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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Activity in Reserve For Losses
The following table summarizes the activity in the liability for unpaid losses and loss adjustment expenses:
Year ended December 31
20252024
Balance at the beginning of the year$820 $— 
Incurred related to:
Current year394 881 
Prior years22 — 
Total incurred416 881 
Paid related to:
Current year(94)(61)
Prior years(842)— 
Total paid(936)(61)
Balance at the end of the year$300 $820 
Schedule of Operating and Finance Leases
The following table summarizes the Company's operating and finance leases as of December 31, 2025 and December 31, 2024:
As of
Balance Sheet CaptionDecember 31, 2025December 31, 2024
Operating lease ROU assetsDeferred costs and other assets, net$2,683 $3,012 
Operating lease ROU accumulated amortizationDeferred costs and other assets, net$(1,144)$(1,163)
Operating lease liabilitiesOther liabilities$(2,129)$(2,528)
Finance lease ROU assetBuilding and other improvements$8,965 $— 
Finance lease ROU accumulated amortizationAccumulated depreciation$(75)$— 
Finance lease liabilityDebt, net$(11,082)$— 
Weighted-average remaining lease term - Operating leases4.5 years5.2 years
Weighted-average remaining lease term - Finance lease66.1 yearsN/A
Weighted-average discount rate - Operating leases4.48 %4.49 %
Weighted-average discount rate - Finance lease6.80 %N/A
Schedule of Lease Costs
The following table summarizes the Company's lease costs for the years ended December 31, 2025 and 2024:
Statement of Operations Expense CaptionYear ended December 31
20252024
Operating lease costs:
Minimum lease costGeneral and administrative$431 $559 
Variable lease costGeneral and administrative299 300 
Short-term lease costGeneral and administrative— 200 
Finance lease costs:
Amortization of ROU assetDepreciation and amortization$75 $— 
Interest on lease liabilityInterest expense, net$416 $— 
Variable lease costProperty operating$79 $— 
Schedule of Future Operating Lease Obligations Maturity
The following table summarizes the Company's future minimum lease obligations as of December 31, 2025:
Future Minimum Lease Payments
Scheduled minimum payments by year:Operating LeasesFinance Lease
2026$517 $550 
2027529 578 
2028522 605 
2029493 605 
2030293 605 
Thereafter— 71,211 
Total expected minimum lease obligation2,354 74,154 
Less: Amount representing interest (a)(225)(63,072)
Present value of net minimum lease payments$2,129 $11,082 
(a)Interest includes the amount necessary to reduce the total expected minimum lease obligations to present value calculated at the Company's IBR.
Schedule of Future Finance Lease Obligations Maturity
The following table summarizes the Company's future minimum lease obligations as of December 31, 2025:
Future Minimum Lease Payments
Scheduled minimum payments by year:Operating LeasesFinance Lease
2026$517 $550 
2027529 578 
2028522 605 
2029493 605 
2030293 605 
Thereafter— 71,211 
Total expected minimum lease obligation2,354 74,154 
Less: Amount representing interest (a)(225)(63,072)
Present value of net minimum lease payments$2,129 $11,082 
(a)Interest includes the amount necessary to reduce the total expected minimum lease obligations to present value calculated at the Company's IBR.