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Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2013

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
($ in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
					(must equal or exceed)				(must equal or exceed)
As of December 31, 2013
Total Capital Ratio
Company	$	374,480		16.79%	$	178,270		8.00%	$	N/A		N/A
Bank		371,765		16.69%		178,128		8.00%		222,661		10.00%
Tier I Capital Ratio
Company		346,353		15.53%		89,135		4.00%		N/A		N/A
Bank		343,659		15.42%		89,064		4.00%		133,596		6.00%
Leverage Ratio
Company		346,353		11.18%		123,959		4.00%		N/A		N/A
Bank		343,659		11.10%		123,878		4.00%		154,847		5.00%

As of December 31, 2012
Total Capital Ratio
Company	$	359,554		16.67%	$	172,572		8.00%	$	N/A		N/A
Bank		358,098		16.61%		172,424		8.00%		215,530		10.00%
Tier I Capital Ratio
Company		332,350		15.41%		86,286		4.00%		N/A		N/A
Bank		330,916		15.35%		86,212		4.00%		129,318		6.00%
Leverage Ratio
Company		332,350		10.24%		129,820		4.00%		N/A		N/A
Bank		330,916		10.20%		129,742		4.00%		162,178		5.00%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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