($ in thousands)

2011

2010

2009

Other service charges, commissions, and fees – debit interchange income

$

4,757

3,608

2,823

Other service charges, commissions, and fees – other interchange income

1,033

912

980

Other operating expenses – interchange expense

2,042

1,736

1,561

Other operating expenses – stationery and supplies

2,867

2,563

2,181

Other operating expenses – telephone expense

2,127

2,053

1,847

Other operating expenses – FDIC insurance expense

3,008

4,387

5,500

Other operating expenses – repossession and collection – non-covered

3,492

2,138

871

Other operating expenses – repossession and collection – covered, net of FDIC reimbursement and rental income

1,968

2,617

795

Other operating expenses – outside consultants

1,842

1,185

808