Commitments, Contingencies, and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2014

Commitments, Contingencies, and Concentrations of Credit Risk [Abstract]

Schedule of outstanding loan commitments

The following table presents the Company's outstanding loan commitments at December 31, 2014.

($ in millions)

Type of Commitment	Fixed Rate		Variable Rate		Total
Outstanding closed-end loan commitments	$	56		129		185
Unfunded commitments on revolving lines of credit, credit cards and home equity loans		65		191		256
Total	$	121		320		441

Schedule of maximum credit risk for securities

The following are the fair values at December 31, 2014 of available for sale and held to maturity securities to any one issuer/guarantor that exceed $2.0 million, with such amounts representing the maximum amount of credit risk that the Company would incur if the issuer did not repay the obligation.

($ in thousands)
Issuer	Amortized Cost		Fair Value
Freddie Mac – mortgage-backed securities	$	88,585		88,815
Fannie Mae – mortgage-backed securities		63,032		63,013
Small Business Administration		52,696		51,656
Ginnie Mae - mortgage-backed securities		50,407		50,610
Federal Farm Credit bonds		17,546		17,531
Federal Home Loan Bank System - bonds		10,000		9,990
Federal Home Loan Bank of Atlanta - common stock		6,016		6,016
Craven County, North Carolina municipal bond		3,598		3,849
Spartanburg, South Carolina Sanitary Sewer District municipal bond		3,279		3,542
South Carolina State municipal bond		2,152		2,361
Virginia State Housing Authority municipal bond		2,098		2,277