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Premises and Equipment

12 Months Ended

Dec. 31, 2014

Note 5. Premises and Equipment

Premises and equipment at December 31, 2014 and 2013 consisted of the following:

($ in thousands)	2014			2013

Land	$	23,911			23,893
Buildings		65,130			64,518
Furniture and equipment		35,423			35,281
Leasehold improvements		1,323			1,882
Total cost		125,787			125,574
Less accumulated depreciation and amortization		(50,674	)		(48,126	)
Net book value of premises and equipment	$	75,113			77,448

- Definition

The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.

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