (7)R=  $    B   0U.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 %9I;VQA+"!#
M:')I<W1I;F4    %D ,  @   !0  !"JD 0  @   !0  !"^DI$  @    ,T
M-@  DI(  @    ,T-@  ZAP !P  " P   B>     !SJ    "
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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M3R5-3"4HP<ET0XUI.21]>T445Y!UA1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M?_&LRBG[&E_*ON%]8K?S/[V:?_"2Z[_T&M1_\"W_ ,:/^$EUW_H-:C_X%O\
MXUF44>QI?RK[@^L5OYG][-/_ (277?\ H-:C_P"!;_XT?\)+KO\ T&M1_P#
MM_\ &LRBCV-+^5?<'UBM_,_O9I_\)+KO_0:U'_P+?_&C_A)==_Z#6H_^!;_X
MUF44>QI?RK[@^L5OYG][-/\ X277?^@UJ/\ X%O_ (T?\)+KO_0:U'_P+?\
MQK,HH]C2_E7W!]8K?S/[V:?_  DNN_\ 0:U'_P "W_QH_P"$EUW_ *#6H_\
M@6_^-9E%'L:7\J^X/K%;^9_>S3_X277?^@UJ/_@6_P#C1_PDNN_]!K4?_ M_
M\:S**/8TOY5]P?6*W\S^]FG_ ,)+KO\ T&M1_P# M_\ &C_A)==_Z#6H_P#@
M6_\ C6911[&E_*ON#ZQ6_F?WLT_^$EUW_H-:C_X%O_C1_P )+KO_ $&M1_\
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MCKQ3JOQ0T6RU+Q!J%U:S2N)(9;AF5QY;'D?4"OJ:OCKX-_\ )7] _P"NS_\
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ME/\ [.C_ (4]_P!1S_R4_P#LZ],HKE_MC'?S_@O\CJ_L/+_^??XR_P SS/\
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MA5 R23P!7R;\8?B7+XVUYK#3I6&AV+D0JIXN''!E/K_L^@^IKUKX_>-&\/\
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M+^]CSCS(+9V0?\" Q6K-\+O'$$>]_#&HD?[$.\_D,FOM!$6.-4C4*BC"JHP
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M,UU=?FN._P!ZJ?XG^9^J9?\ [G2_PK\@HHHKC.X**** "BBB@ HHHH ****
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MOBKXE?\ )4/$?_81F_\ 0C7H8#XV<]?9',4445ZYR';_  ;_ .2OZ!_UV?\
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MF^,&IQG/[B*",?\ ?I6_]FKZWKY"^./_ "6;7/\ MW_])XZ[L#_%?H85_A.
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M^1&M?]^3_P!#-=77*?#7_D1K7_?D_P#0S75U^:X[_>JG^)_F?JF7_P"YTO\
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MBBLR@HHH) !). .I- !17CMS^TEX9@NI8H]+U.9(W*K*@CPX!QD9;H>M1_\
M#2_AO_H#:K^4?_Q5='U:M_*9^TAW/9J*\9_X:7\-_P#0&U7\H_\ XJG1?M)>
M'IYDBAT/5GDD8*J@1Y)/ 'WJ/JU;^4/:0[GLE% Y R,'THKG- KXJ^)7_)4/
M$?\ V$9O_0C7VK7QO\8+0V7Q;U^-AC?.LHP,9WHK_P#LU>A@?C?H<]?X4<71
M117KG(=A\);E;3XL>'Y'Z-=>7^+J5'ZM7V97P9IE_+I6K6FH6QQ-:3I/&?\
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M-<=_O53_ !/\S]4R_P#W.E_A7Y!1117&=P4444 %%%% !1110 4444 %%%%
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M"OL/PQXHTOQ=H<.J:)<":"0893P\3=T<=B/_ *XR.:^&JU?#_B?6?"NH?;=
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MKX-_\E?T#_KL_P#Z*>OL6O'QW\1>AUT/A"BBBN Z HHHH *^(O'O_)2/$O\
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M "O(O$/[/NE^(/$=_J\VMWD,E[.\[1I$I"ECG KUVBM(5)TW>+)E%2W/$?\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MFX4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !116%XG\5V7AFRWW!\VY<?NK=3\S>Y]![UI3I3JS4(*[
M9E5JPHP=2H[)!XK\3V_AG2S,^)+J0$6\/]X^I]AWKPF\O)[^\ENKN0R33,6=
MCW-6-7U>\US4I+W4)-\K] .B#LH'851K[[+LOC@Z>NLGN_T/SG-,RECJFFD%
MLOU8448STHKU#R#I/ 6M'1O%=N7;$%R?(E],,>#^!Q^M>ZU\S X.1UKZ$\,Z
MG_;'AFQO6.YY(@)#_MCAOU!KY+B##VE&NNNC_0^SX;Q-XSP[Z:K]?T-6BBBO
MECZ\**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ KXR^*_P#R5?Q#
M_P!?9_D*^S:^,OBO_P E7\0_]?9_D*]# _&_0YZ_PHY"BBBO7.0Z_P"%'_)5
M_#W_ %]C^1K[-KXR^%'_ "5?P]_U]C^1K[-KR,=\:]#KH?"PHHHKSSH"BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** .9^(5^;'P5>;3A[C; OON//\ XZ&KPRO5/B]=;=/TVT!XDE>4C_=  _\
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MCR<EJ^SQT//3[_\ @GK]%%%?GQ^EA1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %?&7Q7_Y*OXA_Z^S_ "%?9M?&7Q7_ .2K^(?^OL_R%>A@?C?H
M<]?X4<A1117KG(=?\*/^2K^'O^OL?R-?9M?&7PH_Y*OX>_Z^Q_(U]FUY&.^-
M>AUT/A84445YYT!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% 'D_P 792=:L(NRVY;KZL1_2O/J[GXM?\C9;?\
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M[_P%/^-?*5%=_P!2I>9S^WD?5O\ PT'X%_Y[WW_@*?\ &O0](U2VUO1K35+
ML;:[B6:(NN"5(R,CM7P?7VK\-?\ DE_AS_L'0_\ H(KDQ6'A2BG$VI5'-V9T
M]%%%<!N%<-XF^+WA7PEKTND:Q+=+=PJK,(X"RX8 CGZ&NYKY*^/7_)7]2_ZX
MP?\ HI:Z<-2C5GRR,JDG&-T>S?\ #0?@7_GO??\ @*?\:/\ AH/P+_SWOO\
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M-^ASU_A1R%%%%>N<@5:TO2[W6M4M].TNW>YN[A]D42#EC_0=R>@ S56OI?\
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M_0>_TK:A1G7J*G#=F&(KPP]*56>R///B%KPUOQ*Z0/NM;,&*,@\,?XF_/CZ
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MEP@'G6Y/S1G^H]#6U7P-2G.E-PFK-'Z12JPK052F[IA11169H%%%% !1110
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M[XDL&*CE+>43/_WRF37*H2;LD:\R.JKQWXZ?$N+1-'F\,:/,&U.]CVW+(?\
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M_P"'>M>BFFT[H-SX;\5>&-1\(>(;C2-7B*30G*. =LJ=G4]P?\1U%8]?:'Q
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MED/WG/U/Y# [5N445X3;;NSN2LK!1112&%%%% !1110 4444 %%%% !1110
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MB^(GAR273+Q$35;5F9K=@% E7))Q7V?117+7KNLT[6-:<.1!1117.:!1110
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M$T?2KR^)./\ 1X&<#ZD#BO1O#7[/7BK5V236F@T6V/)\QA++CV13C\R*^I
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MP./QKU3PE^SKKFI/'/XJN$TFUR"8(V$D[#\,JOU)/TKZ7CC2*,)$BHB]%48
MIU83QTY:15BXT(K<Q/"_@_1/!NF_8M LDMU;'F2'YI)3ZLQY/\AV K;HHKA;
M;=V;I6V"BBBD,**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /(/VE/^2;V
M'_86C_\ 1,U?,5?3O[2G_)-[#_L+1_\ HF:OF*O;P?\ ".*M\84445V&)]>_
M [_DC.A_]O'_ *425W]<!\#O^2,Z'_V\?^E$E=_7SM;^)+U9Z,/A04445D4%
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!Y!
M^TI_R3>P_P"PM'_Z)FKYBKZ=_:4_Y)O8?]A:/_T3-7S%7MX/^$<5;XPHHHKL
M,3Z]^!W_ "1G0_\ MX_]*)*[^N ^!W_)&=#_ .WC_P!*)*[^OG:W\27JST8?
M"@HHHK(H**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M3J2:[L[HZ104445F4%%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
0% !1110 4444 %%%% '_V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>img_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1"  W 0\# 2(  A$! Q$!_\0
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MXM@+$MT+,<< 5\G?L _#CQ=X9_;1\5:KK/A36])TN:VU98[V^TZ6&!RUVC*
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M/V;OAYX.MM#O?%GB:TL9#>0P3+;6]J6GE8(TC EGVD$A5(&1DU['_P %;_\
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MP[H_#Y=HWGA@X73X,XV@<M(>&(W$<DE?V-TG3+31=.M;#3[:*RL;6)88+:!
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MK&M1HI27G+JK?S=C\-Q7$6:XRDZ%>NW%]+1Z._8]$_X;,\1?]");X_["0_\
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D\?<KVCLT?1]%%%>$=X4444 %%%% !1110 4444 %%%% '__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>5
<FILENAME>cubi-20251215.xsd
<DESCRIPTION>XBRL SCHEMA FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.3a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
    <!-- Field: Doc-Info; Name: Misc; Value: 8aU5o7xRiXhun8uBZHFcSaSEWcOdyZx9aZkxtmxxbcn6HyMlnM7aySV4/J/2ET0A -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:srt="http://fasb.org/srt/2025" xmlns:srt-types="http://fasb.org/srt-types/2025" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:CUBI="http://customersbank.com/20251215" elementFormDefault="qualified" targetNamespace="http://customersbank.com/20251215">
    <annotation>
      <appinfo>
        <link:roleType roleURI="http://customersbank.com/role/Cover" id="Cover">
          <link:definition>00000001 - Document - Cover</link:definition>
          <link:usedOn>link:presentationLink</link:usedOn>
          <link:usedOn>link:calculationLink</link:usedOn>
          <link:usedOn>link:definitionLink</link:usedOn>
        </link:roleType>
        <link:linkbaseRef xlink:type="simple" xlink:href="cubi-20251215_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
        <link:linkbaseRef xlink:type="simple" xlink:href="cubi-20251215_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
        <link:linkbaseRef xlink:type="simple" xlink:href="cubi-20251215_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
    <import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd" />
    <import namespace="http://fasb.org/us-types/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd" />
    <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
    <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd" />
    <element id="CUBI_VotingCommonStockParValue1.00PerShareMember" name="VotingCommonStockParValue1.00PerShareMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CUBI_FixedtofloatingRateNoncumulativePerpetualMember" name="FixedtofloatingRateNoncumulativePerpetualMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="CUBI_Sec5.375SubordinatedNotesDue2034Member" name="Sec5.375SubordinatedNotesDue2034Member" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>6
<FILENAME>cubi-20251215_def.xml
<DESCRIPTION>XBRL DEFINITION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.3a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="cubi-20251215.xsd#Cover" roleURI="http://customersbank.com/role/Cover" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
    <link:definitionLink xlink:type="extended" xlink:role="http://customersbank.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_us-gaapStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_VotingCommonStockParValue1.00PerShareMember" xlink:label="loc_CUBIVotingCommonStockParValue1.00PerShareMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CUBIVotingCommonStockParValue1.00PerShareMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_FixedtofloatingRateNoncumulativePerpetualMember" xlink:label="loc_CUBIFixedtofloatingRateNoncumulativePerpetualMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CUBIFixedtofloatingRateNoncumulativePerpetualMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_Sec5.375SubordinatedNotesDue2034Member" xlink:label="loc_CUBISec5.375SubordinatedNotesDue2034Member_30" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CUBISec5.375SubordinatedNotesDue2034Member_30" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentType_50" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentFlag_50" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentDescription_50" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentRegistrationStatement_50" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAnnualReport_50" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentQuarterlyReport_50" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentTransitionReport_50" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyReport_50" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate_50" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodStartDate_50" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodEndDate_50" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentFiscalPeriodFocus_50" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentFiscalYearFocus_50" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate_50" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFileNumber_50" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityRegistrantName_50" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCentralIndexKey_50" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPrimarySicNumber_50" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber_50" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode_50" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine1_50" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine2_50" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine3_50" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCityOrTown_50" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressStateOrProvince_50" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCountry_50" xlink:type="arc" order="25" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressPostalZipCode_50" xlink:type="arc" order="26" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCountryRegion_50" xlink:type="arc" order="27" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCityAreaCode_50" xlink:type="arc" order="28" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiLocalPhoneNumber_50" xlink:type="arc" order="29" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="loc_deiExtension_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiExtension_50" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiWrittenCommunications_50" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSolicitingMaterial_50" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementTenderOffer_50" xlink:type="arc" order="33" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer_50" xlink:type="arc" order="34" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12bTitle_50" xlink:type="arc" order="35" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiNoTradingSymbolFlag_50" xlink:type="arc" order="36" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiTradingSymbol_50" xlink:type="arc" order="37" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityExchangeName_50" xlink:type="arc" order="38" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12gTitle_50" xlink:type="arc" order="39" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityReportingObligation_50" xlink:type="arc" order="40" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAnnualInformationForm_50" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements_50" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer_50" xlink:type="arc" order="43" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityVoluntaryFilers_50" xlink:type="arc" order="44" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCurrentReportingStatus_50" xlink:type="arc" order="45" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent_50" xlink:type="arc" order="46" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFilerCategory_50" xlink:type="arc" order="47" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntitySmallBusiness_50" xlink:type="arc" order="48" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany_50" xlink:type="arc" order="49" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityExTransitionPeriod_50" xlink:type="arc" order="50" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAccountingStandard_50" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber_50" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityShellCompany_50" xlink:type="arc" order="53" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPublicFloat_50" xlink:type="arc" order="54" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent_50" xlink:type="arc" order="55" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding_50" xlink:type="arc" order="56" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock_50" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock_50" xlink:type="arc" order="57" />
    </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>cubi-20251215_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.3a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="us-gaap_StatementClassOfStockAxis" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xml:lang="en-US">Class of Stock [Axis]</link:label>
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_VotingCommonStockParValue1.00PerShareMember" xlink:label="CUBI_VotingCommonStockParValue1.00PerShareMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CUBI_VotingCommonStockParValue1.00PerShareMember" xlink:to="CUBI_VotingCommonStockParValue1.00PerShareMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CUBI_VotingCommonStockParValue1.00PerShareMember_lbl" xml:lang="en-US">Voting Common Stock, par value $1.00 per share</link:label>
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_FixedtofloatingRateNoncumulativePerpetualMember" xlink:label="CUBI_FixedtofloatingRateNoncumulativePerpetualMember" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CUBI_FixedtofloatingRateNoncumulativePerpetualMember" xlink:to="CUBI_FixedtofloatingRateNoncumulativePerpetualMember_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CUBI_FixedtofloatingRateNoncumulativePerpetualMember_lbl" xml:lang="en-US">Fixed-to-Floating Rate Non-Cumulative Perpetual</link:label>
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_Sec5.375SubordinatedNotesDue2034Member" xlink:label="CUBI_Sec5.375SubordinatedNotesDue2034Member" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CUBI_Sec5.375SubordinatedNotesDue2034Member" xlink:to="CUBI_Sec5.375SubordinatedNotesDue2034Member_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="CUBI_Sec5.375SubordinatedNotesDue2034Member_lbl" xml:lang="en-US">5.375% Subordinated Notes due 2034</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable" xlink:label="us-gaap_StatementTable" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementTable" xlink:to="us-gaap_StatementTable_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementTable_lbl" xml:lang="en-US">Statement [Table]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems" xlink:label="us-gaap_StatementLineItems" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementLineItems" xlink:to="us-gaap_StatementLineItems_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementLineItems_lbl" xml:lang="en-US">Statement [Line Items]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>cubi-20251215_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.3a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="cubi-20251215.xsd#Cover" roleURI="http://customersbank.com/role/Cover" />
    <link:presentationLink xlink:type="extended" xlink:role="http://customersbank.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_us-gaapStatementTable" order="100" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementLineItems" order="200" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" order="0" />
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_VotingCommonStockParValue1.00PerShareMember" xlink:label="loc_CUBIVotingCommonStockParValue1.00PerShareMember" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CUBIVotingCommonStockParValue1.00PerShareMember" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_FixedtofloatingRateNoncumulativePerpetualMember" xlink:label="loc_CUBIFixedtofloatingRateNoncumulativePerpetualMember" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CUBIFixedtofloatingRateNoncumulativePerpetualMember" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="cubi-20251215.xsd#CUBI_Sec5.375SubordinatedNotesDue2034Member" xlink:label="loc_CUBISec5.375SubordinatedNotesDue2034Member" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_CUBISec5.375SubordinatedNotesDue2034Member" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Dec. 15, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 15,  2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-35542<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Customers Bancorp, Inc.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001488813<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">27-2290659<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">PA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">701 Reading Avenue<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">West Reading<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">PA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">19611<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(610)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">933-2000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CUBI_VotingCommonStockParValue1.00PerShareMember', window );">Voting Common Stock, par value $1.00 per share</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Voting Common Stock, par value $1.00 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CUBI<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CUBI_FixedtofloatingRateNoncumulativePerpetualMember', window );">Fixed-to-Floating Rate Non-Cumulative Perpetual</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Fixed-to-Floating Rate Non-Cumulative Perpetual<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CUBI/PF<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=CUBI_Sec5.375SubordinatedNotesDue2034Member', window );">5.375% Subordinated Notes due 2034</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">5.375% Subordinated Notes due 2034<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CUBB<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CUBI_VotingCommonStockParValue1.00PerShareMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CUBI_VotingCommonStockParValue1.00PerShareMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CUBI_FixedtofloatingRateNoncumulativePerpetualMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CUBI_FixedtofloatingRateNoncumulativePerpetualMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=CUBI_Sec5.375SubordinatedNotesDue2034Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=CUBI_Sec5.375SubordinatedNotesDue2034Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.3</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>4</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>3</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="cubi-20251215.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://customersbank.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" isUsgaap="true" original="cubi-20251215.htm">cubi-20251215.htm</File>
    <File>cubi-20251215.xsd</File>
    <File>cubi-20251215_def.xml</File>
    <File>cubi-20251215_lab.xml</File>
    <File>cubi-20251215_pre.xml</File>
  </InputFiles>
  <SupplementalFiles>
    <File>img_000.jpg</File>
  </SupplementalFiles>
  <BaseTaxonomies>
    <BaseTaxonomy items="28">http://xbrl.sec.gov/dei/2025</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>16
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "cubi-20251215.htm": {
   "nsprefix": "CUBI",
   "nsuri": "http://customersbank.com/20251215",
   "dts": {
    "inline": {
     "local": [
      "cubi-20251215.htm"
     ]
    },
    "schema": {
     "local": [
      "cubi-20251215.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2024-01-31/types.xsd",
      "https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd",
      "https://xbrl.fasb.org/srt/2025/elts/srt-roles-2025.xsd",
      "https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd",
      "https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd",
      "https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd",
      "https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd",
      "https://xbrl.sec.gov/country/2025/country-2025.xsd",
      "https://xbrl.sec.gov/dei/2025/dei-2025.xsd",
      "https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd"
     ]
    },
    "definitionLink": {
     "local": [
      "cubi-20251215_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "cubi-20251215_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "cubi-20251215_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 1,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 3,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2025": 2
   },
   "contextCount": 4,
   "entityCount": 1,
   "segmentCount": 3,
   "elementCount": 66,
   "unitCount": 3,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2025": 28
   },
   "report": {
    "R1": {
     "role": "http://customersbank.com/role/Cover",
     "longName": "00000001 - Document - Cover",
     "shortName": "Cover",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "AsOf2025-12-15",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "span",
       "p",
       "td",
       "tr",
       "table",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "cubi-20251215.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "AsOf2025-12-15",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "span",
       "p",
       "td",
       "tr",
       "table",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "cubi-20251215.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentDescription": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AmendmentDescription",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Description",
        "documentation": "Description of changes contained within amended document."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AnnualInformationForm": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AnnualInformationForm",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Annual Information Form",
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_AuditedAnnualFinancialStatements": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AuditedAnnualFinancialStatements",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Audited Annual Financial Statements",
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CityAreaCode",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ClassOfStockDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2025",
     "localname": "ClassOfStockDomain",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "auth_ref": []
    },
    "dei_CountryRegion": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CountryRegion",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Country Region",
        "documentation": "Region code of country"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CurrentFiscalYearEndDate": {
     "xbrltype": "gMonthDayItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CurrentFiscalYearEndDate",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Current Fiscal Year End Date",
        "documentation": "End date of current fiscal year in the format --MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentAccountingStandard": {
     "xbrltype": "accountingStandardItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentAccountingStandard",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Accounting Standard",
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentAnnualReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentAnnualReport",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Annual Report",
        "documentation": "Boolean flag that is true only for a form used as an annual report."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r13",
      "r14"
     ]
    },
    "dei_DocumentFiscalPeriodFocus": {
     "xbrltype": "fiscalPeriodItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentFiscalPeriodFocus",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Period Focus",
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentFiscalYearFocus": {
     "xbrltype": "gYearItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentFiscalYearFocus",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Year Focus",
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodStartDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentPeriodStartDate",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period Start Date",
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentQuarterlyReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentQuarterlyReport",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Quarterly Report",
        "documentation": "Boolean flag that is true only for a form used as an quarterly report."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_DocumentRegistrationStatement": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentRegistrationStatement",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Registration Statement",
        "documentation": "Boolean flag that is true only for a form used as a registration statement."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_DocumentShellCompanyEventDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentShellCompanyEventDate",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Shell Company Event Date",
        "documentation": "Date of event requiring a shell company report."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentShellCompanyReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentShellCompanyReport",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Shell Company Report",
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentTransitionReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentTransitionReport",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Transition Report",
        "documentation": "Boolean flag that is true only for a form used as a transition report."
       }
      }
     },
     "auth_ref": [
      "r15"
     ]
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentType",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Documents Incorporated by Reference [Text Block]",
        "documentation": "Documents incorporated by reference."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine2": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressAddressLine2",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line Two",
        "documentation": "Address Line 2 such as Street or Suite number"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine3": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressAddressLine3",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line Three",
        "documentation": "Address Line 3 such as an Office Park"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCountry": {
     "xbrltype": "countryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressCountry",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Country",
        "documentation": "ISO 3166-1 alpha-2 country code."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Bankruptcy Proceedings, Reporting Current",
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCommonStockSharesOutstanding",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Common Stock, Shares Outstanding",
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCurrentReportingStatus": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCurrentReportingStatus",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Current Reporting Status",
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityExTransitionPeriod": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityExTransitionPeriod",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Elected Not To Use the Extended Transition Period",
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards."
       }
      }
     },
     "auth_ref": [
      "r19"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityFilerCategory": {
     "xbrltype": "filerCategoryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityFilerCategory",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Filer Category",
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInteractiveDataCurrent": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityInteractiveDataCurrent",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Interactive Data Current",
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)."
       }
      }
     },
     "auth_ref": [
      "r16"
     ]
    },
    "dei_EntityPrimarySicNumber": {
     "xbrltype": "sicNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityPrimarySicNumber",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Primary SIC Number",
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_EntityPublicFloat": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityPublicFloat",
     "crdr": "credit",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Public Float",
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityShellCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityShellCompany",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Shell Company",
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntitySmallBusiness": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntitySmallBusiness",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Small Business",
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityVoluntaryFilers": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityVoluntaryFilers",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Voluntary Filers",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityWellKnownSeasonedIssuer",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Well-known Seasoned Issuer",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A."
       }
      }
     },
     "auth_ref": [
      "r17"
     ]
    },
    "dei_Extension": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "Extension",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Extension",
        "documentation": "Extension number for local phone number."
       }
      }
     },
     "auth_ref": []
    },
    "CUBI_FixedtofloatingRateNoncumulativePerpetualMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://customersbank.com/20251215",
     "localname": "FixedtofloatingRateNoncumulativePerpetualMember",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fixed-to-Floating Rate Non-Cumulative Perpetual"
       }
      }
     },
     "auth_ref": []
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_NoTradingSymbolFlag": {
     "xbrltype": "trueItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "NoTradingSymbolFlag",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "No Trading Symbol Flag",
        "documentation": "Boolean flag that is true only for a security having no trading symbol."
       }
      }
     },
     "auth_ref": []
    },
    "dei_OtherReportingStandardItemNumber": {
     "xbrltype": "otherReportingStandardItemNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "OtherReportingStandardItemNumber",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Other Reporting Standard Item Number",
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "CUBI_Sec5.375SubordinatedNotesDue2034Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://customersbank.com/20251215",
     "localname": "Sec5.375SubordinatedNotesDue2034Member",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "5.375% Subordinated Notes due 2034"
       }
      }
     },
     "auth_ref": []
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "Security12bTitle",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_Security12gTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "Security12gTitle",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(g) Security",
        "documentation": "Title of a 12(g) registered security."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_SecurityReportingObligation": {
     "xbrltype": "securityReportingObligationItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "SecurityReportingObligation",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Reporting Obligation",
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "us-gaap_StatementClassOfStockAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2025",
     "localname": "StatementClassOfStockAxis",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Class of Stock [Axis]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2025",
     "localname": "StatementLineItems",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statement [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2025",
     "localname": "StatementTable",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Statement [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "TradingSymbol",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "CUBI_VotingCommonStockParValue1.00PerShareMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://customersbank.com/20251215",
     "localname": "VotingCommonStockParValue1.00PerShareMember",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Voting Common Stock, par value $1.00 per share"
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://customersbank.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r18"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "g"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12, 13, 15d"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "15",
   "Subsection": "d"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-K",
   "Number": "249",
   "Section": "310"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-Q",
   "Number": "240",
   "Section": "308",
   "Subsection": "a"
  },
  "r13": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Number": "249",
   "Section": "220",
   "Subsection": "f"
  },
  "r14": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Number": "249",
   "Section": "240",
   "Subsection": "f"
  },
  "r15": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r16": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-T",
   "Number": "232",
   "Section": "405"
  },
  "r17": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "405"
  },
  "r18": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  },
  "r19": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "7A",
   "Section": "B",
   "Subsection": "2"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>17
<FILENAME>0002039852-25-000199-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0002039852-25-000199-xbrl.zip
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MU*AZ46F,6RDN=\P!J)Y,C7Y:,0>BJ923-I*H<8RJ>PF"_^PZFJ.SO6K0GE1
MM$W;6B<-0TF3?6 :*:8.=S->N\3N@#F48"\I=NMJ=U^35=-PF.&DSF&P2:)X
MO[XF'39T,D)M,_!5QNMR]_]2*;*O,5W=)FWF[) F';!M,E2'.Z11$W]<9W/U
MZXOVOW*U@W+Y%/Z#B)-4ZI$?YZO72(CK.0)<!P1X/*S"YOBC9WR]4;IF((\P
M OA?>< ,%?YU]G7:O>Y0G;,G0"I.0:H;P(E1%4#95&\8*AL>LM%U%JQ?H5@L
M2OG'@]VL )UKU]*U;T@\^/#H"2!RU^T>M1F_SET+L^G!X.+9$\#4$)-3'U1^
M#J%%L&53'1'NC'3V-=D!P=LF4M9RR+DV@!9-=D]:YH :Z]Z#=>C?UCHH_ZIV
M%WRF:MS2Z6B;&*;!\)TVW$99938HB/BAJ2HS4%OP%[1JNB!6FN))^M!IL<[7
M9)F?=%!"4E(N!2I&-/5K<I\J3A;_R2>) 8.&OIBV'1*$Y)Z0A-U,"/)+^BI,
M]Q4I*LF]B:Q$=9R9'C.B8;,.LV'>9ER\1UN\S<4D"^@0,7-N]VS$3'%E+14H
M2GK(U:3_&NW@UR37!I;.T!SXW80@>UUQT[7]GJ"18/NV/W@QT)G!^T8L:,G$
M@(.'X\>:BB\Z&K.)0)Q%SE?5QF&8-K,?CSO+1/7F]V4!(4UU#@7P&&RG1AVV
M-\$^@#-Y-_L5B,J";X(W,RA-]QX\\\FWD*3[MCF8=##YRS>AUS],!QRVJCD8
MF$;;,97^*;5_4-UEX-!E3YDMM/:8#61F?PP_)D1F7=2LR7/_C0J8#"U=4S3'
MPY.H8! ,X98F?4]@N^T /?'SJDXY2)D8:GFH\>0>3BC;3R##;B:RURE\,Y$(
M_V6"M:\-F>J8'=VD2-H6=-LT#<4=N#H\N&- 5(LY+M7_?.%Z(BE6 O8H 6LS
M92.=W]IHN[)I0]0)W:I-TV&\YK)<-E_X\^7J<13XB\7)-31/EL#+G!6$ :/<
MM=F>[XUN0Y, 5/ J!!]A10/W'-M%\/W!BS;/[&#B/<]V JXN"-\<0?%+X?51
MQ[3G9._Q8Y]%+P+F5(\U9I@#E,*E??Z6'K.=1H -7D\/?Y:,O@\Z<3D]W]=W
M_G<S\.U>(I'8M8)884#MKF9LDVQR;S=C[4V_\J,/Z7?1QP[Q@*0<TP) EC-^
M()L.V"SQ++GW[W](F]D=OQ.'RCHC"M-UBZHB>9;,)L5O;E$E^.TC<J^I3@_C
MH.R_=@@J/;-3BJGKU.(0=@5_[1!$.,6U!^9A+<1FU[$#,#VF=7LPHKS_"E^J
MP4L?;(!Q1:=*G^1@Z-S4-76'A'"X8[:C*51/45WK O$&$%N(*& WX]@>&\0
MGTE.U.@ M *&B-F/)/$N$,^8[B^@1A&_ $*9MC^TY-Y%LW%>KY'V>?F\WM[-
MX)<OD(!W0;E=KUZT&N>->IN4FS52_UG]5FX>U$GUY/BXT6XW3IHQ&4<8[4O*
M>R#1C@F]U=+5-,EE-PJE0!VF$7Y/K9C3 !]>OK!8P/?>P3B ZJ@+<<NO<%N*
MV]C^_,[J@7B@X'U-YI-++: TL8"?PNB%-2^N.E;:?&59>1?SNW_2.B;>!^B?
M89:SE-T7:=Q4JF9"9 <]8\;\6AFGF"?)YH>MS8HLF8=J\ZP _3XS%UB:S@5.
M]YG<$QG]<.YOS/FQ "S3X%P,%#C&J/V-MB7DL\9"+Z5YO02GJ%5OGI-6_?2D
M=1X3%^@W.)^Z-G>IX1#'A'X57$(E4IZ8-I$VUM0OGV,09H<X/48^![) 9=?6
M' T0J0^5'C6ZC)05A\ @I%*^\'&#B(>.A8F%Z1>D3(M9INV0-=7_S2@$VXP[
MA-U!3\06KYGZ97MN7MR:F1=/1?*F[F5VHB?(P=%/^3Q[H2F]FR=-D-XFA*])
M;>AL(Z(#:-M3Z6@$V#(C/(%*V:@)-(0<C)XI7G9.VE@GV-/OY]68.%:KX.43
MX[9R,-[3^&F#+N&V F9CT,6M%ND;JYLD5 =#,J;J.#F(4(+8)9W;5 8[)&!-
M+IW/*0-!R3A9\+7Z$$R>L'5HN&W6U3ANV7((Y81;3,&5"Y5H8+,=3F ^!#MN
M?XF#18N0[H_6S'G<"BO<GF;1(O"4I&>;+Z]AC',%L^Y0W7>'O.T[K;$VXLZI
M:&_HDO?[;:V_42@KSTX7((5GMPZ%^TXNVB7XR%1")(=C(GVQQ6>L ;G8:&IL
M:14W?%:\6^'SIK/BXMD;.OG(&6_Y!)</37 -,9.8MC@;(#:T5+TM\%5373#?
MW9Q]H]73JR97>L^-_O'8 FXX<9AEFW<X\<V%_[GY"7$IKLF]4V88?*3?44.C
M3\VO/X*I'^_)+.=K,<37?4UG,'B9V=%,K*L7WXY[]USJ]9_OM.3G>33I%W=B
M2:G\QD8A]VQN+ XL/I&*G=-AP]^!I@C17<87]:%RR,Q^H51^/ELBMJ$OP"&Y
ME]M*Y7*E[.9&Z25^Y"=4GS5A0#"/;SH]9I,;U]:XJGD)?K.S*]N9/6W:X'QY
MB?&(E;BNX3YJC>-F1H+Z2@PA#(\8X&)]C!U[&ZTVJ0\LW1PQ6S S+/^D::;G
M!AS?_0&S%J80LC!E5;49Y_Y_CC2#2='6I=4YK+'>62[??/[*-OZ>-2\1""3W
MMK(2:3&*Z2A2OF.&.W?4QJ=_U.:'F-*]&D7W*OQY8I^;]T8TU:\>^A>_M#LJ
M=3O/I_KF0JI/ND_N7>*2CT_T!=1>N  4 BJLXXE]"NX96,$%GF!O='K8OQWE
MBUQ^_L"V%@YL!@?P\,J/'5,V:DRG)KB<^B_-6NS;'DLW]-"LG/%>_ODC*BX<
M40B#Y)Y4VI2DSZ<4:_YH,%UMV< :S:(Z84.FN'A< AZ#E44<X)7N"OU_T"R@
MG\KBLE[^N!P@:E;99G2QO$B76[7[]MGY79L]7UY"6X6F^P12;TK9+T\5^B,3
M)N;3GFDLC0!^_-IH%DJ7#WU->S;JN= B[6R_R;U2/I_*0;M/*..3[.N__U',
M25L['/K1F87#\QVF:0&GP+(82W@S4X[#BE$4O/CM+IR1!#R%#P&"MT!GBS0&
M_*2>#009Z!!ODPH,#Z<IHE,>;+A8[%*'*?':='C%!?<XH/8WKK<_<;/P6W%B
M"1K5'@-2XKXR:EFV"9X !M2R.20RT\U[5 Q\&12Q(!U-1TNI<3";#C-44!C'
M!)T9N+I##6:Z7!\1#M$9[XS$E_X'I@SD$T$;3_@;V:86R5T !-IHC(C_K@/F
MR+S'#S&WJ&&4R\D:9XP<,(/9X*DT#/C6%9$^)^5T+NTA_&4[?B8R#MJW0NTU
M]R^]]H;ZU\0M#INWXXS;\MSGV^R"F9Y ;)SSGKT'HD,'FC[:_EV'RT.CDA]C
M7-J: T8<,XFNX>?4>'2@\6M?,D=77;U6+3U[MZALFCJCABC8,A."A'9.1**%
M?"QM%0H[;[ .\>8BN.RXGC=80'-ZM,2:VK'><F$**^0V_&D2Y\>I[=6XJWI-
MVB+5_1;)Y;-I:+@X)_KWRORF+_-M4YS/AYG_&#P=<'?T:(&_=?,M9_.R85T\
M+2GP2($/K8S.X_2G2OMDI/"E-]1Y49<*%*@Y)>VA$P1C62]DTU[+E;@O-O&G
M-D,[BB6BQ-DU=-GMDTYG44)I>#JLVE?658^J;R'VH<7FQ;C]J>(/(TXI4T/^
MK=67"FHJMR9_>9PR>&U7ZC"O#N5H=6AP[C+[MTKQ8#?E<LV6JODW<7X*2Y1B
M#L.5:@2JD6>IPIKR.-7PVSY.-6*R<6V%SPJ?/PF?U\G%/MO.V P]&GF,E;SW
M<<G7 )=Y+*9JO9[2+MN!KFY=M(F D:C8*I@Z57UU&H?-"!PV!0Y>):;9;V6;
MT7Y*9C!/ 7Q+]/=D>%,89Q!E@>4[U77Z*\[.Q?'$\E3^P4OC,Q#IT!P]/F8O
MW%<_K0_S<@SS\SDI!FG)1<NK,3YB'&?<8KQZL$+M.:AMK%#[LU"+L:RM4'O6
M=!"'U;T5;N^[*OKQ1P8$%)4I_@F/;2\?A!?G>+N#/)=U-D%XCG>Q>#5VE!Y1
ML/9SK#-GOST@^P>RR/:.';1' QE&N6)/O-C3]&N=" 5B0>85(K[[G@9/)F%A
MW)8CWFK#>5";TH^-1U).%E8F<DWAVJ\_#\T7%:"_]HOPIU)/N#CC^J'=V#0J
M@V+NYG#YR=[7O+0DO)X1.ELT2XWDG@>8>)") +U.+&J3.X1._HGPB867!& /
MGW&9XP76(.Y"'IQ9\XVS9YO?6<*;QV:A^& =R >Y#Y+PT#FN$"F\6R-60ALK
MH<W-6.9@G7!A.:"WDUW6M^Z&=;-L'W3?3W9GBS;@;!U5KR&W%66YIZD%TSXP
M\LJT^Y[A'B^YOLK!\\\K8?DWF_N?>*_1]4/KU#%NS@>MP;G^(@E[ZMU284DJ
M+O<!!' @?VK?!T\0/H$.4M5Q#V3<Q2+IPB/AI^(./%Q^\%T)9#O(P_Y2IV)E
MB#]"33;>QGMXLHY<29W[VV^ZTJEN?:".E'[C161.]U>.1*SD]VT=B2>+L5-N
MLTO-/-ROO:\4/]:?R&=7_L3S!*WT9O[$X^ZSNWZ0C\Q:[<K\]<-]F:/ZR!L$
MPW(C+?<>!,!_D6F01, D*LSU"'5E-V,ESM+;S/N/E67GK%^Y_'$T*IXLKYCS
M)K*<6S[+5U:B&BM1+;[I%/]8B;W,#@Y9=O3M]&CYZ:/7DMA'S^CY=YO1/V>%
M_)>*8\-0<<L[(_*(*.)L/@#HD_L>$P7N9L[-:YP () Y[*-+NK9Y[_1PY[R%
M9^DIS(>LHQE>X7GO%&%VP]^+EY@Y0NA=S)(G:TB!K1UQDC!HK(F2]1:6K,?B
M&=[V^YR<R@7[^GYSV\L8*&[%GWRG\40 -DWJ"P;QS ,ABX^ >+6<@NX.1&]5
MK[/HTQ_.YJ^!1FO:J?061Z+R$84>(Y%[Y,&/N%Y"M[HKY1/C]I+:+6]<F^7%
M!K>SQ(1B<:A(>ZS-E3#I@;5E.E,P%C%,L07:Y4RT @,A*J4DL"77Q+9H[W9M
MM!&B+WV$G=]KT#4:/0-&"V]L=J=Q@ <VG!H*GI6EBH+5DK$Q=ZBA4EOE7HD4
M=='^Z_P:'>^_#HQS HQS^OFF=6R(9F?P&._[?WHG2XYBY%9',4375OAV[S?D
MQB<7++%2$:/96(HZ\O#L^L8OML$0-A$IG95><'7JAR$_YW MP[RX%2?4ZUAW
M'PMYF822H/0$J6',H(D%N'+79B*B3;_DX.S;CN^)IQ[_7F3>S=_RPV]PG1A"
MS6].D#DQR-QUC^MDP:5(9 U]%JS<F<ON^%&0^"7M? $W20U_UP\UQP?CML+#
M8N"9)4 3Q.;&>[_JCN7*.H1Q)IZL%V7J.N2?8&O7L]Z_&#?3+BA!%UW 29E<
M.D O#%OC=6Z;Z2*FHQ>L:<]GJ1-^EGHSA+%X-49YVI4#I"\"I$4=[D K0]]'
M-PD KA-5($!%P=^ !XD)#V!(\!W"JP:^+_X0A$5:'S+68>ND8KLC!J0C_Z8#
M:X=<FJ;*/6ZMDU,-%]C;T%J'_WH-JF9:?-ZB(^A )=\I2I?WKLRYJ6"]0;Z>
M\"!0/$YHV8P#YF+IB0>>*V=WHNS?F'O(=8R;57QM,V!4)#&@64""-#GO"28J
M#*F*K7WVWT._P/4T3+)!<<(H7N-SP:7TFWH+2]3G_?L]GP@$8=S1L&H/%Y0P
MF(.1A\(8A" =VQQX?*+>MOHQK8"I'> "@?@$JS6"C*D:%T$,%X*AC*\Q\'X'
MG:@3I61#BQD<],:B(^$[R:.PH-YKNDYDOX3E4'RNC\@_2\5 CSW6!^/P*E?R
MZ1 M>C!C##!,ZWJ%)Q/!;1(H/? 7QR%Z6YX'=.07$P9%D5T'ZPF+6%#7!IHC
M*F6N^V&CR@:6?TD%T;$*MP-Q&:$P#)]V@?T2-8LWTU(NRL D%A@8?QDL5PKI
MA'@PWWAL<@";8VK#.'*;PBC _]^;=A_'KU!+<U 7#-4KSPEJZ)M+T^Y20U,2
M?N!,G3'ZZZC+5 2V*%,R]&B(8KLX?#80,2QNQAGK^)2)%\.VQCM[N,@DFUB8
M%QJ.@-<@-LP'A"(A^G(!><J1+LOA*M[.8^YM%_+'@J$^\-'417U@^-NBMK-.
M@,%<0YGKN(X+[*3*K:MY,;R []T[,@G0.;/OL&XZ\!\P@>&"M4AX=H<I$,S[
MYL23=9#T@(JN+631QS@DCD*Z508ZH!+70IEQ[77Q/7[%79EKJD9QS].Z/\0Q
M?VR(6#5;3 1@8T65USNJZ536=,T93>$/[?D$I@ISI3U (4$1Q=G/%N!$,H/:
MH%MA"<;G"Z3K+S.5TX[$V 2*^65 51::U:,DD\'GBO"\>8_IDWMD!:%YL+R$
MFBH*\K93^7*[1<9ESK%98KP*A;>CD#P6;R^!"2Q^01&\T[P*O1U-!PZ%[:B7
M?II)YZ-(C%/Z4U?.",.2;->K26$XVLQR/*\N[SL4B4E9=6PJ4XXZ8.)=N([+
M1>*<BJ4)?_I>]Z==AL;2H!"73+7FK@4.G!B4Y\;,.9$"451#/?J[Q(+OUKWS
M*[^A1[T*K- ]I\YG722GWU;:X^$%"$%6() !]A%OF1&Y->VW@6V$N8/:F!@-
MA$@Q[Q@820<+1PN"+7!I%;3RMJ&%G5$$D0CYH]/IU[!ZK$])P/H"*1*63I@^
MU;^4GOL2A-6J^3)N)R;<!K\72\B+V6!]%MV)^]RCH- 41RB*92-I!X;FU\>>
M]E2A$1"5.V/RZIIGJK7P11Q3CQ,+:X+Z"WK"J08_&1/0GAN$*<:N*:9?=R!X
MIS*NV%K(G"_@CL;)K0O!Z_1MUG@CD\V<44)&*0 Z,2/PL,$;H,&W@ @PUQ*S
MCN<O 3!/[R@N&_8T67.(E):\3^%EU87)W\"K<+ ,_]CJ81ERI*^H03[VQH3V
MCKM/>$;E+YM]-,-;<T0^"BV;)R)X1N!-H%,*B@:NMN."!TD-3\!%*7>&3J@G
M4=RKUDD#P9AN)[LCL53!)U+GZ\;8+3=,V^]/V'CAH8L2[P@"W_FQPA0(C+<1
M:'"M6^A"-RTX6\A=I3=&9GT&33LAX-Z;KJYBEZZAT_N.B_."9@K40V8#'OD2
M[=\I-E&H*;P !/<H,/)ZC\30TR\OQ@]\?W#<3(YJ(@9\)ZR+OXK#)Q?7397'
M#]Q!&4T'-#!,8#[^/>WI"040CB'V(2/KN8N>,@8J+D7#"]8FX4]H^^"MV2*S
M)W#!VODN-%&05^.K\?!3P1Z!4!?,M6V@WJ+;#[&/,O+\8JRZ[ST&#_)=Y[M5
MWCPR;UY:Y<W?&_7]<;@W=K8#3UG,8GQQNOP#<Z^OHZN%=&$1Q=;4+],4B(_2
M?L@6BM<2_2B+\Y*: >^KMQ]R4\:3L7_*:E9 >]%.M!T/(_*:HFQZ:V-R4]''
M;G;UM7-ZQ\8G'$73G+.OCV5:?$3NZ1C'GB^U21@9ZSK+S^?5>'M;+I8UM)]N
MW*+$(-K-HJ1GXRY7-I124KKG@&A"K+Z;H3%1P%BMO$=1*SJCLKXHH;F.^0ST
M*67FW#-F+%HD7Y]=!7_[Q5H!P>/\:XJ8E"T\290"CC^6VQB;8Q;2%MOK@E6^
MI7FF=7\3M^-ENQJ&*(KTL](Z>N^*UB_>"_=\@__;W9#Y/WTWY.<KW?QA';<;
M!\WR^46K_CI]WX!MTSJC#QCU4WJ.#+I/9];ZIM=B'WENQEM3:(4WF:NN/B(*
M=;E8.].X?TNMR,DRP@%Y3 -ZJ7F9]:C>"=* (K/I-\"$K(L;_P0XZCH]TX:
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M .XV5MSA!9%*1$^&=PX5!P]KD5J+4(X<#-UNU3AG3 _S=WC-18D(6<M&<'\
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MR1,D8.7/:EIKJF'$(.V.4LXII\0GYIC%-^V'((C:.3^TJS7A %R0;4?9Y:W
MI@]@/<F/-L.9D]?B9CZ'(C5L7VOV2V"#*CA*,_?@3:0,L3A6BX-235+$#A[4
MQ5'*.<5^J /EMM>?W9N7"@"1:,^JUKQ;P8(\.THSK_F]0.9E2-/M:L8I?(3'
M8EAKMB&\(.&.,LH<*CO5.9-:DWR(%*3744:9WF17&W^)V +#.SILEK4F&P0,
M<NXHTWP);(M*L7K1I%B]J!"K'66:*:AXH[Z^[VYFE"P0?"*PH$ CV(=P0T)\
M<G7B-3JO9=ZQ)U81JK'^8)? :EIK\F'$(.VNCL*& 5$XB &."4/,U\G<SBG@
M"4%9J7J+404\J(O3==(_,*6_,_[,IAA)SG 0)Q9%JQ5 D5HK4HX<E,/IRND/
M3D.FD(BVW K@WK":-H!^&V*0=J>+I,FV\MW(%;]\M8A]>XD&B%  '-3"Z>+I
MA"DLD&]>$W.)%$KP%FEA+]$ +0J @UHXW7@<W:@C[<^"%^\=R!DV@/E#O"#A
M3O<;3U>(THM0:@=D8?S)&3: \$.\(.%.=Q1?K;!8Z##XF^#/:ID<Y"TBWEJ@
M 0+ N$$AG.X<OMJ\O%@@/M58J,*!=1,DL(.&^+<Y]![\[]YGXOMFJTD\)V !
M$H "L'VM-2B!#:K@*$V^44LLLK.R")IQIF@C2%FI6BM2"3RHB],T.?N:A\)A
M.6-7:^X!N"#;3K/@VW!&B3\V;X\L(CMCU@"N]]&"5#O-?"\0>Q3A6OG;6\%]
MC,W"D-S=DQ62KTH5-$">ZGZ PKD]BOOR'MSHQ;?R)E31G\/1: L?7!24:X!,
MI?!!=1R_BDJ^'-G#P<7V#L^Q,)LW[O%&7>B&'HLG5Z7%:ZW5<5Z DF52[R^=
M/0=U\X_ZN^2Z^6'^@(^^\B=02P,$%     @ V8616V\L*19)#   J)(  !4
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M+D&*Z)&RE55-.UPLB"6VGLC $A^;91.Q("I.O &W0/P99Z3A;ZOY$4F[8&.
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M.7 LY+DJ*I&]\H85EORN*,>!,=P"]"+L$&$C-/IHZ;RYN:P6,]8:1-0C;\R
MIR0"B+S@W@;RC7Q]$V<!+51,I;P[DFZ3&Y:'0U(TLW6)D4"OZG6[H:^G:S(M
M=R;OU?/^=H\B]8OQ2%0XH0_NKBJHU<@\TL714;Y.\A*TY+3 ,H34T3))%$_,
M:;*L2$ADH)LI$Y77:'XE!X__^U /" B5*[F$94VKE#E4S\@2?P\W7$4<=>9A
M=;3OV+-/L0>1JH0EQWR8&U/9)A"8^E[Y45T-VD0--'-;YA7'37?A@L_OMWFX
MP1$G<XVX-1U3Y?E[H(:6Y=\L7P -U4E8[J_N+Y 6-0R0AIN J2\1*!=N>LK:
M'X5G-I4\05 -T6;O0-PK'\RD8YF5HA/Z3@GBNO A9F4DO(NVWY+@;5=84;=<
M2MC?7)T[ X 6C8DFD&S<(X9?,(FM/:N0:.%HY@;OC*YW2DL7+^I+UHYAL*AQ
M< ?T>W&_Z3>@7*/V>SHLC+Q2*HKL22"L17Z14;B5BX.ER9+LS%7K J*H&#FY
MN-[VM'T.MS0^=W&>EY_0>?H$5\@IWH!=GTK#';XMCX& 2)U[EC$#TQ63@NTD
MI];A3 /MBZ8>>;9D20XD3%#N41=(BM[>']*180+TZ&W7W:J=4J])4RU 3TW%
M)5+]2&9+QG5\L)HI++EHJUICTVI:78#RKZD D=QLU-OT"H$-$*-(KG)KH)SE
M+JBPN-]4.$J1W" 8>QZ!MR%%'P%UX15<)MI*\>I +@W4V%71V)R,IV8B2$^C
MW.RP733R\9=HY.<8C?SJ!_)AY]RK.D1/W'#6MW0DVPO.6D^V6:LLU)FI4WD(
MT;A)TL&-1:UY2_0JUHD]L&H&Y5ZR6[$G#9M:UTWQJX4'76!OJNWSYB[$Y1^?
MJ+@<M\$#1WCN41?$1R!2ZEW6\QRDU#/N+J:82" \?0UG6"I69]BF)%V,(G[)
MZ_5*&2A/ZYJF>=URF"WOA13P&@TJ1!'G*HH'^*@#!IQK"C0X%J12J8$P@7R]
M]?VY& $^W54*1/52Y#U+;Z4+&.SOL1=%$>7KRPI+(>0=?W2S"]Y!;NR"7\_R
M*0:W)!!P@?@7I>#73*H9FDH7Q*N4#N]J]&FN\#."T&=U)49:^$U@*;MXA^O]
M<DEU. (XD6R1AHX=;1ZO;DX+#V*?)'[2;==JRD(8D>H#*7"( ),Q^I-H'X6X
M,FM+9 O0<3.DEXEX&;A->+HW*)"<*RR+BIO<J2YDL,(#]G'9+2[(]ACM.3/W
M:Z#UUW^>O^3?AP&?9PMPO,_?W00IA2N@K@I[?-'Y<96 ]H&@"DO8U8*AC\!:
M!TD@R9H*_GFF084^YM:/KWY]<V:34^L+L5EQQ,7;NY#3[^ZWG':R^;R0+F6K
MHV=T<-SOPM'* .T E"OV=&X1C][D\=H.L.'H=]CADU*]*OW@W;FR\F(ODV2$
MMI&*.)OE5_FB6OFJ34YJU-0_";(=6 T5_7M<"2MZ6Q8P^G1LGQ,9[0R)^3PK
MZH8JW<$N(<BEN:-V%??X:8<^$IIJ-H>ELE8&P>\9*([WTS^&TI04VJ)0/4?+
MG0'$H5FL&FUR?,:B8+M&>):_C,[61<V;- Z,L-\;JYG;-YB:BG<\UY+,J;P&
M*PQ+M, _DI@[EU]*0%\(B_'IZAM$6^IJ[@*U^3'J@Y-KQ72+/V--K%$L!I]D
MY&!?OC[ AX&WV,Q(#C0"A 1!I>VXLLSDU$>R96&I+A<?*VWCAK VP#@5=S#*
MQTI("TMRJND[I(*J;A\0DLLLGY!5L:C*"_N;P=R%U@L&682#YWX5JI#**MP1
M.D.B 2IF%(,9K@K<AMJ2'O=^P.E:L^>:J !$4%<;?;;-*B/*X8U! XM))NE3
M3"JB+*.FA'$SJ?^N]31\\.(P3O3O[U&MH73RS*S59O-L8612WAU)MEEQA564
M9 ',4,P6DT[S7/C8=P69T],%5S62)PB7$H)+U):35&68P\'U]#*R!R_7"MA%
M);EIW 'M[;5EPO@FD40^FPTV%2+?S0LLC00QB]U,*+[FBZK"NMRN):^>$DLK
M^-YE,4W .%=&9Q-YFBU @;8WO<,G+#8F'S"C.TJPDNBGE^(G+[()[]^J:XE*
MQ.R#?P3&(=-WS^@-7=[4J"?*EF6VY8*K07U"8+V27(NI\A^*"R_NM^DRYF*B
M>0W_5VH4/SY;"R6A$!!5G48BP)$N(BR TW]!A<0.'F(D?8OR;]@QP]#Q=M&Y
M;[Y$YS[7Z!QFG;G 1E20UVK>\!O5T0-V6-&X -IV)(Q/FF1-P2@J5&I!K?V.
M)]B6):E*,LUR2S8%_0P,@&9R4'0UW)OP\:JQS*)0<&+(8PXB&LT<,DG%/N?.
MMJ$""Q-DP" +J-:.0H0>YL_!*J=;U@CO[[WTOH8X YP?QY=^F%6Z(8H@'C4'
M$9BNO/G*&F4\00U*\B.<CEKC#A_+1U,$)-G2S8>^N-]4J%5:>$I-Y=_RU)A3
M_'>&LNT(D]>$1%()_DU;8VGXFI_>]R1_\G,V8)Y$>"L9!HEHK)O+1H\@-KB%
MXD[XU:$1I$_23]B%#;&\?S:$LQ6H:'<$J<YMUF9D%?(%Z@)V@T2(P\LQ-Y-+
MH=!]3(T$!^E.900V^?31FNB<@\6Y+0Y.ORU,:N/^5%_8#HBIO'_$M+%DJK"(
M$H32>E%0.)QC1\K-KFUT,% 9M^Z%Y92D"SV&$+J='[LDVF5,L$74BD2&VLIK
M1N)RT)5%>94W+5'_5(T3!TY)%@B%*(H@JL3*SMVH.^HZHA\=K^N([M])@,4[
M!L0_J#X1FGWI8JYWHJ%'##<?V75&59I@J,]5H<;&UQ9M61P,+O-"K%;/?.6:
M3!E7Z0?5R=2:F<\P?IL*XGV:+*HI.Y'HR8!_D8CYD')Y,4I*:TBD$JVDT,.T
M0A0''%G$.2:\F,JI08+"*R6/*'FV0B/#V0STD>SX58Z)#0HRY8SRH'P>S#%8
M^P2.8J0^CZ89O-JD]RS\ BQXT6EF#>1+F_NVD,L.*#6YS+,%9M5PL_/RJJBK
MD@.@;DV^:Q;5:ZO%N\M)02JSJ#'U7\\SC!KAL:;)15V!)I$?%B0'Y0*"^ICH
M3_19V2'1"\BAV:*8YV8SAE_,Q0*1/HL!PN%GZCX)D2#=;^'<+C$BE2V:5/8(
M<493#$N7;89&!&$#7V>-3'QXCQ"$L/)62OTOLW]G]8QR8N:WJ[RMJT7>+6F[
MW0^P\=@00K [$Q!E5?- J@UY<@SS IF*2QSL>3"%)7'B9H&16"\*_^9>JQP4
MCJEA8Q-W ,ZV0X@3&BE"FJ5I:$]MR#&5MFK<(28>6%R=71"$7+.J&LS0DN.Q
MJNJ6SND29^U(P\K :J*U6P1>3UQ VC_#*0Z&RGOY[8#5,7Z]OX=6T0H]1-I2
MFT 6]T&RRP88P%3N>]NHOR3G?9"F+4IO?+&-%E7!(,2!;]:W@7:)6PU$I9P+
MWRO",90:LKV32A6W(3@!(>X@BKB.-F.6P[G/W#^214YUKZEK1Y&^%8;J)#NP
MK$KS;=B>IH(461$UKWBR(D)<#"&&>0EV<W\/MA.D?X95$%N6/$C@?8O@G=EA
M&DW('3<!&H_/">(A:5(PB7*"Y+#CZRB2LEU4[]LO4;W/,ZI'=H,D"N;4PI5G
MY8-NQ2G6)9"]LPOP0LTL(.N%O$&E_%QV5%P1IH#&"WMU*_0LJEQ)';?@KUPQ
MW);50I89G5C>W_O%ZI8>DY+(8X<&<T2E:1[;XI4(385#REJ3?-/<$_(8)LN[
MVJR- D?]!>S"=E]](K;[&75:SA4J,)A?$DO$?JY1,\4<\C)U/0QI8B=,B8?I
M\-P8!$G5@,#QHUFF7:8N.$U,XH'Q\O?4 @CJ@2=A#48E_D3]$KEZB78.\9<9
M%2ZP;O!G,?<3;?T+(H):I3<-0[*W6RN5<6PLMM)W\<K0VQA?&.ZZSF_0?LF.
M7'PB ;26B0+((E%X7RIMR32[[GX-QBH68/)=$A>EUDEG.^^"T?[UB3 :YD9^
MO9V\8[%<+&1VI-8A4:LBVG=P:&!3U?07C,U7-WGN7;SQI,[^7I35R;2@H@X0
MB@:6*C2SQ6JIJY]*0RL!I,*?#%-0A^^\JW'!; FR-D1*Q"*$FZ6@(2&8($.<
M9C>\"W$%IYK?+JZE-TN\C+YLFA<K(GIPG_,;5RYU@U?-VT8+:]M+BK MV&N#
MAW;Y>+-H,,&&!I\N^;$++".8+\B XW/RUC.7J" ^(-^FI:)2$^[0>LRV;T$:
M"(/@*]Y00/!FZXHPL04*E%PMOMRL/(YF'*"/C&OX_>B<QB]1].)Y56-=??(:
M4QUDS;MXVK??@BT]87_J][\GSS (5'.\[?3XY%A4_O20J2>6J1P-">,@2 0<
M;*"3X3U'HI228'P3(W]PM[;(3F^43&0-5$Q!"Z="NM!;#.-^9V!@/'CN+T9C
M0?Q%=!UW$O2K[[<\VW7HCZ_W18:# "P:I>Y;C%(O[:O0!"HC)U1D5/ M[>DZ
MQYL:B#VQHA7Z@&0(D!WI9+(T%V39DAI/8ST>#]/T59A U$#K[_)\I0%\$,%5
M330<P/+Y9M%6RU@SGI5@GLO0..?(-5,3[/[V.+4?T.\,^_W\+'E]]O;-J]_>
MZEVGQ\<GO/>_T*?^[#X5MK[$.)-__I-O?,<%L1#=@@ZYN\<]]136LID'>^^,
MHS>[X,3FD^+$$?LB'8]]C-L3:DQPCP-FH%37I*-6@D=2"2V:H%M$!MWXN@DR
M71C;QP[9)JT4Q!FE.47Q-QE11>KD:B0GALXL65L0"@4_Q>??[W1&4W+2FSC_
MS;='C_&P#\X^)N&X ^_Y2&#*@U21H*2$\ZBFD?:8=*4KC_V]+&BZ++=7_.2"
M!"8*GSC]_P+Q*%O%(R;YC0&NKC86Y6]$._AWM1;.J'3<20L5$ -/I%4(?KPL
M[%>1]N+IW,!C.I"8"[[H98<F#1 27(WFPM\*# C_D3>M69&NT1$ZFQT8DD=#
MR&Z6 Z 8C26?Z\41,'*]703OR9<(WN<8P5LG!)Y]?.WAP?@PT=@R.K%BPG&7
M!J'G<@9T6B&"/1<1YG5=4&Q?>_XB88(F4)U?YF4C[;9T.1HLCA%LOHZC-W'>
MC)Y9/<#!1;">%R";V^8=2.5JM<A=3.E-ONHF8)G$E__<76;ENLL#IGY>":()
M&IWLPOS^KD9[R>('!V.0N)<4ONXW"K^>/#K^YG&:/*_A)#+X;S>!_WU5X^'\
M2C79?P>B9TS"\QO8B;NU0-CFZ-DA3QC=X-["&PQ6K:PSR%/T+-D:U_0]*(VS
M55TLDM-'..#\Y#L$OK@ 1D7CEIU*+4DKJ^O@;^I38G2!VR7XK_)';-G*%I0Y
M0IJWU8QLU\,5;".D4KS):"Y]-M&9G>%4%PIM\ANB%Q#:!X8],C98KB]QU* /
MQ2?FSQ'G.?[:A87;WE?"VI+4/,SV6(!&YQ&Z2B>%JI.:*3J>18XX&V1)8IK:
MXT]2+(6&=)A)W;;HN=$XBJT*#D#!')J8BY(SR=VM,;I6?-S70_:6;)7,.VY/
MFF=3K';F$#M'"J]<UZ'OVYMS4#%@X@T\3"R<QCR,AXE12$V:^P5P.GJ4?\<9
M]^D7Q;#-T<81%#TL,#.:5B,D&!-Q)/#4F-L[V-O[O[E"[2Q68!EEKA,EJ$!N
MFKD! KX.KE>T-A3S3)/Q* PQA"-VEW@6'CP("\ODMRN"SL3,K>W,=2)86_$R
MR9/Q )X4(]9%@X$)K@JIZD P[R0&U-U7(OC/Q&'7E4KA%)BKW 98%?]&X8FI
M@LE)<8ZZ#E0YC9!D&%WLDR69YDJ7OILXJ"A"4L*@*H;%1HLI9 :+# ,1?3+4
MZ*E5%"Y\@'=IB07N4CTI<..QMP^642VN;E%?0;NAJ5K)XWW(QD3L6@PV+FY3
M(G;$))?< :D%#2P?0FM2$J\),/8H%&]=2&\)[I^$S"TE@@CJ<AZ^QG_?WZ,B
M6WTJT<%,RDA<%1=\:G$AS9N8D:RD!@#\G"(GJO_39$P%;"@^' W+NMV4GK4#
MVWR"@/,#NY".5Y^(=(S=TWXZE0'D5Q5A=Y.*FU+!%65@$H*.%5IPZ&/9+/]7
MQ[56+1=C\C\$/ PK'Z=YV1 :!PJATO6*K6[T$N2[!Y?@UMJP:XW5,0TF<5H^
M95;P7<G/9WK^2^5_HUD=<*/S-M.49SGGT =(*H.\@I6;-PTP9N.$'A.[E-C+
M(CSR&=:;YS7C/F\7[/SN2[#S<PQV?O6#K\&2P#B8<.P&7>:+N7;E--6\O<:0
M#1#719T!H0DCS$#2F@A<<PE2[UUR76=4[RB/G,+%[T2THI[1IRHS'8+&9OH%
M49I/+\MJ45W<I,PUL.1WB N8UU>8C) ?F:'*;)G[]DSNC*!8?\=]_3P(830!
M\,I>_EHN#S)4P63/*0CF&VWE=7XK!K XE>TR,<NC_;U?;]E^<DF-F-,<%LFX
M(%Q<K:DQ%[G(Z!C$S@<9@%K&0<8MBX;*9D!H9*Y#0P0';'8K[C4(Q!I7ZS'V
MZ?E]^X1\.DVA#^Z6J1^::Z]L6$)-G>V$U$/ 2JZ"?L-S0;H2]B0% )Q89DW=
MYFQX.CSY[>NOW)CT7:C2Z_NG2H/4\D85BKZF*[7H%+%&RRB=4/#ZS'>AN 81
MWS:AG(>S,%)A,=>6 L>.3:M=/75_HQI$!?<D44&-+M4L7UC="N^@2#*E*3P:
MYR^OWB8_LX !UW<%1EWN?_[IU]^3GP29ZS4E'\!2LW_\&9V9.KI&[Z</QJO.
MT-VM1JXZM-GOW_#SSNGSX#^\;^$LI8'*61X1PJ]DJ%93\8'2%J.60T_F+G=J
MO+]M&QP.:DPJ@RF4-]*QT[C1B/9L\3E#2]"PG0UAN(DT\CS75R/@;=OQ;R5=
M.W"[H*Z5P(RY!)PD::ZKP(X['Z;URD6*#4:!I8:*\["WR#X<A=H=/9U[^P].
M#LU4EVBC"V4/_B8T_M+DX/30:&*'3]G5JXIK'9?9.]P6]$:NN++CN@(%2I_S
M\#!!C%QSEBW!:UZ"=-L)9NW[^R<?MY:5H^5I$C"17GSM!/-3O ;B(\CGI,IP
MK@S;[/(#M7X@OKNZLQZ6@@IM/$ ( 9<P8B;AB&4U-G"%]9AH1CFL"VWU;*0R
M4PO=AKK\7;R$"VI=",33?A!$\>7I&*/WH13:#!?<%#2F\!,LFE;<CJEF'#D\
MTG*8E0V5%A=+K+ C##'ZK^M ].VJOAN1VQR8T3"=<PLI,)?J6FQIU'_10%[)
M2/.L^<L*EH?HBVBWEHC)>$7=O\9]\WN$4Z2R-K/:X@7^[,ID?O-;9%0&1Q)(
M!>#MUJ[%VZUR 4H6$);^X-N>S3DW> )D.B) #":_L .[GFE)8X%QW< 8Y5-E
M*Y#S,GTH'0&6B+%T3% &[R'T9!R[U6,4>,W8WCB=5^A /U1"^)&;>JS^7%S0
M1]Z"UDL@U0O\]5:?L;_GOV,7@O?F4Q&\8!>\[$,$L(Q=T__?]G *=8!8@B&
MZ253XY2X,45"-O,9IE-!%_02@J%9!&T0RVBX?8$Y).Y@'6FT&JCX5V!6"Z)K
MC @:%P=/Z1 _0QWD_;TR;TF'8SM&/;NFJ=)JDJ0L2DB^P3\F&5IS4?F?N\*^
MEA<=(O)/=1JH+QXE@'[4*?C;_;TKH/U*NLP(O^JRJ&?2ITBO\?%:US[.E@W*
MY[Z%-.2$I.[I3M8-/4H&'^G[25C;@>N;7X/&Z$H]:7,,X^$#8" )N^$3AZ3N
MLW$#?-AP$'J5XB:%O3>(+4NMM-DN;G=R_"5P]WD&[H+T#A(5];!+M$<0ILGK
MTLB+Y(NYBJIQFN>#!&(R) [93 ,9,L 8Z1#42RS']_=Z,T-1I3_?$M(!C< %
MQ<)R06^@.%BN]>2-0*\0M_LHN?0Y*,,CGL?^7I/-P3I#(]JFE329% 2@+AB1
M7M)0B&/A.EO0AIUU)8X]D5DEJH:<O!W8JP!^G#"&FY:GLN"$J)Z5+XN2]BTN
MHC2^]20 JS!VN7O +BR.?W\B%L<9N6) U$-1K:3-WL,.MEW=ZUER&<^HG]X?
M K:S60@_+^ZQ;DF!XOQX0WA7'_MS\"T.XL]-.\QNZ+#]*Q#^V; @)L2X!4G1
M CP$]B0GNYBP(1L)/-#@WWG&MNM,9N+)+1J:10>WO@KT&#4ES7PJ.3:)7,M4
M,S0AR*6K8$\H;<"R",O T)0Q\WJ,YT2="#^=G;T.&HO(>^>X!K+[=%IW^%+V
M=&79&M>OJG=CVVZFD13Y4-NUH1P[]P7)1A'/;QS0ZDV>U>R#S04JT"*6HC=B
MHM[+/&\Y^.H/CXS2.G]@SY,>/F/QGSE2Q@5L\]HC8VW??M#P;3&KT\!)"YAL
M1F-I:10+4;<SY;%P+W89(S06G%OE4ARWPXXQ?^I9PQ:0MY89"KN0G%EVGT1G
MXK/O^WN^Y;%1(FBD>S&7S(V;_TXRL,X5&?YN8 B9X@**JBZX[LR46'",I9E>
M@B[6 %=),(JM(&]RE.-&!!OC[VZ"S00B,_VC7BX%'9XZHJ"/#R$!092JV%C.
M\2T<;%;,:+G]H1X#0FD  3IS+^5A+<TEUD&HS30XXX/E5=9<(NS^=9.8,4=%
M-9-'F'"36YI@XO&G6K&/G6 L+F2.*LH]VC@GG]DH03+A/A9GY3 :=7M95]T%
MM9_8I2BB?\OC=/?W<C_W6ARK)6P9RK@'.!PAF_W1,>AC,Z:$0,2"I*A) ??)
MF54'^KS2P.O(*$6,:2RG0D"/X"P'=!E],1N,WN>.H(/#B3;\8HFIN84%XW:4
MT3"L]A$P/?U85$P>($DJ-$M [?BA#:&1#QGI 4WWJKUDXQJ[<X-,%V\=4[50
M@=%:6 (@N])J2S7HELL"@P2% #>")"<>SP9/G$(* ^<]A/9LCH!%PMC6,XS3
M(+)P%6,]P\ESO!NS (B-Z,1,2KOCO3!;(+9I!>L.O[<$1]LFZ"LV%L8SB9K]
MWBVI)S-O7$KW8 S$5<(]6Z()'ZI8)A9ZXRY-?C*P.7#T/ )'!>LK^.+]O9/C
M@YSBP.:V\P=_'\7;$3['.KP&A[ N?#[E@6H0+D"LW^6M^Q5%HRP5&#[\L+,8
M DJM"5F.926ZX98?.2?8]*=/X.2J!=8Q*N4N"H$ZF#G@_C"%@"<5NYM4"22O
MH/>Y]]RPR\%K\5@!P;0;-Z8._X(5X"VC-9"TE*Q.U[BF#5X%?Q;^J"]N W[H
MP95OB("=?(F ?9X1L!T8WY/)_3"^77SB1;ZHD(T2.&%LLJ@DW\QC1X'3\%\8
MJ1I6;9OCX)P[<&.DV6A$94CR %$P@^KUK)M1T<V([6K>3:+&*5..@=CY4 HA
MOQ7&/H=)1@3OG75'%(T,;D-=D&.BC^7/A8(PK*1TR!A$\P)4WE"=O^]O1#0J
M^A4HSE**5D:\!-KB33#\K0/=AY7,JI4O1 SV53^0BY0\>KI;^F\8>\62P.19
M!4H_.0@ )8)RIM?/SWY[%B'O\F@[OSM8&4JOBG8G3;*>14#/TT%LFIJ^S)3^
MS'&":881XIEVPU]5[[090&[F/F12$Q3 DHDPI%&"1TW8.)_5F;HWG#U><WJI
MZUMV97%N'%^,M^78@]M7A7ZPN&O01<SJ25;FS8/?WB_R&X/8<QH#V?>O# K)
MU@,E]HRL780PIM/[(44'0AA;E?3X\+^D8>DJ+=B1[ */,+8H4.I"C)K#,BD3
MK-6'V8.3QP=SK5P(K5IOPC:'FM*A\J+&1CGZ)-4SC=<]F26J\?FD-R;,T#JO
M6:*O!-*JH L"-22>G?[=##DU?Z=!57,.\B&3$2HF!HMM4T;6R- ^XX9(2*<P
M$Y2&]EP_EV,1CB<'-=,<>[E\R147SPV&I%WT(@3_@A.A"D:+1D!@F[0U,H,E
M>I0?X.K1;716+'J@('RP%"<")G_* .?QB]@+YP$U0<FZ5$INLPL815@3K2EG
M82(,XY\JV>4LGE*J3M*%6 S!8$'4G88/;<F#&0R0[._U]R/9N!U/W8Q-OP'!
MBC@NY)9!HT9J:W?D[]'=PWR'7$55JHX B<>O-%5@4XH*=ZEXF$.5\[-B+N'.
M1C*9/$*3'YNYD<H91W#^;XNE8OC:9]I;\,;1\\_ LQW#8&P97ATWA BPRWJ
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MY>Q%(TZ*S6)0Q\RR*Z6>Q:+H]PN3R&OF(D4R LO\.K4QXE 2>CEM>[B)1J,
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MU:(X=,>CM?EF01[G@2,P%@-"%;"%(DH.-$Z.1T3$@V_(8O;YY>QE6*D-E^Y
M@TT_$0V&IES^/I]V3&RNEU2:V[QVF,?[;^+,J2WRLO%G%[OV,C,H5"RP6]T]
M4=VC*15&+3,;$PDPK21,'V!5":P\HZ-(4QFK'U!5A)Y5SL%1:'V(T[(_8X>0
MT=23IKH"&G;%V4?_$:FH0#\Z7E6L\^DD(N3E.,<."7BQJGFUSM[*IEZ5#BY]
M>.7)K1?.C+AYKKK#!;3"W2D8421>ST35U7>H85AS;%+L<1+ 2EVC6-SVBFC4
M+89_*HQ,I'/D$S@GZ,^R?Y6;<Y;HF+-1^!^W01^JTFB,S%@\3\7?E@&\T^,O
M ;S_'P7P9I^(@DK>AFHG=/>UIPPK+EB-2?1!%)D/P"$W?/SP%ACDB/=F?3@I
M8I/D@"!0BX#RI?EKVF?\IT@D[XT9T7R5BW^"H<XF7[@@APEC$;X;#6G2VK,L
M&O/,D10)P/6FIPS$XR1,@5?ID'-JJ]9:OLDN $=/C^XU":\AZN]?_7#F:\YA
M(\_S!0,*O.[JZ26.>4B^_\NKL(&%ME7CE=BXA_?((33Y%?DF]M137TT2Q#2[
M525NV"1K"F<+A!01A&2I:\G;7#*)%;$23!C*FQI1(R/?R;U^%/>;22P!O1]9
M^.)&@M]M\D=5E(0GC!Z![$8?3I=7[(HMP$,!OVF%UL32Q?P9""5H&#D'S0Z"
M(^?S>)5PI0O8."MRN*B[/RDSC!ISO-FM@$<=Y%3Z#BO[[LG1X^/_]G9M^'IF
M LSJ+SH_$TV'/-%XR,PA%[OBH--3V)#3X]/'KI!<PM@4N1XH]/OX+/;P4V:Q
MUSAW>IK\AJBRL(W(4&'A/4:!?*Z^+UK%+.N)4QE!A<>TS-ZAT;_B5U7RJN&*
M(*IA-=:W ^II*FP9(P89KY<1]RA2AM1*2/.Y.6!!Q9"-;_()/D?"!_M[?W2S
M"WJ [D"_*8'0"&H.N6VY1_(]+JA,N^'5ENP1BA\O+% "&/X,2WYV0."//FD"
M5PQHH S-:K'BT+^H-2"B4,T &IH6=:O [O_HR[\$=[I#O/5B"38#5I>@E+[*
MB@4W5<$-N#?_Q*K<YQ;#QP)2D5/+;]>U&(Z(,[1#:@PE\<GQ7X^/D^QH>91&
M[\1.<1SL409B-"$IBC95:],8+16;,94U*.2KVOYY1MX5P?]DK;8.4*ZDF&.M
MK$:S9MD-"WABV=0CQNSO\7@>"DA@*J@NM&=A@'&8WUI-4<XDX,_ "WJR=1[H
M3UNLV*]2-.K"EBA^?"[:AMR$.G"/A#P&S=E&#RA0?NUEC2!$DKF:NECG/'GQ
M]ODVE!50E!K?O$S3"ZP04V@!.&!?^@U\;J49^$:W/EXY?[!6OT6$A-%4ZOT/
MZ @L!RPB&E#XJ:]JU9D!29N]QTQB=D/Y[A$4=7=UH&;D#<$^,)AO5I!!)J>C
ME"<WJST*4AGM'R)[V.X=2.;'G[)D?N[-WX&-US#^;S[&[8T3E8$V #Y$Q!FE
MAP/SFTL5J/##V]]?"A?\R:!?30$OMV4N]FVC!C<#X6X*B".S#AGG=[K'O*N]
MG7Y".UW<UYUV>UQ64CS,)<PSK5)U]JG6J*XQ=9WFP*$X@O \7!S%VK*KR1['
M&'=7(T F-ZCJ7/ G9^,#M-RK=*T<.N0"U $(8ZE??;IE4/7D2U#U<PRJKN?1
M^\^DK,B%^!U@G0-J0J-C5EV7%W7&K0V8L.*+#<J0![*Y0+;6% D/$F,0S%6%
M??,$@>,?1V73<G&=7Q6P%\C*&6%6X52"1 8FDF=I!I3-.*)*=8#<6V$@=,-[
M4_4FI;&/IS/(ISEOPV-F1SV1:\*Q$L@5L[N4PAMJ)'(PIQCFPG(WA"W3SD)3
MI^-ZC[/& ZHGF PU\R]5>#T$[7KPS>FAKMJ.D[SS;/8&NK[_A+V9KI4^Y(AG
M8&XMJA5'0\JK:D'9Q\R5:* S$9&4LZULP8:M^TAE@BOKO8R*L9HT*(?P=1E#
M[;AQ6C.5N:14TWA]62WR5$.BZ.'&$13;5!6 <N/EZ?K@4**Q(6IA]64Q6"HK
MI3%N7"0&OQI8[-:/W-\KEBLL"/.M&4"![W(;/[+1(77!.,] _3M!TG\]HOXN
M('\^E4K%M\,I(6(/AR WY'EG-IF54I1B-G 5MF6:1)?:U5>Y9KQB$>OJTJ70
M*@S3L^QK1,_W=IAW[>0AF1W/?OCZOYZ<'G_S%&,>\KF/46A*7= 'WUX<[N_1
M@'"F^&"Y+NBY(6T2,7=0(1E[&!@XK;M<\B?4V\X0L((7%&^X6X/%.'.]I7'M
MC0$YX@EKV-9>2"-Q-0\E&[$A2B&LD91PKIOZ0]+-W^_G1DC="!O0\9)WP(U(
MY)I@16I4A =QZ_!'!HKV%(WU=ZBZ07^[P/2$>Q<3/!YL\H.G^>8)3GQ:=,7=
MM$]\BH5E'R9P<'!94:I+7M*\)LIJ:(.+]A7.$;HCFRWR&_C>DAQ(!!UMDJ^S
M):[DGU6'MBNX(RG-6RMF>2]-[J31L&!SFHUZM(EO0"T3<I*M++7 ,D,!GUT0
MQJ=2T+$3PGB170'SOJX6[Y@8DG]D]0RQ2?;WB!S654M\^K3PCP$(F='M:A3+
MR]>9:! E\3&4)GD,HH>^^C&06D)Z,5W+@(GG/\Y0C9T)70%B>'^/00=4K^'D
M.#YP5EF$:#;GR.>$ABNHR"YX#%2!.7ARFK2_ 0?Y:D7CNHA3 $:POQ<9DFF4
MEW0M908THY+!\5K3(>.9&*J!?%S21$4S[62&JQ\0YN_ @E*LJ\!/%&!#3+3-
M<HQ.H9$PO<RG5 ")^DQ[@E*#7H5+I#:>7>E;8<E;2.,0C%+]W''I=88>2)K\
M+5]<Y>@YP"JSLGE 2_W*6V]BN4V%.'UDK\:]4^B2?AP]QBSH>6/\H*9*E#PI
M(;=M6>7IEPC@YQ@!'-'"^2>BA9-MU'"*>MA"AIGN6U>M'ZK(3)6PUZ'V)K6Z
M^)[]/;FI!RB3RA",6,]N4JZNI&I1(0 *VWY6?DH1BJ2',S>M%IPR6I#'%I+8
M@\$7EW+ZFY5K=BEH6@="T>9N!JP\5F,?$B<$MPR]6]6Y&@!L*\Y,Z"%8A B7
M%?9!IFAUZ,?@9!L[A=>O-_(U/QB'AV6F_]W3Y/M7/U O 7PUYBV](ZIG[RR)
M(3N."0TA1EVSSK1KO_ZO1X^?@O-&Y*+;@Q&\/*M![7,2G9=BAZ%\?"7WS:>=
MA^9&S3@0T:^%F[HK!UOAOW3"#SLS%5;)E45S.5+-XO&IL=G]@B2D!,JFU>IF
M0Q[4XUSW!W\29_JII;Y]AV-P5"F$)HC:*X<:Q1+N=&7=0\4%+M/M*Z\&"J^$
MO??W@I*6$@X4XRR:IG4LVT^JS[I:8S1DKL,)5HC$3VTY@7GXP9' ;T E4\#J
M@^Z='W*MK11Y$9^L3%QO1&S&#D,J&34Y+#3I-YR6<S&L4T&_Z^'T);XF8:QR
M=+A<B5PNX[F*"?PE;.[Y^QG',FG3'8*G'H@2]X?H53&$(G3@];)D?R]S0H,X
MEXL?N!C94$:X2E=8K[-7_)BM37?:GOK^8@SE5%2&)!T'P8R7L&J"WKWRNQ -
MHV4P1QM]>-/!@QZ=/@*"&2WAV-\;K<OY$I"]A:I*(NIRY#''%DZM936G)VD!
MBK&P&*LH!S#)P<*;4W-LUSCX0"087[PZ,!93:+33B4USUE%",AN7,DJI28]0
MOX1C#80)[WI+?0QX$AR-,?,,[>RLP"0,0^AP[(S![EEZ5 P8%M_?8QY_^!##
MBJ-E6MGHT:^AO]BN28;:.7S:7B>.N;H!&8X:?5#K$EZ[H*-/):#P:JU!1&@J
M1!\D$6CL'$)KMMPDPK*DNS%E #1:DXQ,FJL5!6 ++@FZR5O;D<").=]O([7+
MM0_8\E Z]D"I*B1 L&&D;JZR$*J'3W& 3D4$@$YJ,U:9: Z/;D(II9':.$15
M2-ZG%]O/)1H6!<W=E4!Q./0#/Q_8:9%+A186G,SC;P3#]U8?N>X$78N\Y^BM
MHPUFV#C^#8OAB9=DV>Z#33!Y?89F^]-84PSC!Q]&T^@(SH"*$?A3*Q4RZ3K+
M9J;Z-=TR,OSP2V3X<XP,?_4#H?HV" !'X PE@N<,]5^(M<QE:$">-2>TQ ]#
MN%V&%UN39JK6\FQ3>95GY,SZLBGN2'1#1-!R\Z_,/;S*%F+*R^XU>B'H;\^&
M)7A*W55>WM$^F(\;]</--)1@ZS"X+1^2+*KR@BO+#,S*&L>.ZU_NY.WC F@7
MML7\?ML6/0LCU8"1#B?&:)'OFYT7-78?NE!3/M"6:RV,YI9J)PZ$,QYW"?2?
M=YJ^Y5P[UT=;?P<N(SOWY%NLY]6%A$;N(7*#!8[%(8EQ;KY@<*"@ZZO)%EJ8
M'!OH+%?2CV3\,">$^O:CV#N#1J#9?CJ:.]G_6!IY"31H<<6F"Y4YWIGM\B>M
ME7A0QXBYDMQ27U% E^@*SN#Z$CMO?,-D-IL!]33Y8,@1/"R4>E$<0AS(0^_%
M,X-B*M#[8> PC+:@KW/Z C4KC;Z\^/V]0-TFVVK;K17L&IT:* /9EMOJU(\C
MB6CJX@96P)[>45W\"2G B_NM &WL#C<QN^(P)T/U6F\9)0UI.:GMA2WTH13?
MYX*'\&S1P7&_NW%@QJ1,+=S:6'\SV('2X!RG#-)$\\%)KRC9]V),\B"8@O79
M^B4!6'.$0\<\B_%V!5O%0+@8S-B?[3_/(A<' '+7/-1!0UJX&C\?+EJ7PT*^
M21E3TD7-%0%4!KU0P $1<^W(]6;-*A@&$YZH?;L@=7,06A1_>^\JUX9O+N:J
M.8+%-Q5-M]E56//RT^$8LCC,1!"-$T5JQXW1$#JZ201LU:J[7JA<05LP_NC[
M6;#Q0=I]3"D)0V-)6Q$;K969,]=>8V%;LH3MN<0H&1P#5:X[M<UV[;QHL)T,
M2+-N?7._:UBC%B=ZA[.'9U3?WL^ZLHZ5JC8JJ&%1$N)#!HG7DY-1J\EE;]>-
M\2:@,[4]? !5QY3X7O?@H]  T 7BW$^:;,^LH=ML)AP-F3G2Q? 2(9;KJBRF
M5'*4)3]EN @RX\[*;'&#.%BX\C=Y6Q?Y%>PSCX;;!<;2_>WI7L-?_PBQ@'';
M XC6?IM6K]?%P;RR<1!=@<,$9>@%&@MHU68D_FDZL=8LNTD<8K=2'40Q,PW^
M$8CM-M#":>+*+OZ*6HH_G3@10<NPB'>"$,>2RR>4-7U]R)9.MJA'X(KFPK]O
M&3!\]"5@^)D&#'W=X!BJBQWL&&-5<&""+<'Q#%HIK5[$MTC)R$V&;P9?:ROH
MR6=D&;R^F!YY I.V.4[/(4SP550:<ZNZF0_(_''F&8<AIBZ9/)YY-AX?EYL&
M+I_I&$>2O:A(;?C*+%;1M"VTJPK/X\T,T4:8 9<!;_(W/K(#W&WQ^RCC96-
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MM[C?E#^6XY80.!9/%#C^EX!$07N")Q7'FD>\?0]^ )Q#< :^II_Q5P6LI9%
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M1,*4"DWNU*U-X,#VI-38":?M%MAK,='HI5G@T@Z#(4*%-1:-FGD2\X_R"ZE
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MV169S>!1"EM.R \+Z/5P,$5P&UK1^I/07NC> A$QD88:2=NT*X_!N-64_*6
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MW"/SH:N,MOD H?T]7>!C/+D*#!.EJV-B:,:DW?Y>_H0?C]X< =U$"7L#?DQ
M52C"Y[.^ZWHI/\@_^(3[)O<VQ8RQK*5\O+]7I<Q!5K%&SMC/$.'2?+IV$.S7
MA,GT40\>LT(IRZ[H2J8$?X6ZFV)U9SBTK9';=[C\#W?'%BN5BMF<WAN+[@R)
MA3709;5>Q.4X%[DTI"9QN_].R\5J6M,!EG#\2#&!.*9\%C@.S YH -LRD@"?
M<>KY?,J/11QKU:1/P?ZQ^]!&'X.-.'>%2B&2C&83B72%9,'J'65SL'HBOT6M
MS2=TH#45W-.UP7)O#W-H NF#^0BZ(!H^3J<W :)4>I;C#2P1'%[I.7:7547
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M/X:("N!SPPM[H[@?C[>_1Z\IOX:::PI#SK\ZWGAB*^V@:[6E2T+W?3JRI$]
MF-:O)7)DH*2&]6*DCQ'X]UCO&",;<&W$YS&FY=G";X8NKA#1L#4,8Z4G81R4
M?A^TE&'7 :U"'J%%A-/IX7C*"83)DP3L.@U! %.N)&*<@]TA7[ Z<!9<;P%\
M_"9W_"NZY@_KNY'J[?X>32^%D2% Q92_LHANBXFT-BR67KH@Y'L3J+<!N&WH
M2>%51Q:*"IY @%<!GO'CD&"Z/=*1@3"6R)NDQ$P!&^^,)^0Z5;V'7'%+]/AM
M4%\W?F"7@1+;)U1T3R\\P!'*7APH+5'5TA)8R7K !!YFI@OL!1:1F"E7$.3
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M(R0X*1Y:5S$V!5NLKF-7V-/^'G1U9IZG3ROU#R/>)CQT.+OA/E92[E63./B
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M+B_R>^G_7ATB?YM^8.D?DQ5\D^O_0/I+R%]"_A+REY"_A/PEY"\A_]\2\F^
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MO/F_L!BH=ZB'Z5:"ZF]Y]-.O_7' "D)P?SPG[7?%G]$K\O&?SJI."&()'&2
MYXT2&:B(/.2-2:M8GUUH#VZ*1#],"]GKZ_FU3K_I%/&=QX%BLK"YMN:-L#OL
M7&A V\WC48=2S[#K EM)>]4[B0/&3DQVK/>@/(7IFJH'.C*0=M$]G HK^[:.
M>-X/*F0FH[;Y7AW3(I0*PXX.)][">:>=35]<*;RZ.(_5CU1,[JK@V#1W@%L3
M^=:7D(C)K%C[LX]V3X=61\B(W:9P7:5B)E&8OLHK2E:0MBE+[Q32Q/"E/V,,
M832<#K^9QE5W[QIPJB%9F6GRE\<]>II%_<,QAF?TWGL^T\&-UVIX<R]_>M_
MW>N4,;R>L^<PN_QTH?"9:A;-%CHG_VR+.6=DL_G)_BV[ZY>7CG+S$JS8WQ//
M4YATYRUJ'IY84DKB;>S7*2F1@5$::=(HA//X':ECVG):&9HRJ.K>AIP:E1&R
MYJJL.+853KBO$'""#-0MSPMLP9_*EMJASKD1-E^LI<<,:OHPC4+Q,\;S38TI
ML2IQ8UF1A0MI(>NGUO_KS&Z_=2+[R?WU[.<6_:N3U 8#W&?:5Q0?ILL76/:%
MG5WU"_3MG#S)[][%^G#?*MT-!BM6YH*,7I'V?XW^!   %;! Z56Y%,Y#V;_P
MGJT:=&KFVK_.XGG1MW8=42I$6A#5+&A8(UY59PG())W:VX77T&>MV>\%87:K
MRX-VOB),XLXHR3NPO_ 6^U /B48_EV23[BN_D\_OY6.7<DYQJ0DR:XZA2H\S
MA2O%U#Q:A8'1LUNF ?.)(#/!5\,V07 4MJ PZ->VJ?* 2-S?*/:Y[[[;5>[;
M-7&2Q[WKA3%GJL!:"**M(T_UN[+<*]0X%V[$?6XZ3R*.H>\F]"%?6LA&Q+N?
MP:$)]5#K2*-7>B2S77=@=9D@QVI/I-3%Q^S[\9=.[$-VE'VGX9[+QE;&@X%^
M6:: 94T%DDTA@)_E$#')K!(^Q&X!!L5ON.)G.;/4S-W3:#;U*="$OM\'@=F7
MW//;AZYW>&=3!H2!+;X1+5(8TY:U;_Z!_-T>HAYM+4_Q:[;%C=0Y2C]]\\NB
MQKDCR@=/E9FT#+%F@C>Q_7 V!Z&,MS,3%GH56T7*^<7%&] 6"(/T"Q*O?4SP
M&.6;PY!32#H6KNFED<AI4P59(W.[%"/#ZNIS-@IJ"AI2F!@&[9"0!:_"L5'!
M.XU5'+B7OJJ6Z8;TX]_O<NNHW(Q8\7OR6;&A%(%#V2),*/'QI,)<TQO4WPH]
M;MI$P^:CIKFA*_GT+5D%>UPSUXKL+OFQ3([3?T/"KY?W2N0\]]AI8V1WF:^6
MSN6--79//<2"8*?;N!5T1;K$AZ3Q'A#V"%F2@:?\),G-3K7JTNX>5D8#U XI
MD@S<0$"(Q[7PZ0<H53+PKCR2="R;T#MKX?80=@$O7K=#DEWW:XX.]Q\_^OJ1
MM3QC%'UUJDH+_80/[?@?JI5 _?%X>\ZF<BZ7AWT'0;LGW4.-,9^_4?#$:3]^
MP6Q"K(,3 B]B?H<WXC8K?E8E/$ 8,C\1N9O_"IT6.J>6@C#PH-V!#C4VG;2<
M%NP\HZ)HD.E42X6:S? %A?&0@0OF,F;01@?E,O3+%$B5[M.=A2G+A2(/Z866
MM#*OQ3(]CHS7.X6,VG!9[_\JQX*](PH23%SQU/=BII94RWL*31YMOMO+<,08
MVX9-Q_A8>>-2\Q+OY]&)@KY(#5U1<W:RK89WHE-:Y>7-\AKNK]R$6?EJ_RM:
MDR$SS09N[U=7.^V47B]I3*[1+J0P%9]+HDH^^1;9*"9LKN5A^0626^C-AV;X
M.#8T]@'D=D\$PPBU=%WKL4W'(=J.D'68 ?1=T=><96\K[^]/49E?G3E^E$6)
M;IW(=-T?:# MN:L#,U!D2,O&EE3VN;.%LGWK@)WK+=-YOU20?<S_P3MTAGPW
M.A-K2W]ZV QY<_F&<+Z/[>,^FLTO382]X"(VKGWG9;C$0+*T;FW/-@VZK#K7
M0?B]C)K%@P+L?&]QX9WAQKC*.S$PQ<TTC,MZQ0_N'..+)H0*#9,M"JHE',.7
M;3Y_'?\WB($RD3!.&ES#%=91J5AI8C'FL)ZZ3V@C=NMRC=WD4J.;ATJ&=?^/
MY:>$VHD[6$Z"YO<N]8US^\.+UN'S#](=>\];4>"X2$>KVS(C'B;<-K-283%0
MBE(MSC:X&OL\+O'FL(Z![1?H^M<423*04@4C':L@ PRJ1/'L<-1\43PXXX3(
M0!.LOQ\&Q]F_]CD/N4(&&F61.)+W(IQP9IRH['=ATH2N5K"!524YEQ%1+7?M
M77SZ@W:CT\(W%+P-RIG"C3?S"B^F:RC]7#RG  'K?(T3&G4?:6.7YE A[C]W
MPOV$ZG<BE1:.J9!5IU!;-V*EO?QA3[9 [)!@BB>>NZD5-@@M+81+)=R]43^E
M)GN6X :)+'1V.QL;.QARR$M_\[RW>IR4ZJQAP2V\9*:!3W%;^*60Z%S;!T=S
M6"[MPSXBV1J.3W9"?S"K%^9\Q=8X8@Q)$R0,&5"?4SR/--7@QSGI\K,(VA?(
M5G@29>E]]V&YL Y;HX X3*'& J@([N42]G(5029]^YVMM9\X&'-_O^Y?@>T\
MV7EBZ'#DH?<7T+I9:_7<N_:8RR'[VXEDX+IDILB4Z@"+ 8F]EF7SYQY9+B2:
M<VP=1[J%@._.@!ZDT]V]W1<<@FA6W.$>=$O<S,P?$4$&O'-)O'NI>=9D8-4-
MVX#E I48MOJO/@,1K=&8_ (_LRCD<.VXV.R[-^PMXQ,^(>OA-QNF[_1?+JD-
M:Y47*@==ANB*]QPFJ@@RI178DIO%8= #[?W!+ ;(Q"B"8&IYJ]./2NN5K/B.
M)*2*#%"3@6-[-9M"^HL'WHCO$20$L6=ZH'J2_C0V6')A5>WRL-;8*-=J,+;?
MG0QL#S(Q[>C;M11PR*QT!68:N-D+1'D\W#>7.0-.O%>RLD$_EW 6[ 8:?(5Q
MG:3(RXF/]Y*^4,GOAFT1(R$W!:O1G<6&7A;YZG%5D#P+4='F>^$/MTFOP(C2
MX?X??1T%N>SK6[E)$AYOC?)]P149,5Y]D@R4PMZ GL9512LLJ>]JG;/CEU7Y
M%ZV;5#7[F)#(]?2%2%G465HW[;*^2VKA7^M5_#2DLHNY[*6:WAX1F$G-*513
MQ#]C_%@101/$_?(HWQ9P7R].&W[5V^*?\- C_PYI'!A@! B@]? H-:%V&-Z0
M@9N2"_<5I5QQ0^S-(%+XU.9!!OY,'/"X/^ZF_=K64BKZ#>%S_";G)+*:I.K@
M2FJ0ANR+YJ\:__D0=@+%5'3GBR&6GWXVFW^<^&?>T ;_TU[:+[8"[5CY;8>.
M:@;F\0%NU&GG=:;3"00GQ95M[MS'(#GH* PO4:)V_519)VO-OL*7U!+3[9'Q
M+R@5BDWVB F_0'U)!>%6XSZ;OFT3P]5"&[,2Y8LS#(?T6&TS1L$JL0WQ7$H)
M7PYEG\APE.V=9;M+U>L:=35/WAX&33:TI;3/!T%,(87([_EI2]Y,D^6#;@=O
M6%K736_=2W5.21^%E6L6"(BXO]5YGOY)/82O4(UV80OZPOS*^EQ/!@(7K5)[
MP4N^K95XI 2;Z1JGXZQC\/ LPG*D1N% W?[C[$6\<"SEBA^KCX&HVK: 2\;!
MR?)E#!,A?U*$N40Y:PE!.;(N)-P:SZ\8P'L"-789(_'N# W71,1S&,]=#AF'
M]V4(-4>_/67?SO76Z?B=E\ZG8J?V9FK[SC^_4_'ECL-B[ !NFZ,T#-;[X9^>
M-)O53Q?0[)5]+RGYGH=1VS#A?S.QV..>[JQ_,TV5S=*U>O&9*!GPC\?NV.]_
MQ]PD3/]\V11\&77(&U'] =KL'\1$.OL$="9#U[ZP^E6,N,N9Z#SF?<W=E65(
MOPSWRLOCTCNBKP)P!/J*3.8>,Q?LM;(^=6;GG  J]-0U=!6BO77M;#Y]*2BV
MIB_C[Y_B$4);/R*RB;?PE 66QSG3%>L7,C]3;%S\(%A R.1+G,I^\=H%J'6?
M[W<^%(Q%9V07,,Q]\6#J1M+.#!&5U[<F)H0SG2HC5U\S0KJ3YI<M&X"*" FN
M=S'N;(^!M8/F;)' 9Z,',2!N3U+@^B\C?3EX0$\!EEF"TCF*UX9XZY'JDN"*
M-V%Y8IP8?TA!JH:20KP/SM7X>N*9W^.4)L%N59YZ\M.CHU_X(H\25? 7<X"3
MQ@N G/]>_H\EL)_8#1WY.V3  H$^9!]8F%"\[ H;.O_3Y%KYOQ-/*Z/"JDX[
M1[_NFN**"MDG@?K_P^!A:M$0#J+R(LG6FOXYJ+@)Z5_#1[AC=L17.5?@"5 =
M!\CYSF%^H)^7DX$]%DF1_0,PA"A)+MZ7_FG;C. [VYJZ?5C;KCV!=10N8[P-
M-C"P$;FR!THQI]_?>K-'NU]58^J$]U<%)0C&$=[+F1"OX,]FZUI>=&\](97:
MC8.9PIL)8>,TQ.OOIL]-8GEU#P634EMJ-:S72Z>]P2@7MOGLGWWU5VCG(B';
M_#8W_+/LU:X<"WW[P40VC0*CIE>CFVEA^PF,*75^L\J,L(Z45[ 6.!/HWO()
MP21,UP;3CH.O-1Y.4L>^0"VO_$260=33_L$*J$#VP%_>T EYKM.)=.'A.71X
MC/U5ZB[W32J4^H$WZ$,1/WUH(^C?@D$?RK13Z'6-#+SD<)/Z^P'^W]P_)P,>
M-VF%Z_TRM49_W2I.V)W.BOT#!:=]!(%BCG-H&YV2O]:^H?4"?F2KZZR&</;D
M9^[><IGC=MS<NV>E<RGB>/N=?Z0@>AL?],,N?;6/*UH[.[LDF($7:5P[2U ;
M.7"ZG<*G1P9:.RP[GH.@&\?E=^JDJ_MBB[KZPJQ=84,(7QZ%DCJ>JOB]QMS#
MX<RQ4%O>E4TQBFU@DX!+>P@IXPW=2GN9YY=H^-Q]<WICIK7T,O74#;1@6FGR
M-:TI97ZU1UUY->*@/VXP'KKMKB3\TF7TP?S<BU0[:JU\2K3FLRFV?+>40<.Y
MH!N?+H4'"-+?4Z7"4!=5UXV?<5\[\CW?KN_UBE&IY/..NXYRT8>#9."AO\RB
MJ>1C 5R6$^O:#XBMMJ$Y/3XH<=KAJ(*N:J* O]%[R\VZPX'@[;7!"L07N^:A
M9/YQO5\?*2&[FG[8'J@VC5N&EYX,6=D1]K(D!D^:UZ*02?[)SEXBHQ4O,YP>
M4R'F!=^\%%[-K'R[&F,K/-\?&PM7B[+8RVLO/9 5 6D Q:8B[ 5>/L[RAE\A
M/(T,!.PQ#(RQW7EC-"A4=H#"R@7R0MS<>==9)-5KQ2>%(U/+E\^@M;:0KH1S
MT'T:XO*B\[?4?(M97;26[JP+4600+YK9A\[6[2DHF.Q;L2@KUXAJ>,K@!^0N
MI&&E'2H\_+-B0DI "XIJ^%??JO[^$)S]MC8..F/>CUH>A!\"@W'8EQ ]:Q."
MRY;MUSAM9?\,_UL^GHWP/89"U'CL3YL;P/'_$:3M%<D=+F434N?\<T&C_-1+
M!FB)H*T4B5?^^T^3_Y:YN:DS&>]1!Q!&;I#J\%>ZFZH=; Y7SB\PD@'Z"1?%
M5T7>M6^F/"(/WT]&?E3YE-2\.\\>)W^5I+J.9D%W;]3H-DW&I2RK^%N_F3S'
MS,37:INW]\;\S."IX"G$G8\.Q8X;<V3 N1*:"&^H)6%LT+[K-EGN3C3?1F4Z
M0B'QO$6S>ZZ$"4A+C3]7XR+M<@\I-??'^G=>H\GQ/&+J@F./,M-&\-!_B*X$
M_;MW5$:F$I/#Z*K/9U+C*$'E6*&OH-]A[0I9DL:5!J>UXEGOJ)DL2;\[Y,3X
MH5$GA>VUKPGD:X#F;49E.Y9$E5;5&K0UIL;VN+H\Y!$9J'E'!HR[T?R'J34Z
M55U/4"67'SMNO3R!Y(T]>Z8-M06RSR>1QMOV>^U1,V]>+C1O*E\%@Y48J.A+
M@-HUBEP)0-M<SO5 #6E#E_L@\D[_W.W1O/9G\M>H65@<@W]^+GI29!*[3V&/
MC4,1]=W\C"LV7A_<]E1("L&G$NQ0(#3L9M,G@L1]*K?'O]><,\4JA(/>P.O2
M_;QWJC%:@-^28J')GM*PTJ>5N'LR%-S4O2'S$K1_7AD>+L=C6^B4K/%.\/ @
MZ:\E82=LO07)P,K PGU_Z057'$'[YR[5\MM@B_6$60?%*TA_U06<.7QJ2<^_
M$&X#JT^R)E89%-KEF+!KV,EJL9 !.\.KA\I^/1E+'OM?(^URC10/?"H-'G:5
MGB"YSUI.[<5%Y-&KA+II*__] 'N#/U<5,X:G?S66TK8ZX4;$*UO>?=R0N2*>
M%FE2Y_TQKZOD=N'0_=UXC!YDMP<2A)@RWK[*X!$78:KT<\#-7W?\ET]656H;
MZ2+3&W<V:Z19Y]XP%A>KAJ].&QA0'SNM=8S5ELCSG0V,O0%@)*[[1@8(>45&
M'DP]Q?KHLF4AG8'"<L';(EQ.M8SX8%T"IT#POWLZ::0IB>-'N\G0LJQ?TP;[
M)6TS;G'/"8I8U2L)'^G2@W'^1PF\AJ,[@[&+NM)R!9D-\X<M[4]7 +3\(-8F
M7.=DU^2AR_"*.\-8BX53ELJ$UBQ<I<=$Z:R!G!C'-<7@9G,N@O/4^(E@/[A2
MU6W= KS(F_.<F8E<_M>*'F"(1>+-*%I?WJF9Z#6W;S^<V-G-C8^PO]Z^-HF=
MN(ZSEO?<3&>Y1S+P=5!VPRBL*^\^J;F[;[9Y/-UZ4VB5\;X&RR6*B-8PAF\'
M]W&2YF%6&441-DD>%N:'!W+();M+;QI8XYH'[G5E)T ]V6LL-T<5KGX?F)#L
M1M+IQ2H3 MZ/-S7[5G]KG*X2=W FY%XL16OH9?4\3KQ2Y/<)5'D7YY/_W?^=
M@N"LUO"YSX7^ O*MF6-OQ2(;^<E "6S ?0);]O5%IU,:(AK='K83*Z7@[T;2
M,D/*&.=MBA:@*>:'^=)J&U^XN4CH7(E^*W:ZW8\&7;U5>%,!IEK:S\75['E4
M\[FWV#-HLB\'7-N_"R.B@:A7O5D9Y5=Q6T[O[)>&IGCHT_8# %,^/_UNE#%1
MR?M,:?&RWJ]3B#]GMZY5](67,_'/+O+;/$ "[A)+F] (?_'(1L5C;S2?W;5G
MK2JO49<M0&WT1$YX')H,%[UEGTD+Y&TOZDHL'[NUS'FQOUSLJI/C;*6\Y=HG
MIV4]$-.$"PIR/H3!UC\V+4&8Y.5HP^(Q:E@:,H!$;;'."GZ#VIX\B:YQ]\RO
MLA&2Z@]\Y!:C5(::?K\LT#N;?5F/:29Z:Q:D[?+>%_Z/<3T&Y"Y)7?4E:D4(
MY-;I29@Q](L:'U ,=Q-VY]S/+S([S2,HIFPE_:*?@C.EP"49M*0_6*]OX)\V
MDGZ=QNPC?FW_;7/*\=<6[GH"E@QP7\XD W 7,K!@\[\,>*;@MZ/[_3F0SP9@
MKIA4T1MAL\_.0.\)OL^JNA)=<IM"\.AYS@D<NUF239>^Y82QH&J3[-TD^I>2
M' */5DL^Q;"G3M$V41 B4*Q?T9F:2PN;-VNE)^8;:^FF&)/*9,<&MFL^/N!]
M87P[])/)XT>K*@LW2>YS^@M8BIJ[*1R$1 3'E^<?^Z.&VK2N=]P D;<? )U0
M*2GL7!D7GKTYVCY?@&J4)$!)SXSG#\D J*!P;3)P C=!!O;_!WOO'=;TUJV+
MQJ6(@A(+35I4B@@*2A&I$9$N(#7TJ @(B(#TEBP+(%U 0+KT3J1)"T'I@D@G
M E)"Z#6! "'UA+7.M_>WUCEW?WO?\]S[//>Y^X_?7YF9=<PQWG?,.<8\Z9*U
M3P/19&U;U/U:S$LI76[587;=8$PJ!40'J%[WI-$!;71 9Q$=$.J"@U./,;@<
MPX[3 3P(:$YLF2GMX9[[NC\S11KZ^M"+6@&?(<*)HR!<'XQ1YF-2 QT Q] !
M6-.U78Z.$<YW!W6>7<?\.P^L1?M'!@]S)@C\X(\5_E_JSJ5=0'QEB,XY-'B+
M J8X-X/_V8<\^!<GM'-S,VQ=.5U1X-'?AV16TS^^U&IIRS Z:L%EVL)Y*PI"
MU>VF$9\>L@DR\_E<;N;ZYUI'QB8R0M9#%14G \..>ICGFUT,F.71;W9Q_OE"
MK=*9 7D\[_PM1FI]@M@[UT))A)^A ]#CM+O-IX"=5+8 !D229P"T9L]W*S0>
M1O$'. ;?971N(.0/XB9[N)DP#$;,F-9L%K(9,@K>&=/(>VCP^Q7^!'%BB;3J
M_)7GX<6K9C[/L*(25\Q[@<_B4GW<'DH,FM,!N&0_-UKH:497CMHQ;#IC:=XT
MM<$)-YR@1%[&HG$8)-F$>#T[<^)BU.L1'BQ#MM_06/$7')L'+X;ZS/<[?8"J
M%#X_ G[@XD@[MW6(#;[FPV>?,8"#<\<US]8$U<O?V",N\/.*?=D^(5A4D#Z[
M67-:R,^LEBQM)>^(VVNY!IT*W;O(L& D+&C_&T(1C3KIA[W+1@>,VQF&P!<*
M,FG/X;-\8)HBU-;0YD:G:0PI1>&&XY=]SN$)_0$;-:'SE]HT+R?:J\P2BM8V
M70-;&[G"-Z)X]I)=@^J_.)U?@NY;!_42ST(5@JR(MU"G:FB_<)0JO;SDDS)2
MZ<V5=K_[^AKY+;W36DM'>_-9BZE <F]D<'%X^0LS@%?!%1O<<.>^P'%\=#,N
M#O55^@0BAR\L*K-^UWH>9M,7_"&FJA/!>UP#4'KTG>H6]#?T./RD-V1,A7T9
M(O5YY=RO+^WI65.548XS+$"LK8-"ZM#3E6S)*A\9AI)V-/Q&T47=@K%FL&,J
M\K14*;Z@02W$.<0#8LL+=52R,_#4D%;;,CMPT:5W;7-;)^B#K,1&RS !K-B_
MNH--AR<*DVC9T#M^FOH\D#<$LFL]7%2+#MB2^P[/!+/@RL6&-T@=&85.2UK]
M<U_@EJ3;  #@(=NK>K_0\EP678;2A88ON_?Q]N1#YEL@) :8@0H%?_R/P@Q,
M^3UIZAN:M&9[QO*>MOVKIW8H&2^X&E4*9[.-.AB*$$6,Q';'/C\DGI=E$>1M
M^+)#8^."RE_NK+3(=L&;&8SP/*5_5(H.V%> 8J#O#@^/??\C%'W6QDK3WU&V
MINUF'Z\&=N3L:^AM&ZOFC/FQ(1RN>[!NA ^T -6!A 3=J2&#HK=:HZZ55<4&
M]YRD>D+UVG9=C;R:2JDSN*4>C^OL*W<1CFXM-.[%M1':6:A;Y<@SQBXHC7,P
MI.$86F) <\G6PJ:NM33K2D?578/SDU+87V?@[V0W%VNH!6PNGUL\=L:5H8XQ
M!>25_<PNANE8"EMY^;_S:O[S39OK>,'6PYU&/&HTE/L +0*^-3EA<O >=GN2
M((*Z;B_:8<[QT%V5[S4T&-T+%U#Z;9H/+X^N(586.,=S!N>^=53Z1)*[!IY5
MJPTPY_G\/$V^M',M1<" T7C)BPRNETC[P%DW]J^E/V-O,G_S./+L9*ZR">V-
M0#L+&=@F(#I$L<EN*WF:_-M3(6Y[)26]*3X?03J@0DH>$5H*::-=&0L2+PJN
MNS,B4I7V^R2;:5?N54Q8)<>WMVUBC>5]3B/N@^O!_>I!"WFP89ZRLR4NJ:?+
M,7P7KA<\-4 ?NW%EN]P"[+3F<6$;>5T<_!#]!=C_""&+$;]2.;R1_6L_ K\5
M V*_3E 6P+8I7,/L6M6,OUB&8R<NRU]87[_=]5 ;&W6 "$>!B=4V+S=JM@0U
MZF G:[^]CS6X02 5'4>V:@M8\&C;9/Q*<K"+;]\50IN>XC5:++(WJG(>Y&4,
MOL"3*0#X%7P*="Y(M\K_3&U%"BWM9M<%HUO CCW\\FE_'-,'IF/Q[H MJ V%
M%W<5!WDUB+";+'&^G;E\]KL=2 B..^._?]VZO@3U(VVS[ZIFJN9'!N? \&.@
M4K0A!7$+XER7F7J[94C!T'25ACL</Z9#<D;N8R%OTCK@0(G39?9;-8MDZR.:
MUP!MB+F\=-^+$ V>0F&3\0SSG7L'G(R]$#3+LC?S<H;#E2 CP(47_A+Q[5>:
M> JPE_5\?%3@5:77/Q,R@0+"ZHY&Z<Z:2>H:^A++Y/4S/1>T+D:]4AQ"=ZF<
M(];-]3/?3?K,U>O].,MG"!_4;KA<>.E]X&], 1QU&\HO*H_X8\SS$YK4@^Q
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M,)L_CQK^Q-.HR_@MROO8PZ@MRS4Z0%,VN.GO9+.9C[G]AS-9D%$>8;[P7]>
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M)8",?_3C-/9?B9SQF]2UFW;-VA\0)*&;T7TD[\'*T>O/N\Q%M)DI3"]IB82
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M4[*782!MO_I3EZ(9+*L4S[S/T+E;*W3 W&&^9,@<<(NAGF:&#V>]RE#SC_+
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M EL2\K4)ON3^L#D=OMIL"V\S<@NFVV6B)I;+8IRB6#,JF=>K#GKW('A%R!9
M>G>$XM+AM&AQ2ORLS\U23I-^0/H3[,S1;805[ZM0J9M1TS_H !R0]TALYG&C
M]QR;Y3N;4+3W9/^953=_V,&5-U'!/]$#9J[L\QKQZEHCU96M)5'QP>)59Z)O
M%W58"(9Z9F@W:$]5UD[Y03"U8R7%_F7)-35*96KA0B"R*!6>X:7"0@P62!4<
M\>X>T_W!<QLH#FS8=1N !$,E/RSIR>F>HL$7:(YC"RDL3J8=DEIT0-9!,#6B
MT2?9/F_B^N<,5WZD6A4;:G[WRJ_1$E%$XOOTC/G-_D]1=AR]?VS"R__;2,3_
MZ,MI^/QJ>VJV,5PDO/,"_PL@QFA0[U;&0*J>1:;]7%8HK^DF12YAJNP70X:/
M,9C8P1Y"-EXN5"/&Y(F7L(7YPV+^MXC\M40\_-7U($U6:ZN-NA&3H"ILN/)1
M>*PA5#=YR>BU"5YBK<5T-:C"_EVGTVAKJ<H4J-"M&\]2^0CN60!5][435U/2
M%.NE^0N,)"?Y\@3/)]7%R4BW3]IPOSBM"K79_*$\K"(^72C1)X#YZ#?=#\%M
M=! F'S54OVUNER=<Z"&#EKK0[4LIFQ)"F<;)<;V5NT+S0T)5ZDV]/GIKM9_3
MGPN$3:18<RLQ*0DMB;I*?B%X-$3??W:))ZT+O\.R"WUC)BPS=9<:1AHW$[XR
MJ&% >P,6VR[9IP-..,''!=@K:[TGKR0O:@$?].V<)3J"0CP<:QMN(#.>T '7
MX=U;F%6!8:X-!768I,'.K:*<"*(GX?_@)='__O[Q(?B)V;F\H+,2V>?F>!>^
M7707L@4NWH"?M^VP+FQ_^VP>]V3#SP?YO/S(T2SIVUUSTL1@\9&>TL;;]9..
MA=/^%SH%9'$O4/C1H)99 4%U=LBRYN)+VUK<SM?'K=R[T69@0L/QA^%AI'QP
MN^9^[+(RR9W&5#=<@;1Q$BC[&2L?KG5@:X QWJ!T'VT.; [J](_.D/F$&R*W
M2,PL!CL"9Z^.N)U7?D:P#:8##LWNP=&-__*N^]O'9M4Y#8QL3Q)P;2QQOH'8
MS"K\ *Z'%V937-KS([1$_ HTM 4?EY7=,(GYB!X:G0=SN!*6:Y>%:A]*/HF5
M$\V-W3,GQY&.$*D:FM%9X-'\DI6%PR= !2Y^,9XGC7@%!]$!L[2PDXR)0(,X
MGQ/E-!26(JZ[IOBJ\?I7!SRS]2"F SN;MY%K&/9;\(<M*;QRJ,>EKRDWL>*Q
MQ5,'D!QTJZ/WE#7DBM8R+.S=(ZSNB1+OI)9\QI@19_9;_^7HQ*6P[8T<^6U?
M?<N=!O0NM'5=GQ"_2KB8'N$D]XG'RPS\OX2V@3$2N!GJ*1X([7@7'=!AO)#\
MR(:7W<R^)=Q+O.G-JV'+X<)4M3<QXC4.=LL >=E"[8(Z[L-<-?^7(:7_/_[$
MOZF(K4&=QRX-Y;A-34@< +8$@<OUE+Z YG;\Q*2N4M<SCTN^*K^?2CWH-VQ.
M,!JID'2D RR4H@4#GQ 0.=WNE-TIR![\5E#_V<?!&4SJ;I+?X%\K+1DK7Z-R
MZH'.)S&MB_-G)YJSOL"D; *^F\]T'\]EV05O3VGB@7!#(E7)-K^V,;-G53%-
MV_)JCFOWJO]Q) 7&PMUCC=#X[)B;;+?TLO1'K8'W#.TD(9_CFY]<URW:Y1!7
M-Q;5HJ(%A6NYH\'4TG)$_]I <5A:H:%%5OXC/#M>9E1'?R6$W= \[?_^(]EF
M7.$4B#TF[?H^<U^#![G4&RP=F*6Z96F<KU#]X%63@ZES:Q2_3LPWY@B*@1LF
MX]IW8OSJ'74D>%JE\*<OXB02F4G;MBIM.)5POR,CUM-,-MAVQWHDKWE$:$:<
M<#2'K8?YD8G+5M4ZZK9"P-J5)BKPA^?]'O/55">F*JJYH8;T4,0N\.**$E,Y
M/V^'S\+D&>NLR]#[-V=IS*#RP/*@[VQLFI:D\VT*67M=H<_<S#?]+_^F1ON)
M:7G@,E__&NBDT;B62P568Y!Z6"7%E1(J7,V,L2!)*LA_*0Q8R0@Z8-N4HD8'
M0!T/6,BW4%)$!!T@#&T'[^[!WR'4CN);U#);6F/N_I$(0H$." $QBBLSBML=
M\/Q1W/"P>-O,[AXX#E'MTMT5Y'+X7L&G?PH_^N_O+YK=<8[CH!)GNC@<5C_Y
M&WE3B0[ 9I>VB8^J2-JX#A,F[_C%0]['[M\Y>GA.N."];\&O<O^*W,XM.L!@
M@++_5FP'Z_]G_(]M73Z1!VU,]'1TN;U=,7]\41[?([T-/IVM*C"Z8.:SX1_,
M5!6\DF?>-9(.MR1IW![CCK_=.:+.DCO TJ;4H1]14-RD.+-)!X0IW(:?U&\J
M%HM8'2/3 9C8]-KKM]:T1X2K6MYVR&@>$Z!A1T"6I;8'<[$L%GZ974]FU5^\
MWI=CD3+^28IUQBL[WD,-N$T,&[[)W37C*XTU5>[PM3](5'KRC) Z!2O:V;E6
M4<#B:_EUG0[0I#H;:@M<Y=0:CQM9L- _H?(1G>\'F?/AN$;1"G"OBP 3;H _
M4)K0*8,VYF7\?";RSI)9)AZ8F[6?/)?RJ!"-X.O'\-:MU58]#"XIMOPU,:R2
MG72PI8Z7*,4<^#K5W7^K;\EY$(?*)<6X#-9 (QJ]!\QW/_#TV&Y?E+Q R]TE
MH;L?5UFK<P7 MK</!RZX\<E_CZ>Q%OK"-I!AN1=]1TQ=KNOT&H7U#6]F-QB8
MI]]2024Z(+75.\9S9Z+>)\YM,BQ<WHW_/&J)F5MDU;I?9ZQYRJZT&W.'HB>3
MYG/75=A'6_622=+MH_$&SEC9V/ )B<P+U^16SP,/EK8_JJS#/\HN,?99M'?L
MF47%%&2:'1T@@;,WH0;686U17%?:T;[Q"[;P>;\/R"W6,+/(Q61[&ARW%#B7
M%>Z3ZAYH [2?0JO)F6-59J;!A=N(J\CFAA&)^<;FE,5,M21?^2L4D@D[Y.=#
MG(Q[7*TL C)"3'_^",HK/A+@97/&&!.J&Q[/?38O7H/E;:YP^#J3MKV]9]&T
MIHL]JYY2&,M;>?#26'/"U\SCK]LJ(YOZJE>O(3\M/&:N(I.RMNWX8PM?ARR4
M-4JN9?O#;"#\1H-#XKY4;S&B)X9P2X6O,=+0Q/4NZ7AT6M&;LU\$9F<35L6[
MA:)SXG+C=!K/E0$?BZ\$X QX+8)?=Z:^O_/($BH#__+%;<U60S>JV+96W7"J
M&6ZPK5RV?]0 >#<AKRPI"]:R^!!=1A%JV?&RFN24O[5SDDLYL<N@SV#)5L\&
MW1J8RQ5><?W;@>-GI<#2W\!W78;[BLGW^2BUY-@KPJ7K^(&=X:W#PR$JNR$T
M"Y3_+TW'7S.P0!W0?TW1\F]9"[H-_\A: ,7E,DJ'M:RMPP7_*,P"9I0-I*&Z
MMF7W7/VYMZ(#^+U4./]RW/K?W[]_1^;I "[[*Y:?(JLFD]96V^$Z.ZN;, ;#
M&G>E VRU&?BPV7V4)&%6_KIP&?8H31%;$I"6R?J[M=^PKMJ$.QVPW]]'%9]Q
M:5/ACR*2]?NILH<)AVV7H/+M0&J..+FE5"4W%$OKE:-N#3(9CA)<^%]TE'N+
M<IKWBP5(@1X$\C2K!U'L1;5U)/I NK<U/#SB&QTC_+(P>[G97/4UIP,?R^^<
M"<+'[H7M\@6+QR$*7!+PP+:^*U;795CW6 N6OH=HC($W).%MQU&%S)G+V>%0
M61)BFQS[KLM]K\(/L@W/I0/ 2+R8>-X8DKGB:7Y&>?3(49J551 6SZ^Y$+&X
MME)L5FBI-#*?JF)4RU(CW&MV'7P3UW<=F:,EY)<1('7S&.QRW3K2?T[WXF_.
M+W1R:U:%^N<TX)9+3W/R>4Q-2]3!)NREHSE;^GH!BOPC($[OO"^90SV&JV??
M9U$"0?E6!I'HAUG2.B'-MWHT";)+)A#V*B1[74'+^49YE(*B"?SE"@A7MT0'
M?%2"[U/^?.QE)HOV.YX.F-DY/$-,&S2FQKVB&730 2GP27,ZX." *+FM+$CC
M9)0F,,?2Z( _C@>M&*4'!,!D&IR8NA,@2NO^"K\R1P=\!W^NI -V=G#0^0!-
MRO4#.F 9"*(RIH2B]]=V91<)AO]HZ /<E:$+EY9F6[H)?ZT9C''KIP/N^-$!
M6XRJYESZEG/)@DR4K$@ZX 9M@D$9^ON_PN/^Y9 T]S18#\!<M$?4VEA&_[->
M,4S$T-_J/CQ-;0%3CV#I@):EPU=OY')BUZ.XMF&2E#:R"X@Q!# 333/OKW4/
MT@&L,#CI**,G\/[#,U4W== XM^0\!7H0MC<&IL%@K)18K;_5G/O7N41.1X"K
M;D"_$5MV@!ME< J%PG4@$/>WBO\VE_[-[/ G#UL2\/!%T+\OT@6:Y-19<K,(
M!WCCO@&!P](M,J#IMXN5U;%3KV^!#:TYV,=,7UD90\.E?MS<GLZE@+M7ME0N
M^R6M<Y#]7AH\%32E>F2--9!+)TM7@GHG4RI Y*$&NX/45Q'KA6&YND0/W4$^
M60_94O@Y5Q(#!$X,(H7+UO+UHM/>6M&L>K<UP.?1N#X;G7>% DY-DE)7AXK-
MK&N&W;H[RND -C]%$[S0RW+LMJMG:,.[1YK#Y*X5$N3C,NB4S(92'JF)BO+H
M3XZZ5[@RVB*@7%I_SQQK$GWWSRS[0RC/"YF=XLFG*LC-*,V1AWX!+YS]"NW'
MW78<P&%!DH5^SNC>REBO[S>%MGI;B$#G<09+UTF\8J;OZ?N,+.:5K</"/AK/
M@N^/^.1O*Q%S!XRVS#T?@_D 5[7MLM7&>](T>"5)NW3 ^$1S4'1ME&T4WN_E
ME9=NU9I';<!MQ4@$_\\GL[?C@%3<3ZJ'=8>7RF]T0-S2?3H@N(5P'%'9*8XI
MD=QLZ28^8_TLD4#;IO3[,>#QCO2N^[_T>OP7,P2LT=CAWR"X?6IP[+S+86F,
M)J,T$([^2=- )1/#\6I:1/@33BQ5TB315]6.]V$<=0G<BJ(:/$(+F$E)99CD
M_ES-&8I\MKZ0=/N2DV.<7?3Q1=]G3 )YF8E?7&;XE(#9BAJ-D:N>5[_&&L1^
M!^V/7P+.CNXX1M(N^\5VHJ]-].VPNH[KBFIK&0\O; 9/7IENB&CTXT#^S+>A
M)BPK;DWX3)E'2[=):35@-B5:X=AL@YVR&:)3LW%?/T4P"68+VYK@O4W"DB!A
MAC:LK.I>4GO5F\$G'Y'U)Z6/%!,=S-%-DU-A=$"73NR2#3J,)NMWI9TM3J3(
MZV FS_*5/Y2X?Y4.B(5TRYCH,FMO9.O4C"W-/%T3<L9_>O(HT5[^6, 0NE/E
M%#%MSN#8_<B":9FQBPOKST\^_>#[A79^LWZ_+UAQ%A@>(!F[SFI>-UY[(EGZ
M9T];0& Q37@?])9C::Q-/ZDI-X?#)*8S0K3"^,&_K5.12\!B!F9*Q-7 HE'7
M2DO#4E/9X"&SD<%#>42:4B!^S1)_K,K"[U'>D,QTIG.ZM8ZR+K!>.3D+-MHL
M=KZ$.G3%4,US!JF-9VZEG>]92^U GC]"!P@LWX]G: _6>)7"WY!8$VH^X39W
M15SVC.TL=67>_ C)SH,JOKCO$S<^__A[U[7O+[1W\Q ZW&(N<R.+WO-[RCUN
M$YY&#B!'W%0)&V;3HB4^HM*%K/_]!!>**SI4_J9M(I4%M&3+JNZR:PGNT:S-
M\ERUX=T+Q\$^]J2^]YVPRBR_9OL8V'$23-P(T(BK< K8S9JHL;D[01+8.O9R
MC\SGI=*).E?:J%%;_%3AE>TR>GC<&J%]Z45>K-JJ<BS'&]P-^-'*/!=4X=3N
M=[_>.;:068-*>*NJT,K>%,T@X6S0^F232E80)#/H%G'W>+6,@D$4I507?>DR
MRO#S58.'6"*P16W# E[+3.FA _;VZ8 :EQANWXU$A="AH@;Y'&\Z #< 8Z(#
M,O=GB"SPSECB4S!CO_4';E&8P%CH54,;.L H?]&3[ \RHP/:5(E<M, 9^"Q#
M-'@(RH(FG\<(+GI&7RH_-X4[O&V<3104%*P- D&=*8>)-*"8?C(S@PQ_C)CO
M>(31N=H^D:@IY^!%.'PC(,1]6H38C(&>=!E:X6FOT_5E*;T1\UMO*" &%MJ4
M>B".15,2J;JT^J]T0$Y2H_M(KEE0E53Q%>XI@3XZX#3S+/1@B\$R?B\\?'4]
M]#5.DK*/H@.^&--DMQ,YEJDZR2G]&_/!+G;XR:^6,;FN]J[**ZF+IJ$WQMI/
M?[_#MS2"SD6WV9X]?/E/[?#EOQ9:E"6)=2ZL2U1)7FE"\@VEJ5GOI/;FA^<Q
MX\T F@CHW5;FG?GRD)H1I]36\N$7RE:F8UY3;-^G7+CV]FX #YP\1.\8?.PW
MWK#U+H,-9+(.V\1W(+PU^8ZZ'A_I'^VA/>0YB(6,[2K#'P1..9,")Y/7A'Y8
M";0-!+*)17NI'>7 -\6);643F- ;2B_?5N&J;ZSO0!G6F?\DU?D$'>"T]OL,
M"E?VK'ZY;L%@:2$5YRSN5F*X<9!"MMA721H&.T'9?DE5E.8Y<]ZC ]C514Q)
MVX4,"$WCPZ-#D>8M^$NC&YMYG?<O7!4%;=[BQ7>*SXEYO5"2*HM3U+Q\IJ?'
MW83TVJ+_J!Y%@;/TV_/@7?4@-&X+NYB=K\>6AM4,)!\-L?KE\#1XDKS&4 ?!
M 9#!S[Z?)Z+?RR6=[_)P56".,9]\T9CYAF=';##CBA/_C=34@<P(T3+=?\\%
M_$,!'4FY1R0[YBHU.KZ^9QFRNF"[BWIZ&;R.W<J"-^VN6!H7BL4,WNO1$5O?
MG=(U_318EKIEUORJ9RJ@5^DEUTK"S 1RQHJ:K<1;H*A92*TV?>=^&FEU'KRE
M IP[@DC9[3^S2A,:.;W95&00++\\]/ENK#H_>R" R1&2?^H4I'/34Z=I.;!V
M:4/>[SN\FB)]S.5GOP\4_+NA!4/TAVA"#/F\E7C P, =D*C!0T49G !V45FJ
MFZ -!S3>(+N%E17PMTLCX?W>WCP&&U<QDP4F8S*E&TJ9B L6@[#"!? [V1UU
M]OPW.:339JFKP5\Q6SQ^GAT>FP.R@2Z=G?=U)I\8KAI^:MLN[R'R7,BK2Q%Y
MI1EA<BEN\*V]RL>8Q'65(T0ZH.3IMKH=%BAM7(E1'UCT:^[?[T)G>0[5K\[F
M<_@IIFDT!FB1'D<4YZ]^5IA.8\O.F]+T=5+8C#'_H4H''%T%7BY'9WS^*_$Q
M%LD4?VKK$FXD^LX^4X.E1%E;6?P[[7+0LR$E?J%&G_?%):MK;1KEY"(@^9E"
MUIZF2A[DA^U5?/_;('O/Q;6)J(1.-J,IF%8NZ2(6O[9E\]X]H;ATD/M'F5V.
MR@<T2MY/4,TA6I9Y9-&VN+!K$4A>?U>($ZEW5=M+YXU8L;T@Y!.8AH1C2UK&
MD+]%;,6PQ<\8,UL^VPNC%BC=LSX(D$@J_7GS71QQL_ K^?Y:Q,R*)5O6Y7D/
MOIBP'2%TA*%EL&7L=L*&XR^2G"ZUP"L\!6(Q('E=D?-SHL/1&6;7 +DP%6$_
MW0[]2B>>[Z?=IZXO?C<ZO\Q1V83K"[+0U$^,PIG,M#'L5=+2S'O(-X&31/2<
MVTEM_N9?&Z4KI;^[5J0GJ=+:,S0'Y@,A0YFG\=-AV SIC0#A'T_N**U9J%@\
M8E"-POINE=HEL[8?20B[ @Y!Z5P&PDC_XZ1:/ :/:-]@_@))^CPQ9RN3;)@B
M2%92[3S2)?_()CH(2]:#=W_+9N )!B59]D8)I!8;:FAX"V%Y<^L8>BH2!Z%L
MC\)Q%^#$1C FA\*@O$JU4,IQ*$T"99G3#"XVDF^NZ2^&__6G9IVA!<EKF(8P
M%>O!LLCZA[-1L4O08Y Q@:O$TOP@,"XFY?A@8&FO_=F(/BM>C:\[#>O*C9E3
MW0OMCTRL365+90M-FQH$8CT]F3*J?]GT\9W1D%.JJC<U7-6>A62ZM @HG<^I
MUF2:GR@K_6K%72<!GWG,'NNN%X2>:^%SH<F@Y'AV=WI^7U3T.G@421U9(:9G
M&5M370Q^JTN[;#HSKO([DEIH=THC"^-CO[XS/<NPLI> .Q5T  ;:KAO[-O5Y
MKJ_G(X[8<4?S0<%W*%7K;2V.;:9@?K(4'=!=5P%'3\"7V1_?(*P,/1<W'"Z^
MJO-];U4T!YE;U(KWC?+*.N9TT]ERK2=I^\=%8_; ']ME;;$YJ5@XYB.%E0Y0
MWFK!L=,!T8ZTH:QMO77P^G40+3P5]1BA"PP-T0D:DB\Q?6__)-CJ7YJ+P5TQ
M6P?8M.:4 !_^=&P$$NQ:MG)=T-)Z<_M[>"T*(NI'*B[7V=EZ]:*+^:LRCT6&
M78QL@Z/O;1:F]C?Q@2RS*$':P*FJOGR_L\DL.MK%5:\39GJ,.\$3X-^77?I,
MA!5BSBS_R'KZWMBQVN]U1RHPI+Q]^N*HZ[K:J9+N<5_0^L=>N5GQ[[7P"8.V
MSU'?<E=\)\+Y!>Y^$@P&7MGY#>76C&H:00@UC3QW:*Q_O["8TEL->N%?)#X0
M>IQU;F0IT5\YUC-K+WWD0LL@4M:5NU];(H5(83?>:'&:[!#<@'&_4LT,*FW-
MZM/ST^.H&V4,_JK 6'!_80U\0K&UKJ)R=<QWXI'R$U&1:#C'00M^@M!\OCU5
M+OPZ;##;V0P]&/5\^\FQ0G+O*/R,.,:YLG!5KM%TW3?5?F0L^69ZWB=Y#6B[
MV?DO7RD2'9W(I*7I]Y!700K4C\CQQT,4WTK=1W8C@^[2=(">B3MXFB\@IJ!Y
M\:I=)GL2EX5@G)I@=O=#_V,"<\B)]X7:$YHF#GD588;J''&J_R+WSW^8%RB.
M8A4K<+DZF7FQAC4KMXZ(9K)-P\-FHB7F@0<KO"#R?.R:K3TTVUYJ\2M#<5IE
MI2S=7.@:L<V*5P =Z9TG8N\_PTHQ)'-&1W,7X8=()UA5VB',;<Z_/-W^'/;R
MI2S!WD])E=7L#;DTN)]VDF MJSB0KJA(7:,Q-"['CN/H'YZM)ZN9G(/>\7U%
M3CAD])@I+XA&XKZ"+W<6PQAYS<CP9\5EZ+B7"ECDH5.6DNF $^M/A&NF[CX%
M[CL87J1T G?*6!$AENORM[8GK!&N51S@.&ZJR\\BA%&F9U1AH2S5<-ZT&R<K
M:UB72XO#2/L=;1]P]$E:9_:*XP7'E?3/;IW5C)Y0'NS?M^O?1L!S&M%G'BMT
MP,"+'KVAN*DKDFV4V*P6S#D\,_4( K[U+9=V5O(,?(!GGT9))1V/0.R^JMN6
M;,_:=0[;:?ER0/ZG7\'__B?$QZ>YU(?EE$@\\/^DX+-,3O2C\(5D;>0]]6O?
M'U\$**22V/Z2'!>3-?8^?MZ2%*?"E\W=X-FL#,Q@*&#2SIP>+QBX2@JI^F7A
M5"?=VOY2R".>36''F YH%9X#DH[:,A8PP;;\KYERMS]$;9?S#!5\K''U5NEB
M;2.X/ B!R)48%!HO;1'O(1G2<,=EAKS-V"!O=-M!A./-=$"+".IESB<ZP%P<
M?IFB'_O_U*S@CN'@;VT^R016[C+TNG''K,'Y^^ZI]W.I^Z8TA^:Y"(.WXH17
M%/AWE]!/4XZ'*WBAEF@U=P&_%)STTW='^!N#P*F63X+>_(_VWCNLZ:Y+&XVB
MH@A&2D 1B H*@H H35IL5 6D!FD1 6G2E$X@(E(%(B"H]"+2B33IA-Y[!Z6$
MWDVH(?4$GV]FWN=YS\Q\[SOS7>><Z\P?F^LBA/RR]UY[[?M>>Z]UW\BFUQ[F
M;G4I"Q.ER+TBY0Y8%QA^'KGI+5[#0;H]_O!2W>!P,QI*T;\ACCZVS*G*Y)C9
MRN=/,=0DMO2BY(!U#--IH5LY>MEZV[K1CEV[*UJ92G(ELU&'JK[%$K]QW!;P
MW<U-G&*).5Z8 Z*]006,H& H)GR(BTBULW?)@MGX61*;U>[5FI^A7&-5>X\.
MIBXGBP _5L$67X$&X IA[7,UXF=N]$Q_>&$77]"+L2R,;[GZR/EX5:UO.8P<
M5UO&+6(LK$R;+=ZYE\O;<]=$?XEV[=D*I*$E(+K_GL3$O[8_\_C:[K\0_;XZ
MDF/?$@J;_IZVC8_>9H(PK47A[9K<O)I+'EX?<; (!V_&UM,IC$O =(=%7?.U
M?93U*KSCJX*F^0H\S<GT3V6.Z ED6'H'3.:Q:9E$^&'36Y)XPY]_Z[\:,5G!
M:L+,$+DJ]31RY\2'C'.Y[6,V4H6M6J9%$"OP^4\/XQ,O2B*&XX,.9TF,, K)
M)]'P=P#K0\G0?2?4D^L)ZE1 !#)^)V_82WU<E:GA86JCUI\2+#_$%%[2WZG1
MWE<<OCCDDOOQ>U69#ZXC* 8RY,:;"M(.-?+;$VV@ H)'IL_*R2]*J[@:/6;?
MFO2R*D81^7=N\[S=V\5QO($;><Z@0!-K[ ^^A6TD772Z&DQ>@'1YG07:$G4T
MAH1+36[^>%SX_J&]*TLG*W)6_SQH]EF6]S63%SVK.HN&FT]H8_9^2# )E?O$
MVE"^)SOGT3=#PQ:+F%ZS97E5N2,_(Z%"B\D3IUO#<]8:&R9<,M<-O1TJ!3UB
M$9MD-BX?U1U0*:=&WH%*0@6HAW=6M$E>N96P;6S,'J09$%Q<TLN,RMY]]9-"
M%SHOD%:#;U9\F=YK7^;&IJ7X^#BH'^^.H0)"X;IIZD#%\O*W2?Q/><,.;S&\
M1M"9? $7)X=?1;I$K]S@LGKQ441S<.&>T#7]3([G'8^CQWFT%+U$<K%"K5X6
M]I=M"F&7=R6C<VG^'X.<$7I=750YN)DT09FP,PKNX;DV)["V2Q^IQQF9W+#)
MSUYV*9_\JH7S8W"U;+J-85X@8MW_9KUL0D5X@YEFP60"^'[$L)^BCFI5H4D
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M28U;7=LV=B<.:^(@760=42K@508%=$![BK&5TW]T<-V>H7(QRD9C*/RAV [
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MKY#KY[(6A!=8(>2MSQ(=J5?7(U$W97)PTQ')++/]XI[58NE=%W1JD/:=EZ@
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M8V)C2C22HR3LTVFJ#YD-&0X:/XQ/V S\CCYN<;2"#ZY/+)&KJ( 5.=?=#7@
MKI7R4+*""G"@ @B:W.XSB& RI*T!W>!T^"#Z\^@9T8-K/#2F]ZT418DP)+K5
M7OYK7-Y4 S*K;,)T>!JXQ'WD"8\@=ACYKEK"/=W6CAC_MLY)P3KA9<&AZ%&0
MUVA:G+ULRD^\8[/IN2'XI=D+X;S0X"]]">FOW3H2$S6=$$VN("3,&GX'[YWA
M0>L%40*_Y7CIV,34Q8,T\S%"]ASO 8_=_"\.O) A5B/OA6NG]NOH^9_\8H_D
M]="96C^A%4%-2CG%/S'9ZO4'YV@=<#W_-X>"-:*JZ)%=@1+RU0&CJHH(%H&/
M?$0B4-N##65?%]HS,/>X)K"G@R-IUIVYF86QN% :P$"DQSB^OHP%!K!/J!?9
M0@UB]_0H>])W$)4U\NW\->;P:WA%^QD/I<S< W?#^=SP.DMAW0@]><U<7[JP
MI<'<MN9G\ID5W!$=N@>NA_=GCQSJQ![Y.*L)-/#(;1SU4LCE(7I_F% AMDW>
M!SHYV<U!SGD\U,9"@Y<&)'0/WF^&/E5XDB[/[8-<?BD+_0GJQD_756HBQ6^9
MY5Y2915V=#W'8\&T*G]W4Y;LI&QZ@7D],:FK(T/!]>M2TPY4<\XQ:&+)3X+W
M!,JQ=KQW4_3RL>8;>_+(G"3$&;M/*-N;VE#ET^JR-&L5_+<BT!EZ5DY9&9\C
M '1\<?O@ !IW%Q%9#'J":V(Z7H3!#,*"/O:U00(0XZO><ZD=&0:#X?.Z-#\;
M3#E.$O91V@*SKV&?=;!/FM$A=S>!A 9(969F]E+*TO+J"RWE8]?8! I;.0,>
MW'V=X@3@#I"IEAFVU#?NVGRK"SH\R0TQ@TE3!F%;-ZT1N\LT2^3VX?[+"ZXT
M PH+RX73!_<K@C:Y+OT9;&-DB,5WJ(!(QT=4 $H%O7/$U(&&/*5]Q@\O7']P
M_1<KX+E+5$.T2WVCF7,)@G#5]B"T-O$O652F4T"\,L@QC#8BZV)'3P+>W^'E
MG0K=IP* I!O%>#\LQ[U8[MB)[B+CTW91TLY[(9JQ-)2RE+JNX7,7NV&E. 2'
MY!S*L489FC0XX=H@C[W.>C/7Y]D,A_T(G00)2'_I$-=2?*'RK\K R*"="U0
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M.T(=_[\ 4$L! A0#%     @ V8616\&,.)MB&@  3<,  !$
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M4>;P,L<  ,H( 0 +              "  =['  !I;6=?,# P+FIP9U!+!08
1    !P ' +<!   YCP$    !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>cubi-20251215_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:CUBI="http://customersbank.com/20251215"
  xmlns:dei="http://xbrl.sec.gov/dei/2025"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2025"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="cubi-20251215.xsd" xlink:type="simple"/>
    <context id="AsOf2025-12-15">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001488813</identifier>
        </entity>
        <period>
            <startDate>2025-12-15</startDate>
            <endDate>2025-12-15</endDate>
        </period>
    </context>
    <context id="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001488813</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CUBI:VotingCommonStockParValue1.00PerShareMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-12-15</startDate>
            <endDate>2025-12-15</endDate>
        </period>
    </context>
    <context id="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001488813</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CUBI:FixedtofloatingRateNoncumulativePerpetualMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-12-15</startDate>
            <endDate>2025-12-15</endDate>
        </period>
    </context>
    <context id="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001488813</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">CUBI:Sec5.375SubordinatedNotesDue2034Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-12-15</startDate>
            <endDate>2025-12-15</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:AmendmentFlag contextRef="AsOf2025-12-15" id="Fact000003">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="AsOf2025-12-15" id="Fact000004">0001488813</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="AsOf2025-12-15" id="Fact000009">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="AsOf2025-12-15" id="Fact000010">2025-12-15</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="AsOf2025-12-15" id="Fact000011">Customers Bancorp, Inc.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="AsOf2025-12-15" id="Fact000012">PA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="AsOf2025-12-15" id="Fact000013">001-35542</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="AsOf2025-12-15" id="Fact000014">27-2290659</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="AsOf2025-12-15" id="Fact000015">701 Reading Avenue</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="AsOf2025-12-15" id="Fact000016">West Reading</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="AsOf2025-12-15" id="Fact000017">PA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="AsOf2025-12-15" id="Fact000018">19611</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="AsOf2025-12-15" id="Fact000019">(610)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="AsOf2025-12-15" id="Fact000020">933-2000</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="AsOf2025-12-15" id="Fact000021">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="AsOf2025-12-15" id="Fact000022">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="AsOf2025-12-15" id="Fact000023">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="AsOf2025-12-15" id="Fact000024">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember"
      id="Fact000025">Voting Common Stock, par value $1.00 per share</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember"
      id="Fact000026">CUBI</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="From2025-12-152025-12-15_custom_VotingCommonStockParValue1.00PerShareMember"
      id="Fact000027">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember"
      id="Fact000028">Fixed-to-Floating Rate Non-Cumulative Perpetual</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember"
      id="Fact000029">CUBI/PF</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="From2025-12-152025-12-15_custom_FixedtofloatingRateNoncumulativePerpetualMember"
      id="Fact000030">NYSE</dei:SecurityExchangeName>
    <dei:Security12bTitle
      contextRef="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member"
      id="Fact000031">5.375% Subordinated Notes due 2034</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member"
      id="Fact000032">CUBB</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="From2025-12-152025-12-15_custom_Sec5.375SubordinatedNotesDue2034Member"
      id="Fact000033">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="AsOf2025-12-15" id="Fact000034">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
